Cost of Living Comparison Between Semarang and Bali Cost of Living Comparison Between Semarang and Bali

Monthly Cost of Living

A single person spends $644 per month in Semarang vs $1,290 in Bali, rent included.

A couple spends around $1,036 per month in Semarang vs $2,302 in Bali, rent included.

A family of three spends $1,429 per month in Semarang vs $3,314 in Bali, rent included.

Semarang is about 50% cheaper than Bali, driven mainly by Groceries & Markets.

Both Semarang and Bali are more affordable than the global median – Semarang 52% lower, Bali 3% lower.

Meal at Budget Restaurant

$1.79 Rp 32.0K

$2.86 Rp 51.3K

-37.41%

Three-Course Dinner for Two, Mid-Range

$12.50 Rp 224.2K

$27.11 Rp 486.3K

-53.89%

Fast Food Meal (McDonalds, etc)

$3.64 Rp 65.3K

$4.25 Rp 76.2K

-14.35%

Cappuccino

$1.46 Rp 26.1K

$2.24 Rp 40.2K

-34.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 Rp 8,687

$1.15 Rp 20.6K

-58.26%

Water (0.33 liter bottle)

$0.27 Rp 4,820

$0.58 Rp 10.5K

-53.45%

Local Beer (0.5 liter draught)

$2.01 Rp 36.1K

$2.42 Rp 43.4K

-16.94%

Imported Beer (0.33 liter bottle)

$2.89 Rp 51.8K

$3.32 Rp 59.5K

-12.95%

Milk (1 liter)

$1.07 Rp 19.2K

$1.66 Rp 29.9K

-35.54%

White Bread (500g)

$1.00 Rp 17.9K

$2.44 Rp 43.8K

-59.02%

Rice (white) (1kg)

$0.86 Rp 15.3K

$1.09 Rp 19.6K

-21.10%

Eggs

$1.59 Rp 28.5K

$2.25 Rp 40.5K

-29.33%

Local Cheese (1kg)

$6.13 Rp 109.9K

$13.93 Rp 249.9K

-55.99%

Chicken Fillets (1kg)

$2.82 Rp 50.6K

$4.10 Rp 73.6K

-31.22%

Beef Round Steak (1kg)

$8.48 Rp 152.1K

$11.34 Rp 203.4K

-25.22%

Apples (1kg)

$2.60 Rp 46.6K

$3.66 Rp 65.7K

-28.96%

Banana (1kg)

$1.60 Rp 28.6K

$1.54 Rp 27.6K

3.90%

Oranges (1kg)

$1.95 Rp 35.1K

$2.66 Rp 47.7K

-26.69%

Tomato (1kg)

$1.57 Rp 28.1K

$2.21 Rp 39.7K

-28.96%

Potato (1kg)

$1.23 Rp 22.1K

$1.82 Rp 32.6K

-32.42%

Onion (1kg)

$1.86 Rp 33.3K

$2.08 Rp 37.3K

-10.58%

Lettuce (1 head)

$0.87 Rp 15.6K

$1.04 Rp 18.6K

-16.35%

Water (1.5 liter bottle)

$0.40 Rp 7,256

$0.69 Rp 12.3K

-42.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.10 Rp 55.7K

-26.13%

Wine (Bottle)

$13.53 Rp 242.6K

$22.34 Rp 400.8K

-39.44%

Local Beer (0.5 liter bottle)

$2.56 Rp 45.9K

$2.62 Rp 47.1K

-2.29%

Imported Beer (0.33 liter bottle)

$2.83 Rp 50.7K

$2.65 Rp 47.5K

6.79%

One-way Ticket (Public Transport)

$0.26 Rp 4,702

$0.27 Rp 4,795

-3.70%

Public Transport Monthly Pass (Regular Price)

$12.96 Rp 232.5K

$8.19 Rp 146.8K

58.24%

Taxi Start (Normal Tariff)

$0.87 Rp 15.7K

$0.45 Rp 8,070

93.33%

Taxi (Normal Tariff) (1km)

$0.31 Rp 5,562

$0.46 Rp 8,228

-32.61%

Taxi 1hour Waiting (Normal Tariff)

$2.87 Rp 51.4K

$5.99 Rp 107.5K

-52.09%

Gasoline (1 liter)

$0.80 Rp 14.4K

$0.82 Rp 14.6K

-2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K Rp 444.6M

$26.0K Rp 465.7M

-4.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K Rp 545.5M

$32.6K Rp 584.7M

-6.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.7 Rp 1.7M

$79.4 Rp 1.4M

16.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.75 Rp 49.2K

$4.07 Rp 73.0K

-32.43%

Internet (50+ Mbps, Unlimited Data)

$23.45 Rp 420.7K

$24.04 Rp 431.3K

-2.45%

Gym Membership (Monthly)

$23.69 Rp 424.9K

$80.6 Rp 1.4M

-70.60%

Tennis Court (1 Hour on Weekend)

$5.24 Rp 93.9K

$5.47 Rp 98.1K

-4.20%

Cinema Ticket

$3.05 Rp 54.7K

$3.29 Rp 59.0K

-7.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.58 Rp 799.6K

$273 Rp 4.9M

-83.65%

International Primary School, 1 Child (Yearly)

$2,388 Rp 42.8M

$6,104 Rp 109.5M

-60.89%

Jeans (Levis 501 Or Similar)

$36.26 Rp 650.5K

$52.5 Rp 942.1K

-30.95%

Summer Dress (H&M, Zara, etc)

$32.31 Rp 579.6K

$37.11 Rp 665.7K

-12.93%

Sport Shoes (Adidas, Nike)

$67.1 Rp 1.2M

$83.2 Rp 1.5M

-19.36%

Men's Leather Business Shoes

$43.45 Rp 779.4K

$72.8 Rp 1.3M

-40.32%

1-bedroom Apartment, City Center (Monthly)

$255 Rp 4.6M

$860 Rp 15.4M

-70.41%

1-bedroom Apartment, Outside City Center (Monthly)

$152 Rp 2.7M

$582 Rp 10.4M

-73.83%

3-bedroom Apartment, City Center (Monthly)

$544 Rp 9.8M

$2,932 Rp 52.6M

-81.46%

3-bedroom Apartment, Outside City Center (Monthly)

$419 Rp 7.5M

$1,801 Rp 32.3M

-76.75%

Buy Apartment in City Center (m2)

$1,179 Rp 21.2M

$2,406 Rp 43.2M

-50.99%

Buy Apartment Outside City Center (m2)

$545 Rp 9.8M

$1,957 Rp 35.1M

-72.15%

Average Monthly Net Salary (After Tax)

$189 Rp 3.4M

$221 Rp 4.0M

-14.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.83

13.28

-41.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Semarang: July 12, 2026

Last update for Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $255 in Semarang versus $860 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Semarang versus $27.00 in Bali. Monthly groceries follow the same trend: $188 vs $285 – making Semarang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Semarang vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 100% more than Semarang, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $966 per month in Semarang and $1,935 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Semarang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $12.00 in Semarang and $27.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $644 in Semarang and $1,290 in Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Semarang, where all-in costs run around $644, than in Bali at $1,290. In Semarang it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Semarang costs $644 versus $1,290 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Semarang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.