Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz, Laguna and Delhi

For one person, living is cheaper in Delhi: $522 a month against $626 in Santa Cruz, Laguna, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

31

Cost of Living Index in Santa Cruz, Laguna
Learn more

Santa Cruz, Laguna Living Index
25

Cost of Living Index in Delhi
Learn more

Delhi Living Index

Jump to prices

Santa Cruz, Laguna

🇵🇭 Philippines

$626

/mo nomad

Delhi

🇮🇳 India

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Cruz, Laguna and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz, Laguna and in Delhi actually costs, broken down by who's living it.

A single person spends $626 per month in Santa Cruz, Laguna vs $522 in Delhi, rent included.

Santa Cruz, Laguna $626
Delhi $522

A couple spends around $931 per month in Santa Cruz, Laguna vs $872 in Delhi, rent included.

Santa Cruz, Laguna $931
Delhi $872

A family of three spends $1,236 per month in Santa Cruz, Laguna vs $1,222 in Delhi, rent included.

Santa Cruz, Laguna $1,236
Delhi $1,222

Santa Cruz, Laguna costs about 20% more than Delhi, and outside of rent the biggest gap is in groceries.

Both Santa Cruz, Laguna and Delhi are more affordable than the global median – Santa Cruz, Laguna 54% lower, Delhi 61% lower.

Meal at Budget Restaurant

$1.57 ₱99.0

$3.70 ₹351

-57.57%

Three-Course Dinner for Two, Mid-Range

$8.09 ₱509

$21.05 ₹1,999

-61.57%

Fast Food Meal (McDonalds, etc)

$2.76 ₱174

$3.73 ₹354

-26.01%

Cappuccino

$1.78 ₱112

$2.35 ₹223

-24.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱23.98

$0.37 ₹35.21

2.70%

Water (0.33 liter bottle)

$0.23 ₱14.42

$0.15 ₹13.93

53.33%

Local Beer (0.5 liter draught)

$0.99 ₱62.2

$2.14 ₹203

-53.74%

Imported Beer (0.33 liter bottle)

$0.99 ₱62.1

$3.06 ₹291

-67.65%

Milk (1 liter)

$1.63 ₱103

$0.69 ₹65.1

136.23%

White Bread (500g)

$1.16 ₱72.9

$0.53 ₹50.0

118.87%

Rice (white) (1kg)

$1.00 ₱63.3

$0.77 ₹73.1

29.87%

Eggs

$1.55 ₱97.5

$1.11 ₹105

39.64%

Local Cheese (1kg)

$4.65 ₱293

$4.63 ₹440

0.43%

Chicken Fillets (1kg)

$3.50 ₱220

$3.52 ₹334

-0.57%

Beef Round Steak (1kg)

$7.07 ₱445

Apples (1kg)

$1.46 ₱92.1

$2.00 ₹190

-27.00%

Banana (1kg)

$0.46 ₱28.85

$0.74 ₹70.5

-37.84%

Oranges (1kg)

$1.44 ₱91.0

$0.97 ₹92.6

48.45%

Tomato (1kg)

$1.02 ₱64.2

$0.53 ₹49.92

92.45%

Potato (1kg)

$1.76 ₱111

$0.30 ₹28.61

486.67%

Onion (1kg)

$1.74 ₱109

$0.40 ₹37.82

335.00%

Lettuce (1 head)

$0.67 ₱41.99

$0.42 ₹39.62

59.52%

Water (1.5 liter bottle)

$0.53 ₱33.46

$0.31 ₹29.81

70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$4.94 ₹469

-41.50%

Wine (Bottle)

$8.60 ₱541

$8.21 ₹779

4.75%

Local Beer (0.5 liter bottle)

$0.97 ₱61.0

$1.58 ₹150

-38.61%

Imported Beer (0.33 liter bottle)

$2.08 ₱131

$2.69 ₹255

-22.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.21 ₱13.40

$0.46 ₹43.46

-54.35%

Public Transport Monthly Pass (Regular Price)

$11.41 ₱718

$15.78 ₹1,498

-27.69%

Taxi Start (Normal Tariff)

$0.81 ₱51.2

$1.07 ₹102

-24.30%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.36

$0.27 ₹25.66

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$1.92 ₱121

$1.58 ₹150

21.52%

Gasoline (1 liter)

$1.25 ₱78.7

$1.07 ₹101

16.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.7K ₹1.0M

98.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$18.9K ₹1.8M

1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.1 ₱5,359

$42.37 ₹4,024

100.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.58 ₱1,107

$4.03 ₹383

336.23%

Internet (50+ Mbps, Unlimited Data)

$23.61 ₱1,487

$6.95 ₹660

239.71%

Gym Membership (Monthly)

$31.48 ₱1,982

$19.18 ₹1,821

64.13%

Tennis Court (1 Hour on Weekend)

$4.14 ₱261

$7.92 ₹752

-47.73%

Cinema Ticket

$5.13 ₱323

$5.27 ₹500

-2.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 ₱8,442

$100 ₹9,525

33.68%

International Primary School, 1 Child (Yearly)

$10.7K ₱675.9K

$2,247 ₹213.4K

377.79%

Jeans (Levis 501 Or Similar)

$28.89 ₱1,819

$24.11 ₹2,290

19.83%

Summer Dress (H&M, Zara, etc)

$19.72 ₱1,242

$27.85 ₹2,645

-29.19%

Sport Shoes (Adidas, Nike)

$72.5 ₱4,565

$52.4 ₹4,977

38.35%

Men's Leather Business Shoes

$55.8 ₱3,515

$42.90 ₹4,074

30.14%

1-bedroom Apartment, City Center (Monthly)

$242 ₱15.2K

$267 ₹25.4K

-9.43%

1-bedroom Apartment, Outside City Center (Monthly)

$157 ₱9,895

$156 ₹14.8K

0.81%

3-bedroom Apartment, City Center (Monthly)

$475 ₱29.9K

$734 ₹69.7K

-35.24%

3-bedroom Apartment, Outside City Center (Monthly)

$302 ₱19.0K

$394 ₹37.5K

-23.54%

Buy Apartment in City Center (m2)

$2,296 ₱144.5K

$2,507 ₹238.0K

-8.42%

Buy Apartment Outside City Center (m2)

$886 ₱55.8K

$1,020 ₹96.8K

-13.12%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

8.33

-18.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 12, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Cruz, Laguna

$157 25.1%

Delhi

$156 29.9% 0.8% $1.3

Groceries & Markets

Santa Cruz, Laguna

$156 24.9%

Delhi

$109 20.9% 30% $47

Monthly Utilities & Internet

Santa Cruz, Laguna

$126 20.2%

Delhi

$53 10.2% 57.8% $73

Clothing & Footwear

Santa Cruz, Laguna

$80 12.7%

Delhi

$66 12.7% 16.8% $13

Eating Out

Santa Cruz, Laguna

$52 8.2%

Delhi

$88 16.8% 70.4% $36

Sport & Entertainment

Santa Cruz, Laguna

$42 6.7%

Delhi

$30 5.7% 28.8% $12

Getting Around

Santa Cruz, Laguna

$14 2.3%

Delhi

$20 3.8% 41% $5.8

Cost Breakdown

A central one-bedroom costs $242 in Santa Cruz, Laguna versus $267 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $8.00 in Santa Cruz, Laguna versus $21.00 in Delhi. Groceries tell a different story – $156 in Santa Cruz, Laguna vs $109 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Santa Cruz, Laguna

🇮🇳 Delhi

🕒 Local time

08:38 8:38 AM

06:08 6:08 AM

2 h 30 min behind Santa Cruz, Laguna

🌤 Weather

👥 Population

123,574

16,787,941 Capital

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Santa Cruz, Laguna Delhi 4,810 km ≈ 7 h nonstop flight

From you

Santa Cruz, Laguna
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz, Laguna vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $626 in Santa Cruz, Laguna, $522 in Delhi – roughly 20% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $940 per month in Santa Cruz, Laguna and $783 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $8.00 in Santa Cruz, Laguna and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $626 in Santa Cruz, Laguna and $522 in Delhi. That's a gap of about 20%.

$1,200 covers both cities comfortably – all-in costs are $626 in Santa Cruz, Laguna and $522 in Delhi, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Cruz, Laguna makes more sense. Both are solid long-term options with distinct trade-offs.