Cost of Living Comparison Between Ubud, Bali and Sargodha Cost of Living Comparison Between Ubud, Bali and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $491 in Sargodha.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $762 in Sargodha.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,033 in Sargodha.

Living in Ubud, Bali is roughly 181% more expensive than in Sargodha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Sargodha is 64% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.66 PKR 1,014

-9.56%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$22.89 PKR 6,347

70.73%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.42 PKR 1,502

3.69%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.49 PKR 968

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.77 PKR 1,879

Cappuccino

$2.64 Rp 46.9K

$2.32 PKR 645

13.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.33 PKR 91.3

378.79%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.22 PKR 60.7

222.73%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$1.54 Rp 27.4K

$0.92 PKR 255

67.39%

White Bread (500g)

$2.30 Rp 40.8K

$0.76 PKR 211

202.63%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.20 PKR 333

-14.17%

Eggs

$2.12 Rp 37.7K

$1.21 PKR 334

75.21%

Local Cheese (1kg)

$17.30 Rp 307.5K

$5.93 PKR 1,644

191.74%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$3.02 PKR 838

33.44%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$5.09 PKR 1,410

144.01%

Apples (1kg)

$3.70 Rp 65.7K

$1.21 PKR 335

205.79%

Banana (1kg)

$1.62 Rp 28.7K

$0.87 PKR 240

86.21%

Oranges (1kg)

$2.27 Rp 40.3K

$1.09 PKR 301

108.26%

Tomato (1kg)

$1.99 Rp 35.4K

$0.43 PKR 119

362.79%

Potato (1kg)

$1.83 Rp 32.5K

$0.27 PKR 74.2

577.78%

Onion (1kg)

$2.25 Rp 40.1K

$0.33 PKR 92.3

581.82%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.29 PKR 81.4

258.62%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.38 PKR 104

47.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.39 PKR 663

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.41 PKR 667

-7.88%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.20 PKR 55.7

25.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$9.27 PKR 2,570

-22.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.15 PKR 318

-60.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.69 PKR 191

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$1.79 PKR 495

218.44%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.25 PKR 348

-39.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$21.9K PKR 6.1M

11.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$24.7K PKR 6.8M

25.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$105 PKR 29.0K

-21.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$5.66 PKR 1,569

11.84%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$16.09 PKR 4,461

15.23%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$17.05 PKR 4,728

228.74%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$4.90 PKR 1,360

-13.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$73.3 PKR 20.3K

567.48%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$1,029 PKR 285.3K

463.12%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$24.37 PKR 6,757

88.67%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$32.67 PKR 9,059

9.76%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$86.0 PKR 23.9K

-7.57%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$39.35 PKR 10.9K

105.67%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$120 PKR 33.2K

856.19%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$74.5 PKR 20.6K

829.21%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$251 PKR 69.6K

1307.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$151 PKR 41.9K

1031.27%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$904 PKR 250.7K

207.95%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$494 PKR 137.1K

357.52%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$179 PKR 49.6K

-5.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Sargodha: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $120 in Sargodha. Housing cost is often the main lever when comparing two cities.

Sargodha pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $23.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $293 vs $99.0 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sargodha: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 181% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Sargodha. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $120 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $73.3 in Sargodha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 194% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $491 in Sargodha versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $491 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Ubud, Bali and Sargodha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 181% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.