Last update: Oct 2026

Cost of Living Comparison Between Sargodha and Toronto

For one person, living is cheaper in Sargodha: $512 a month against $2,561 in Toronto, rent and utilities included – about $24,600 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Sargodha
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Sargodha Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Sargodha

🇵🇰 Pakistan

$512

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Sargodha and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sargodha and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $512 in Sargodha versus $2,561 in Toronto.

Sargodha $512
Toronto $2,561

Estimated couple costs with rent: $802 in Sargodha versus $3,694 in Toronto.

Sargodha $802
Toronto $3,694

Monthly costs for a family of three with rent: $1,091 in Sargodha versus $4,826 in Toronto.

Sargodha $1,091
Toronto $4,826

Living in Sargodha costs roughly 80% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Sargodha is 62% below, Toronto is 90% above.

Meal at Budget Restaurant

$3.53 PKR 977

$17.18 CA$24.29

-79.45%

Three-Course Dinner for Two, Mid-Range

$23.38 PKR 6,471

$76.0 CA$107

-69.22%

Fast Food Meal (McDonalds, etc)

$5.55 PKR 1,537

$10.54 CA$14.89

-47.34%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,025

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,952

Cappuccino

$2.69 PKR 745

$4.02 CA$5.68

-33.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 98.5

$2.12 CA$3.00

-83.02%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$1.75 CA$2.48

-88.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$0.98 PKR 270

$2.44 CA$3.45

-59.84%

White Bread (500g)

$0.78 PKR 216

$2.68 CA$3.78

-70.90%

Rice (white) (1kg)

$1.30 PKR 360

$2.24 CA$3.17

-41.96%

Eggs

$1.22 PKR 338

$3.56 CA$5.03

-65.73%

Local Cheese (1kg)

$6.03 PKR 1,668

$9.09 CA$12.85

-33.66%

Chicken Fillets (1kg)

$3.18 PKR 880

$11.33 CA$16.01

-71.93%

Beef Round Steak (1kg)

$5.33 PKR 1,476

$14.53 CA$20.55

-63.32%

Apples (1kg)

$1.28 PKR 355

$3.62 CA$5.12

-64.64%

Banana (1kg)

$0.81 PKR 223

$1.21 CA$1.72

-33.06%

Oranges (1kg)

$1.03 PKR 284

$3.60 CA$5.09

-71.39%

Tomato (1kg)

$0.56 PKR 156

$4.21 CA$5.96

-86.70%

Potato (1kg)

$0.27 PKR 73.8

$1.79 CA$2.53

-84.92%

Onion (1kg)

$0.36 PKR 98.6

$1.59 CA$2.25

-77.36%

Lettuce (1 head)

$0.28 PKR 76.8

$2.27 CA$3.21

-87.67%

Water (1.5 liter bottle)

$0.42 PKR 117

$1.25 CA$1.77

-66.40%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.25 PKR 347

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 PKR 621

$13.82 CA$19.53

-83.79%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$0.21 PKR 57.0

$2.39 CA$3.38

-91.21%

Public Transport Monthly Pass (Regular Price)

$9.79 PKR 2,710

$111 CA$157

-91.17%

Taxi Start (Normal Tariff)

$1.27 PKR 352

$2.91 CA$4.12

-56.36%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$1.20 CA$1.69

-39.17%

Taxi 1hour Waiting (Normal Tariff)

$1.58 PKR 438

$21.38 CA$30.23

-92.61%

Gasoline (1 liter)

$1.36 PKR 377

$1.21 CA$1.71

12.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K PKR 6.0M

$28.2K CA$39.8K

-22.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PKR 6.7M

$20.3K CA$28.6K

18.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.2K

$120 CA$170

-15.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 PKR 1,670

$32.26 CA$45.60

-81.31%

Internet (50+ Mbps, Unlimited Data)

$17.30 PKR 4,787

$47.93 CA$67.8

-63.91%

Gym Membership (Monthly)

$14.71 PKR 4,071

$38.48 CA$54.4

-61.77%

Tennis Court (1 Hour on Weekend)

$8.58 PKR 2,373

$22.96 CA$32.46

-62.63%

Cinema Ticket

$4.39 PKR 1,216

$12.38 CA$17.50

-64.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.6 PKR 20.4K

$830 CA$1,173

-91.13%

International Primary School, 1 Child (Yearly)

$1,024 PKR 283.4K

$23.1K CA$32.6K

-95.57%

Jeans (Levis 501 Or Similar)

$26.10 PKR 7,225

$50.7 CA$71.7

-48.53%

Summer Dress (H&M, Zara, etc)

$34.29 PKR 9,491

$40.02 CA$56.6

-14.32%

Sport Shoes (Adidas, Nike)

$96.5 PKR 26.7K

$98.0 CA$139

-1.50%

Men's Leather Business Shoes

$40.00 PKR 11.1K

$121 CA$171

-66.85%

1-bedroom Apartment, City Center (Monthly)

$125 PKR 34.6K

$1,592 CA$2,251

-92.14%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 20.9K

$1,410 CA$1,994

-94.63%

3-bedroom Apartment, City Center (Monthly)

$248 PKR 68.6K

$2,670 CA$3,775

-90.72%

3-bedroom Apartment, Outside City Center (Monthly)

$149 PKR 41.3K

$2,152 CA$3,042

-93.06%

Buy Apartment in City Center (m2)

$932 PKR 258.1K

$7,945 CA$11.2K

-88.27%

Buy Apartment Outside City Center (m2)

$478 PKR 132.4K

$6,542 CA$9,249

-92.69%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$3,727 CA$5,269

-95.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

4.47

192.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sargodha

$125 24.5%

Toronto

$201 7.8% 60.1% $75

Groceries & Markets

Sargodha

$104 20.2%

Toronto

$340 13.3% 228% $236

Clothing & Footwear

Sargodha

$89 17.3%

Toronto

$139 5.4% 57.1% $51

Eating Out

Sargodha

$79 15.5%

Toronto

$278 10.9% 250% $199

Accommodation & Living

Sargodha

$76 14.8%

Toronto

$1.4K 55.1% 1763% $1.3K

Sport & Entertainment

Sargodha

$24 4.6%

Toronto

$63 2.5% 169% $40

Getting Around

Sargodha

$16 3%

Toronto

$129 5.1% 732% $114

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Sargodha and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 1946% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Sargodha vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $104 vs $340 per month, with Sargodha cheaper across the board.

Good to know

🇵🇰 Sargodha

🇨🇦 Toronto

🕒 Local time

06:11 6:11 AM

21:11 9:11 PM

9 h behind Sargodha

🌤 Weather

👥 Population

507,817

2,731,571

💱 Currency

Pakistani Rupee PKR ₨

Canadian Dollar CAD $

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Sargodha Toronto 11,130 km ≈ 14 h nonstop flight

From you

Sargodha
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Toronto: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 401% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

On paper, salaries run 1946% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $125 in Sargodha versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $73.6 in Sargodha versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 228% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $512 in Sargodha versus $2,561 in Toronto, a $1,000 budget is realistic in Sargodha but tight or insufficient in Toronto. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 401% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.