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Cost of Living Comparison Between Santa Cruz, Laguna and Ubud, Bali Cost of Living Comparison Between Santa Cruz, Laguna and Ubud, Bali

🙂 Solo nomad: Santa Cruz, Laguna is 10.7% cheaper than Ubud, Bali without rent, and 0.3% more expensive with rent.
🙂 Family of 3: Santa Cruz, Laguna is 10.1% cheaper than Ubud, Bali without rent, and 0.2% more expensive with rent.
Currency
🍽 Eating Out
Santa Cruz, Laguna
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.8 ₱105
$2.85 Rp 47.5K
-36.84%
Three-Course Dinner for Two, Mid-Range
$8.92 ₱521
$12.26 Rp 204.3K
-27.24%
Fast Food Meal (McDonalds, etc)
$3.17 ₱185
$3.28 Rp 54.6K
-3.35%
Cappuccino
$2.11 ₱123
$2.3 Rp 38.3K
-8.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.45 ₱26.48
$1.11 Rp 18.5K
-59.46%
Water (0.33 liter bottle)
$0.28 ₱16.34
$0.26 Rp 4,324
7.69%
Local Beer (0.5 liter draught)
$1.25 ₱73.2
$2.4 Rp 40K
-47.92%
Imported Beer (0.33 liter bottle)
$1.04 ₱60.6
$3.15 Rp 52.5K
-66.98%
🛒 Groceries & Markets
Santa Cruz, Laguna
Ubud, Bali
Difference
Milk (1 liter)
$1.76 ₱103
$1.49 Rp 24.9K
18.12%
White Bread (500g)
$1.2 ₱70.1
$1.65 Rp 27.5K
-27.27%
Rice (white) (1kg)
$1.03 ₱60.2
$1.13 Rp 18.9K
-8.85%
Eggs
$1.67 ₱97.3
$2.33 Rp 38.9K
-28.33%
Local Cheese (1kg)
$5.36 ₱313
$13.7 Rp 228.3K
-60.88%
Chicken Fillets (1kg)
$4.18 ₱244
$3.97 Rp 66.2K
5.29%
Beef Round Steak (1kg)
$7.35 ₱429
$11.22 Rp 187K
-34.49%
Apples (1kg)
$1.63 ₱95.3
$3.48 Rp 57.9K
-53.16%
Banana (1kg)
$0.56 ₱32.44
$1.5 Rp 25K
-62.67%
Oranges (1kg)
$1.55 ₱90.6
$2.68 Rp 44.6K
-42.16%
Tomato (1kg)
$1.64 ₱95.4
$1.35 Rp 22.5K
21.48%
Potato (1kg)
$2.81 ₱164
$1.57 Rp 26.2K
78.98%
Onion (1kg)
$4.04 ₱236
$2.1 Rp 34.9K
92.38%
Lettuce (1 head)
$1.63 ₱94.9
$1.03 Rp 17.1K
58.25%
Water (1.5 liter bottle)
$1.04 ₱60.9
$0.57 Rp 9,488
82.46%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 ₱189
$2.31 Rp 38.5K
40.26%
Wine (Bottle)
$7.92 ₱462
$15.21 Rp 253.5K
-47.93%
Local Beer (0.5 liter bottle)
$1.62 ₱94.3
$2.49 Rp 41.5K
-34.94%
Imported Beer (0.33 liter bottle)
$1.94 ₱113
$2.66 Rp 44.3K
-27.07%
🚌 Getting Around
Santa Cruz, Laguna
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.44
$0.29 Rp 4,911
-3.45%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$0.83 ₱48.33
$0.45 Rp 7,480
84.44%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.79
$0.34 Rp 5,748
-35.29%
Taxi 1hour Waiting (Normal Tariff)
$2.09 ₱122
$5.97 Rp 99.4K
-64.99%
Gasoline (1 liter)
$1.1 ₱64.4
$0.75 Rp 12.4K
46.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K ₱1.5M
$25.8K Rp 430.2M
-1.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.2M
$31.7K Rp 528.9M
-35.93%
🧾 Monthly Utilities & Internet
Santa Cruz, Laguna
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.8 ₱5,533
$64.6 Rp 1.1M
46.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.47 ₱1,954
$4.14 Rp 69K
708.45%
Internet (50+ Mbps, Unlimited Data)
$29.58 ₱1,726
$23.99 Rp 399.7K
23.30%
🎉 Sport & Entertainment
Santa Cruz, Laguna
Ubud, Bali
Difference
Gym Membership (Monthly)
$33.35 ₱1,947
$23.29 Rp 388.1K
43.19%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$6.98 ₱408
$3.45 Rp 57.5K
102.32%
🧸 Childcare & Education
Santa Cruz, Laguna
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$80.2 ₱4,683
$91.9 Rp 1.5M
-12.69%
International Primary School, 1 Child (Yearly)
$2,753 ₱160.6K
$5,912 Rp 98.5M
-53.45%
👕👟 Clothing & Footwear
Santa Cruz, Laguna
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.51 ₱1,898
$51.5 Rp 857.6K
-36.84%
Summer Dress (H&M, Zara, etc)
$29.98 ₱1,750
$24.45 Rp 407.3K
22.62%
Sport Shoes (Adidas, Nike)
$96.2 ₱5,615
$84.4 Rp 1.4M
14.04%
Men's Leather Business Shoes
$94.6 ₱5,518
$74.3 Rp 1.2M
27.24%
🏠 Accommodation & Living
Santa Cruz, Laguna
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$262 ₱15.3K
$261 Rp 4.4M
0.28%
1-bedroom Apartment, Outside City Center (Monthly)
$174 ₱10.2K
$160 Rp 2.7M
9.37%
3-bedroom Apartment, City Center (Monthly)
$598 ₱34.9K
$585 Rp 9.7M
2.26%
3-bedroom Apartment, Outside City Center (Monthly)
$387 ₱22.6K
$328 Rp 5.5M
17.81%
Buy Apartment in City Center (m2)
$2,093 ₱122.1K
$985 Rp 16.4M
112.45%
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Santa Cruz, Laguna
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.13
13.28
-38.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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