Cost of Living Comparison Between Sargodha and Ubud, Bali Cost of Living Comparison Between Sargodha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $447 in Sargodha versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $667 in Sargodha versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $887 in Sargodha versus $3,732 in Ubud, Bali.

Living in Sargodha costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sargodha is 67% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$1.39 PKR 388

$3.57 Rp 61.6K

-61.06%

Three-Course Dinner for Two, Mid-Range

$14.24 PKR 3,975

$32.58 Rp 562.6K

-56.29%

Fast Food Meal (McDonalds, etc)

$5.32 PKR 1,485

$5.07 Rp 87.5K

4.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 PKR 490

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.79 PKR 1,059

Cappuccino

$1.98 PKR 553

$2.83 Rp 48.8K

-30.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 119

$1.34 Rp 23.1K

-68.66%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.69 Rp 12.0K

-65.22%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

Milk (1 liter)

$0.68 PKR 189

$1.74 Rp 30.1K

-60.92%

White Bread (500g)

$0.62 PKR 173

$2.54 Rp 43.8K

-75.59%

Rice (white) (1kg)

$1.21 PKR 337

$1.19 Rp 20.6K

1.68%

Eggs

$0.74 PKR 208

$2.43 Rp 41.9K

-69.55%

Local Cheese (1kg)

$6.19 PKR 1,727

$14.66 Rp 253.2K

-57.78%

Chicken Fillets (1kg)

$1.83 PKR 512

$4.18 Rp 72.1K

-56.22%

Beef Round Steak (1kg)

$4.31 PKR 1,203

$11.94 Rp 206.1K

-63.90%

Apples (1kg)

$0.55 PKR 153

$3.69 Rp 63.6K

-85.09%

Banana (1kg)

$0.78 PKR 219

$1.61 Rp 27.7K

-51.55%

Oranges (1kg)

$0.88 PKR 246

$2.69 Rp 46.4K

-67.29%

Tomato (1kg)

$0.60 PKR 167

$2.33 Rp 40.2K

-74.25%

Potato (1kg)

$0.42 PKR 116

$1.91 Rp 32.9K

-78.01%

Onion (1kg)

$0.57 PKR 160

$2.19 Rp 37.7K

-73.97%

Lettuce (1 head)

$0.31 PKR 86.4

$1.06 Rp 18.3K

-70.75%

Water (1.5 liter bottle)

$0.37 PKR 104

$0.72 Rp 12.5K

-48.61%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.47 PKR 410

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.88 PKR 245

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.96 PKR 548

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 PKR 576

$3.13 Rp 54.1K

-34.19%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.20 PKR 55.6

$0.29 Rp 5,010

-31.03%

Public Transport Monthly Pass (Regular Price)

$7.12 PKR 1,986

$8.17 Rp 141.0K

-12.85%

Taxi Start (Normal Tariff)

$0.90 PKR 252

$0.45 Rp 7,834

100.00%

Taxi (Normal Tariff) (1km)

$0.40 PKR 111

$0.42 Rp 7,278

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$2.80 PKR 781

$6.16 Rp 106.3K

-54.55%

Gasoline (1 liter)

$0.92 PKR 256

$0.84 Rp 14.5K

9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PKR 6.0M

$26.2K Rp 453.1M

-18.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K PKR 7.4M

$32.5K Rp 560.8M

-18.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.3K

$78.4 Rp 1.4M

43.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.46 PKR 1,524

$3.95 Rp 68.2K

38.23%

Internet (50+ Mbps, Unlimited Data)

$18.91 PKR 5,278

$24.40 Rp 421.4K

-22.50%

Gym Membership (Monthly)

$12.25 PKR 3,420

$96.5 Rp 1.7M

-87.31%

Tennis Court (1 Hour on Weekend)

$5.86 PKR 1,637

$6.35 Rp 109.6K

-7.72%

Cinema Ticket

$4.31 PKR 1,202

$4.04 Rp 69.7K

6.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.2 PKR 17.1K

$303 Rp 5.2M

-79.77%

International Primary School, 1 Child (Yearly)

$1,121 PKR 313.0K

$6,523 Rp 112.6M

-82.81%

Jeans (Levis 501 Or Similar)

$21.42 PKR 5,980

$53.8 Rp 929.5K

-60.22%

Summer Dress (H&M, Zara, etc)

$27.49 PKR 7,673

$37.98 Rp 655.8K

-27.62%

Sport Shoes (Adidas, Nike)

$87.0 PKR 24.3K

$86.8 Rp 1.5M

0.32%

Men's Leather Business Shoes

$40.89 PKR 11.4K

$78.9 Rp 1.4M

-48.15%

1-bedroom Apartment, City Center (Monthly)

$76.6 PKR 21.4K

$1,012 Rp 17.5M

-92.43%

1-bedroom Apartment, Outside City Center (Monthly)

$51.7 PKR 14.4K

$674 Rp 11.6M

-92.34%

3-bedroom Apartment, City Center (Monthly)

$166 PKR 46.4K

$3,390 Rp 58.5M

-95.10%

3-bedroom Apartment, Outside City Center (Monthly)

$107 PKR 30.0K

$2,098 Rp 36.2M

-94.88%

Buy Apartment in City Center (m2)

$795 PKR 222.0K

$2,985 Rp 51.5M

-73.35%

Buy Apartment Outside City Center (m2)

$563 PKR 157.1K

$2,339 Rp 40.4M

-75.94%

Average Monthly Net Salary (After Tax)

$182 PKR 50.7K

$173 Rp 3.0M

5.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $76.6 in Sargodha and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sargodha pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Sargodha vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $84.0 vs $298 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 222% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

Sargodha pays 5% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $76.6 in Sargodha versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $61.2 in Sargodha versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 257% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $447 in Sargodha versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $447 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Sargodha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 222% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.