Cost of Living Comparison Between Siedlce and Warsaw Cost of Living Comparison Between Siedlce and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Siedlce versus $2,040 in Warsaw.

Estimated couple costs with rent: $1,954 in Siedlce versus $2,889 in Warsaw.

Monthly costs for a family of three with rent: $2,514 in Siedlce versus $3,737 in Warsaw.

Living in Siedlce costs roughly 32% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Siedlce 4% above, Warsaw 52% above.

Meal at Budget Restaurant

$4.14 zł 15.11

$11.04 zł 40.27

-62.50%

Three-Course Dinner for Two, Mid-Range

$41.32 zł 151

$58.1 zł 212

-28.91%

Fast Food Meal (McDonalds, etc)

$5.39 zł 19.66

$9.74 zł 35.52

-44.66%

Cappuccino

$2.66 zł 9.69

$4.29 zł 15.64

-38.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 zł 5.79

$2.11 zł 7.70

-24.64%

Water (0.33 liter bottle)

$1.32 zł 4.83

$1.81 zł 6.62

-27.07%

Local Beer (0.5 liter draught)

$3.32 zł 12.09

$4.45 zł 16.23

-25.39%

Imported Beer (0.33 liter bottle)

$2.15 zł 7.83

$4.68 zł 17.08

-54.06%

Milk (1 liter)

$1.07 zł 3.91

$1.15 zł 4.20

-6.96%

White Bread (500g)

$1.08 zł 3.93

$1.36 zł 4.97

-20.59%

Rice (white) (1kg)

$1.23 zł 4.47

$1.84 zł 6.70

-33.15%

Eggs

$3.14 zł 11.46

$3.63 zł 13.24

-13.50%

Local Cheese (1kg)

$8.24 zł 30.03

$10.11 zł 36.87

-18.50%

Chicken Fillets (1kg)

$5.40 zł 19.68

$6.98 zł 25.45

-22.64%

Beef Round Steak (1kg)

$10.86 zł 39.60

$14.55 zł 53.1

-25.36%

Apples (1kg)

$0.55 zł 2.01

$1.29 zł 4.71

-57.36%

Banana (1kg)

$0.85 zł 3.10

$1.79 zł 6.51

-52.51%

Oranges (1kg)

$1.99 zł 7.27

$1.94 zł 7.06

2.58%

Tomato (1kg)

$2.83 zł 10.30

$3.62 zł 13.21

-21.82%

Potato (1kg)

$0.90 zł 3.30

$1.06 zł 3.86

-15.09%

Onion (1kg)

$1.24 zł 4.53

$1.18 zł 4.29

5.08%

Lettuce (1 head)

$1.20 zł 4.39

$1.44 zł 5.25

-16.67%

Water (1.5 liter bottle)

$0.52 zł 1.89

$0.67 zł 2.43

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.28

$5.29 zł 19.30

Wine (Bottle)

$5.62 zł 20.50

$8.29 zł 30.24

-32.21%

Local Beer (0.5 liter bottle)

$1.21 zł 4.40

$1.43 zł 5.20

-15.38%

Imported Beer (0.33 liter bottle)

$1.86 zł 6.78

$1.88 zł 6.86

-1.06%

One-way Ticket (Public Transport)

$1.10 zł 4.01

$1.16 zł 4.23

-5.17%

Public Transport Monthly Pass (Regular Price)

$32.51 zł 119

$29.77 zł 109

9.20%

Taxi Start (Normal Tariff)

$2.15 zł 7.86

$2.63 zł 9.60

-18.25%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.59

$0.98 zł 3.56

1.02%

Taxi 1hour Waiting (Normal Tariff)

$9.47 zł 34.54

$13.42 zł 48.95

-29.43%

Gasoline (1 liter)

$1.77 zł 6.44

$1.71 zł 6.23

3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K zł 120.2K

$33.4K zł 121.8K

-1.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 105.4K

$33.6K zł 122.5K

-13.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$334 zł 1,217

$357 zł 1,302

-6.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.46 zł 30.85

$10.03 zł 36.58

-15.65%

Internet (50+ Mbps, Unlimited Data)

$17.14 zł 62.5

$17.56 zł 64.0

-2.39%

Gym Membership (Monthly)

$36.50 zł 133

$44.87 zł 164

-18.65%

Tennis Court (1 Hour on Weekend)

$19.82 zł 72.3

$29.23 zł 107

-32.19%

Cinema Ticket

$7.91 zł 28.85

$9.70 zł 35.36

-18.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 zł 1,217

$580 zł 2,114

-42.43%

International Primary School, 1 Child (Yearly)

$9,671 zł 35.3K

$15.7K zł 57.1K

-38.29%

Jeans (Levis 501 Or Similar)

$92.3 zł 336

$99.2 zł 362

-7.02%

Summer Dress (H&M, Zara, etc)

$31.07 zł 113

$46.99 zł 171

-33.88%

Sport Shoes (Adidas, Nike)

$74.8 zł 273

$92.5 zł 337

-19.21%

Men's Leather Business Shoes

$93.7 zł 342

$111 zł 404

-15.35%

1-bedroom Apartment, City Center (Monthly)

$506 zł 1,844

$1,161 zł 4,233

-56.44%

1-bedroom Apartment, Outside City Center (Monthly)

$493 zł 1,799

$890 zł 3,244

-44.54%

3-bedroom Apartment, City Center (Monthly)

$967 zł 3,525

$2,033 zł 7,414

-52.45%

3-bedroom Apartment, Outside City Center (Monthly)

$817 zł 2,979

$1,526 zł 5,566

-46.48%

Buy Apartment in City Center (m2)

$2,230 zł 8,133

$6,283 zł 22.9K

-64.50%

Buy Apartment Outside City Center (m2)

$2,372 zł 8,649

$4,074 zł 14.9K

-41.78%

Average Monthly Net Salary (After Tax)

$1,096 zł 3,996

$2,228 zł 8,126

-50.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

7.55

-10.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siedlce: May 30, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Siedlce and $1,161 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 103% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Siedlce vs $58.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $190 vs $246 per month, with Siedlce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siedlce vs Warsaw: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 46% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.

On paper, Warsaw earns 103% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Siedlce versus $1,161 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,395 per month in Siedlce versus $2,040 in Warsaw – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siedlce runs roughly 9% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,395 in Siedlce versus $2,040 in Warsaw, a $1,000 budget is realistic in Siedlce but tight or insufficient in Warsaw. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.

Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.

Safety-wise, Siedlce and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siedlce gentler on the wallet – expenses run 46% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.