Cost of Living Comparison Between Sargodha and Ubud, Bali Cost of Living Comparison Between Sargodha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $491 in Sargodha versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $762 in Sargodha versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,033 in Sargodha versus $3,347 in Ubud, Bali.

Living in Sargodha costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sargodha is 64% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.66 PKR 1,014

$3.31 Rp 58.9K

10.57%

Three-Course Dinner for Two, Mid-Range

$22.89 PKR 6,347

$39.08 Rp 694.5K

-41.43%

Fast Food Meal (McDonalds, etc)

$5.42 PKR 1,502

$5.62 Rp 99.8K

-3.56%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.49 PKR 968

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.77 PKR 1,879

Cappuccino

$2.32 PKR 645

$2.64 Rp 46.9K

-12.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 91.3

$1.58 Rp 28.2K

-79.11%

Water (0.33 liter bottle)

$0.22 PKR 60.7

$0.71 Rp 12.6K

-69.01%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$0.92 PKR 255

$1.54 Rp 27.4K

-40.26%

White Bread (500g)

$0.76 PKR 211

$2.30 Rp 40.8K

-66.96%

Rice (white) (1kg)

$1.20 PKR 333

$1.03 Rp 18.3K

16.50%

Eggs

$1.21 PKR 334

$2.12 Rp 37.7K

-42.92%

Local Cheese (1kg)

$5.93 PKR 1,644

$17.30 Rp 307.5K

-65.72%

Chicken Fillets (1kg)

$3.02 PKR 838

$4.03 Rp 71.6K

-25.06%

Beef Round Steak (1kg)

$5.09 PKR 1,410

$12.42 Rp 220.8K

-59.02%

Apples (1kg)

$1.21 PKR 335

$3.70 Rp 65.7K

-67.30%

Banana (1kg)

$0.87 PKR 240

$1.62 Rp 28.7K

-46.30%

Oranges (1kg)

$1.09 PKR 301

$2.27 Rp 40.3K

-51.98%

Tomato (1kg)

$0.43 PKR 119

$1.99 Rp 35.4K

-78.39%

Potato (1kg)

$0.27 PKR 74.2

$1.83 Rp 32.5K

-85.25%

Onion (1kg)

$0.33 PKR 92.3

$2.25 Rp 40.1K

-85.33%

Lettuce (1 head)

$0.29 PKR 81.4

$1.04 Rp 18.6K

-72.12%

Water (1.5 liter bottle)

$0.38 PKR 104

$0.56 Rp 10.0K

-32.14%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.39 PKR 663

Cigarettes 20 Pack (Marlboro, Camel)

$2.41 PKR 667

$2.22 Rp 39.5K

8.56%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.20 PKR 55.7

$0.25 Rp 4,416

-20.00%

Public Transport Monthly Pass (Regular Price)

$9.27 PKR 2,570

$7.17 Rp 127.4K

29.29%

Taxi Start (Normal Tariff)

$1.15 PKR 318

$0.46 Rp 8,163

150.00%

Taxi (Normal Tariff) (1km)

$0.69 PKR 191

$0.46 Rp 8,235

50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 495

$5.70 Rp 101.2K

-68.60%

Gasoline (1 liter)

$1.25 PKR 348

$0.76 Rp 13.6K

64.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K PKR 6.1M

$24.6K Rp 436.7M

-10.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K PKR 6.8M

$31.0K Rp 551.5M

-20.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 PKR 29.0K

$82.2 Rp 1.5M

27.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.66 PKR 1,569

$6.33 Rp 112.5K

-10.58%

Internet (50+ Mbps, Unlimited Data)

$16.09 PKR 4,461

$18.54 Rp 329.6K

-13.21%

Gym Membership (Monthly)

$17.05 PKR 4,728

$56.1 Rp 996.2K

-69.58%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.90 PKR 1,360

$4.26 Rp 75.8K

15.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.3 PKR 20.3K

$489 Rp 8.7M

-85.02%

International Primary School, 1 Child (Yearly)

$1,029 PKR 285.3K

$5,793 Rp 103.0M

-82.24%

Jeans (Levis 501 Or Similar)

$24.37 PKR 6,757

$45.98 Rp 817.3K

-47.00%

Summer Dress (H&M, Zara, etc)

$32.67 PKR 9,059

$35.86 Rp 637.4K

-8.90%

Sport Shoes (Adidas, Nike)

$86.0 PKR 23.9K

$79.5 Rp 1.4M

8.19%

Men's Leather Business Shoes

$39.35 PKR 10.9K

$80.9 Rp 1.4M

-51.38%

1-bedroom Apartment, City Center (Monthly)

$120 PKR 33.2K

$1,144 Rp 20.3M

-89.54%

1-bedroom Apartment, Outside City Center (Monthly)

$74.5 PKR 20.6K

$692 Rp 12.3M

-89.24%

3-bedroom Apartment, City Center (Monthly)

$251 PKR 69.6K

$3,532 Rp 62.8M

-92.90%

3-bedroom Apartment, Outside City Center (Monthly)

$151 PKR 41.9K

$1,709 Rp 30.4M

-91.16%

Buy Apartment in City Center (m2)

$904 PKR 250.7K

$2,785 Rp 49.5M

-67.53%

Buy Apartment Outside City Center (m2)

$494 PKR 137.1K

$2,261 Rp 40.2M

-78.14%

Average Monthly Net Salary (After Tax)

$179 PKR 49.6K

$169 Rp 3.0M

5.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: August 16, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $120 in Sargodha and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sargodha pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sargodha vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $99.0 vs $293 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 181% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

Average pay runs 6% higher in Sargodha, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $120 in Sargodha versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $73.3 in Sargodha versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 194% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $491 in Sargodha versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $491 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Sargodha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 181% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.