Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna

😐 Solo nomad: Ubud, Bali is 49.9% more expensive than Santa Cruz, Laguna without rent, and 86% more expensive with rent.
😐 Family of 3: Ubud, Bali is 28.4% more expensive than Santa Cruz, Laguna without rent, and 137.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$1.74 ₱104
100.00%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$8.72 ₱522
277.06%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$3.05 ₱183
66.89%
Cappuccino
$2.75 Rp 47.1K
$2.09 ₱125
31.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$0.43 ₱25.50
220.93%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.28 ₱16.96
153.57%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$1.21 ₱72.8
138.02%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$1.08 ₱64.7
258.33%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz, Laguna
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$1.75 ₱105
2.29%
White Bread (500g)
$2.45 Rp 41.9K
$1.20 ₱72.1
104.17%
Rice (white) (1kg)
$1.21 Rp 20.7K
$1.07 ₱64.4
13.08%
Eggs
$2.39 Rp 40.9K
$1.65 ₱99.1
44.85%
Local Cheese (1kg)
$14.70 Rp 252.0K
$5.16 ₱309
184.88%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$4.20 ₱252
0.95%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
$7.24 ₱434
66.85%
Apples (1kg)
$3.66 Rp 62.8K
$1.57 ₱93.9
133.12%
Banana (1kg)
$1.61 Rp 27.5K
$0.52 ₱30.90
209.62%
Oranges (1kg)
$2.72 Rp 46.6K
$1.58 ₱94.8
72.15%
Tomato (1kg)
$2.27 Rp 38.9K
$1.65 ₱98.6
37.58%
Potato (1kg)
$1.90 Rp 32.6K
$2.85 ₱171
-33.33%
Onion (1kg)
$2.30 Rp 39.4K
$4.23 ₱253
-45.63%
Lettuce (1 head)
$1.02 Rp 17.4K
$1.63 ₱97.4
-37.42%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.02 ₱60.9
-23.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$3.23 ₱193
0.31%
Wine (Bottle)
$24.06 Rp 412.4K
$9.19 ₱551
161.81%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$1.59 ₱95.4
78.62%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$1.97 ₱118
41.62%
🚌 Getting Around
Ubud, Bali
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$0.26 ₱15.43
3.85%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$0.83 ₱49.88
-45.78%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
$0.24 ₱14.41
79.17%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
$2.08 ₱124
189.42%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.11 ₱66.4
-22.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
$26.2K ₱1.6M
-0.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
$20.2K ₱1.2M
56.83%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$96.3 ₱5,769
-18.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$33.02 ₱1,978
-87.89%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$29.42 ₱1,763
-17.23%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$34.33 ₱2,057
178.97%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
$4.30 ₱258
50.23%
Cinema Ticket
$4.01 Rp 68.7K
$7.12 ₱426
-43.68%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$80.6 ₱4,827
274.27%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$2,764 ₱165.6K
136.76%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$32.10 ₱1,923
66.42%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$30.04 ₱1,799
28.33%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$99.2 ₱5,941
-10.18%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$92.3 ₱5,529
-14.50%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$262 ₱15.7K
287.94%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$174 ₱10.4K
286.98%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
$599 ₱35.9K
462.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$395 ₱23.7K
432.98%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
$2,207 ₱132.2K
36.00%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.13
63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Santa Cruz, Laguna: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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