Cost of Living Comparison Between Ubud, Bali and Sete Lagoas Cost of Living Comparison Between Ubud, Bali and Sete Lagoas

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $634 in Sete Lagoas.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $988 in Sete Lagoas.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,343 in Sete Lagoas.

Living in Ubud, Bali is roughly 127% more expensive than Sete Lagoas, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Sete Lagoas is 53% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$6.39 R$31.89

-44.13%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$21.07 R$105

54.63%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.00 R$24.97

1.40%

Cappuccino

$2.83 Rp 49.0K

$0.56 R$2.82

405.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.94 R$4.69

42.55%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.55 R$2.76

25.45%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.33 R$6.65

124.81%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.68 R$8.40

129.17%

Milk (1 liter)

$1.74 Rp 30.2K

$0.80 R$4.00

117.50%

White Bread (500g)

$2.54 Rp 44.0K

$0.61 R$3.05

316.39%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.59 R$7.95

-25.16%

Eggs

$2.43 Rp 42.0K

$1.61 R$8.03

50.93%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.32 R$26.55

175.56%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.77 R$13.83

50.90%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.42 R$37.02

60.92%

Apples (1kg)

$3.69 Rp 63.9K

$0.87 R$4.36

324.14%

Banana (1kg)

$1.61 Rp 27.8K

$1.11 R$5.52

45.05%

Oranges (1kg)

$2.69 Rp 46.5K

$0.52 R$2.57

417.31%

Tomato (1kg)

$2.33 Rp 40.4K

$0.88 R$4.40

164.77%

Potato (1kg)

$1.91 Rp 33.0K

$1.03 R$5.13

85.44%

Onion (1kg)

$2.19 Rp 37.9K

$0.52 R$2.59

321.15%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.50 R$2.51

112.00%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.51 R$2.56

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.10 R$10.50

49.05%

Wine (Bottle)

$23.49 Rp 407.1K

$8.20 R$40.91

186.46%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.52 R$2.60

426.92%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$0.88 R$4.38

227.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.92 R$4.61

-68.48%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$38.41 R$192

-78.73%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.37 R$1.85

21.62%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.25 R$1.24

68.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$8.19 R$40.88

-24.79%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.93 R$4.64

-9.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$12.5K R$62.5K

109.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$21.5K R$107.2K

51.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$45.19 R$225

73.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$14.53 R$72.5

-72.81%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$17.71 R$88.4

37.78%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$22.71 R$113

325.10%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$21.33 R$106

-70.23%

Cinema Ticket

$4.04 Rp 70.0K

$3.71 R$18.50

8.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$109 R$542

178.49%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$6,652 R$33.2K

-1.94%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$9.14 R$45.63

489.06%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$8.98 R$44.79

322.94%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$36.35 R$181

138.68%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$35.76 R$178

120.53%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$311 R$1,551

225.67%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$214 R$1,069

214.91%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$577 R$2,879

487.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$429 R$2,140

389.16%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,652 R$8,243

80.67%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,173 R$5,856

99.34%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$444 R$2,217

-61.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.83

22.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Sete Lagoas: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $311 in Sete Lagoas. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays 157% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Sete Lagoas for a mid-range dinner for two. Groceries echo the gap at $298 vs $130 per month, with Sete Lagoas cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sete Lagoas: Cost of Living - Frequently Asked Questions

Sete Lagoas is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 127% gap adds up to real monthly savings that compound significantly over time.

On paper, Sete Lagoas earns 157% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $311 in Sete Lagoas. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $109 in Sete Lagoas. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 130% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $634 in Sete Lagoas versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

For families, Sete Lagoas is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sete Lagoas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sete Lagoas gentler on the wallet – expenses run 127% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.