Cost of Living Comparison Between Ubud, Bali and Sarnia Cost of Living Comparison Between Ubud, Bali and Sarnia

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $2,026 in Sarnia, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $2,786 in Sarnia, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $3,547 in Sarnia, rent included.

Ubud, Bali is about 32% cheaper than Sarnia, driven mainly by Eating Out.

Both Ubud, Bali and Sarnia sit above the global median – Ubud, Bali by 2%, Sarnia by 50%.

Meal at Budget Restaurant

$3.32 Rp 59.7K

$13.45 CA$19.07

-75.32%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 634.5K

$45.35 CA$64.3

-22.09%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.8K

$9.81 CA$13.90

-45.67%

Cappuccino

$2.75 Rp 49.5K

$2.92 CA$4.13

-5.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$2.02 CA$2.86

-14.36%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.30 CA$1.85

-38.46%

Local Beer (0.5 liter draught)

$2.95 Rp 52.9K

$4.33 CA$6.14

-31.87%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.7K

$5.49 CA$7.78

-19.13%

Milk (1 liter)

$1.50 Rp 26.9K

$2.04 CA$2.89

-26.47%

White Bread (500g)

$2.30 Rp 41.3K

$2.34 CA$3.32

-1.71%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.41 CA$3.41

-54.36%

Eggs

$2.16 Rp 38.8K

$2.75 CA$3.90

-21.45%

Local Cheese (1kg)

$17.09 Rp 306.9K

$10.97 CA$15.55

55.79%

Chicken Fillets (1kg)

$3.88 Rp 69.6K

$11.36 CA$16.11

-65.85%

Beef Round Steak (1kg)

$11.92 Rp 214.0K

$13.77 CA$19.52

-13.44%

Apples (1kg)

$3.57 Rp 64.0K

$3.65 CA$5.18

-2.19%

Banana (1kg)

$1.58 Rp 28.4K

$1.14 CA$1.62

38.60%

Oranges (1kg)

$2.36 Rp 42.4K

$3.57 CA$5.06

-33.89%

Tomato (1kg)

$1.97 Rp 35.3K

$3.55 CA$5.04

-44.51%

Potato (1kg)

$1.81 Rp 32.5K

$1.38 CA$1.95

31.16%

Onion (1kg)

$2.39 Rp 42.9K

$1.88 CA$2.67

27.13%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.67 CA$2.36

-38.92%

Water (1.5 liter bottle)

$0.49 Rp 8,825

$1.21 CA$1.72

-59.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.3K

$12.45 CA$17.65

-81.93%

Wine (Bottle)

$22.30 Rp 400.5K

$9.94 CA$14.10

124.35%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.5K

$2.40 CA$3.40

-1.25%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.0K

$2.66 CA$3.77

9.02%

One-way Ticket (Public Transport)

$0.25 Rp 4,474

$2.26 CA$3.20

-88.94%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.6K

$56.9 CA$80.6

-84.96%

Taxi Start (Normal Tariff)

$0.44 Rp 7,936

$2.54 CA$3.60

-82.68%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

$1.79 CA$2.54

-76.54%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.7K

$28.56 CA$40.48

-80.18%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.12 CA$1.58

-27.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.3M

$28.0K CA$39.6K

-15.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 556.3M

$19.2K CA$27.3K

61.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$138 CA$196

-40.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.1K

$28.83 CA$40.88

-78.15%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 334.7K

$45.73 CA$64.8

-59.26%

Gym Membership (Monthly)

$54.7 Rp 982.9K

$23.41 CA$33.18

133.79%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.3K

$17.85 CA$25.30

3.36%

Cinema Ticket

$4.24 Rp 76.1K

$11.60 CA$16.45

-63.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$353 CA$500

37.18%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.4M

$15.9K CA$22.5K

-64.80%

Jeans (Levis 501 Or Similar)

$45.77 Rp 822.0K

$54.8 CA$77.7

-16.51%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 641.0K

$30.06 CA$42.61

18.73%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$65.2 CA$92.4

20.11%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$71.7 CA$102

11.73%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$1,389 CA$1,970

-17.48%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$1,008 CA$1,429

-32.74%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.9M

$2,465 CA$3,495

42.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.3M

$1,491 CA$2,114

13.21%

Buy Apartment in City Center (m2)

$2,788 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.5M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,006 CA$4,261

-94.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.09

170.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Sarnia: September 27, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $1,389 in Sarnia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1721% higher in Sarnia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Sarnia. Monthly groceries follow the same trend: $286 vs $319 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sarnia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,374 in Ubud, Bali, $2,026 in Sarnia – roughly 47% apart. Sarnia costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $3,038 in Sarnia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $45.00 in Sarnia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,374 in Ubud, Bali and $2,026 in Sarnia. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Sarnia at $2,026. In Ubud, Bali it covers expenses comfortably, while in Sarnia it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,374 in Ubud, Bali to $2,026 in Sarnia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sarnia makes more sense. Both are solid long-term options with distinct trade-offs.