Last update: Oct 2026

Cost of Living Comparison Between Shepparton and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $2,224 in Shepparton, rent and utilities included – about $15,500 less a year. Rent and utilities account for most of the difference.

Shepparton, Australia
Chiang Mai, Thailand
Shepparton
🇦🇺 Australia
$2,224
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Shepparton and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shepparton and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,224 per month in Shepparton vs $936 in Chiang Mai, rent included.

  • Shepparton $2,224
  • Chiang Mai $936

A couple spends around $3,308 per month in Shepparton vs $1,457 in Chiang Mai, rent included.

  • Shepparton $3,308
  • Chiang Mai $1,457

A family of three spends $4,392 per month in Shepparton vs $1,979 in Chiang Mai, rent included.

  • Shepparton $4,392
  • Chiang Mai $1,979

Shepparton costs about 138% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Shepparton sits 63% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Shepparton
Chiang Mai
Difference
Meal at Budget Restaurant
$17.62 A$25.07
$2.24 ฿75.6
686.61%
Three-Course Dinner for Two, Mid-Range
$66.5 A$94.5
$19.00 ฿641
249.79%
Fast Food Meal (McDonalds, etc)
$9.48 A$13.48
$5.55 ฿187
70.81%
Cappuccino
$4.15 A$5.90
$1.67 ฿56.5
148.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.15 A$4.48
$0.64 ฿21.55
392.19%
Water (0.33 liter bottle)
$2.46 A$3.50
$0.31 ฿10.31
693.55%
Local Beer (0.5 liter draught)
$7.18 A$10.21
$2.36 ฿79.6
204.24%
Imported Beer (0.33 liter bottle)
$8.60 A$12.23
$3.66 ฿124
134.97%
🛒 Groceries & Markets
Shepparton
Chiang Mai
Difference
Milk (1 liter)
$1.44 A$2.04
$1.95 ฿65.8
-26.15%
White Bread (500g)
$2.72 A$3.86
$1.44 ฿48.48
88.89%
Rice (white) (1kg)
$2.56 A$3.64
$1.33 ฿45.04
92.48%
Eggs
$4.00 A$5.70
$2.28 ฿77.1
75.44%
Local Cheese (1kg)
$10.53 A$14.97
$16.45 ฿555
-35.99%
Chicken Fillets (1kg)
$9.46 A$13.45
$2.78 ฿93.9
240.29%
Beef Round Steak (1kg)
$15.43 A$21.94
$9.31 ฿314
65.74%
Apples (1kg)
$3.99 A$5.68
$2.35 ฿79.4
69.79%
Banana (1kg)
$2.98 A$4.24
$0.97 ฿32.80
207.22%
Oranges (1kg)
$3.27 A$4.65
$1.60 ฿53.9
104.38%
Tomato (1kg)
$4.80 A$6.83
$1.50 ฿50.6
220.00%
Potato (1kg)
$2.94 A$4.19
$1.28 ฿43.12
129.69%
Onion (1kg)
$2.48 A$3.53
$1.10 ฿37.19
125.45%
Lettuce (1 head)
$2.43 A$3.45
$0.71 ฿23.82
242.25%
Water (1.5 liter bottle)
$1.58 A$2.25
$0.49 ฿16.37
222.45%
Cigarettes 20 Pack (Marlboro, Camel)
$31.27 A$44.48
$4.14 ฿140
655.31%
Wine (Bottle)
$12.15 A$17.28
$17.52 ฿591
-30.65%
Local Beer (0.5 liter bottle)
$5.71 A$8.13
$1.61 ฿54.5
254.66%
Imported Beer (0.33 liter bottle)
$5.19 A$7.39
$2.78 ฿94.0
86.69%
🚌 Getting Around
Shepparton
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.78 A$3.95
$0.87 ฿29.31
219.54%
Public Transport Monthly Pass (Regular Price)
$85.2 A$121
$54.1 ฿1,826
57.42%
Taxi Start (Normal Tariff)
$3.87 A$5.51
$1.16 ฿39.06
233.62%
Taxi (Normal Tariff) (1km)
$1.43 A$2.03
$0.53 ฿17.80
169.81%
Taxi 1hour Waiting (Normal Tariff)
$30.72 A$43.69
$2.42 ฿81.8
1169.42%
Gasoline (1 liter)
$1.43 A$2.03
$1.45 ฿48.90
-1.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K A$41.7K
$21.1K ฿710.7K
39.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K A$37.4K
$26.9K ฿909.3K
-2.42%
🧾 Monthly Utilities & Internet
Shepparton
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$231 A$329
$62.2 ฿2,098
271.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.70 A$39.40
$12.17 ฿411
127.61%
Internet (50+ Mbps, Unlimited Data)
$55.8 A$79.3
$20.12 ฿679
177.24%
🎉 Sport & Entertainment
Shepparton
Chiang Mai
Difference
Gym Membership (Monthly)
$64.5 A$91.8
$37.31 ฿1,259
72.98%
Tennis Court (1 Hour on Weekend)
$17.64 A$25.10
$3.77 ฿127
367.90%
Cinema Ticket
$17.39 A$24.73
$6.49 ฿219
167.95%
🧸 Childcare & Education
Shepparton
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,091 A$2,975
$736 ฿24.8K
184.10%
International Primary School, 1 Child (Yearly)
$29.9K A$42.6K
$14.8K ฿498.3K
102.68%
👕👟 Clothing & Footwear
Shepparton
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$79.4 A$113
$53.4 ฿1,801
48.85%
Summer Dress (H&M, Zara, etc)
$50.1 A$71.2
$24.64 ฿831
103.12%
Sport Shoes (Adidas, Nike)
$123 A$174
$91.5 ฿3,087
33.99%
Men's Leather Business Shoes
$121 A$172
$71.9 ฿2,428
68.57%
🏠 Accommodation & Living
Shepparton
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,090 A$1,551
$482 ฿16.3K
126.05%
1-bedroom Apartment, Outside City Center (Monthly)
$867 A$1,233
$309 ฿10.4K
180.53%
3-bedroom Apartment, City Center (Monthly)
$1,714 A$2,438
$1,006 ฿33.9K
70.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,475 A$2,098
$633 ฿21.4K
132.88%
Buy Apartment in City Center (m2)
$6,596 A$9,382
$2,363 ฿79.8K
179.14%
Buy Apartment Outside City Center (m2)
$4,806 A$6,836
$1,589 ฿53.6K
202.46%
💵 Salaries & Financials
Shepparton
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,563 A$3,645
$590 ฿19.9K
334.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.9
5.57
5.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shepparton: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Shepparton
$867
Chiang Mai
$309 64.4% $558
Groceries & Markets
Shepparton
$374
Chiang Mai
$234 37.3% $139
Monthly Utilities & Internet
Shepparton
$314
Chiang Mai
$94 70% $220
Eating Out
Shepparton
$295
Chiang Mai
$78 73.7% $217
Clothing & Footwear
Shepparton
$168
Chiang Mai
$109 35.3% $59
Getting Around
Shepparton
$107
Chiang Mai
$61 42.8% $46
Sport & Entertainment
Shepparton
$99
Chiang Mai
$50 49.4% $49

Cost Breakdown

A central one-bedroom costs $1,090 in Shepparton versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shepparton are about 4.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Shepparton versus $19 in Chiang Mai. Monthly groceries follow the same trend: $374 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇦🇺 Shepparton
🇹🇭 Chiang Mai
🕒 Local time
15:09 3:09 PM
11:09 11:09 AM
4 h behind Shepparton
🌤 Weather
👥 Population
49,862
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Shepparton Chiang Mai 7,830 km ≈ 10 h nonstop flight
From you
  • Shepparton
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shepparton vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Shepparton or Chiang Mai?
Shepparton costs about 138% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Shepparton and in Chiang Mai?
For a comfortable life, plan on about $3,336 per month in Shepparton and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Shepparton or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,090 in Shepparton.
How do childcare costs compare in Shepparton and in Chiang Mai?
Kindergarten costs $2,091 per month in Shepparton and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Shepparton or in Chiang Mai?
Groceries cost about 59% more in Shepparton, though the gap depends on what you buy.
Can you live on $800/month in Shepparton or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,224 in Shepparton and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Shepparton compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Shepparton or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Shepparton makes more sense. Both are solid long-term options with distinct trade-offs.

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