😐A single person spends $2,026 per month in Sarnia vs $1,374 in Ubud, Bali, rent included.
😐A couple spends around $2,786 per month in Sarnia vs $2,313 in Ubud, Bali, rent included.
😐A family of three spends $3,547 per month in Sarnia vs $3,252 in Ubud, Bali, rent included.
😐Sarnia costs about 47% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Sarnia and Ubud, Bali sit above the global median – Sarnia by 50%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Sarnia
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.45CA$19.07
$3.32Rp 59.7K
305.12%
Three-Course Dinner for Two, Mid-Range
$45.35CA$64.3
$35.33Rp 634.5K
28.36%
Fast Food Meal(McDonalds, etc)
$9.81CA$13.90
$5.33Rp 95.8K
84.05%
Cappuccino
$2.92CA$4.13
$2.75Rp 49.5K
6.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.02CA$2.86
$1.73Rp 31.0K
16.76%
Water(0.33 liter bottle)
$1.30CA$1.85
$0.80Rp 14.3K
62.50%
Local Beer(0.5 liter draught)
$4.33CA$6.14
$2.95Rp 52.9K
46.78%
Imported Beer(0.33 liter bottle)
$5.49CA$7.78
$4.44Rp 79.7K
23.65%
🛒 Groceries & Markets
Sarnia
Ubud, Bali
Difference
Milk(1 liter)
$2.04CA$2.89
$1.50Rp 26.9K
36.00%
White Bread(500g)
$2.34CA$3.32
$2.30Rp 41.3K
1.74%
Rice(white)(1kg)
$2.41CA$3.41
$1.10Rp 19.7K
119.09%
Eggs
$2.75CA$3.90
$2.16Rp 38.8K
27.31%
Local Cheese(1kg)
$10.97CA$15.55
$17.09Rp 306.9K
-35.81%
Chicken Fillets(1kg)
$11.36CA$16.11
$3.88Rp 69.6K
192.78%
Beef Round Steak(1kg)
$13.77CA$19.52
$11.92Rp 214.0K
15.52%
Apples(1kg)
$3.65CA$5.18
$3.57Rp 64.0K
2.24%
Banana(1kg)
$1.14CA$1.62
$1.58Rp 28.4K
-27.85%
Oranges(1kg)
$3.57CA$5.06
$2.36Rp 42.4K
51.27%
Tomato(1kg)
$3.55CA$5.04
$1.97Rp 35.3K
80.20%
Potato(1kg)
$1.38CA$1.95
$1.81Rp 32.5K
-23.76%
Onion(1kg)
$1.88CA$2.67
$2.39Rp 42.9K
-21.34%
Lettuce(1 head)
$1.67CA$2.36
$1.02Rp 18.3K
63.73%
Water(1.5 liter bottle)
$1.21CA$1.72
$0.49Rp 8,825
146.94%
Cigarettes 20 Pack(Marlboro, Camel)
$12.45CA$17.65
$2.25Rp 40.3K
453.33%
Wine(Bottle)
$9.94CA$14.10
$22.30Rp 400.5K
-55.43%
Local Beer(0.5 liter bottle)
$2.40CA$3.40
$2.37Rp 42.5K
1.27%
Imported Beer(0.33 liter bottle)
$2.66CA$3.77
$2.90Rp 52.0K
-8.28%
🚌 Getting Around
Sarnia
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.26CA$3.20
$0.25Rp 4,474
804.00%
Public Transport Monthly Pass(Regular Price)
$56.9CA$80.6
$8.55Rp 153.6K
564.91%
Taxi Start(Normal Tariff)
$2.54CA$3.60
$0.44Rp 7,936
477.27%
Taxi(Normal Tariff)(1km)
$1.79CA$2.54
$0.42Rp 7,584
326.19%
Taxi 1hour Waiting(Normal Tariff)
$28.56CA$40.48
$5.66Rp 101.7K
404.59%
Gasoline(1 liter)
$1.12CA$1.58
$0.81Rp 14.6K
38.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0KCA$39.6K
$23.7KRp 426.3M
17.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2KCA$27.3K
$31.0KRp 556.3M
-37.93%
🧾 Monthly Utilities & Internet
Sarnia
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138CA$196
$82.3Rp 1.5M
68.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.83CA$40.88
$6.30Rp 113.1K
357.62%
Internet(50+ Mbps, Unlimited Data)
$45.73CA$64.8
$18.63Rp 334.7K
145.46%
🎉 Sport & Entertainment
Sarnia
Ubud, Bali
Difference
Gym Membership(Monthly)
$23.41CA$33.18
$54.7Rp 982.9K
-57.23%
Tennis Court(1 Hour on Weekend)
$17.85CA$25.30
$18.45Rp 331.3K
-3.25%
Cinema Ticket
$11.60CA$16.45
$4.24Rp 76.1K
173.58%
🧸 Childcare & Education
Sarnia
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$353CA$500
$484Rp 8.7M
-27.10%
International Primary School, 1 Child(Yearly)
$15.9KCA$22.5K
$5,590Rp 100.4M
184.11%
👕👟 Clothing & Footwear
Sarnia
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$54.8CA$77.7
$45.77Rp 822.0K
19.77%
Summer Dress(H&M, Zara, etc)
$30.06CA$42.61
$35.69Rp 641.0K
-15.77%
Sport Shoes(Adidas, Nike)
$65.2CA$92.4
$78.3Rp 1.4M
-16.75%
Men's Leather Business Shoes
$71.7CA$102
$80.1Rp 1.4M
-10.50%
🏠 Accommodation & Living
Sarnia
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,389CA$1,970
$1,147Rp 20.6M
21.18%
1-bedroom Apartment, Outside City Center(Monthly)
$1,008CA$1,429
$678Rp 12.2M
48.68%
3-bedroom Apartment, City Center(Monthly)
$2,465CA$3,495
$3,504Rp 62.9M
-29.65%
3-bedroom Apartment, Outside City Center(Monthly)
$1,491CA$2,114
$1,688Rp 30.3M
-11.67%
Buy Apartment in City Center(m2)
-
$2,788Rp 50.1M
-
Buy Apartment Outside City Center(m2)
-
$2,257Rp 40.5M
-
💵 Salaries & Financials
Sarnia
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,006CA$4,261
$165Rp 3.0M
1721.01%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.09
13.78
-63.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sarnia: September 27, 2026
Last update for Ubud, Bali: September 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,389 in Sarnia versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1721% higher in Sarnia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $45.00 in Sarnia versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $319 vs $286 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sarnia vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Sarnia and in Ubud, Bali compare overall?
Monthly costs with rent: $2,026 in Sarnia, $1,374 in Ubud, Bali – roughly 47% apart. Sarnia costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Sarnia compared to Ubud, Bali?
For a comfortable life, plan on about $3,038 per month in Sarnia and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Sarnia and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Sarnia and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Sarnia or Ubud, Bali?
Monthly expenses with rent come to $2,026 in Sarnia and $1,374 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Sarnia at $2,026. In Ubud, Bali it covers expenses comfortably, while in Sarnia it requires careful planning or may not stretch far enough.
How does quality of life compare between Sarnia and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,374 in Ubud, Bali to $2,026 in Sarnia. Climate, culture, job market, and personal taste all factor in.
Is Sarnia or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Sarnia and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sarnia makes more sense. Both are solid long-term options with distinct trade-offs.