Cost of Living Comparison Between Santa Cruz, Laguna and Cebu Cost of Living Comparison Between Santa Cruz, Laguna and Cebu

🙂 Solo nomad: Santa Cruz, Laguna is 13.6% cheaper than Cebu without rent, and 11.4% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 14.7% cheaper than Cebu without rent, and 16.2% cheaper with rent.

Meal at Budget Restaurant

$1.79 ₱99.7

$4.46 ₱248

-59.87%

Three-Course Dinner for Two, Mid-Range

$9.05 ₱504

$23.59 ₱1,313

-61.64%

Fast Food Meal (McDonalds, etc)

$3.02 ₱168

$4.54 ₱253

-33.48%

Cappuccino

$2.07 ₱115

$2.65 ₱148

-21.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱23.55

$0.84 ₱46.77

-50.00%

Water (0.33 liter bottle)

$0.28 ₱15.76

$0.45 ₱25.1

-37.78%

Local Beer (0.5 liter draught)

$1.27 ₱70.7

$1.52 ₱84.9

-16.45%

Imported Beer (0.33 liter bottle)

$1.08 ₱59.9

$2.09 ₱116

-48.33%

Milk (1 liter)

$1.74 ₱96.8

$2.31 ₱129

-24.68%

White Bread (500g)

$1.26 ₱70

$1.57 ₱87.3

-19.75%

Rice (white) (1kg)

$1.04 ₱58.1

$1.13 ₱62.9

-7.96%

Eggs

$1.73 ₱96.2

$2.36 ₱131

-26.69%

Local Cheese (1kg)

$5.41 ₱301

$12.95 ₱721

-58.22%

Chicken Fillets (1kg)

$4.23 ₱235

$5.12 ₱285

-17.38%

Beef Round Steak (1kg)

$7.08 ₱394

$7.61 ₱424

-6.96%

Apples (1kg)

$1.56 ₱87.1

$3.63 ₱202

-57.02%

Banana (1kg)

$0.52 ₱28.75

$1.47 ₱82

-64.63%

Oranges (1kg)

$1.62 ₱90

$3.43 ₱191

-52.77%

Tomato (1kg)

$1.65 ₱91.9

$2.25 ₱125

-26.67%

Potato (1kg)

$2.75 ₱153

$2.53 ₱141

8.70%

Onion (1kg)

$4.13 ₱230

$2.47 ₱137

67.21%

Lettuce (1 head)

$1.62 ₱90.2

$1 ₱55.8

62.00%

Water (1.5 liter bottle)

$1.05 ₱58.3

$0.82 ₱45.9

28.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ₱179

$3.25 ₱181

-1.23%

Wine (Bottle)

$7.84 ₱437

$6.68 ₱372

17.37%

Local Beer (0.5 liter bottle)

$1.57 ₱87.2

$1.17 ₱64.9

34.19%

Imported Beer (0.33 liter bottle)

$1.97 ₱110

$2.26 ₱126

-12.83%

One-way Ticket (Public Transport)

$0.26 ₱14.39

$0.26 ₱14.34

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

Taxi Start (Normal Tariff)

$0.81 ₱45.31

Taxi (Normal Tariff) (1km)

$0.24 ₱13.39

$0.25 ₱14

-4.00%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱116

$2.72 ₱151

-23.90%

Gasoline (1 liter)

$1.1 ₱61.1

$1.13 ₱63.2

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.4M

$29.6K ₱1.6M

-14.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.2M

$27.3K ₱1.5M

-23.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ₱5,434

$99 ₱5,512

-1.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ₱1,841

$35 ₱1,949

-5.54%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,699

$29.45 ₱1,640

3.60%

Gym Membership (Monthly)

$34.57 ₱1,925

$33.3 ₱1,854

3.81%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

Cinema Ticket

$6.98 ₱389

$5.97 ₱332

16.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱4,562

$228 ₱12.7K

-64.07%

International Primary School, 1 Child (Yearly)

$2,807 ₱156.3K

$3,917 ₱218.1K

-28.33%

Jeans (Levis 501 Or Similar)

$32.27 ₱1,797

$51.8 ₱2,884

-37.70%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,658

$22.69 ₱1,263

31.25%

Sport Shoes (Adidas, Nike)

$98.7 ₱5,495

$74.8 ₱4,163

32.01%

Men's Leather Business Shoes

$92.3 ₱5,138

$54.8 ₱3,049

68.54%

1-bedroom Apartment, City Center (Monthly)

$262 ₱14.6K

$501 ₱27.9K

-47.61%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱9,700

$214 ₱11.9K

-18.57%

3-bedroom Apartment, City Center (Monthly)

$599 ₱33.3K

$795 ₱44.3K

-24.71%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱22.2K

$391 ₱21.8K

1.85%

Buy Apartment in City Center (m2)

$2,238 ₱124.6K

$2,957 ₱164.6K

-24.30%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

1.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 29, 2025

Last update for Cebu: October 29, 2025

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