Cost of Living Comparison Between Warsaw and Siedlce Cost of Living Comparison Between Warsaw and Siedlce

Monthly Cost of Living

Monthly costs for one person with rent: $2,025 in Warsaw versus $1,382 in Siedlce.

Estimated couple costs with rent: $2,904 in Warsaw versus $1,986 in Siedlce.

Monthly costs for a family of three with rent: $3,783 in Warsaw versus $2,591 in Siedlce.

Living in Warsaw is roughly 47% more expensive than in Siedlce, driven mainly by Eating Out.

Both cities are pricier than the global median: Warsaw 52% above, Siedlce 3% above.

Meal at Budget Restaurant

$10.75 zł 40.77

$4.13 zł 15.68

160.29%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$40.63 zł 154

39.38%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$5.55 zł 21.05

70.27%

Cappuccino

$4.17 zł 15.81

$2.76 zł 10.48

51.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.58 zł 6.01

32.91%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.39 zł 5.27

31.65%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.30 zł 12.52

35.45%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$2.16 zł 8.19

110.19%

Milk (1 liter)

$1.19 zł 4.51

$1.08 zł 4.10

10.19%

White Bread (500g)

$1.42 zł 5.40

$1.07 zł 4.06

32.71%

Rice (white) (1kg)

$1.79 zł 6.79

$1.23 zł 4.67

45.53%

Eggs

$3.57 zł 13.56

$3.13 zł 11.88

14.06%

Local Cheese (1kg)

$9.98 zł 37.88

$7.93 zł 30.08

25.85%

Chicken Fillets (1kg)

$6.92 zł 26.27

$5.36 zł 20.33

29.10%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.76 zł 40.81

35.04%

Apples (1kg)

$1.30 zł 4.93

$0.52 zł 1.99

150.00%

Banana (1kg)

$1.86 zł 7.06

$0.84 zł 3.17

121.43%

Oranges (1kg)

$1.93 zł 7.34

$1.99 zł 7.54

-3.02%

Tomato (1kg)

$3.77 zł 14.29

$2.80 zł 10.61

34.64%

Potato (1kg)

$1.06 zł 4.00

$0.89 zł 3.37

19.10%

Onion (1kg)

$1.24 zł 4.70

$1.25 zł 4.76

-0.80%

Lettuce (1 head)

$1.44 zł 5.47

$1.15 zł 4.35

25.22%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.52 zł 1.97

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.10 zł 19.33

8.82%

Wine (Bottle)

$7.75 zł 29.40

$5.18 zł 19.65

49.61%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.25 zł 4.74

9.60%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.88 zł 7.14

-0.53%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.11 zł 4.21

5.41%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$33.00 zł 125

-10.21%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.21 zł 8.38

20.36%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$1.02 zł 3.89

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$9.75 zł 36.98

36.92%

Gasoline (1 liter)

$1.79 zł 6.78

$1.69 zł 6.41

5.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.8K zł 128.2K

-3.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$28.8K zł 109.5K

12.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$334 zł 1,268

6.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.62 zł 32.71

18.68%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$17.16 zł 65.1

1.92%

Gym Membership (Monthly)

$44.37 zł 168

$36.00 zł 137

23.25%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.43 zł 73.7

50.18%

Cinema Ticket

$9.39 zł 35.63

$8.03 zł 30.45

16.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$333 zł 1,262

71.71%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$9,645 zł 36.6K

58.89%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$93.7 zł 355

5.37%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$30.74 zł 117

52.86%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$76.7 zł 291

23.41%

Men's Leather Business Shoes

$109 zł 415

$96.7 zł 367

13.05%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$521 zł 1,976

117.87%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$496 zł 1,881

85.93%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$959 zł 3,638

117.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$821 zł 3,115

85.86%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$2,148 zł 8,150

194.33%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,218 zł 8,417

76.66%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,061 zł 4,027

102.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.78

11.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Siedlce: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Warsaw and $521 in Siedlce. Housing cost is often the main lever when comparing two cities.

Warsaw pays 103% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Warsaw vs $41.00 in Siedlce for a mid-range dinner for two. Groceries echo the gap at $246 vs $188 per month, with Siedlce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 47% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.

Average pay runs 103% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Warsaw versus $521 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,025 per month in Warsaw versus $1,382 in Siedlce – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siedlce runs roughly 11% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,382 in Siedlce versus $2,025 in Warsaw, a $1,000 budget is realistic in Siedlce but tight or insufficient in Warsaw. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.

Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.

Safety-wise, Warsaw and Siedlce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siedlce gentler on the wallet – expenses run 47% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.