🙂Monthly costs for one person with rent: $652 in Semarang versus $961 in Denpasar, Bali.
🙂Estimated couple costs with rent: $1,022 in Semarang versus $1,660 in Denpasar, Bali.
🙂Monthly costs for a family of three with rent: $1,391 in Semarang versus $2,360 in Denpasar, Bali.
🙂Living in Semarang costs roughly 32% less than in Denpasar, Bali, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Semarang51% lower, Denpasar, Bali28% lower.
Currency
🍽 Eating Out
Semarang
Denpasar, Bali
Difference
Meal at Budget Restaurant
$1.80Rp 32.2K
$2.41Rp 43.0K
-25.31%
Three-Course Dinner for Two, Mid-Range
$12.32Rp 220.0K
$21.74Rp 388.3K
-43.33%
Fast Food Meal(McDonalds, etc)
$3.69Rp 65.8K
$3.26Rp 58.2K
13.19%
Cappuccino
$1.50Rp 26.8K
$1.89Rp 33.8K
-20.63%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52Rp 9,317
$0.92Rp 16.5K
-43.48%
Water(0.33 liter bottle)
$0.27Rp 4,815
$0.47Rp 8,368
-42.55%
Local Beer(0.5 liter draught)
$1.99Rp 35.5K
$1.92Rp 34.3K
3.65%
Imported Beer(0.33 liter bottle)
$3.01Rp 53.7K
$2.56Rp 45.7K
17.58%
🛒 Groceries & Markets
Semarang
Denpasar, Bali
Difference
Milk(1 liter)
$1.02Rp 18.3K
$1.44Rp 25.7K
-29.17%
White Bread(500g)
$1.03Rp 18.4K
$2.04Rp 36.5K
-49.51%
Rice(white)(1kg)
$0.80Rp 14.3K
$0.92Rp 16.5K
-13.04%
Eggs
$1.52Rp 27.2K
$1.91Rp 34.2K
-20.42%
Local Cheese(1kg)
$6.11Rp 109.1K
$11.89Rp 212.4K
-48.61%
Chicken Fillets(1kg)
$2.93Rp 52.4K
$3.41Rp 61.0K
-14.08%
Beef Round Steak(1kg)
$8.73Rp 155.9K
$9.95Rp 177.7K
-12.26%
Apples(1kg)
$2.59Rp 46.2K
$3.09Rp 55.2K
-16.18%
Banana(1kg)
$1.59Rp 28.4K
$1.26Rp 22.6K
26.19%
Oranges(1kg)
$1.88Rp 33.6K
$2.22Rp 39.6K
-15.32%
Tomato(1kg)
$1.58Rp 28.2K
$1.81Rp 32.4K
-12.71%
Potato(1kg)
$1.30Rp 23.2K
$1.61Rp 28.8K
-19.25%
Onion(1kg)
$1.88Rp 33.6K
$1.80Rp 32.1K
4.44%
Lettuce(1 head)
$0.91Rp 16.2K
$0.86Rp 15.4K
5.81%
Water(1.5 liter bottle)
$0.41Rp 7,272
$0.57Rp 10.2K
-28.07%
Cigarettes 20 Pack(Marlboro, Camel)
$2.26Rp 40.3K
$2.64Rp 47.1K
-14.39%
Wine(Bottle)
$14.10Rp 251.8K
$19.27Rp 344.2K
-26.83%
Local Beer(0.5 liter bottle)
$2.58Rp 46.1K
$2.25Rp 40.2K
14.67%
Imported Beer(0.33 liter bottle)
$2.88Rp 51.3K
$2.23Rp 39.8K
29.15%
🚌 Getting Around
Semarang
Denpasar, Bali
Difference
One-way Ticket(Public Transport)
$0.26Rp 4,643
$0.24Rp 4,257
8.33%
Public Transport Monthly Pass(Regular Price)
$13.11Rp 234.0K
$7.34Rp 131.0K
78.61%
Taxi Start(Normal Tariff)
$0.93Rp 16.7K
$0.44Rp 7,813
111.36%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,613
$0.39Rp 6,914
-20.51%
Taxi 1hour Waiting(Normal Tariff)
$2.88Rp 51.4K
$5.45Rp 97.2K
-47.16%
Gasoline(1 liter)
$0.86Rp 15.4K
$0.74Rp 13.1K
16.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 438.2M
$23.5KRp 420.5M
4.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2KRp 556.5M
$29.1KRp 520.1M
6.99%
🧾 Monthly Utilities & Internet
Semarang
Denpasar, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$94.0Rp 1.7M
$70.5Rp 1.3M
33.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.74Rp 48.9K
$3.67Rp 65.5K
-25.34%
Internet(50+ Mbps, Unlimited Data)
$23.89Rp 426.6K
$21.23Rp 379.1K
12.53%
🎉 Sport & Entertainment
Semarang
Denpasar, Bali
Difference
Gym Membership(Monthly)
$23.84Rp 425.7K
$69.5Rp 1.2M
-65.69%
Tennis Court(1 Hour on Weekend)
$5.06Rp 90.3K
$4.45Rp 79.5K
13.71%
Cinema Ticket
$3.05Rp 54.4K
$2.91Rp 52.0K
4.81%
🧸 Childcare & Education
Semarang
Denpasar, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$44.50Rp 794.6K
$227Rp 4.1M
-80.38%
International Primary School, 1 Child(Yearly)
$2,399Rp 42.8M
$5,191Rp 92.7M
-53.80%
👕👟 Clothing & Footwear
Semarang
Denpasar, Bali
Difference
Jeans(Levis 501 Or Similar)
$37.42Rp 668.3K
$47.61Rp 850.2K
-21.40%
Summer Dress(H&M, Zara, etc)
$32.67Rp 583.4K
$32.45Rp 579.4K
0.68%
Sport Shoes(Adidas, Nike)
$66.9Rp 1.2M
$76.3Rp 1.4M
-12.37%
Men's Leather Business Shoes
$43.76Rp 781.5K
$66.7Rp 1.2M
-34.39%
🏠 Accommodation & Living
Semarang
Denpasar, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$255Rp 4.6M
$528Rp 9.4M
-51.60%
1-bedroom Apartment, Outside City Center(Monthly)
$154Rp 2.7M
$344Rp 6.1M
-55.30%
3-bedroom Apartment, City Center(Monthly)
$536Rp 9.6M
$1,801Rp 32.2M
-70.25%
3-bedroom Apartment, Outside City Center(Monthly)
$413Rp 7.4M
$1,065Rp 19.0M
-61.23%
Buy Apartment in City Center(m2)
$1,187Rp 21.2M
$1,476Rp 26.4M
-19.60%
Buy Apartment Outside City Center(m2)
$564Rp 10.1M
$1,184Rp 21.2M
-52.39%
💵 Salaries & Financials
Semarang
Denpasar, Bali
Difference
Average Monthly Net Salary(After Tax)
$184Rp 3.3M
$335Rp 6.0M
-45.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.83
13.28
-41.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Semarang: May 30, 2026
Last update for Denpasar, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $255 in Semarang and $528 in Denpasar, Bali. Housing cost is often the main lever when comparing two cities.
💰Denpasar, Bali pays 83% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $12.00 in Semarang vs $22.00 in Denpasar, Bali for a mid-range dinner for two. Groceries echo the gap at $190 vs $243 per month, with Semarang cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Semarang vs Denpasar, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Semarang and Denpasar, Bali?
Semarang and Denpasar, Bali differ by about 47% in total monthly costs ($652 vs $961 including rent). Semarang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Denpasar, Bali earns 83% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Semarang and Denpasar, Bali?
Rent for a central apartment: $255 in Semarang versus $528 in Denpasar, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Semarang or Denpasar, Bali?
All in, you'll spend $652 per month in Semarang versus $961 in Denpasar, Bali – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Semarang and Denpasar, Bali?
A monthly transit pass in Semarang runs roughly 79% less than in Denpasar, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $1,500 per month?
At $652 in Semarang versus $961 in Denpasar, Bali, a $1,500 budget is realistic in Semarang but tight or insufficient in Denpasar, Bali. The gap between the two cities makes Semarang the clear choice for anyone on this budget.
How does quality of life compare between Semarang and Denpasar, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Semarang or Denpasar, Bali safer for residents?
Safety-wise, Semarang and Denpasar, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Semarang or Denpasar, Bali?
Expats usually find Semarang gentler on the wallet – expenses run 47% less than in Denpasar, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.