😐Monthly costs for one person with rent: $644 in Semarang versus $626 in Bandung.
😐Estimated couple costs with rent: $1,036 in Semarang versus $941 in Bandung.
😐Monthly costs for a family of three with rent: $1,429 in Semarang versus $1,255 in Bandung.
🌍Living in Semarang is roughly 3% more expensive than in Bandung, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Semarang52% lower, Bandung53% lower.
Currency
🍽 Eating Out
Semarang
Bandung
Difference
Meal at Budget Restaurant
$1.79Rp 32.1K
$1.32Rp 23.6K
35.61%
Three-Course Dinner for Two, Mid-Range
$12.50Rp 224.6K
$9.48Rp 170.4K
31.86%
Fast Food Meal(McDonalds, etc)
$3.64Rp 65.4K
$3.31Rp 59.4K
9.97%
Cappuccino
$1.46Rp 26.2K
$1.49Rp 26.7K
-2.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48Rp 8,703
$0.52Rp 9,373
-7.69%
Water(0.33 liter bottle)
$0.27Rp 4,829
$0.27Rp 4,888
-
Local Beer(0.5 liter draught)
$2.01Rp 36.1K
$3.31Rp 59.5K
-39.27%
Imported Beer(0.33 liter bottle)
$2.89Rp 51.9K
$3.52Rp 63.2K
-17.90%
🛒 Groceries & Markets
Semarang
Bandung
Difference
Milk(1 liter)
$1.07Rp 19.3K
$1.21Rp 21.8K
-11.57%
White Bread(500g)
$1.00Rp 18.0K
$1.07Rp 19.2K
-6.54%
Rice(white)(1kg)
$0.86Rp 15.4K
$0.95Rp 17.1K
-9.47%
Eggs
$1.59Rp 28.5K
$1.59Rp 28.6K
-
Local Cheese(1kg)
$6.13Rp 110.1K
$8.96Rp 161.0K
-31.58%
Chicken Fillets(1kg)
$2.82Rp 50.6K
$3.14Rp 56.4K
-10.19%
Beef Round Steak(1kg)
$8.48Rp 152.4K
$8.08Rp 145.1K
4.95%
Apples(1kg)
$2.60Rp 46.6K
$2.37Rp 42.7K
9.70%
Banana(1kg)
$1.60Rp 28.7K
$1.29Rp 23.3K
24.03%
Oranges(1kg)
$1.95Rp 35.1K
$1.73Rp 31.0K
12.72%
Tomato(1kg)
$1.57Rp 28.2K
$1.58Rp 28.4K
-0.63%
Potato(1kg)
$1.23Rp 22.2K
$1.46Rp 26.2K
-15.75%
Onion(1kg)
$1.86Rp 33.4K
$2.70Rp 48.5K
-31.11%
Lettuce(1 head)
$0.87Rp 15.6K
$0.90Rp 16.3K
-3.33%
Water(1.5 liter bottle)
$0.40Rp 7,269
$0.42Rp 7,597
-4.76%
Cigarettes 20 Pack(Marlboro, Camel)
$2.29Rp 41.2K
$2.53Rp 45.4K
-9.49%
Wine(Bottle)
$13.53Rp 243.1K
$21.74Rp 390.8K
-37.76%
Local Beer(0.5 liter bottle)
$2.56Rp 46.0K
$2.12Rp 38.1K
20.75%
Imported Beer(0.33 liter bottle)
$2.83Rp 50.8K
$3.54Rp 63.7K
-20.06%
🚌 Getting Around
Semarang
Bandung
Difference
One-way Ticket(Public Transport)
$0.26Rp 4,710
$0.30Rp 5,370
-13.33%
Public Transport Monthly Pass(Regular Price)
$12.96Rp 232.9K
$10.26Rp 184.4K
26.32%
Taxi Start(Normal Tariff)
$0.87Rp 15.7K
$0.70Rp 12.7K
24.29%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,572
$0.76Rp 13.7K
-59.21%
Taxi 1hour Waiting(Normal Tariff)
$2.87Rp 51.5K
$2.59Rp 46.5K
10.81%
Gasoline(1 liter)
$0.80Rp 14.4K
$0.81Rp 14.5K
-1.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8KRp 445.4M
$24.4KRp 438.8M
1.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4KRp 546.4M
$25.8KRp 462.8M
18.08%
🧾 Monthly Utilities & Internet
Semarang
Bandung
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$92.7Rp 1.7M
$44.02Rp 791.2K
110.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.75Rp 49.3K
$4.47Rp 80.4K
-38.48%
Internet(50+ Mbps, Unlimited Data)
$23.45Rp 421.5K
$22.86Rp 410.8K
2.58%
🎉 Sport & Entertainment
Semarang
Bandung
Difference
Gym Membership(Monthly)
$23.69Rp 425.7K
$21.68Rp 389.6K
9.27%
Tennis Court(1 Hour on Weekend)
$5.24Rp 94.1K
$6.60Rp 118.7K
-20.61%
Cinema Ticket
$3.05Rp 54.8K
$3.13Rp 56.3K
-2.56%
🧸 Childcare & Education
Semarang
Bandung
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$44.58Rp 801.1K
$93.0Rp 1.7M
-52.06%
International Primary School, 1 Child(Yearly)
$2,388Rp 42.9M
$7,512Rp 135.0M
-68.22%
👕👟 Clothing & Footwear
Semarang
Bandung
Difference
Jeans(Levis 501 Or Similar)
$36.26Rp 651.6K
$41.31Rp 742.5K
-12.22%
Summer Dress(H&M, Zara, etc)
$32.31Rp 580.6K
$30.79Rp 553.3K
4.94%
Sport Shoes(Adidas, Nike)
$67.1Rp 1.2M
$58.6Rp 1.1M
14.46%
Men's Leather Business Shoes
$43.45Rp 780.8K
$64.3Rp 1.2M
-32.44%
🏠 Accommodation & Living
Semarang
Bandung
Difference
1-bedroom Apartment, City Center(Monthly)
$255Rp 4.6M
$235Rp 4.2M
8.21%
1-bedroom Apartment, Outside City Center(Monthly)
$152Rp 2.7M
$152Rp 2.7M
0.40%
3-bedroom Apartment, City Center(Monthly)
$544Rp 9.8M
$464Rp 8.3M
17.25%
3-bedroom Apartment, Outside City Center(Monthly)
$419Rp 7.5M
$247Rp 4.4M
69.21%
Buy Apartment in City Center(m2)
$1,179Rp 21.2M
$705Rp 12.7M
67.34%
Buy Apartment Outside City Center(m2)
$545Rp 9.8M
$305Rp 5.5M
78.77%
💵 Salaries & Financials
Semarang
Bandung
Difference
Average Monthly Net Salary(After Tax)
$189Rp 3.4M
$277Rp 5.0M
-31.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.83
9.15
-14.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Semarang: July 12, 2026
Last update for Bandung: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $255 in Semarang and $235 in Bandung. Housing cost is often the main lever when comparing two cities.
💰Bandung pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $12.00 in Semarang vs $9.00 in Bandung. Groceries flip the comparison at $188 vs $214, with Semarang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Semarang vs Bandung: Cost of Living - Frequently Asked Questions
Which city is more expensive, Semarang or Bandung?
Bandung wins on cost – living expenses run 3% lower than in Semarang. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.
Are salaries higher in Semarang or in Bandung?
On paper, salaries run 47% lower in Bandung. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Semarang compared to Bandung?
Rent for a central apartment: $255 in Semarang versus $235 in Bandung. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Semarang or in Bandung?
Shoppers in Semarang pay roughly 14% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Semarang and in Bandung?
Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Semarang. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Semarang or in Bandung?
Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Semarang or Bandung?
Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $626 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.
How safe is Semarang compared to Bandung?
Safety-wise, Semarang and Bandung are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bandung gentler on the wallet – expenses run 3% less than in Semarang. Beyond cost, consider language, visa policies, and how big the international community is in each city.