Cost of Living Comparison Between Karachi and Sargodha Cost of Living Comparison Between Karachi and Sargodha

Monthly Cost of Living

Monthly costs for one person with rent: $477 in Karachi versus $448 in Sargodha.

Estimated couple costs with rent: $727 in Karachi versus $659 in Sargodha.

Monthly costs for a family of three with rent: $978 in Karachi versus $869 in Sargodha.

Living in Karachi is roughly 6% more expensive than Sargodha, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Karachi 64% lower, Sargodha 67% lower.

Meal at Budget Restaurant

$2.14 PKR 595

$1.44 PKR 400

48.61%

Three-Course Dinner for Two, Mid-Range

$12.44 PKR 3,461

$14.30 PKR 3,979

-13.01%

Fast Food Meal (McDonalds, etc)

$4.06 PKR 1,129

$5.27 PKR 1,466

-22.96%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.99 PKR 553

$1.72 PKR 478

15.70%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.22 PKR 1,451

$3.95 PKR 1,099

32.15%

Cappuccino

$1.89 PKR 525

$1.98 PKR 550

-4.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 101

$0.42 PKR 118

-14.29%

Water (0.33 liter bottle)

$0.23 PKR 64.2

$0.22 PKR 61.1

4.55%

Milk (1 liter)

$0.83 PKR 231

$0.68 PKR 188

22.06%

White Bread (500g)

$0.58 PKR 161

$0.63 PKR 175

-7.94%

Rice (white) (1kg)

$1.13 PKR 315

$1.21 PKR 337

-6.61%

Eggs

$1.21 PKR 337

$0.73 PKR 203

65.75%

Local Cheese (1kg)

$6.29 PKR 1,749

$6.38 PKR 1,776

-1.41%

Chicken Fillets (1kg)

$3.19 PKR 887

$1.90 PKR 527

67.89%

Beef Round Steak (1kg)

$4.91 PKR 1,365

$4.52 PKR 1,259

8.63%

Apples (1kg)

$1.03 PKR 287

$0.51 PKR 142

101.96%

Banana (1kg)

$0.58 PKR 162

$0.85 PKR 236

-31.76%

Oranges (1kg)

$0.93 PKR 258

$0.89 PKR 248

4.49%

Tomato (1kg)

$0.56 PKR 156

$0.55 PKR 154

1.82%

Potato (1kg)

$0.39 PKR 108

Onion (1kg)

$0.51 PKR 141

$0.57 PKR 158

-10.53%

Lettuce (1 head)

$0.38 PKR 107

$0.31 PKR 85.6

22.58%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.38 PKR 105

13.16%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 356

$1.34 PKR 371

-4.48%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.26 PKR 351

$0.87 PKR 242

44.83%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 PKR 580

$1.95 PKR 543

6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 PKR 580

$2.07 PKR 577

0.48%

One-way Ticket (Public Transport)

$0.34 PKR 94.4

$0.16 PKR 45.74

112.50%

Public Transport Monthly Pass (Regular Price)

$6.33 PKR 1,762

$7.09 PKR 1,974

-10.72%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$0.91 PKR 252

-18.68%

Taxi (Normal Tariff) (1km)

$0.61 PKR 171

$0.41 PKR 113

48.78%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 497

$2.75 PKR 764

-34.91%

Gasoline (1 liter)

$0.92 PKR 256

$0.92 PKR 255

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K PKR 4.6M

$21.6K PKR 6.0M

-23.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K PKR 6.8M

$26.3K PKR 7.3M

-6.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 PKR 36.8K

$114 PKR 31.8K

15.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.90 PKR 1,362

$5.64 PKR 1,569

-13.12%

Internet (50+ Mbps, Unlimited Data)

$13.63 PKR 3,791

$18.66 PKR 5,191

-26.96%

Gym Membership (Monthly)

$15.55 PKR 4,325

$12.59 PKR 3,502

23.51%

Tennis Court (1 Hour on Weekend)

$14.33 PKR 3,986

$6.09 PKR 1,694

135.30%

Cinema Ticket

$4.33 PKR 1,203

$4.29 PKR 1,194

0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.0 PKR 16.1K

$59.2 PKR 16.5K

-2.08%

International Primary School, 1 Child (Yearly)

$1,402 PKR 389.9K

$1,093 PKR 304.0K

28.28%

Jeans (Levis 501 Or Similar)

$17.73 PKR 4,932

$21.38 PKR 5,948

-17.07%

Summer Dress (H&M, Zara, etc)

$25.51 PKR 7,097

$27.54 PKR 7,662

-7.37%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$86.9 PKR 24.2K

-26.20%

Men's Leather Business Shoes

$35.86 PKR 9,976

$39.80 PKR 11.1K

-9.90%

1-bedroom Apartment, City Center (Monthly)

$122 PKR 33.8K

$75.1 PKR 20.9K

61.87%

1-bedroom Apartment, Outside City Center (Monthly)

$73.9 PKR 20.6K

$52.3 PKR 14.6K

41.25%

3-bedroom Apartment, City Center (Monthly)

$323 PKR 89.8K

$169 PKR 47.1K

90.87%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.6K

$105 PKR 29.2K

73.28%

Buy Apartment in City Center (m2)

$985 PKR 273.9K

$1,000 PKR 278.3K

-1.56%

Buy Apartment Outside City Center (m2)

$457 PKR 127.3K

$513 PKR 142.7K

-10.82%

Average Monthly Net Salary (After Tax)

$181 PKR 50.2K

$177 PKR 49.2K

2.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

27.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: June 2, 2026

Last update for Sargodha: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Karachi and $75.1 in Sargodha. Housing cost is often the main lever when comparing two cities.

Karachi pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Karachi vs $14.00 in Sargodha. Groceries flip the comparison at $97.0 vs $85.0, with Sargodha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Sargodha: Cost of Living - Frequently Asked Questions

Karachi and Sargodha differ by about 6% in total monthly costs ($477 vs $448 including rent). Sargodha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Karachi pays 2% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Karachi versus $75.1 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $477 per month in Karachi versus $448 in Sargodha – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sargodha runs roughly 12% less than in Karachi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Sargodha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 6% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.