Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sete Lagoas

For one person, living is cheaper in Sete Lagoas: $633 a month against $1,331 in Ubud, Bali, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
30

Cost of Living Index in Sete Lagoas
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Sete Lagoas Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sete Lagoas

🇧🇷 Brazil

$633

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sete Lagoas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sete Lagoas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $633 in Sete Lagoas.

Ubud, Bali $1,331
Sete Lagoas $633

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,008 in Sete Lagoas.

Ubud, Bali $2,255
Sete Lagoas $1,008

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,383 in Sete Lagoas.

Ubud, Bali $3,180
Sete Lagoas $1,383

Living in Ubud, Bali is roughly 110% more expensive than in Sete Lagoas, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Sete Lagoas 53% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$5.70 R$31.26

-40.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$21.51 R$118

61.09%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.08 R$27.90

9.65%

Cappuccino

$2.62 Rp 47.5K

$0.58 R$3.18

351.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.96 R$5.28

60.42%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.54 R$2.99

18.52%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.11 R$6.08

140.54%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.82 R$9.97

134.07%

Milk (1 liter)

$1.46 Rp 26.5K

$0.84 R$4.59

73.81%

White Bread (500g)

$2.29 Rp 41.6K

$0.67 R$3.68

241.79%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.27 R$6.96

-12.60%

Eggs

$2.10 Rp 38.1K

$1.63 R$8.94

28.83%

Local Cheese (1kg)

$15.94 Rp 289.3K

$5.51 R$30.24

189.29%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.74 R$15.05

41.61%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$7.23 R$39.66

57.68%

Apples (1kg)

$3.55 Rp 64.5K

$0.96 R$5.29

269.79%

Banana (1kg)

$1.54 Rp 27.9K

$1.07 R$5.89

43.93%

Oranges (1kg)

$2.23 Rp 40.5K

$0.55 R$3.01

305.45%

Tomato (1kg)

$1.97 Rp 35.8K

$0.98 R$5.35

101.02%

Potato (1kg)

$1.86 Rp 33.7K

$0.61 R$3.32

204.92%

Onion (1kg)

$2.42 Rp 43.9K

$0.54 R$2.95

348.15%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.51 R$2.81

100.00%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.54 R$2.94

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$1.52 R$8.36

44.74%

Wine (Bottle)

$21.79 Rp 395.4K

$5.73 R$31.47

280.28%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.54 R$2.99

331.48%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.95 R$5.22

212.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.91 R$5.01

-72.53%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$42.45 R$233

-80.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.39 R$2.13

12.82%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.29 R$1.60

62.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$7.55 R$41.44

-25.83%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.92 R$5.03

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$12.8K R$70.2K

91.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$22.2K R$121.7K

42.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$46.49 R$255

66.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$9.39 R$51.5

-34.61%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$17.40 R$95.5

8.74%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$23.72 R$130

114.97%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$26.31 R$144

-30.63%

Cinema Ticket

$4.38 Rp 79.5K

$3.78 R$20.73

15.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$110 R$601

349.53%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$2,433 R$13.4K

402.40%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$9.50 R$52.1

375.37%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$9.51 R$52.2

266.88%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$37.86 R$208

106.87%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$36.81 R$202

111.55%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$334 R$1,831

222.97%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$231 R$1,266

188.19%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$641 R$3,518

447.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$457 R$2,510

265.40%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,598 R$8,768

46.48%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,159 R$6,361

92.95%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$414 R$2,271

-59.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.67

29.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sete Lagoas: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sete Lagoas

$231 36.5% 65.3% $434

Groceries & Markets

Ubud, Bali

$279 21%

Sete Lagoas

$124 19.7% 55.5% $155

Clothing & Footwear

Ubud, Bali

$106 8%

Sete Lagoas

$42 6.7% 60.4% $64

Eating Out

Ubud, Bali

$106 8%

Sete Lagoas

$83 13.1% 21.5% $23

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sete Lagoas

$73 11.6% 28.5% $29

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sete Lagoas

$31 4.9% 47.7% $28

Getting Around

Ubud, Bali

$12 0.9%

Sete Lagoas

$48 7.6% 301% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $334 in Sete Lagoas. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays about 2.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $22 in Sete Lagoas for a mid-range dinner for two. Groceries echo the gap at $279 vs $124 per month, with Sete Lagoas cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Sete Lagoas

🕒 Local time

16:43 4:43 PM

05:43 5:43 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

227,397

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sete Lagoas 16,180 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Sete Lagoas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sete Lagoas: Cost of Living - Frequently Asked Questions

Sete Lagoas is about 52% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 60% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $334 in Sete Lagoas. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $110 in Sete Lagoas. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 125% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $633 in Sete Lagoas versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.