Cost of Living Comparison Between Warsaw and Siedlce Cost of Living Comparison Between Warsaw and Siedlce

Monthly Cost of Living

Monthly costs for one person with rent: $2,040 in Warsaw versus $1,395 in Siedlce.

Estimated couple costs with rent: $2,889 in Warsaw versus $1,954 in Siedlce.

Monthly costs for a family of three with rent: $3,737 in Warsaw versus $2,514 in Siedlce.

Living in Warsaw is roughly 46% more expensive than Siedlce, driven mainly by Eating Out.

Both cities are pricier than the global median: Warsaw 52% above, Siedlce 4% above.

Meal at Budget Restaurant

$11.04 zł 40.27

$4.14 zł 15.11

166.67%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$41.32 zł 151

40.66%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.52

$5.39 zł 19.66

80.71%

Cappuccino

$4.29 zł 15.64

$2.66 zł 9.69

61.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$1.59 zł 5.79

32.70%

Water (0.33 liter bottle)

$1.81 zł 6.62

$1.32 zł 4.83

37.12%

Local Beer (0.5 liter draught)

$4.45 zł 16.23

$3.32 zł 12.09

34.04%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.08

$2.15 zł 7.83

117.67%

Milk (1 liter)

$1.15 zł 4.20

$1.07 zł 3.91

7.48%

White Bread (500g)

$1.36 zł 4.97

$1.08 zł 3.93

25.93%

Rice (white) (1kg)

$1.84 zł 6.70

$1.23 zł 4.47

49.59%

Eggs

$3.63 zł 13.24

$3.14 zł 11.46

15.61%

Local Cheese (1kg)

$10.11 zł 36.87

$8.24 zł 30.03

22.69%

Chicken Fillets (1kg)

$6.98 zł 25.45

$5.40 zł 19.68

29.26%

Beef Round Steak (1kg)

$14.55 zł 53.1

$10.86 zł 39.60

33.98%

Apples (1kg)

$1.29 zł 4.71

$0.55 zł 2.01

134.55%

Banana (1kg)

$1.79 zł 6.51

$0.85 zł 3.10

110.59%

Oranges (1kg)

$1.94 zł 7.06

$1.99 zł 7.27

-2.51%

Tomato (1kg)

$3.62 zł 13.21

$2.83 zł 10.30

27.92%

Potato (1kg)

$1.06 zł 3.86

$0.90 zł 3.30

17.78%

Onion (1kg)

$1.18 zł 4.29

$1.24 zł 4.53

-4.84%

Lettuce (1 head)

$1.44 zł 5.25

$1.20 zł 4.39

20.00%

Water (1.5 liter bottle)

$0.67 zł 2.43

$0.52 zł 1.89

28.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.30

$5.29 zł 19.28

Wine (Bottle)

$8.29 zł 30.24

$5.62 zł 20.50

47.51%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

$1.21 zł 4.40

18.18%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.86 zł 6.78

1.08%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.10 zł 4.01

5.45%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$32.51 zł 119

-8.43%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$2.15 zł 7.86

22.33%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.99 zł 3.59

-1.01%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.95

$9.47 zł 34.54

41.71%

Gasoline (1 liter)

$1.71 zł 6.23

$1.77 zł 6.44

-3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.8K

$33.0K zł 120.2K

1.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$28.9K zł 105.4K

16.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$334 zł 1,217

6.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.58

$8.46 zł 30.85

18.56%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$17.14 zł 62.5

2.45%

Gym Membership (Monthly)

$44.87 zł 164

$36.50 zł 133

22.93%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.82 zł 72.3

47.48%

Cinema Ticket

$9.70 zł 35.36

$7.91 zł 28.85

22.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,114

$334 zł 1,217

73.71%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$9,671 zł 35.3K

62.04%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$92.3 zł 336

7.55%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$31.07 zł 113

51.24%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$74.8 zł 273

23.77%

Men's Leather Business Shoes

$111 zł 404

$93.7 zł 342

18.13%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,233

$506 zł 1,844

129.58%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,244

$493 zł 1,799

80.31%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,414

$967 zł 3,525

110.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,566

$817 zł 2,979

86.85%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$2,230 zł 8,133

181.69%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,372 zł 8,649

71.76%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

$1,096 zł 3,996

103.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.78

11.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Siedlce: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,161 in Warsaw and $506 in Siedlce. Housing cost is often the main lever when comparing two cities.

Warsaw pays 103% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Warsaw vs $41.00 in Siedlce for a mid-range dinner for two. Groceries echo the gap at $246 vs $190 per month, with Siedlce cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 46% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Siedlce the obvious pick if budget is a priority.

Warsaw pays 103% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,161 in Warsaw versus $506 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,040 per month in Warsaw versus $1,395 in Siedlce – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Siedlce runs roughly 9% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,395 in Siedlce versus $2,040 in Warsaw, a $1,000 budget is realistic in Siedlce but tight or insufficient in Warsaw. The gap between the two cities makes Siedlce the clear choice for anyone on this budget.

Both work as nomad bases, but Siedlce delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Siedlce hard to pass up.

Safety-wise, Warsaw and Siedlce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siedlce gentler on the wallet – expenses run 46% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.