Last update: Oct 2026

Cost of Living Comparison Between Sete Lagoas and Ubud, Bali

For one person, living is cheaper in Sete Lagoas: $632 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Sete Lagoas
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Sete Lagoas Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sete Lagoas

🇧🇷 Brazil

$632

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sete Lagoas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sete Lagoas and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $632 in Sete Lagoas versus $1,349 in Ubud, Bali.

Sete Lagoas $632
Ubud, Bali $1,349

Estimated couple costs with rent: $1,005 in Sete Lagoas versus $2,305 in Ubud, Bali.

Sete Lagoas $1,005
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,378 in Sete Lagoas versus $3,261 in Ubud, Bali.

Sete Lagoas $1,378
Ubud, Bali $3,261

Living in Sete Lagoas costs roughly 53% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.74 R$30.69

$3.32 Rp 60.4K

72.89%

Three-Course Dinner for Two, Mid-Range

$21.20 R$113

$35.64 Rp 647.8K

-40.52%

Fast Food Meal (McDonalds, etc)

$5.14 R$27.48

$5.53 Rp 100.6K

-7.05%

Cappuccino

$0.53 R$2.85

$2.72 Rp 49.4K

-80.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 R$4.78

$1.70 Rp 30.9K

-47.65%

Water (0.33 liter bottle)

$0.54 R$2.88

$0.76 Rp 13.8K

-28.95%

Local Beer (0.5 liter draught)

$1.09 R$5.82

$2.65 Rp 48.2K

-58.87%

Imported Beer (0.33 liter bottle)

$1.74 R$9.30

$4.38 Rp 79.6K

-60.27%

Milk (1 liter)

$0.87 R$4.65

$1.49 Rp 27.1K

-41.61%

White Bread (500g)

$0.67 R$3.60

$2.28 Rp 41.4K

-70.61%

Rice (white) (1kg)

$1.32 R$7.05

$1.19 Rp 21.6K

10.92%

Eggs

$1.67 R$8.93

$2.04 Rp 37.0K

-18.14%

Local Cheese (1kg)

$5.69 R$30.43

$17.70 Rp 321.7K

-67.85%

Chicken Fillets (1kg)

$2.78 R$14.86

$3.96 Rp 72.0K

-29.80%

Beef Round Steak (1kg)

$7.42 R$39.70

$12.19 Rp 221.6K

-39.13%

Apples (1kg)

$0.92 R$4.91

$3.66 Rp 66.4K

-74.86%

Banana (1kg)

$1.08 R$5.76

$1.52 Rp 27.6K

-28.95%

Oranges (1kg)

$0.54 R$2.88

$2.23 Rp 40.5K

-75.78%

Tomato (1kg)

$0.91 R$4.84

$1.97 Rp 35.9K

-53.81%

Potato (1kg)

$0.61 R$3.27

$1.85 Rp 33.6K

-67.03%

Onion (1kg)

$0.59 R$3.14

$2.42 Rp 44.1K

-75.62%

Lettuce (1 head)

$0.52 R$2.78

$0.99 Rp 18.0K

-47.47%

Water (1.5 liter bottle)

$0.51 R$2.70

$0.51 Rp 9,332

Cigarettes 20 Pack (Marlboro, Camel)

$1.52 R$8.13

$2.22 Rp 40.4K

-31.53%

Wine (Bottle)

$5.60 R$29.95

$22.24 Rp 404.2K

-74.82%

Local Beer (0.5 liter bottle)

$0.58 R$3.11

$2.26 Rp 41.1K

-74.34%

Imported Beer (0.33 liter bottle)

$0.90 R$4.81

$2.97 Rp 54.0K

-69.70%

One-way Ticket (Public Transport)

$0.91 R$4.88

$0.25 Rp 4,562

264.00%

Public Transport Monthly Pass (Regular Price)

$41.07 R$220

$7.82 Rp 142.2K

425.19%

Taxi Start (Normal Tariff)

$0.39 R$2.06

$0.44 Rp 7,989

-11.36%

Taxi (Normal Tariff) (1km)

$0.27 R$1.43

$0.43 Rp 7,817

-37.21%

Taxi 1hour Waiting (Normal Tariff)

$7.71 R$41.20

$5.41 Rp 98.3K

42.51%

Gasoline (1 liter)

$0.96 R$5.16

$0.82 Rp 15.0K

17.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.0K R$69.5K

$23.8K Rp 433.3M

-45.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K R$118.9K

$31.7K Rp 577.0M

-29.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.18 R$252

$79.1 Rp 1.4M

-40.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.25 R$49.44

$6.45 Rp 117.2K

43.41%

Internet (50+ Mbps, Unlimited Data)

$17.86 R$95.5

$18.58 Rp 337.7K

-3.88%

Gym Membership (Monthly)

$23.90 R$128

$49.48 Rp 899.4K

-51.70%

Tennis Court (1 Hour on Weekend)

$25.34 R$135

$17.65 Rp 320.8K

43.57%

Cinema Ticket

$3.68 R$19.70

$4.27 Rp 77.7K

-13.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 R$608

$491 Rp 8.9M

-76.82%

International Primary School, 1 Child (Yearly)

$2,482 R$13.3K

$5,674 Rp 103.1M

-56.26%

Jeans (Levis 501 Or Similar)

$9.08 R$48.56

$44.64 Rp 811.4K

-79.66%

Summer Dress (H&M, Zara, etc)

$9.40 R$50.3

$34.95 Rp 635.3K

-73.10%

Sport Shoes (Adidas, Nike)

$36.89 R$197

$79.9 Rp 1.5M

-53.83%

Men's Leather Business Shoes

$36.89 R$197

$79.4 Rp 1.4M

-53.55%

1-bedroom Apartment, City Center (Monthly)

$341 R$1,821

$1,125 Rp 20.4M

-69.72%

1-bedroom Apartment, Outside City Center (Monthly)

$231 R$1,234

$671 Rp 12.2M

-65.62%

3-bedroom Apartment, City Center (Monthly)

$630 R$3,367

$3,565 Rp 64.8M

-82.33%

3-bedroom Apartment, Outside City Center (Monthly)

$456 R$2,441

$1,723 Rp 31.3M

-73.51%

Buy Apartment in City Center (m2)

$1,550 R$8,288

$2,732 Rp 49.6M

-43.26%

Buy Apartment Outside City Center (m2)

$1,164 R$6,224

$2,284 Rp 41.5M

-49.03%

Average Monthly Net Salary (After Tax)

$409 R$2,184

$164 Rp 3.0M

149.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.67

13.78

-22.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sete Lagoas: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sete Lagoas

$231 36.5%

Ubud, Bali

$672 49.8% 191% $441

Groceries & Markets

Sete Lagoas

$125 19.8%

Ubud, Bali

$288 21.4% 130% $163

Eating Out

Sete Lagoas

$82 13%

Ubud, Bali

$108 8% 30.7% $25

Monthly Utilities & Internet

Sete Lagoas

$74 11.8%

Ubud, Bali

$104 7.7% 40.1% $30

Getting Around

Sete Lagoas

$46 7.4%

Ubud, Bali

$11 0.9% 75.4% $35

Clothing & Footwear

Sete Lagoas

$42 6.6%

Ubud, Bali

$108 8% 159% $66

Sport & Entertainment

Sete Lagoas

$31 5%

Ubud, Bali

$58 4.3% 85.6% $27

Cost Breakdown

A one-bedroom apartment in the center runs $341 in Sete Lagoas and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays about 2.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Sete Lagoas vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $125 vs $288 per month, with Sete Lagoas cheaper across the board.

Good to know

🇧🇷 Sete Lagoas

🇮🇩 Ubud, Bali

🕒 Local time

19:20 7:20 PM

06:20 6:20 AM

11 h ahead of Sete Lagoas

🌤 Weather

👥 Population

227,397

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.187 USD

1 BRL = 0.168 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 28, 2026: 1 USD = 5.35 BRL (1 BRL = 0.187 USD). 1 EUR = 5.95 BRL (1 BRL = 0.168 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Sete Lagoas Ubud, Bali 16,180 km ≈ 21 h nonstop flight

From you

Sete Lagoas
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sete Lagoas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sete Lagoas is about 53% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Sete Lagoas is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $341 in Sete Lagoas versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $114 in Sete Lagoas versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 130% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $632 in Sete Lagoas versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.