Cost of Living Comparison Between Santa Cruz, Laguna and Cebu Cost of Living Comparison Between Santa Cruz, Laguna and Cebu

🙂 Solo nomad: Santa Cruz, Laguna is 19.5% cheaper than Cebu without rent, and 12.9% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 17.2% cheaper than Cebu without rent, and 15.9% cheaper with rent.

Meal at Budget Restaurant

$1.75 ₱104

$4.55 ₱271

-61.54%

Three-Course Dinner for Two, Mid-Range

$9.06 ₱538

$24.29 ₱1,444

-62.70%

Fast Food Meal (McDonalds, etc)

$3.06 ₱182

$4.49 ₱267

-31.85%

Cappuccino

$2.08 ₱123

$2.51 ₱149

-17.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱25.34

$0.81 ₱48.11

-46.91%

Water (0.33 liter bottle)

$0.28 ₱16.84

$0.45 ₱26.98

-37.78%

Local Beer (0.5 liter draught)

$1.22 ₱72.5

$1.58 ₱94.0

-22.78%

Imported Beer (0.33 liter bottle)

$1.08 ₱64.4

$2.14 ₱127

-49.53%

Milk (1 liter)

$1.77 ₱105

$2.31 ₱137

-23.38%

White Bread (500g)

$1.21 ₱72.1

$1.56 ₱92.7

-22.44%

Rice (white) (1kg)

$1.08 ₱64.4

$1.17 ₱69.7

-7.69%

Eggs

$1.74 ₱104

$2.29 ₱136

-24.02%

Local Cheese (1kg)

$5.19 ₱308

$13.04 ₱775

-60.20%

Chicken Fillets (1kg)

$4.32 ₱257

$5.28 ₱314

-18.18%

Beef Round Steak (1kg)

$7.02 ₱417

$7.80 ₱464

-10.00%

Apples (1kg)

$1.57 ₱93.1

$3.59 ₱213

-56.27%

Banana (1kg)

$0.56 ₱33.00

$1.52 ₱90.1

-63.16%

Oranges (1kg)

$1.65 ₱97.9

$3.28 ₱195

-49.70%

Tomato (1kg)

$1.69 ₱101

$2.21 ₱132

-23.53%

Potato (1kg)

$2.76 ₱164

$2.55 ₱152

8.24%

Onion (1kg)

$4.05 ₱241

$2.57 ₱153

57.59%

Lettuce (1 head)

$1.57 ₱93.5

$0.98 ₱58.0

60.20%

Water (1.5 liter bottle)

$1.04 ₱62.0

$0.78 ₱46.32

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₱192

$3.25 ₱193

-0.62%

Wine (Bottle)

$7.46 ₱444

$6.86 ₱407

8.75%

Local Beer (0.5 liter bottle)

$1.62 ₱96.0

$1.17 ₱69.3

38.46%

Imported Beer (0.33 liter bottle)

$2.01 ₱120

$2.28 ₱135

-11.84%

One-way Ticket (Public Transport)

$0.28 ₱16.71

$0.26 ₱15.42

7.69%

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

Taxi Start (Normal Tariff)

$0.77 ₱45.63

$0.81 ₱48.11

-4.94%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.05

$0.25 ₱14.96

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₱125

$2.58 ₱154

-18.60%

Gasoline (1 liter)

$1.14 ₱67.7

$1.10 ₱65.3

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$30.4K ₱1.8M

-13.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$27.4K ₱1.6M

-26.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 ₱5,576

$96.9 ₱5,756

-3.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.54 ₱1,993

$33.74 ₱2,005

-0.59%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

Gym Membership (Monthly)

$34.55 ₱2,053

$33.41 ₱1,986

3.41%

Tennis Court (1 Hour on Weekend)

$4.49 ₱267

$8.22 ₱489

-45.38%

Cinema Ticket

$7.07 ₱420

$5.78 ₱343

22.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 ₱4,877

$236 ₱14.0K

-65.25%

International Primary School, 1 Child (Yearly)

$2,769 ₱164.6K

$3,881 ₱230.6K

-28.66%

Jeans (Levis 501 Or Similar)

$31.34 ₱1,863

$52.9 ₱3,141

-40.71%

Summer Dress (H&M, Zara, etc)

$29.91 ₱1,777

$23.20 ₱1,379

28.92%

Sport Shoes (Adidas, Nike)

$99.3 ₱5,899

$76.7 ₱4,560

29.35%

Men's Leather Business Shoes

$95.2 ₱5,660

$56.3 ₱3,348

69.08%

1-bedroom Apartment, City Center (Monthly)

$262 ₱15.6K

$505 ₱30.0K

-48.15%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱10.4K

$217 ₱12.9K

-19.05%

3-bedroom Apartment, City Center (Monthly)

$597 ₱35.5K

$807 ₱47.9K

-25.94%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.5K

$383 ₱22.7K

3.44%

Buy Apartment in City Center (m2)

$1,751 ₱104.1K

$3,099 ₱184.1K

-43.47%

Buy Apartment Outside City Center (m2)

$804 ₱47.8K

$1,967 ₱116.9K

-59.11%

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

1.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: January 10, 2026

Last update for Cebu: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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