Cost of Living Comparison Between Sargodha and Ubud, Bali Cost of Living Comparison Between Sargodha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $445 in Sargodha versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $653 in Sargodha versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $860 in Sargodha versus $3,694 in Ubud, Bali.

Living in Sargodha costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sargodha is 67% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$1.38 PKR 384

$3.57 Rp 64.0K

-61.34%

Three-Course Dinner for Two, Mid-Range

$14.18 PKR 3,943

$32.50 Rp 582.3K

-56.37%

Fast Food Meal (McDonalds, etc)

$5.19 PKR 1,444

$4.86 Rp 87.1K

6.79%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 495

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.81 PKR 1,058

Cappuccino

$1.98 PKR 549

$2.75 Rp 49.2K

-28.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 117

$1.32 Rp 23.7K

-68.18%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.70 Rp 12.6K

-65.71%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$0.73 PKR 203

$1.71 Rp 30.6K

-57.31%

White Bread (500g)

$0.67 PKR 186

$2.47 Rp 44.3K

-72.87%

Rice (white) (1kg)

$1.27 PKR 352

$1.20 Rp 21.5K

5.83%

Eggs

$0.72 PKR 201

$2.44 Rp 43.8K

-70.49%

Local Cheese (1kg)

$6.12 PKR 1,702

$14.38 Rp 257.7K

-57.44%

Chicken Fillets (1kg)

$1.82 PKR 507

$4.31 Rp 77.1K

-57.77%

Beef Round Steak (1kg)

$4.37 PKR 1,216

$12.21 Rp 218.7K

-64.21%

Apples (1kg)

$0.52 PKR 144

$3.68 Rp 66.0K

-85.87%

Banana (1kg)

$0.83 PKR 230

$1.55 Rp 27.8K

-46.45%

Oranges (1kg)

$0.95 PKR 264

$2.79 Rp 49.9K

-65.95%

Tomato (1kg)

$0.55 PKR 154

$2.33 Rp 41.8K

-76.39%

Potato (1kg)

$0.39 PKR 108

$1.97 Rp 35.3K

-80.20%

Onion (1kg)

$0.52 PKR 146

$2.31 Rp 41.4K

-77.49%

Lettuce (1 head)

$0.31 PKR 85.7

$1.06 Rp 19.1K

-70.75%

Water (1.5 liter bottle)

$0.40 PKR 112

$0.73 Rp 13.1K

-45.21%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 405

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 239

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 567

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 601

$3.28 Rp 58.8K

-34.15%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.18 PKR 49.68

$0.29 Rp 5,217

-37.93%

Public Transport Monthly Pass (Regular Price)

$7.00 PKR 1,945

$8.06 Rp 144.4K

-13.15%

Taxi Start (Normal Tariff)

$0.86 PKR 239

$0.45 Rp 8,047

91.11%

Taxi (Normal Tariff) (1km)

$0.41 PKR 113

$0.45 Rp 8,094

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$2.81 PKR 781

$6.24 Rp 111.7K

-54.97%

Gasoline (1 liter)

$0.91 PKR 253

$0.85 Rp 15.2K

7.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PKR 6.0M

$26.0K Rp 465.4M

-17.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K PKR 7.2M

$31.7K Rp 567.2M

-18.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.3K

$80.8 Rp 1.4M

39.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.46 PKR 1,517

$4.06 Rp 72.7K

34.48%

Internet (50+ Mbps, Unlimited Data)

$18.73 PKR 5,207

$24.42 Rp 437.6K

-23.30%

Gym Membership (Monthly)

$12.14 PKR 3,376

$97.7 Rp 1.7M

-87.57%

Tennis Court (1 Hour on Weekend)

$6.04 PKR 1,679

$6.45 Rp 115.5K

-6.36%

Cinema Ticket

$4.12 PKR 1,146

$4.04 Rp 72.4K

1.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.5 PKR 16.8K

$304 Rp 5.4M

-80.09%

International Primary School, 1 Child (Yearly)

$1,128 PKR 313.7K

$6,621 Rp 118.6M

-82.96%

Jeans (Levis 501 Or Similar)

$21.38 PKR 5,944

$54.2 Rp 971.7K

-60.58%

Summer Dress (H&M, Zara, etc)

$27.66 PKR 7,691

$38.78 Rp 694.7K

-28.67%

Sport Shoes (Adidas, Nike)

$87.6 PKR 24.4K

$86.1 Rp 1.5M

1.67%

Men's Leather Business Shoes

$40.94 PKR 11.4K

$76.7 Rp 1.4M

-46.60%

1-bedroom Apartment, City Center (Monthly)

$75.9 PKR 21.1K

$986 Rp 17.7M

-92.30%

1-bedroom Apartment, Outside City Center (Monthly)

$51.8 PKR 14.4K

$658 Rp 11.8M

-92.12%

3-bedroom Apartment, City Center (Monthly)

$168 PKR 46.6K

$3,369 Rp 60.4M

-95.02%

3-bedroom Apartment, Outside City Center (Monthly)

$106 PKR 29.4K

$2,066 Rp 37.0M

-94.89%

Buy Apartment in City Center (m2)

$908 PKR 252.4K

$2,741 Rp 49.1M

-66.88%

Buy Apartment Outside City Center (m2)

$490 PKR 136.1K

$2,228 Rp 39.9M

-78.02%

Average Monthly Net Salary (After Tax)

$181 PKR 50.3K

$163 Rp 2.9M

10.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.9 in Sargodha and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sargodha pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Sargodha vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $85.0 vs $297 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 216% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

Sargodha pays 11% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $75.9 in Sargodha versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $60.5 in Sargodha versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 250% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $445 in Sargodha versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $445 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Sargodha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 216% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.