Cost of Living Comparison Between Sete Lagoas and Ubud, Bali Cost of Living Comparison Between Sete Lagoas and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $657 in Sete Lagoas versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,019 in Sete Lagoas versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,381 in Sete Lagoas versus $3,275 in Ubud, Bali.

Living in Sete Lagoas costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sete Lagoas is 52% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$5.64 R$28.90

$3.33 Rp 58.7K

69.37%

Three-Course Dinner for Two, Mid-Range

$22.13 R$113

$35.82 Rp 630.7K

-38.22%

Fast Food Meal (McDonalds, etc)

$5.25 R$26.93

$5.63 Rp 99.1K

-6.75%

Cappuccino

$0.57 R$2.90

$2.82 Rp 49.7K

-79.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 R$4.99

$1.75 Rp 30.8K

-44.57%

Water (0.33 liter bottle)

$0.60 R$3.07

$0.80 Rp 14.0K

-25.00%

Local Beer (0.5 liter draught)

$1.19 R$6.11

$3.04 Rp 53.6K

-60.86%

Imported Beer (0.33 liter bottle)

$1.87 R$9.57

$4.30 Rp 75.7K

-56.51%

Milk (1 liter)

$0.91 R$4.66

$1.61 Rp 28.3K

-43.48%

White Bread (500g)

$0.69 R$3.52

$2.27 Rp 39.9K

-69.60%

Rice (white) (1kg)

$1.38 R$7.10

$1.17 Rp 20.6K

17.95%

Eggs

$1.72 R$8.81

$2.17 Rp 38.2K

-20.74%

Local Cheese (1kg)

$5.71 R$29.30

$17.63 Rp 310.5K

-67.61%

Chicken Fillets (1kg)

$2.84 R$14.56

$4.05 Rp 71.4K

-29.88%

Beef Round Steak (1kg)

$7.57 R$38.81

$12.18 Rp 214.5K

-37.85%

Apples (1kg)

$0.98 R$5.02

$3.62 Rp 63.7K

-72.93%

Banana (1kg)

$1.14 R$5.85

$1.64 Rp 28.8K

-30.49%

Oranges (1kg)

$0.56 R$2.86

$2.31 Rp 40.6K

-75.76%

Tomato (1kg)

$1.00 R$5.14

$1.96 Rp 34.5K

-48.98%

Potato (1kg)

$0.64 R$3.27

$1.84 Rp 32.5K

-65.22%

Onion (1kg)

$0.55 R$2.84

$2.37 Rp 41.7K

-76.79%

Lettuce (1 head)

$0.50 R$2.57

$1.05 Rp 18.5K

-52.38%

Water (1.5 liter bottle)

$0.52 R$2.65

$0.54 Rp 9,560

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 R$7.99

$2.30 Rp 40.6K

-32.17%

Wine (Bottle)

$5.96 R$30.56

$23.08 Rp 406.4K

-74.18%

Local Beer (0.5 liter bottle)

$0.56 R$2.87

$2.34 Rp 41.2K

-76.07%

Imported Beer (0.33 liter bottle)

$1.00 R$5.12

$3.07 Rp 54.0K

-67.43%

One-way Ticket (Public Transport)

$0.92 R$4.72

$0.25 Rp 4,365

268.00%

Public Transport Monthly Pass (Regular Price)

$42.14 R$216

$9.42 Rp 165.9K

347.35%

Taxi Start (Normal Tariff)

$0.41 R$2.08

$0.49 Rp 8,631

-16.33%

Taxi (Normal Tariff) (1km)

$0.30 R$1.55

$0.47 Rp 8,349

-36.17%

Taxi 1hour Waiting (Normal Tariff)

$7.83 R$40.15

$5.60 Rp 98.6K

39.82%

Gasoline (1 liter)

$0.97 R$4.97

$0.81 Rp 14.2K

19.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.6K R$69.8K

$25.0K Rp 440.3M

-45.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K R$120.1K

$31.1K Rp 547.0M

-24.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.50 R$249

$82.7 Rp 1.5M

-41.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.88 R$50.7

$6.49 Rp 114.2K

52.23%

Internet (50+ Mbps, Unlimited Data)

$18.47 R$94.7

$18.79 Rp 330.8K

-1.70%

Gym Membership (Monthly)

$24.81 R$127

$55.2 Rp 972.6K

-55.09%

Tennis Court (1 Hour on Weekend)

$26.87 R$138

$18.21 Rp 320.6K

47.56%

Cinema Ticket

$3.92 R$20.10

$4.30 Rp 75.7K

-8.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 R$592

$494 Rp 8.7M

-76.64%

International Primary School, 1 Child (Yearly)

$2,502 R$12.8K

$5,917 Rp 104.2M

-57.71%

Jeans (Levis 501 Or Similar)

$9.54 R$48.91

$46.28 Rp 814.8K

-79.39%

Summer Dress (H&M, Zara, etc)

$9.57 R$49.03

$36.44 Rp 641.6K

-73.74%

Sport Shoes (Adidas, Nike)

$38.98 R$200

$80.7 Rp 1.4M

-51.70%

Men's Leather Business Shoes

$38.33 R$197

$78.8 Rp 1.4M

-51.36%

1-bedroom Apartment, City Center (Monthly)

$346 R$1,773

$1,114 Rp 19.6M

-68.95%

1-bedroom Apartment, Outside City Center (Monthly)

$229 R$1,171

$693 Rp 12.2M

-67.04%

3-bedroom Apartment, City Center (Monthly)

$652 R$3,341

$3,639 Rp 64.1M

-82.09%

3-bedroom Apartment, Outside City Center (Monthly)

$451 R$2,313

$1,712 Rp 30.1M

-73.65%

Buy Apartment in City Center (m2)

$1,625 R$8,331

$2,761 Rp 48.6M

-41.13%

Buy Apartment Outside City Center (m2)

$1,150 R$5,897

$2,293 Rp 40.4M

-49.82%

Average Monthly Net Salary (After Tax)

$430 R$2,206

$167 Rp 2.9M

157.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.67

13.78

-22.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sete Lagoas: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $346 in Sete Lagoas and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays 158% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Sete Lagoas vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $129 vs $294 per month, with Sete Lagoas cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sete Lagoas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sete Lagoas is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 110% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 158% higher in Sete Lagoas, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $346 in Sete Lagoas versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $115 in Sete Lagoas versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 127% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $657 in Sete Lagoas versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

For families, Sete Lagoas is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sete Lagoas and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sete Lagoas gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.