🙂Monthly costs for one person with rent: $626 in Bandung versus $644 in Semarang.
🙂Estimated couple costs with rent: $941 in Bandung versus $1,036 in Semarang.
🙂Monthly costs for a family of three with rent: $1,255 in Bandung versus $1,429 in Semarang.
🌍Living in Bandung costs roughly 3% less than in Semarang, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Bandung53% lower, Semarang52% lower.
Currency
🍽 Eating Out
Bandung
Semarang
Difference
Meal at Budget Restaurant
$1.32Rp 23.6K
$1.79Rp 32.1K
-26.26%
Three-Course Dinner for Two, Mid-Range
$9.48Rp 170.4K
$12.50Rp 224.6K
-24.16%
Fast Food Meal(McDonalds, etc)
$3.31Rp 59.4K
$3.64Rp 65.4K
-9.07%
Cappuccino
$1.49Rp 26.7K
$1.46Rp 26.2K
2.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52Rp 9,373
$0.48Rp 8,703
8.33%
Water(0.33 liter bottle)
$0.27Rp 4,888
$0.27Rp 4,829
-
Local Beer(0.5 liter draught)
$3.31Rp 59.5K
$2.01Rp 36.1K
64.68%
Imported Beer(0.33 liter bottle)
$3.52Rp 63.2K
$2.89Rp 51.9K
21.80%
🛒 Groceries & Markets
Bandung
Semarang
Difference
Milk(1 liter)
$1.21Rp 21.8K
$1.07Rp 19.3K
13.08%
White Bread(500g)
$1.07Rp 19.2K
$1.00Rp 18.0K
7.00%
Rice(white)(1kg)
$0.95Rp 17.1K
$0.86Rp 15.4K
10.47%
Eggs
$1.59Rp 28.6K
$1.59Rp 28.5K
-
Local Cheese(1kg)
$8.96Rp 161.0K
$6.13Rp 110.1K
46.17%
Chicken Fillets(1kg)
$3.14Rp 56.4K
$2.82Rp 50.6K
11.35%
Beef Round Steak(1kg)
$8.08Rp 145.1K
$8.48Rp 152.4K
-4.72%
Apples(1kg)
$2.37Rp 42.7K
$2.60Rp 46.6K
-8.85%
Banana(1kg)
$1.29Rp 23.3K
$1.60Rp 28.7K
-19.38%
Oranges(1kg)
$1.73Rp 31.0K
$1.95Rp 35.1K
-11.28%
Tomato(1kg)
$1.58Rp 28.4K
$1.57Rp 28.2K
0.64%
Potato(1kg)
$1.46Rp 26.2K
$1.23Rp 22.2K
18.70%
Onion(1kg)
$2.70Rp 48.5K
$1.86Rp 33.4K
45.16%
Lettuce(1 head)
$0.90Rp 16.3K
$0.87Rp 15.6K
3.45%
Water(1.5 liter bottle)
$0.42Rp 7,597
$0.40Rp 7,269
5.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.53Rp 45.4K
$2.29Rp 41.2K
10.48%
Wine(Bottle)
$21.74Rp 390.8K
$13.53Rp 243.1K
60.68%
Local Beer(0.5 liter bottle)
$2.12Rp 38.1K
$2.56Rp 46.0K
-17.19%
Imported Beer(0.33 liter bottle)
$3.54Rp 63.7K
$2.83Rp 50.8K
25.09%
🚌 Getting Around
Bandung
Semarang
Difference
One-way Ticket(Public Transport)
$0.30Rp 5,370
$0.26Rp 4,710
15.38%
Public Transport Monthly Pass(Regular Price)
$10.26Rp 184.4K
$12.96Rp 232.9K
-20.83%
Taxi Start(Normal Tariff)
$0.70Rp 12.7K
$0.87Rp 15.7K
-19.54%
Taxi(Normal Tariff)(1km)
$0.76Rp 13.7K
$0.31Rp 5,572
145.16%
Taxi 1hour Waiting(Normal Tariff)
$2.59Rp 46.5K
$2.87Rp 51.5K
-9.76%
Gasoline(1 liter)
$0.81Rp 14.5K
$0.80Rp 14.4K
1.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4KRp 438.8M
$24.8KRp 445.4M
-1.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KRp 462.8M
$30.4KRp 546.4M
-15.31%
🧾 Monthly Utilities & Internet
Bandung
Semarang
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.02Rp 791.2K
$92.7Rp 1.7M
-52.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.47Rp 80.4K
$2.75Rp 49.3K
62.55%
Internet(50+ Mbps, Unlimited Data)
$22.86Rp 410.8K
$23.45Rp 421.5K
-2.52%
🎉 Sport & Entertainment
Bandung
Semarang
Difference
Gym Membership(Monthly)
$21.68Rp 389.6K
$23.69Rp 425.7K
-8.48%
Tennis Court(1 Hour on Weekend)
$6.60Rp 118.7K
$5.24Rp 94.1K
25.95%
Cinema Ticket
$3.13Rp 56.3K
$3.05Rp 54.8K
2.62%
🧸 Childcare & Education
Bandung
Semarang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$93.0Rp 1.7M
$44.58Rp 801.1K
108.61%
International Primary School, 1 Child(Yearly)
$7,512Rp 135.0M
$2,388Rp 42.9M
214.63%
👕👟 Clothing & Footwear
Bandung
Semarang
Difference
Jeans(Levis 501 Or Similar)
$41.31Rp 742.5K
$36.26Rp 651.6K
13.93%
Summer Dress(H&M, Zara, etc)
$30.79Rp 553.3K
$32.31Rp 580.6K
-4.70%
Sport Shoes(Adidas, Nike)
$58.6Rp 1.1M
$67.1Rp 1.2M
-12.64%
Men's Leather Business Shoes
$64.3Rp 1.2M
$43.45Rp 780.8K
48.01%
🏠 Accommodation & Living
Bandung
Semarang
Difference
1-bedroom Apartment, City Center(Monthly)
$235Rp 4.2M
$255Rp 4.6M
-7.58%
1-bedroom Apartment, Outside City Center(Monthly)
$152Rp 2.7M
$152Rp 2.7M
-0.39%
3-bedroom Apartment, City Center(Monthly)
$464Rp 8.3M
$544Rp 9.8M
-14.71%
3-bedroom Apartment, Outside City Center(Monthly)
$247Rp 4.4M
$419Rp 7.5M
-40.90%
Buy Apartment in City Center(m2)
$705Rp 12.7M
$1,179Rp 21.2M
-40.24%
Buy Apartment Outside City Center(m2)
$305Rp 5.5M
$545Rp 9.8M
-44.06%
💵 Salaries & Financials
Bandung
Semarang
Difference
Average Monthly Net Salary(After Tax)
$277Rp 5.0M
$189Rp 3.4M
46.67%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
7.83
16.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bandung: July 12, 2026
Last update for Semarang: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $235 in Bandung and $255 in Semarang. Housing cost is often the main lever when comparing two cities.
💰Bandung pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $9.00 in Bandung vs $12.00 in Semarang. Groceries flip the comparison at $214 vs $188, with Semarang cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bandung vs Semarang: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bandung or Semarang?
Bandung wins on cost – living expenses run 3% lower than in Semarang. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.
Are salaries higher in Bandung or in Semarang?
Average pay runs 47% higher in Bandung, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Bandung compared to Semarang?
Rent for a central apartment: $235 in Bandung versus $255 in Semarang. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Bandung or in Semarang?
Shoppers in Semarang pay roughly 14% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Bandung and in Semarang?
Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Semarang. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Bandung or in Semarang?
Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Bandung or Semarang?
Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $626 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.
How safe is Bandung compared to Semarang?
Safety-wise, Bandung and Semarang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bandung gentler on the wallet – expenses run 3% less than in Semarang. Beyond cost, consider language, visa policies, and how big the international community is in each city.