Cost of Living Comparison Between Semarang and Bali Cost of Living Comparison Between Semarang and Bali

Monthly Cost of Living

A single person spends $581 per month in Semarang vs $1,275 in Bali, rent included.

A couple spends around $928 per month in Semarang vs $2,093 in Bali, rent included.

A family of three spends $1,274 per month in Semarang vs $2,912 in Bali, rent included.

Semarang is about 54% cheaper than Bali, driven mainly by Groceries & Markets.

Both Semarang and Bali are more affordable than the global median – Semarang 58% lower, Bali 8% lower.

Meal at Budget Restaurant

$1.45 Rp 25.5K

$2.78 Rp 49.0K

-47.84%

Three-Course Dinner for Two, Mid-Range

$10.54 Rp 185.6K

$30.58 Rp 538.3K

-65.53%

Fast Food Meal (McDonalds, etc)

$3.14 Rp 55.3K

$4.71 Rp 83.0K

-33.33%

Cappuccino

$1.24 Rp 21.9K

$2.34 Rp 41.1K

-47.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 Rp 8,635

$1.52 Rp 26.7K

-67.76%

Water (0.33 liter bottle)

$0.18 Rp 3,148

$0.67 Rp 11.8K

-73.13%

Local Beer (0.5 liter draught)

$1.75 Rp 30.8K

$2.56 Rp 45.1K

-31.64%

Imported Beer (0.33 liter bottle)

$3.43 Rp 60.3K

$3.67 Rp 64.6K

-6.54%

Milk (1 liter)

$1.12 Rp 19.8K

$1.52 Rp 26.7K

-26.32%

White Bread (500g)

$0.96 Rp 16.9K

$2.12 Rp 37.3K

-54.72%

Rice (white) (1kg)

$0.79 Rp 14.0K

$1.11 Rp 19.6K

-28.83%

Eggs

$1.38 Rp 24.3K

$2.02 Rp 35.5K

-31.68%

Local Cheese (1kg)

$5.66 Rp 99.6K

$16.67 Rp 293.5K

-66.05%

Chicken Fillets (1kg)

$2.36 Rp 41.6K

$3.75 Rp 66.0K

-37.07%

Beef Round Steak (1kg)

$8.16 Rp 143.6K

$11.85 Rp 208.7K

-31.14%

Apples (1kg)

$2.52 Rp 44.5K

$3.51 Rp 61.9K

-28.21%

Banana (1kg)

$1.53 Rp 27.0K

$1.54 Rp 27.1K

-0.65%

Oranges (1kg)

$1.81 Rp 31.9K

$2.25 Rp 39.6K

-19.56%

Tomato (1kg)

$1.56 Rp 27.5K

$1.92 Rp 33.7K

-18.75%

Potato (1kg)

$1.79 Rp 31.5K

$1.73 Rp 30.5K

3.47%

Onion (1kg)

$2.23 Rp 39.3K

$2.30 Rp 40.5K

-3.04%

Lettuce (1 head)

$0.83 Rp 14.6K

$1.01 Rp 17.7K

-17.82%

Water (1.5 liter bottle)

$0.42 Rp 7,375

$0.51 Rp 9,046

-17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.26 Rp 39.8K

$2.13 Rp 37.4K

6.10%

Wine (Bottle)

$14.17 Rp 249.5K

$21.59 Rp 380.1K

-34.37%

Local Beer (0.5 liter bottle)

$2.35 Rp 41.4K

$2.20 Rp 38.8K

6.82%

Imported Beer (0.33 liter bottle)

$2.70 Rp 47.5K

$2.86 Rp 50.3K

-5.59%

One-way Ticket (Public Transport)

$0.24 Rp 4,246

$0.25 Rp 4,377

-4.00%

Public Transport Monthly Pass (Regular Price)

$14.32 Rp 252.2K

$8.22 Rp 144.6K

74.21%

Taxi Start (Normal Tariff)

$0.89 Rp 15.6K

$0.49 Rp 8,567

81.63%

Taxi (Normal Tariff) (1km)

$0.29 Rp 5,129

$0.48 Rp 8,392

-39.58%

Taxi 1hour Waiting (Normal Tariff)

$5.52 Rp 97.1K

Gasoline (1 liter)

$0.80 Rp 14.0K

$0.81 Rp 14.2K

-1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.0K Rp 405.1M

$24.7K Rp 435.2M

-6.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.6M

$31.8K Rp 559.5M

-2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$68.1 Rp 1.2M

$82.8 Rp 1.5M

-17.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.69 Rp 47.3K

$6.49 Rp 114.3K

-58.55%

Internet (50+ Mbps, Unlimited Data)

$20.77 Rp 365.6K

$19.04 Rp 335.1K

9.09%

Gym Membership (Monthly)

$21.00 Rp 369.8K

$47.52 Rp 836.6K

-55.81%

Tennis Court (1 Hour on Weekend)

$4.76 Rp 83.8K

$15.14 Rp 266.6K

-68.56%

Cinema Ticket

$2.22 Rp 39.1K

$3.77 Rp 66.3K

-41.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.97 Rp 721.3K

$446 Rp 7.9M

-90.81%

International Primary School, 1 Child (Yearly)

$2,231 Rp 39.3M

$5,332 Rp 93.9M

-58.16%

Jeans (Levis 501 Or Similar)

$28.65 Rp 504.3K

$44.63 Rp 785.8K

-35.81%

Summer Dress (H&M, Zara, etc)

$29.45 Rp 518.4K

$33.69 Rp 593.1K

-12.59%

Sport Shoes (Adidas, Nike)

$58.8 Rp 1.0M

$77.2 Rp 1.4M

-23.88%

Men's Leather Business Shoes

$39.84 Rp 701.5K

$77.5 Rp 1.4M

-48.57%

1-bedroom Apartment, City Center (Monthly)

$229 Rp 4.0M

$1,003 Rp 17.7M

-77.18%

1-bedroom Apartment, Outside City Center (Monthly)

$143 Rp 2.5M

$610 Rp 10.7M

-76.49%

3-bedroom Apartment, City Center (Monthly)

$496 Rp 8.7M

$3,095 Rp 54.5M

-83.99%

3-bedroom Apartment, Outside City Center (Monthly)

$394 Rp 6.9M

$1,500 Rp 26.4M

-73.75%

Buy Apartment in City Center (m2)

$1,178 Rp 20.7M

$2,478 Rp 43.6M

-52.47%

Buy Apartment Outside City Center (m2)

$557 Rp 9.8M

$1,968 Rp 34.7M

-71.72%

Average Monthly Net Salary (After Tax)

$196 Rp 3.5M

$220 Rp 3.9M

-10.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.83

13.78

-43.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Semarang: September 6, 2026

Last update for Bali: September 7, 2026

Cost Breakdown

A central one-bedroom costs $229 in Semarang versus $1,003 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11.00 in Semarang versus $31.00 in Bali. Monthly groceries follow the same trend: $183 vs $278 – making Semarang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Semarang vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 119% more than Semarang, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $872 per month in Semarang and $1,913 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Semarang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $11.00 in Semarang and $31.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $581 in Semarang and $1,275 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Semarang, where all-in costs run around $581, than in Bali at $1,275. In Semarang it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Semarang costs $581 versus $1,275 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Semarang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.