Cost of Living Comparison Between Karachi and Sargodha Cost of Living Comparison Between Karachi and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $484 in Karachi versus $441 in Sargodha.

Estimated couple costs with rent: $735 in Karachi versus $667 in Sargodha.

Monthly costs for a family of three with rent: $987 in Karachi versus $892 in Sargodha.

Living in Karachi is roughly 10% more expensive than in Sargodha, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Karachi 64% lower, Sargodha 67% lower.

Meal at Budget Restaurant

$2.06 PKR 572

$1.39 PKR 386

48.20%

Three-Course Dinner for Two, Mid-Range

$12.56 PKR 3,487

$14.21 PKR 3,947

-11.61%

Fast Food Meal (McDonalds, etc)

$3.99 PKR 1,108

$5.38 PKR 1,494

-25.84%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.93 PKR 537

$1.73 PKR 480

11.56%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,463

$3.84 PKR 1,066

37.24%

Cappuccino

$1.81 PKR 502

$2.00 PKR 556

-9.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.7

$0.42 PKR 118

-21.43%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.22 PKR 60.8

-4.55%

Milk (1 liter)

$0.79 PKR 220

$0.74 PKR 206

6.76%

White Bread (500g)

$0.58 PKR 161

$0.67 PKR 186

-13.43%

Rice (white) (1kg)

$1.18 PKR 328

$1.23 PKR 340

-4.07%

Eggs

$1.15 PKR 321

$0.69 PKR 193

66.67%

Local Cheese (1kg)

$6.41 PKR 1,781

$6.31 PKR 1,752

1.58%

Chicken Fillets (1kg)

$3.12 PKR 867

$1.91 PKR 530

63.35%

Beef Round Steak (1kg)

$5.09 PKR 1,413

$4.47 PKR 1,242

13.87%

Apples (1kg)

$1.03 PKR 286

$0.55 PKR 152

87.27%

Banana (1kg)

$0.60 PKR 166

$0.85 PKR 236

-29.41%

Oranges (1kg)

$0.92 PKR 257

$0.94 PKR 262

-2.13%

Tomato (1kg)

$0.57 PKR 159

$0.57 PKR 157

Potato (1kg)

$0.35 PKR 98.2

$0.39 PKR 108

-10.26%

Onion (1kg)

$0.50 PKR 140

$0.53 PKR 148

-5.66%

Lettuce (1 head)

$0.36 PKR 99.8

$0.34 PKR 93.2

5.88%

Water (1.5 liter bottle)

$0.41 PKR 113

$0.37 PKR 103

10.81%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

$1.46 PKR 407

-14.38%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 367

$0.86 PKR 238

53.49%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.06 PKR 572

$2.01 PKR 558

2.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 599

$2.09 PKR 580

3.35%

One-way Ticket (Public Transport)

$0.33 PKR 92.7

$0.15 PKR 42.94

120.00%

Public Transport Monthly Pass (Regular Price)

$6.43 PKR 1,785

$7.26 PKR 2,016

-11.43%

Taxi Start (Normal Tariff)

$0.74 PKR 206

$0.84 PKR 234

-11.90%

Taxi (Normal Tariff) (1km)

$0.61 PKR 170

$0.43 PKR 120

41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 484

$2.79 PKR 774

-37.63%

Gasoline (1 liter)

$0.94 PKR 261

$0.95 PKR 264

-1.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K PKR 4.6M

$21.0K PKR 5.8M

-20.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K PKR 7.0M

$26.6K PKR 7.4M

-5.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 PKR 37.3K

$113 PKR 31.4K

18.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 PKR 1,388

$5.41 PKR 1,502

-7.58%

Internet (50+ Mbps, Unlimited Data)

$13.28 PKR 3,689

$18.97 PKR 5,267

-29.99%

Gym Membership (Monthly)

$15.87 PKR 4,406

$12.25 PKR 3,401

29.55%

Tennis Court (1 Hour on Weekend)

$14.35 PKR 3,984

$5.91 PKR 1,640

142.81%

Cinema Ticket

$4.34 PKR 1,206

$4.14 PKR 1,149

4.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 PKR 16.3K

$59.7 PKR 16.6K

-1.49%

International Primary School, 1 Child (Yearly)

$1,356 PKR 376.6K

$1,097 PKR 304.7K

23.62%

Jeans (Levis 501 Or Similar)

$17.71 PKR 4,919

$21.36 PKR 5,931

-17.09%

Summer Dress (H&M, Zara, etc)

$25.79 PKR 7,162

$28.18 PKR 7,825

-8.48%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$89.4 PKR 24.8K

-28.17%

Men's Leather Business Shoes

$35.84 PKR 9,953

$40.40 PKR 11.2K

-11.29%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.8K

$75.8 PKR 21.0K

56.06%

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 PKR 20.7K

$52.5 PKR 14.6K

42.38%

3-bedroom Apartment, City Center (Monthly)

$319 PKR 88.6K

$170 PKR 47.1K

88.00%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.3K

$105 PKR 29.2K

72.25%

Buy Apartment in City Center (m2)

$932 PKR 258.7K

$872 PKR 242.0K

6.88%

Buy Apartment Outside City Center (m2)

$433 PKR 120.3K

$478 PKR 132.8K

-9.43%

Average Monthly Net Salary (After Tax)

$177 PKR 49.1K

$180 PKR 50.0K

-1.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

27.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: July 12, 2026

Last update for Sargodha: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $75.8 in Sargodha. Housing cost is often the main lever when comparing two cities.

Sargodha pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $14.00 in Sargodha. Groceries flip the comparison at $97.0 vs $86.0, with Sargodha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Sargodha: Cost of Living - Frequently Asked Questions

Karachi and Sargodha differ by about 10% in total monthly costs ($484 vs $441 including rent). Sargodha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2% lower in Sargodha. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $75.8 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $484 per month in Karachi versus $441 in Sargodha – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sargodha runs roughly 13% less than in Karachi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Sargodha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 10% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.