Cost of Living Comparison Between Karachi and Sargodha Cost of Living Comparison Between Karachi and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $457 in Karachi versus $506 in Sargodha.

Estimated couple costs with rent: $728 in Karachi versus $783 in Sargodha.

Monthly costs for a family of three with rent: $999 in Karachi versus $1,060 in Sargodha.

Living in Karachi costs roughly 10% less than in Sargodha, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Karachi 67% lower, Sargodha 63% lower.

Meal at Budget Restaurant

$2.20 PKR 612

$3.59 PKR 996

-38.72%

Three-Course Dinner for Two, Mid-Range

$14.33 PKR 3,976

$23.32 PKR 6,470

-38.55%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,463

$5.33 PKR 1,479

-1.13%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.14 PKR 594

$3.54 PKR 981

-39.55%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,041

$6.82 PKR 1,891

7.92%

Cappuccino

$2.20 PKR 610

$2.45 PKR 680

-10.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.4

$0.35 PKR 97.9

-5.71%

Water (0.33 liter bottle)

$0.23 PKR 63.4

$0.22 PKR 61.0

4.55%

Milk (1 liter)

$0.89 PKR 248

$0.92 PKR 256

-3.26%

White Bread (500g)

$0.52 PKR 145

$0.79 PKR 219

-34.18%

Rice (white) (1kg)

$1.24 PKR 345

$1.27 PKR 353

-2.36%

Eggs

$1.21 PKR 335

$1.31 PKR 363

-7.63%

Local Cheese (1kg)

$6.19 PKR 1,716

$5.96 PKR 1,652

3.86%

Chicken Fillets (1kg)

$3.03 PKR 841

$3.15 PKR 874

-3.81%

Beef Round Steak (1kg)

$6.11 PKR 1,696

$5.13 PKR 1,423

19.10%

Apples (1kg)

$1.22 PKR 340

$1.29 PKR 359

-5.43%

Banana (1kg)

$0.55 PKR 153

$0.88 PKR 243

-37.50%

Oranges (1kg)

$0.98 PKR 272

$1.07 PKR 296

-8.41%

Tomato (1kg)

$0.59 PKR 164

$0.46 PKR 126

28.26%

Potato (1kg)

$0.34 PKR 95.2

$0.27 PKR 74.6

25.93%

Onion (1kg)

$0.31 PKR 85.3

$0.32 PKR 89.9

-3.13%

Lettuce (1 head)

$0.39 PKR 109

$0.27 PKR 74.6

44.44%

Water (1.5 liter bottle)

$0.43 PKR 121

$0.39 PKR 108

10.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 347

$1.78 PKR 494

-29.78%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

$1.34 PKR 371

-1.49%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.48 PKR 687

$2.44 PKR 678

1.64%

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 496

$2.37 PKR 658

-24.47%

One-way Ticket (Public Transport)

$0.28 PKR 77.6

$0.17 PKR 47.62

64.71%

Public Transport Monthly Pass (Regular Price)

$8.20 PKR 2,275

$10.01 PKR 2,776

-18.08%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$1.22 PKR 339

-39.34%

Taxi (Normal Tariff) (1km)

$0.70 PKR 195

$0.75 PKR 207

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$2.20 PKR 609

$1.59 PKR 442

38.36%

Gasoline (1 liter)

$1.33 PKR 369

$1.27 PKR 351

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K PKR 5.0M

$21.6K PKR 6.0M

-16.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K PKR 7.6M

$25.5K PKR 7.1M

8.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 PKR 28.8K

$103 PKR 28.4K

1.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.88 PKR 1,631

$5.62 PKR 1,559

4.63%

Internet (50+ Mbps, Unlimited Data)

$12.86 PKR 3,567

$16.28 PKR 4,516

-21.01%

Gym Membership (Monthly)

$20.32 PKR 5,637

$15.67 PKR 4,346

29.67%

Tennis Court (1 Hour on Weekend)

$18.66 PKR 5,177

Cinema Ticket

$4.40 PKR 1,222

$5.00 PKR 1,388

-12.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.4 PKR 14.0K

$75.0 PKR 20.8K

-32.83%

International Primary School, 1 Child (Yearly)

$1,375 PKR 381.5K

$1,010 PKR 280.1K

36.19%

Jeans (Levis 501 Or Similar)

$14.81 PKR 4,109

$24.37 PKR 6,761

-39.23%

Summer Dress (H&M, Zara, etc)

$21.90 PKR 6,076

$31.85 PKR 8,835

-31.24%

Sport Shoes (Adidas, Nike)

$65.2 PKR 18.1K

$82.6 PKR 22.9K

-21.06%

Men's Leather Business Shoes

$35.81 PKR 9,933

$39.86 PKR 11.1K

-10.16%

1-bedroom Apartment, City Center (Monthly)

$111 PKR 30.8K

$126 PKR 34.8K

-11.55%

1-bedroom Apartment, Outside City Center (Monthly)

$70.9 PKR 19.7K

$78.2 PKR 21.7K

-9.40%

3-bedroom Apartment, City Center (Monthly)

$297 PKR 82.3K

$251 PKR 69.6K

18.21%

3-bedroom Apartment, Outside City Center (Monthly)

$180 PKR 49.9K

$151 PKR 41.9K

19.08%

Buy Apartment in City Center (m2)

$976 PKR 270.9K

$903 PKR 250.5K

8.13%

Buy Apartment Outside City Center (m2)

$467 PKR 129.6K

$508 PKR 141.0K

-8.07%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$180 PKR 50.0K

0.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.88

13.08

-1.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: August 30, 2026

Last update for Sargodha: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $111 in Karachi and $126 in Sargodha. Housing cost is often the main lever when comparing two cities.

Karachi pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Karachi vs $23.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $101 vs $102 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Sargodha: Cost of Living - Frequently Asked Questions

Karachi and Sargodha differ by about 11% in total monthly costs ($457 vs $506 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $111 in Karachi versus $126 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $457 per month in Karachi versus $506 in Sargodha – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 22% less than in Sargodha. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 11% less than in Sargodha. Beyond cost, consider language, visa policies, and how big the international community is in each city.