🙂Monthly costs for one person with rent: $647 in Bandung versus $652 in Semarang.
🙂Estimated couple costs with rent: $949 in Bandung versus $1,022 in Semarang.
🙂Monthly costs for a family of three with rent: $1,251 in Bandung versus $1,391 in Semarang.
🙂Living in Bandung costs roughly 1% less than in Semarang, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Bandung52% lower, Semarang51% lower.
Currency
🍽 Eating Out
Bandung
Semarang
Difference
Meal at Budget Restaurant
$1.28Rp 22.9K
$1.80Rp 32.3K
-28.89%
Three-Course Dinner for Two, Mid-Range
$9.42Rp 168.9K
$12.32Rp 220.9K
-23.54%
Fast Food Meal(McDonalds, etc)
$3.43Rp 61.5K
$3.69Rp 66.1K
-7.05%
Cappuccino
$1.44Rp 25.8K
$1.50Rp 26.9K
-4.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49Rp 8,717
$0.52Rp 9,352
-5.77%
Water(0.33 liter bottle)
$0.25Rp 4,452
$0.27Rp 4,833
-7.41%
Local Beer(0.5 liter draught)
$3.28Rp 58.8K
$1.99Rp 35.6K
64.82%
Imported Beer(0.33 liter bottle)
$3.57Rp 64.0K
$3.01Rp 53.9K
18.60%
🛒 Groceries & Markets
Bandung
Semarang
Difference
Milk(1 liter)
$1.18Rp 21.2K
$1.02Rp 18.4K
15.69%
White Bread(500g)
$1.07Rp 19.2K
$1.03Rp 18.5K
3.88%
Rice(white)(1kg)
$0.94Rp 16.9K
$0.80Rp 14.3K
17.50%
Eggs
$1.58Rp 28.3K
$1.52Rp 27.3K
3.95%
Local Cheese(1kg)
$9.33Rp 167.3K
$6.11Rp 109.5K
52.70%
Chicken Fillets(1kg)
$3.02Rp 54.2K
$2.93Rp 52.6K
3.07%
Beef Round Steak(1kg)
$7.92Rp 142.0K
$8.73Rp 156.5K
-9.28%
Apples(1kg)
$2.37Rp 42.4K
$2.59Rp 46.4K
-8.49%
Banana(1kg)
$1.33Rp 23.9K
$1.59Rp 28.6K
-16.35%
Oranges(1kg)
$1.69Rp 30.3K
$1.88Rp 33.7K
-10.11%
Tomato(1kg)
$1.52Rp 27.2K
$1.58Rp 28.3K
-3.80%
Potato(1kg)
$1.48Rp 26.5K
$1.30Rp 23.3K
13.85%
Onion(1kg)
$2.67Rp 47.8K
$1.88Rp 33.8K
42.02%
Lettuce(1 head)
$0.96Rp 17.2K
$0.91Rp 16.3K
5.49%
Water(1.5 liter bottle)
$0.46Rp 8,234
$0.41Rp 7,300
12.20%
Cigarettes 20 Pack(Marlboro, Camel)
$2.57Rp 46.0K
$2.26Rp 40.5K
13.72%
Wine(Bottle)
$22.35Rp 400.7K
$14.10Rp 252.7K
58.51%
Local Beer(0.5 liter bottle)
$2.10Rp 37.6K
$2.58Rp 46.3K
-18.60%
Imported Beer(0.33 liter bottle)
$3.49Rp 62.5K
$2.88Rp 51.5K
21.18%
🚌 Getting Around
Bandung
Semarang
Difference
One-way Ticket(Public Transport)
$0.30Rp 5,362
$0.26Rp 4,661
15.38%
Public Transport Monthly Pass(Regular Price)
$10.57Rp 189.5K
$13.11Rp 234.9K
-19.37%
Taxi Start(Normal Tariff)
$0.76Rp 13.6K
$0.93Rp 16.7K
-18.28%
Taxi(Normal Tariff)(1km)
$0.71Rp 12.7K
$0.31Rp 5,634
129.03%
Taxi 1hour Waiting(Normal Tariff)
$2.59Rp 46.4K
$2.88Rp 51.6K
-10.07%
Gasoline(1 liter)
$0.81Rp 14.5K
$0.86Rp 15.4K
-5.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4KRp 437.0M
$24.5KRp 439.9M
-0.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4KRp 473.3M
$31.2KRp 558.6M
-15.26%
🧾 Monthly Utilities & Internet
Bandung
Semarang
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$43.12Rp 773.0K
$94.0Rp 1.7M
-54.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.52Rp 81.1K
$2.74Rp 49.1K
64.96%
Internet(50+ Mbps, Unlimited Data)
$22.94Rp 411.3K
$23.89Rp 428.2K
-3.98%
🎉 Sport & Entertainment
Bandung
Semarang
Difference
Gym Membership(Monthly)
$21.48Rp 385.1K
$23.84Rp 427.4K
-9.90%
Tennis Court(1 Hour on Weekend)
$6.62Rp 118.7K
$5.06Rp 90.6K
30.83%
Cinema Ticket
$3.16Rp 56.6K
$3.05Rp 54.6K
3.61%
🧸 Childcare & Education
Bandung
Semarang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.4Rp 1.7M
$44.50Rp 797.7K
112.16%
International Primary School, 1 Child(Yearly)
$7,577Rp 135.8M
$2,399Rp 43.0M
215.88%
👕👟 Clothing & Footwear
Bandung
Semarang
Difference
Jeans(Levis 501 Or Similar)
$41.84Rp 750.1K
$37.42Rp 670.8K
11.81%
Summer Dress(H&M, Zara, etc)
$30.57Rp 547.9K
$32.67Rp 585.6K
-6.43%
Sport Shoes(Adidas, Nike)
$59.2Rp 1.1M
$66.9Rp 1.2M
-11.41%
Men's Leather Business Shoes
$63.7Rp 1.1M
$43.76Rp 784.5K
45.66%
🏠 Accommodation & Living
Bandung
Semarang
Difference
1-bedroom Apartment, City Center(Monthly)
$234Rp 4.2M
$255Rp 4.6M
-8.24%
1-bedroom Apartment, Outside City Center(Monthly)
$156Rp 2.8M
$154Rp 2.8M
1.54%
3-bedroom Apartment, City Center(Monthly)
$447Rp 8.0M
$536Rp 9.6M
-16.65%
3-bedroom Apartment, Outside City Center(Monthly)
$247Rp 4.4M
$413Rp 7.4M
-40.25%
Buy Apartment in City Center(m2)
$723Rp 13.0M
$1,187Rp 21.3M
-39.05%
Buy Apartment Outside City Center(m2)
$309Rp 5.5M
$564Rp 10.1M
-45.27%
💵 Salaries & Financials
Bandung
Semarang
Difference
Average Monthly Net Salary(After Tax)
$284Rp 5.1M
$184Rp 3.3M
54.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
7.83
16.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bandung: June 2, 2026
Last update for Semarang: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $234 in Bandung and $255 in Semarang. Housing cost is often the main lever when comparing two cities.
💰Bandung pays 54% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $9.00 in Bandung vs $12.00 in Semarang. Groceries flip the comparison at $215 vs $190, with Semarang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bandung vs Semarang: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bandung or Semarang?
Bandung wins on cost – living expenses run 1% lower than in Semarang. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.
Are salaries higher in Bandung or Semarang?
Bandung pays 54% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Bandung vs Semarang?
Rent for a central apartment: $234 in Bandung versus $255 in Semarang. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Bandung or Semarang?
Shoppers in Semarang pay roughly 13% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Bandung vs Semarang?
Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Semarang. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Bandung or Semarang?
Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Bandung or Semarang?
Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.
How safe is Bandung compared to Semarang?
Safety-wise, Bandung and Semarang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bandung gentler on the wallet – expenses run 1% less than in Semarang. Beyond cost, consider language, visa policies, and how big the international community is in each city.