Cost of Living Comparison Between Ubud, Bali and Sete Lagoas Cost of Living Comparison Between Ubud, Bali and Sete Lagoas

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $624 in Sete Lagoas.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $983 in Sete Lagoas.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,342 in Sete Lagoas.

Living in Ubud, Bali is roughly 123% more expensive than in Sete Lagoas, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sete Lagoas is 53% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$6.28 R$31.89

-43.15%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$20.55 R$104

57.27%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.08 R$25.76

-1.38%

Cappuccino

$2.82 Rp 51.0K

$0.56 R$2.86

403.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.86 R$4.37

56.98%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.52 R$2.65

40.38%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.37 R$6.97

113.87%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.74 R$8.83

126.44%

Milk (1 liter)

$1.78 Rp 32.1K

$0.85 R$4.31

109.41%

White Bread (500g)

$2.45 Rp 44.2K

$0.65 R$3.29

276.92%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.54 R$7.80

-25.32%

Eggs

$2.41 Rp 43.6K

$1.62 R$8.23

48.77%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.54 R$28.13

158.66%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.72 R$13.81

54.04%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.03 R$35.68

71.55%

Apples (1kg)

$3.64 Rp 65.7K

$0.87 R$4.44

318.39%

Banana (1kg)

$1.57 Rp 28.3K

$1.06 R$5.38

48.11%

Oranges (1kg)

$2.79 Rp 50.3K

$0.52 R$2.62

436.54%

Tomato (1kg)

$2.24 Rp 40.5K

$0.88 R$4.45

154.55%

Potato (1kg)

$1.98 Rp 35.7K

$1.02 R$5.17

94.12%

Onion (1kg)

$2.28 Rp 41.1K

$0.53 R$2.66

330.19%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.49 R$2.50

114.29%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.52 R$2.63

51.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.17 R$11.02

47.00%

Wine (Bottle)

$23.49 Rp 424.1K

$5.73 R$29.05

309.95%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.55 R$2.80

427.27%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$0.88 R$4.45

213.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.93 R$4.71

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$38.60 R$196

-78.32%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.34 R$1.74

32.35%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.27 R$1.37

70.37%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$8.21 R$41.65

-26.07%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.94 R$4.75

-8.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$12.4K R$63.1K

113.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.6K R$109.7K

50.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$44.55 R$226

77.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$14.50 R$73.6

-71.79%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$17.54 R$89.0

35.97%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.30 R$113

342.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$21.64 R$110

-70.66%

Cinema Ticket

$4.01 Rp 72.3K

$3.58 R$18.16

12.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$109 R$552

173.45%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,829 R$34.7K

-3.32%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$8.98 R$45.56

494.99%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$9.15 R$46.45

316.50%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$36.10 R$183

145.57%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$36.10 R$183

112.24%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$309 R$1,568

230.08%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$219 R$1,113

210.04%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$575 R$2,919

502.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$433 R$2,195

383.11%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,657 R$8,410

64.65%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,162 R$5,897

97.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$426 R$2,160

-61.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.83

22.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Sete Lagoas: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $309 in Sete Lagoas. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays 160% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Sete Lagoas for a mid-range dinner for two. Groceries echo the gap at $298 vs $124 per month, with Sete Lagoas cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sete Lagoas: Cost of Living - Frequently Asked Questions

Sete Lagoas is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 123% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 160% lower in Sete Lagoas. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $309 in Sete Lagoas. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $109 in Sete Lagoas. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 139% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $624 in Sete Lagoas versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

For families, Sete Lagoas is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sete Lagoas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sete Lagoas gentler on the wallet – expenses run 123% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.