🙂Monthly costs for one person with rent: $581 in Semarang versus $937 in Denpasar, Bali.
🙂Estimated couple costs with rent: $928 in Semarang versus $1,548 in Denpasar, Bali.
🙂Monthly costs for a family of three with rent: $1,274 in Semarang versus $2,159 in Denpasar, Bali.
🌍Living in Semarang costs roughly 38% less than in Denpasar, Bali, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Semarang58% lower, Denpasar, Bali32% lower.
Currency
🍽 Eating Out
Semarang
Denpasar, Bali
Difference
Meal at Budget Restaurant
$1.45Rp 25.5K
$2.32Rp 40.9K
-37.50%
Three-Course Dinner for Two, Mid-Range
$10.54Rp 185.6K
$24.34Rp 428.6K
-56.70%
Fast Food Meal(McDonalds, etc)
$3.14Rp 55.3K
$3.78Rp 66.5K
-16.93%
Cappuccino
$1.24Rp 21.9K
$1.83Rp 32.3K
-32.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49Rp 8,635
$1.16Rp 20.4K
-57.76%
Water(0.33 liter bottle)
$0.18Rp 3,148
$0.51Rp 8,928
-64.71%
Local Beer(0.5 liter draught)
$1.75Rp 30.8K
$2.03Rp 35.8K
-13.79%
Imported Beer(0.33 liter bottle)
$3.43Rp 60.3K
$2.98Rp 52.5K
15.10%
🛒 Groceries & Markets
Semarang
Denpasar, Bali
Difference
Milk(1 liter)
$1.12Rp 19.8K
$1.25Rp 22.0K
-10.40%
White Bread(500g)
$0.96Rp 16.9K
$1.87Rp 32.8K
-48.66%
Rice(white)(1kg)
$0.79Rp 14.0K
$0.90Rp 15.8K
-12.22%
Eggs
$1.38Rp 24.3K
$1.69Rp 29.7K
-18.34%
Local Cheese(1kg)
$5.66Rp 99.6K
$14.72Rp 259.1K
-61.55%
Chicken Fillets(1kg)
$2.36Rp 41.6K
$3.29Rp 58.0K
-28.27%
Beef Round Steak(1kg)
$8.16Rp 143.6K
$9.82Rp 172.9K
-16.90%
Apples(1kg)
$2.52Rp 44.5K
$2.99Rp 52.6K
-15.72%
Banana(1kg)
$1.53Rp 27.0K
$1.25Rp 22.1K
22.40%
Oranges(1kg)
$1.81Rp 31.9K
$1.86Rp 32.7K
-2.69%
Tomato(1kg)
$1.56Rp 27.5K
$1.65Rp 29.0K
-5.45%
Potato(1kg)
$1.79Rp 31.5K
$1.54Rp 27.1K
16.23%
Onion(1kg)
$2.23Rp 39.3K
$1.98Rp 34.9K
12.63%
Lettuce(1 head)
$0.83Rp 14.6K
$0.84Rp 14.8K
-1.19%
Water(1.5 liter bottle)
$0.42Rp 7,375
$0.41Rp 7,269
2.44%
Cigarettes 20 Pack(Marlboro, Camel)
$2.26Rp 39.8K
$1.81Rp 31.9K
24.86%
Wine(Bottle)
$14.17Rp 249.5K
$18.84Rp 331.7K
-24.79%
Local Beer(0.5 liter bottle)
$2.35Rp 41.4K
$1.97Rp 34.6K
19.29%
Imported Beer(0.33 liter bottle)
$2.70Rp 47.5K
$2.38Rp 41.9K
13.45%
🚌 Getting Around
Semarang
Denpasar, Bali
Difference
One-way Ticket(Public Transport)
$0.24Rp 4,246
$0.22Rp 3,860
9.09%
Public Transport Monthly Pass(Regular Price)
$14.32Rp 252.2K
$7.67Rp 135.0K
86.70%
Taxi Start(Normal Tariff)
$0.89Rp 15.6K
$0.43Rp 7,626
106.98%
Taxi(Normal Tariff)(1km)
$0.29Rp 5,129
$0.43Rp 7,526
-32.56%
Taxi 1hour Waiting(Normal Tariff)
-
$3.04Rp 53.5K
-
Gasoline(1 liter)
$0.80Rp 14.0K
$0.68Rp 11.9K
17.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.0KRp 405.1M
$21.8KRp 384.4M
5.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1KRp 547.6M
$28.5KRp 502.6M
8.96%
🧾 Monthly Utilities & Internet
Semarang
Denpasar, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$68.1Rp 1.2M
$75.7Rp 1.3M
-10.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.69Rp 47.3K
$5.84Rp 102.9K
-53.94%
Internet(50+ Mbps, Unlimited Data)
$20.77Rp 365.6K
$17.30Rp 304.5K
20.06%
🎉 Sport & Entertainment
Semarang
Denpasar, Bali
Difference
Gym Membership(Monthly)
$21.00Rp 369.8K
$39.41Rp 693.9K
-46.71%
Tennis Court(1 Hour on Weekend)
$4.76Rp 83.8K
$12.91Rp 227.4K
-63.13%
Cinema Ticket
$2.22Rp 39.1K
$3.09Rp 54.4K
-28.16%
🧸 Childcare & Education
Semarang
Denpasar, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$40.97Rp 721.3K
$383Rp 6.7M
-89.29%
International Primary School, 1 Child(Yearly)
$2,231Rp 39.3M
$4,468Rp 78.7M
-50.07%
👕👟 Clothing & Footwear
Semarang
Denpasar, Bali
Difference
Jeans(Levis 501 Or Similar)
$28.65Rp 504.3K
$39.69Rp 698.7K
-27.82%
Summer Dress(H&M, Zara, etc)
$29.45Rp 518.4K
$31.07Rp 547.0K
-5.21%
Sport Shoes(Adidas, Nike)
$58.8Rp 1.0M
$69.4Rp 1.2M
-15.28%
Men's Leather Business Shoes
$39.84Rp 701.5K
$68.1Rp 1.2M
-41.48%
🏠 Accommodation & Living
Semarang
Denpasar, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$229Rp 4.0M
$591Rp 10.4M
-61.25%
1-bedroom Apartment, Outside City Center(Monthly)
$143Rp 2.5M
$361Rp 6.4M
-60.27%
3-bedroom Apartment, City Center(Monthly)
$496Rp 8.7M
$1,858Rp 32.7M
-73.32%
3-bedroom Apartment, Outside City Center(Monthly)
$394Rp 6.9M
$906Rp 15.9M
-56.54%
Buy Apartment in City Center(m2)
$1,178Rp 20.7M
$1,463Rp 25.8M
-19.49%
Buy Apartment Outside City Center(m2)
$557Rp 9.8M
$1,200Rp 21.1M
-53.63%
💵 Salaries & Financials
Semarang
Denpasar, Bali
Difference
Average Monthly Net Salary(After Tax)
$196Rp 3.5M
$279Rp 4.9M
-29.79%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.83
13.78
-43.18%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Semarang: September 6, 2026
Last update for Denpasar, Bali: September 5, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $229 in Semarang and $591 in Denpasar, Bali. Housing cost is often the main lever when comparing two cities.
💰Denpasar, Bali pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $11.00 in Semarang vs $24.00 in Denpasar, Bali for a mid-range dinner for two. Groceries echo the gap at $183 vs $239 per month, with Semarang cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Semarang vs Denpasar, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Semarang and in Denpasar, Bali?
Semarang and Denpasar, Bali differ by about 61% in total monthly costs ($581 vs $937 including rent). Semarang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 42% lower in Denpasar, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Semarang and in Denpasar, Bali?
Rent for a central apartment: $229 in Semarang versus $591 in Denpasar, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Semarang or Denpasar, Bali?
All in, you'll spend $581 per month in Semarang versus $937 in Denpasar, Bali – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Semarang and in Denpasar, Bali?
A monthly transit pass in Semarang runs roughly 87% less than in Denpasar, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $1,500 per month?
At $581 in Semarang versus $937 in Denpasar, Bali, a $1,500 budget is realistic in Semarang but tight or insufficient in Denpasar, Bali. The gap between the two cities makes Semarang the clear choice for anyone on this budget.
How does quality of life compare between Semarang and Denpasar, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Semarang or Denpasar, Bali safer for residents?
Safety-wise, Semarang and Denpasar, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Semarang or Denpasar, Bali?
Expats usually find Semarang gentler on the wallet – expenses run 61% less than in Denpasar, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.