Cost of Living Comparison Between Ubud, Bali and Sargodha Cost of Living Comparison Between Ubud, Bali and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $445 in Sargodha.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $653 in Sargodha.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $860 in Sargodha.

Living in Ubud, Bali is roughly 216% more expensive than Sargodha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Sargodha is 67% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.38 PKR 384

158.70%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$14.18 PKR 3,943

129.20%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.19 PKR 1,444

-6.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 495

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.81 PKR 1,058

Cappuccino

$2.75 Rp 49.2K

$1.98 PKR 549

38.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.42 PKR 117

214.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.24 PKR 67.0

191.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.73 PKR 203

134.25%

White Bread (500g)

$2.47 Rp 44.3K

$0.67 PKR 186

268.66%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.27 PKR 352

-5.51%

Eggs

$2.44 Rp 43.8K

$0.72 PKR 201

238.89%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.12 PKR 1,702

134.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$1.82 PKR 507

136.81%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.37 PKR 1,216

179.41%

Apples (1kg)

$3.68 Rp 66.0K

$0.52 PKR 144

607.69%

Banana (1kg)

$1.55 Rp 27.8K

$0.83 PKR 230

86.75%

Oranges (1kg)

$2.79 Rp 49.9K

$0.95 PKR 264

193.68%

Tomato (1kg)

$2.33 Rp 41.8K

$0.55 PKR 154

323.64%

Potato (1kg)

$1.97 Rp 35.3K

$0.39 PKR 108

405.13%

Onion (1kg)

$2.31 Rp 41.4K

$0.52 PKR 146

344.23%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.31 PKR 85.7

241.94%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.40 PKR 112

82.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 405

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 239

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 567

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.16 PKR 601

51.85%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.18 PKR 49.68

61.11%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$7.00 PKR 1,945

15.14%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.86 PKR 239

-47.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.41 PKR 113

9.76%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.81 PKR 781

122.06%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.91 PKR 253

-6.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$21.5K PKR 6.0M

20.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.8K PKR 7.2M

22.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$113 PKR 31.3K

-28.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$5.46 PKR 1,517

-25.64%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$18.73 PKR 5,207

30.38%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$12.14 PKR 3,376

704.53%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.04 PKR 1,679

6.79%

Cinema Ticket

$4.04 Rp 72.4K

$4.12 PKR 1,146

-1.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$60.5 PKR 16.8K

402.28%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,128 PKR 313.7K

486.91%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$21.38 PKR 5,944

153.65%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$27.66 PKR 7,691

40.20%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$87.6 PKR 24.4K

-1.64%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$40.94 PKR 11.4K

87.27%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$75.9 PKR 21.1K

1199.06%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$51.8 PKR 14.4K

1169.19%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$168 PKR 46.6K

1909.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$106 PKR 29.4K

1856.30%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$908 PKR 252.4K

201.93%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$490 PKR 136.1K

354.92%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$181 PKR 50.3K

-9.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-5.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sargodha: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $75.9 in Sargodha. Housing cost is often the main lever when comparing two cities.

Sargodha pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $297 vs $85.0 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sargodha: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 216% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

On paper, Sargodha earns 11% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $75.9 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $60.5 in Sargodha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 250% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $445 in Sargodha versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $445 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Ubud, Bali and Sargodha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 216% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.