Cost of Living Comparison Between Ubud, Bali and Sete Lagoas Cost of Living Comparison Between Ubud, Bali and Sete Lagoas

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $647 in Sete Lagoas.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,036 in Sete Lagoas.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,424 in Sete Lagoas.

Living in Ubud, Bali is roughly 111% more expensive than in Sete Lagoas, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Sete Lagoas is 53% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$5.73 R$29.48

-39.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$22.66 R$117

60.24%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.37 R$27.61

6.33%

Cappuccino

$2.67 Rp 47.4K

$0.56 R$2.86

376.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.00 R$5.14

75.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.56 R$2.89

55.36%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.18 R$6.07

150.00%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.81 R$9.30

149.72%

Milk (1 liter)

$1.62 Rp 28.7K

$0.93 R$4.76

74.19%

White Bread (500g)

$2.33 Rp 41.3K

$0.67 R$3.42

247.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.40 R$7.20

-20.71%

Eggs

$2.20 Rp 39.0K

$1.74 R$8.97

26.44%

Local Cheese (1kg)

$17.69 Rp 313.9K

$6.01 R$30.89

194.34%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.86 R$14.71

43.36%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$7.86 R$40.44

54.96%

Apples (1kg)

$3.71 Rp 65.8K

$1.00 R$5.14

271.00%

Banana (1kg)

$1.59 Rp 28.2K

$1.12 R$5.78

41.96%

Oranges (1kg)

$2.28 Rp 40.5K

$0.60 R$3.11

280.00%

Tomato (1kg)

$1.95 Rp 34.7K

$0.96 R$4.91

103.13%

Potato (1kg)

$1.91 Rp 33.8K

$0.63 R$3.23

203.17%

Onion (1kg)

$2.33 Rp 41.4K

$0.59 R$3.04

294.92%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.50 R$2.55

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.55 R$2.85

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.58 R$8.10

41.14%

Wine (Bottle)

$23.07 Rp 409.3K

$5.88 R$30.26

292.35%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.60 R$3.08

303.33%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.01 R$5.22

197.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.01 R$5.18

-73.27%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$43.25 R$222

-79.24%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.37 R$1.92

29.73%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.28 R$1.43

53.57%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$7.95 R$40.90

-29.06%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.96 R$4.96

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$13.4K R$68.7K

86.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$23.7K R$121.8K

33.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$47.89 R$246

70.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$9.70 R$49.87

-33.09%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$18.87 R$97.0

-0.53%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$25.63 R$132

121.89%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$26.67 R$137

-29.77%

Cinema Ticket

$4.54 Rp 80.5K

$3.82 R$19.66

18.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$118 R$605

308.32%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$2,593 R$13.3K

120.29%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$9.72 R$49.97

368.31%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$10.00 R$51.4

258.80%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$39.60 R$204

103.01%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$39.14 R$201

101.00%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$346 R$1,778

222.28%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$238 R$1,224

193.15%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$644 R$3,314

464.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$461 R$2,372

276.68%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,619 R$8,325

71.99%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,157 R$5,948

97.95%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$436 R$2,240

-61.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.67

29.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Sete Lagoas: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $346 in Sete Lagoas. Housing cost is often the main lever when comparing two cities.

Sete Lagoas pays 159% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $23.00 in Sete Lagoas for a mid-range dinner for two. Groceries echo the gap at $295 vs $132 per month, with Sete Lagoas cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sete Lagoas: Cost of Living - Frequently Asked Questions

Sete Lagoas is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 111% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 159% lower in Sete Lagoas. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $346 in Sete Lagoas. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $118 in Sete Lagoas. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 124% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $647 in Sete Lagoas versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Sete Lagoas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sete Lagoas the clear choice for anyone on this budget.

For families, Sete Lagoas is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sete Lagoas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sete Lagoas gentler on the wallet – expenses run 111% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.