Last update: Oct 2026

Cost of Living Comparison Between Karachi and Sargodha

For one person, living is cheaper in Karachi: $482 a month against $512 in Sargodha, rent and utilities included – about $360 less a year. The total is higher in Sargodha despite lower rent and utilities.

23

Cost of Living Index in Karachi
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Karachi Living Index
25

Cost of Living Index in Sargodha
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Sargodha Living Index

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Karachi

🇵🇰 Pakistan

$482

/mo nomad

Sargodha

🇵🇰 Pakistan

$512

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Sargodha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Sargodha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $482 in Karachi versus $512 in Sargodha.

Karachi $482
Sargodha $512

Estimated couple costs with rent: $750 in Karachi versus $802 in Sargodha.

Karachi $750
Sargodha $802

Monthly costs for a family of three with rent: $1,018 in Karachi versus $1,091 in Sargodha.

Karachi $1,018
Sargodha $1,091

Living in Karachi costs roughly 6% less than in Sargodha, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Karachi 64% lower, Sargodha 62% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$3.53 PKR 977

-39.66%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$23.38 PKR 6,471

-43.11%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$5.55 PKR 1,537

-1.80%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

$3.70 PKR 1,025

-40.81%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

$7.05 PKR 1,952

2.70%

Cappuccino

$2.09 PKR 579

$2.69 PKR 745

-22.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.36 PKR 98.5

11.11%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.21 PKR 58.0

23.81%

Milk (1 liter)

$0.92 PKR 254

$0.98 PKR 270

-6.12%

White Bread (500g)

$0.56 PKR 156

$0.78 PKR 216

-28.21%

Rice (white) (1kg)

$1.25 PKR 345

$1.30 PKR 360

-3.85%

Eggs

$1.23 PKR 341

$1.22 PKR 338

0.82%

Local Cheese (1kg)

$5.67 PKR 1,570

$6.03 PKR 1,668

-5.97%

Chicken Fillets (1kg)

$3.16 PKR 876

$3.18 PKR 880

-0.63%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$5.33 PKR 1,476

17.82%

Apples (1kg)

$1.26 PKR 348

$1.28 PKR 355

-1.56%

Banana (1kg)

$0.53 PKR 148

$0.81 PKR 223

-34.57%

Oranges (1kg)

$1.00 PKR 276

$1.03 PKR 284

-2.91%

Tomato (1kg)

$0.56 PKR 154

$0.56 PKR 156

Potato (1kg)

$0.33 PKR 91.4

$0.27 PKR 73.8

22.22%

Onion (1kg)

$0.34 PKR 95.1

$0.36 PKR 98.6

-5.56%

Lettuce (1 head)

$0.42 PKR 116

$0.28 PKR 76.8

50.00%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.42 PKR 117

4.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

$1.81 PKR 502

-30.94%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

$1.25 PKR 347

5.60%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

$2.41 PKR 667

0.41%

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$2.24 PKR 621

-17.86%

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.21 PKR 57.0

33.33%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$9.79 PKR 2,710

2.04%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$1.27 PKR 352

-27.56%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.73 PKR 203

-4.11%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$1.58 PKR 438

36.71%

Gasoline (1 liter)

$1.38 PKR 382

$1.36 PKR 377

1.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$21.7K PKR 6.0M

-17.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$24.0K PKR 6.7M

12.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$102 PKR 28.2K

11.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$6.03 PKR 1,670

-1.33%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$17.30 PKR 4,787

-23.93%

Gym Membership (Monthly)

$21.55 PKR 5,965

$14.71 PKR 4,071

46.50%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$8.58 PKR 2,373

112.47%

Cinema Ticket

$4.21 PKR 1,165

$4.39 PKR 1,216

-4.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$73.6 PKR 20.4K

-29.14%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$1,024 PKR 283.4K

89.50%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$26.10 PKR 7,225

-32.76%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$34.29 PKR 9,491

-31.44%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$96.5 PKR 26.7K

-28.63%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$40.00 PKR 11.1K

1.48%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$125 PKR 34.6K

-5.71%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$75.7 PKR 20.9K

-2.75%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$248 PKR 68.6K

44.29%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$149 PKR 41.3K

25.82%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$932 PKR 258.1K

13.70%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$478 PKR 132.4K

0.49%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$182 PKR 50.4K

0.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

13.08

0.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Sargodha: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Sargodha

$125 24.5% 5.5% $7.3

Groceries & Markets

Karachi

$101 21%

Sargodha

$104 20.2% 2.3% $2.3

Accommodation & Living

Karachi

$74 15.3%

Sargodha

$76 14.8% 2.8% $2.1

Clothing & Footwear

Karachi

$68 14.1%

Sargodha

$89 17.3% 30.8% $21

Eating Out

Karachi

$61 12.7%

Sargodha

$79 15.5% 30.1% $18

Sport & Entertainment

Karachi

$30 6.2%

Sargodha

$24 4.6% 21.6% $6.5

Getting Around

Karachi

$16 3.2%

Sargodha

$16 3% 0.2% $0

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $125 in Sargodha. Housing cost is often the main lever when comparing two cities.

Karachi pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $23.00 in Sargodha for a mid-range dinner for two. Groceries echo the gap at $101 vs $104 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇵🇰 Sargodha

🕒 Local time

04:47 4:47 AM

Same time as Karachi

🌤 Weather

👥 Population

14,910,352

507,817

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

On the map

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Between locations

Karachi Sargodha 980 km ≈ 1 h 45 min nonstop flight

From you

Karachi
Sargodha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Sargodha: Cost of Living - Frequently Asked Questions

Karachi and Sargodha differ by about 6% in total monthly costs ($482 vs $512 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 0% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Karachi versus $125 in Sargodha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $482 per month in Karachi versus $512 in Sargodha – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 2% less than in Sargodha. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 6% less than in Sargodha. Beyond cost, consider language, visa policies, and how big the international community is in each city.