Last update: Oct 2026

Cost of Living Comparison Between Delhi and Santa Cruz, Laguna

For one person, living is cheaper in Delhi: $522 a month against $626 in Santa Cruz, Laguna, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
31

Cost of Living Index in Santa Cruz, Laguna
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Santa Cruz, Laguna Living Index

Jump to prices

Delhi

🇮🇳 India

$522

/mo nomad

Santa Cruz, Laguna

🇵🇭 Philippines

$626

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Santa Cruz, Laguna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Santa Cruz, Laguna actually costs, broken down by who's living it.

A single person spends $522 per month in Delhi vs $626 in Santa Cruz, Laguna, rent included.

Delhi $522
Santa Cruz, Laguna $626

A couple spends around $872 per month in Delhi vs $931 in Santa Cruz, Laguna, rent included.

Delhi $872
Santa Cruz, Laguna $931

A family of three spends $1,222 per month in Delhi vs $1,236 in Santa Cruz, Laguna, rent included.

Delhi $1,222
Santa Cruz, Laguna $1,236

Delhi is about 17% cheaper than Santa Cruz, Laguna, and outside of rent the biggest gap is in groceries.

Both Delhi and Santa Cruz, Laguna are more affordable than the global median – Delhi 61% lower, Santa Cruz, Laguna 54% lower.

Meal at Budget Restaurant

$3.70 ₹351

$1.57 ₱99.0

135.67%

Three-Course Dinner for Two, Mid-Range

$21.05 ₹1,999

$8.09 ₱509

160.20%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$2.76 ₱174

35.14%

Cappuccino

$2.35 ₹223

$1.78 ₱112

32.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.21

$0.38 ₱23.98

-2.63%

Water (0.33 liter bottle)

$0.15 ₹13.93

$0.23 ₱14.42

-34.78%

Local Beer (0.5 liter draught)

$2.14 ₹203

$0.99 ₱62.2

116.16%

Imported Beer (0.33 liter bottle)

$3.06 ₹291

$0.99 ₱62.1

209.09%

Milk (1 liter)

$0.69 ₹65.1

$1.63 ₱103

-57.67%

White Bread (500g)

$0.53 ₹50.0

$1.16 ₱72.9

-54.31%

Rice (white) (1kg)

$0.77 ₹73.1

$1.00 ₱63.3

-23.00%

Eggs

$1.11 ₹105

$1.55 ₱97.5

-28.39%

Local Cheese (1kg)

$4.63 ₹440

$4.65 ₱293

-0.43%

Chicken Fillets (1kg)

$3.52 ₹334

$3.50 ₱220

0.57%

Beef Round Steak (1kg)

$7.07 ₱445

Apples (1kg)

$2.00 ₹190

$1.46 ₱92.1

36.99%

Banana (1kg)

$0.74 ₹70.5

$0.46 ₱28.85

60.87%

Oranges (1kg)

$0.97 ₹92.6

$1.44 ₱91.0

-32.64%

Tomato (1kg)

$0.53 ₹49.92

$1.02 ₱64.2

-48.04%

Potato (1kg)

$0.30 ₹28.61

$1.76 ₱111

-82.95%

Onion (1kg)

$0.40 ₹37.82

$1.74 ₱109

-77.01%

Lettuce (1 head)

$0.42 ₹39.62

$0.67 ₱41.99

-37.31%

Water (1.5 liter bottle)

$0.31 ₹29.81

$0.53 ₱33.46

-41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹469

$2.89 ₱182

70.93%

Wine (Bottle)

$8.21 ₹779

$8.60 ₱541

-4.53%

Local Beer (0.5 liter bottle)

$1.58 ₹150

$0.97 ₱61.0

62.89%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

$2.08 ₱131

29.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

$0.21 ₱13.40

119.05%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

$11.41 ₱718

38.30%

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.81 ₱51.2

32.10%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

$0.23 ₱14.36

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

$1.92 ₱121

-17.71%

Gasoline (1 liter)

$1.07 ₹101

$1.25 ₱78.7

-14.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$21.2K ₱1.3M

-49.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$19.2K ₱1.2M

-1.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.37 ₹4,024

$85.1 ₱5,359

-50.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 ₹383

$17.58 ₱1,107

-77.08%

Internet (50+ Mbps, Unlimited Data)

$6.95 ₹660

$23.61 ₱1,487

-70.56%

Gym Membership (Monthly)

$19.18 ₹1,821

$31.48 ₱1,982

-39.07%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

$4.14 ₱261

91.30%

Cinema Ticket

$5.27 ₹500

$5.13 ₱323

2.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

$134 ₱8,442

-25.19%

International Primary School, 1 Child (Yearly)

$2,247 ₹213.4K

$10.7K ₱675.9K

-79.07%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

$28.89 ₱1,819

-16.55%

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

$19.72 ₱1,242

41.23%

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

$72.5 ₱4,565

-27.72%

Men's Leather Business Shoes

$42.90 ₹4,074

$55.8 ₱3,515

-23.16%

1-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$242 ₱15.2K

10.41%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$157 ₱9,895

-0.80%

3-bedroom Apartment, City Center (Monthly)

$734 ₹69.7K

$475 ₱29.9K

54.42%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₹37.5K

$302 ₱19.0K

30.79%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

$2,296 ₱144.5K

9.19%

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

$886 ₱55.8K

15.11%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

6.75

23.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 12, 2026

Last update for Santa Cruz, Laguna: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$156 29.9%

Santa Cruz, Laguna

$157 25.1% 0.8% $1.3

Groceries & Markets

Delhi

$109 20.9%

Santa Cruz, Laguna

$156 24.9% 42.9% $47

Eating Out

Delhi

$88 16.8%

Santa Cruz, Laguna

$52 8.2% 41.3% $36

Clothing & Footwear

Delhi

$66 12.7%

Santa Cruz, Laguna

$80 12.7% 20.2% $13

Monthly Utilities & Internet

Delhi

$53 10.2%

Santa Cruz, Laguna

$126 20.2% 137% $73

Sport & Entertainment

Delhi

$30 5.7%

Santa Cruz, Laguna

$42 6.7% 40.5% $12

Getting Around

Delhi

$20 3.8%

Santa Cruz, Laguna

$14 2.3% 29.1% $5.8

Cost Breakdown

A central one-bedroom costs $267 in Delhi versus $242 in Santa Cruz, Laguna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Delhi versus $8.00 in Santa Cruz, Laguna. Groceries tell a different story – $109 in Delhi vs $156 in Santa Cruz, Laguna – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Delhi

🇵🇭 Santa Cruz, Laguna

🕒 Local time

06:55 6:55 AM

09:25 9:25 AM

2 h 30 min ahead of Delhi

🌤 Weather

👥 Population

16,787,941 Capital

123,574

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Delhi Santa Cruz, Laguna 4,810 km ≈ 7 h nonstop flight

From you

Delhi
Santa Cruz, Laguna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Santa Cruz, Laguna: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $522 in Delhi, $626 in Santa Cruz, Laguna – roughly 20% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $783 per month in Delhi and $940 in Santa Cruz, Laguna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $21.00 in Delhi and $8.00 in Santa Cruz, Laguna. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $522 in Delhi and $626 in Santa Cruz, Laguna. That's a gap of about 20%.

$1,200 covers both cities comfortably – all-in costs are $522 in Delhi and $626 in Santa Cruz, Laguna, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Cruz, Laguna makes more sense. Both are solid long-term options with distinct trade-offs.