Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sargodha

For one person, living is cheaper in Sargodha: $512 a month against $2,561 in Toronto, rent and utilities included – about $24,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
25

Cost of Living Index in Sargodha
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Sargodha Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Sargodha

🇵🇰 Pakistan

$512

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sargodha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sargodha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $512 in Sargodha.

Toronto $2,561
Sargodha $512

Estimated couple costs with rent: $3,694 in Toronto versus $802 in Sargodha.

Toronto $3,694
Sargodha $802

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,091 in Sargodha.

Toronto $4,826
Sargodha $1,091

Living in Toronto is roughly 401% more expensive than in Sargodha, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Sargodha is 62% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.53 PKR 977

386.69%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$23.38 PKR 6,471

224.94%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.55 PKR 1,537

89.91%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,025

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,952

Cappuccino

$4.02 CA$5.68

$2.69 PKR 745

49.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.36 PKR 98.5

488.89%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.21 PKR 58.0

733.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.98 PKR 270

148.98%

White Bread (500g)

$2.68 CA$3.78

$0.78 PKR 216

243.59%

Rice (white) (1kg)

$2.24 CA$3.17

$1.30 PKR 360

72.31%

Eggs

$3.56 CA$5.03

$1.22 PKR 338

191.80%

Local Cheese (1kg)

$9.09 CA$12.85

$6.03 PKR 1,668

50.75%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.18 PKR 880

256.29%

Beef Round Steak (1kg)

$14.53 CA$20.55

$5.33 PKR 1,476

172.61%

Apples (1kg)

$3.62 CA$5.12

$1.28 PKR 355

182.81%

Banana (1kg)

$1.21 CA$1.72

$0.81 PKR 223

49.38%

Oranges (1kg)

$3.60 CA$5.09

$1.03 PKR 284

249.51%

Tomato (1kg)

$4.21 CA$5.96

$0.56 PKR 156

651.79%

Potato (1kg)

$1.79 CA$2.53

$0.27 PKR 73.8

562.96%

Onion (1kg)

$1.59 CA$2.25

$0.36 PKR 98.6

341.67%

Lettuce (1 head)

$2.27 CA$3.21

$0.28 PKR 76.8

710.71%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.42 PKR 117

197.62%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.25 PKR 347

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.24 PKR 621

516.96%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.21 PKR 57.0

1038.10%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$9.79 PKR 2,710

1033.09%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.27 PKR 352

129.13%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.73 PKR 203

64.38%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.58 PKR 438

1253.16%

Gasoline (1 liter)

$1.21 CA$1.71

$1.36 PKR 377

-11.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$21.7K PKR 6.0M

29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.0K PKR 6.7M

-15.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$102 PKR 28.2K

18.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$6.03 PKR 1,670

434.99%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$17.30 PKR 4,787

177.05%

Gym Membership (Monthly)

$38.48 CA$54.4

$14.71 PKR 4,071

161.59%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$8.58 PKR 2,373

167.60%

Cinema Ticket

$12.38 CA$17.50

$4.39 PKR 1,216

182.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$73.6 PKR 20.4K

1027.65%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,024 PKR 283.4K

2154.93%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$26.10 PKR 7,225

94.29%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$34.29 PKR 9,491

16.71%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$96.5 PKR 26.7K

1.52%

Men's Leather Business Shoes

$121 CA$171

$40.00 PKR 11.1K

201.63%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$125 PKR 34.6K

1172.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$75.7 PKR 20.9K

1763.32%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$248 PKR 68.6K

977.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$149 PKR 41.3K

1340.63%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$932 PKR 258.1K

752.17%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$478 PKR 132.4K

1267.47%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$182 PKR 50.4K

1945.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.08

-65.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Sargodha: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Sargodha

$76 14.8% 94.6% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Sargodha

$104 20.2% 69.5% $236

Eating Out

Toronto

$278 10.9%

Sargodha

$79 15.5% 71.4% $199

Monthly Utilities & Internet

Toronto

$201 7.8%

Sargodha

$125 24.5% 37.6% $75

Clothing & Footwear

Toronto

$139 5.4%

Sargodha

$89 17.3% 36.4% $51

Getting Around

Toronto

$129 5.1%

Sargodha

$16 3% 88% $114

Sport & Entertainment

Toronto

$63 2.5%

Sargodha

$24 4.6% 62.8% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $125 in Sargodha. Housing cost is often the main lever when comparing two cities.

Toronto pays 1946% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $23.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $340 vs $104 per month, with Sargodha cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Sargodha

🕒 Local time

19:45 7:45 PM

04:45 4:45 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

507,817

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Sargodha 11,130 km ≈ 14 h nonstop flight

From you

Toronto
Sargodha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sargodha: Cost of Living - Frequently Asked Questions

Sargodha wins on cost – living expenses run 401% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Sargodha the obvious pick if budget is a priority.

Average pay runs 1946% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $125 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $73.6 in Sargodha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 228% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $512 in Sargodha versus $2,561 in Toronto, a $1,000 budget is realistic in Sargodha but tight or insufficient in Toronto. The gap between the two cities makes Sargodha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 401% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.