Last update: Oct 2026

Cost of Living Comparison Between Sarnia and Calgary

For one person, living is cheaper in Sarnia: $2,014 a month against $2,303 in Calgary, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

Sarnia, Canada
Calgary, Canada
Sarnia
🇨🇦 Canada
$2,014
/mo nomad
Calgary
🇨🇦 Canada
$2,303
/mo nomad
Monthly Cost of Living

How much you'll spend in Sarnia and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sarnia and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,014 in Sarnia versus $2,303 in Calgary.

  • Sarnia $2,014
  • Calgary $2,303

Estimated couple costs with rent: $2,778 in Sarnia versus $3,366 in Calgary.

  • Sarnia $2,778
  • Calgary $3,366

Monthly costs for a family of three with rent: $3,543 in Sarnia versus $4,428 in Calgary.

  • Sarnia $3,543
  • Calgary $4,428

Living in Sarnia costs roughly 13% less than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Sarnia 48% above, Calgary 69% above.

Currency
🍽 Eating Out
Sarnia
Calgary
Difference
Meal at Budget Restaurant
$13.71 CA$19.16
$17.55 CA$24.52
-21.88%
Three-Course Dinner for Two, Mid-Range
$46.44 CA$64.9
$70.4 CA$98.4
-34.02%
Fast Food Meal (McDonalds, etc)
$10.86 CA$15.17
$10.69 CA$14.94
1.59%
Cappuccino
$3.12 CA$4.36
$3.89 CA$5.43
-19.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.93 CA$2.70
$2.04 CA$2.85
-5.39%
Water (0.33 liter bottle)
$1.22 CA$1.71
$1.88 CA$2.62
-35.11%
Local Beer (0.5 liter draught)
$4.20 CA$5.87
$4.90 CA$6.84
-14.29%
Imported Beer (0.33 liter bottle)
$5.54 CA$7.75
$5.78 CA$8.08
-4.15%
🛒 Groceries & Markets
Sarnia
Calgary
Difference
Milk (1 liter)
$1.27 CA$1.77
$1.96 CA$2.74
-35.20%
White Bread (500g)
$2.45 CA$3.43
$2.74 CA$3.83
-10.58%
Rice (white) (1kg)
$2.37 CA$3.31
$5.46 CA$7.63
-56.59%
Eggs
$2.96 CA$4.13
$3.69 CA$5.15
-19.78%
Local Cheese (1kg)
$11.52 CA$16.09
$11.24 CA$15.71
2.49%
Chicken Fillets (1kg)
$11.48 CA$16.04
$11.54 CA$16.12
-0.52%
Beef Round Steak (1kg)
$14.18 CA$19.82
$18.38 CA$25.68
-22.85%
Apples (1kg)
$3.39 CA$4.74
$4.90 CA$6.85
-30.82%
Banana (1kg)
$1.25 CA$1.74
$1.42 CA$1.99
-11.97%
Oranges (1kg)
$3.38 CA$4.72
$4.21 CA$5.88
-19.71%
Tomato (1kg)
$3.52 CA$4.92
$4.02 CA$5.62
-12.44%
Potato (1kg)
$1.34 CA$1.87
$2.69 CA$3.77
-50.19%
Onion (1kg)
$1.86 CA$2.59
$2.66 CA$3.72
-30.08%
Lettuce (1 head)
$1.68 CA$2.35
$2.61 CA$3.65
-35.63%
Water (1.5 liter bottle)
$1.28 CA$1.79
$1.60 CA$2.23
-20.00%
Cigarettes 20 Pack (Marlboro, Camel)
$12.56 CA$17.55
$14.00 CA$19.57
-10.29%
Wine (Bottle)
$10.01 CA$13.98
$15.40 CA$21.52
-35.00%
Local Beer (0.5 liter bottle)
$2.53 CA$3.54
$2.50 CA$3.49
1.20%
Imported Beer (0.33 liter bottle)
$2.83 CA$3.95
$3.09 CA$4.32
-8.41%
🚌 Getting Around
Sarnia
Calgary
Difference
One-way Ticket (Public Transport)
$2.37 CA$3.31
$2.93 CA$4.09
-19.11%
Public Transport Monthly Pass (Regular Price)
$62.1 CA$86.8
$89.3 CA$125
-30.42%
Taxi Start (Normal Tariff)
$2.57 CA$3.59
$3.27 CA$4.57
-21.41%
Taxi (Normal Tariff) (1km)
$1.76 CA$2.46
$1.35 CA$1.89
30.37%
Taxi 1hour Waiting (Normal Tariff)
$28.33 CA$39.58
$27.39 CA$38.27
3.43%
Gasoline (1 liter)
$1.23 CA$1.72
$1.17 CA$1.64
5.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K CA$36.6K
$27.9K CA$39.0K
-6.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$29.3K
$21.0K CA$29.4K
-0.39%
🧾 Monthly Utilities & Internet
Sarnia
Calgary
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 CA$203
$167 CA$233
-12.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.26 CA$39.49
$38.27 CA$53.5
-26.16%
Internet (50+ Mbps, Unlimited Data)
$43.79 CA$61.2
$50.9 CA$71.2
-14.02%
🎉 Sport & Entertainment
Sarnia
Calgary
Difference
Gym Membership (Monthly)
$20.85 CA$29.13
$51.0 CA$71.2
-59.08%
Tennis Court (1 Hour on Weekend)
$17.89 CA$25.00
$18.17 CA$25.39
-1.54%
Cinema Ticket
$10.91 CA$15.24
$14.44 CA$20.18
-24.45%
🧸 Childcare & Education
Sarnia
Calgary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 CA$494
$545 CA$762
-35.16%
International Primary School, 1 Child (Yearly)
$16.2K CA$22.7K
$16.2K CA$22.7K
0.11%
👕👟 Clothing & Footwear
Sarnia
Calgary
Difference
Jeans (Levis 501 Or Similar)
$59.7 CA$83.5
$58.9 CA$82.3
1.43%
Summer Dress (H&M, Zara, etc)
$33.28 CA$46.51
$39.75 CA$55.6
-16.28%
Sport Shoes (Adidas, Nike)
$76.9 CA$107
$93.4 CA$130
-17.62%
Men's Leather Business Shoes
$77.3 CA$108
$110 CA$154
-29.76%
🏠 Accommodation & Living
Sarnia
Calgary
Difference
1-bedroom Apartment, City Center (Monthly)
$1,236 CA$1,728
$1,254 CA$1,752
-1.41%
1-bedroom Apartment, Outside City Center (Monthly)
$1,018 CA$1,423
$1,056 CA$1,476
-3.63%
3-bedroom Apartment, City Center (Monthly)
$2,001 CA$2,797
$2,022 CA$2,826
-1.02%
3-bedroom Apartment, Outside City Center (Monthly)
$1,365 CA$1,908
$1,629 CA$2,276
-16.16%
Buy Apartment in City Center (m2)
-
$3,600 CA$5,031
-
Buy Apartment Outside City Center (m2)
-
$3,243 CA$4,531
-
💵 Salaries & Financials
Sarnia
Calgary
Difference
Average Monthly Net Salary (After Tax)
$3,074 CA$4,295
$3,115 CA$4,353
-1.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.22
4.51
15.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarnia: October 27, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sarnia
$1K
Calgary
$1.1K 3.8% $38
Groceries & Markets
Sarnia
$317
Calgary
$393 24% $76
Eating Out
Sarnia
$224
Calgary
$271 20.7% $46
Monthly Utilities & Internet
Sarnia
$217
Calgary
$256 17.7% $39
Clothing & Footwear
Sarnia
$111
Calgary
$136 22.2% $25
Getting Around
Sarnia
$83
Calgary
$111 33.8% $28
Sport & Entertainment
Sarnia
$43
Calgary
$80 87.1% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,236 in Sarnia and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $46 in Sarnia vs $70 in Calgary for a mid-range dinner for two. Groceries echo the gap at $317 vs $393 per month, with Sarnia cheaper across the board.

Good to know
🇨🇦 Sarnia
🇨🇦 Calgary
🕒 Local time
06:54 6:54 AM
05:54 5:54 AM
1 h behind Sarnia
🌤 Weather
👥 Population
71,594
1,267,344
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Sarnia Calgary 2,540 km ≈ 3 h 45 min nonstop flight
From you
  • Sarnia
  • Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index
Sarnia vs Calgary: Cost of Living - Frequently Asked Questions
Is Sarnia cheaper than Calgary?
Sarnia is about 13% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $3,020 in Sarnia and $3,454 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sarnia and Calgary?
Rent for a central apartment: $1,236 in Sarnia versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Sarnia or in Calgary?
Dining out is cheaper in Sarnia – a meal for two runs $46 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Sarnia and in Calgary?
All in, you’ll spend $2,014 per month in Sarnia versus $2,303 in Calgary – Sarnia is about 13% cheaper, which adds up to real savings over time.
Is $3,000 enough for either Sarnia or Calgary?
Either city works on $3,000 a month, though Sarnia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

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