Cost of Living Comparison Between Ubud, Bali and Sargodha Cost of Living Comparison Between Ubud, Bali and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $447 in Sargodha.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $667 in Sargodha.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $887 in Sargodha.

Living in Ubud, Bali is roughly 222% more expensive than Sargodha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Sargodha is 67% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.39 PKR 388

156.83%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$14.24 PKR 3,970

128.79%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.32 PKR 1,484

-4.70%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 PKR 490

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.79 PKR 1,058

Cappuccino

$2.83 Rp 49.0K

$1.98 PKR 552

42.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.42 PKR 118

219.05%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.24 PKR 66.9

187.50%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.68 PKR 189

155.88%

White Bread (500g)

$2.54 Rp 44.0K

$0.62 PKR 173

309.68%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.21 PKR 337

-1.65%

Eggs

$2.43 Rp 42.0K

$0.74 PKR 207

228.38%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.19 PKR 1,725

136.83%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$1.83 PKR 511

128.42%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.31 PKR 1,201

177.03%

Apples (1kg)

$3.69 Rp 63.9K

$0.55 PKR 153

570.91%

Banana (1kg)

$1.61 Rp 27.8K

$0.78 PKR 219

106.41%

Oranges (1kg)

$2.69 Rp 46.5K

$0.88 PKR 246

205.68%

Tomato (1kg)

$2.33 Rp 40.4K

$0.60 PKR 167

288.33%

Potato (1kg)

$1.91 Rp 33.0K

$0.42 PKR 116

354.76%

Onion (1kg)

$2.19 Rp 37.9K

$0.57 PKR 160

284.21%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.31 PKR 86.3

241.94%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.37 PKR 104

94.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.47 PKR 410

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.88 PKR 245

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.96 PKR 547

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.06 PKR 575

51.94%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.20 PKR 55.5

45.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$7.12 PKR 1,984

14.75%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.90 PKR 252

-50.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.40 PKR 111

5.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.80 PKR 780

120.00%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.92 PKR 255

-8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$21.5K PKR 6.0M

22.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.3K PKR 7.3M

23.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$112 PKR 31.3K

-30.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.46 PKR 1,522

-27.66%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$18.91 PKR 5,272

29.03%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$12.25 PKR 3,416

688.08%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.86 PKR 1,635

8.36%

Cinema Ticket

$4.04 Rp 70.0K

$4.31 PKR 1,201

-6.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$61.2 PKR 17.1K

394.41%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,121 PKR 312.6K

481.66%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$21.42 PKR 5,972

151.35%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$27.49 PKR 7,663

38.16%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$87.0 PKR 24.3K

-0.32%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$40.89 PKR 11.4K

92.86%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$76.6 PKR 21.4K

1220.75%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$51.7 PKR 14.4K

1204.80%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$166 PKR 46.3K

1940.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$107 PKR 29.9K

1853.00%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$795 PKR 221.7K

275.23%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$563 PKR 156.9K

315.68%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$182 PKR 50.7K

-4.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-5.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Sargodha: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $76.6 in Sargodha. Housing cost is often the main lever when comparing two cities.

Sargodha pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $298 vs $84.0 per month, with Sargodha cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sargodha: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 222% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

On paper, Sargodha earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $76.6 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $61.2 in Sargodha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 257% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $447 in Sargodha versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Sargodha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both work as nomad bases, but Sargodha delivers better value – similar infrastructure at $447 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sargodha hard to pass up.

Safety-wise, Ubud, Bali and Sargodha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sargodha gentler on the wallet – expenses run 222% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.