Cost of Living Comparison Between Cebu and Santa Cruz, Laguna Cost of Living Comparison Between Cebu and Santa Cruz, Laguna

😐 Solo nomad: Cebu is 9.8% more expensive than Santa Cruz, Laguna without rent, and 16.4% more expensive with rent.
😐 Family of 3: Cebu is 15.5% more expensive than Santa Cruz, Laguna without rent, and 15.3% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$4.37 ₱262
$1.74 ₱104
151.15%
Three-Course Dinner for Two, Mid-Range
$24.24 ₱1,452
$8.72 ₱522
177.98%
Fast Food Meal (McDonalds, etc)
$4.48 ₱269
$3.05 ₱183
46.89%
Cappuccino
$2.56 ₱153
$2.09 ₱125
22.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₱51.1
$0.43 ₱25.50
97.67%
Water (0.33 liter bottle)
$0.43 ₱25.55
$0.28 ₱16.96
53.57%
Local Beer (0.5 liter draught)
$1.53 ₱91.7
$1.21 ₱72.8
26.45%
Imported Beer (0.33 liter bottle)
$2.09 ₱125
$1.08 ₱64.7
93.52%
🛒 Groceries & Markets
Cebu
Santa Cruz, Laguna
Difference
Milk (1 liter)
$2.31 ₱139
$1.75 ₱105
32.00%
White Bread (500g)
$1.52 ₱91.3
$1.20 ₱72.1
26.67%
Rice (white) (1kg)
$1.17 ₱69.8
$1.07 ₱64.4
9.35%
Eggs
$2.38 ₱142
$1.65 ₱99.1
44.24%
Local Cheese (1kg)
$12.82 ₱768
$5.16 ₱309
148.45%
Chicken Fillets (1kg)
$5.35 ₱321
$4.20 ₱252
27.38%
Beef Round Steak (1kg)
$7.52 ₱450
$7.24 ₱434
3.87%
Apples (1kg)
$3.46 ₱208
$1.57 ₱93.9
120.38%
Banana (1kg)
$1.46 ₱87.6
$0.52 ₱30.90
180.77%
Oranges (1kg)
$3.26 ₱195
$1.58 ₱94.8
106.33%
Tomato (1kg)
$2.25 ₱135
$1.65 ₱98.6
36.36%
Potato (1kg)
$2.56 ₱154
$2.85 ₱171
-10.18%
Onion (1kg)
$2.57 ₱154
$4.23 ₱253
-39.24%
Lettuce (1 head)
$0.97 ₱58.2
$1.63 ₱97.4
-40.49%
Water (1.5 liter bottle)
$0.77 ₱46.23
$1.02 ₱60.9
-24.51%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱196
$3.23 ₱193
1.24%
Wine (Bottle)
$6.84 ₱410
$9.19 ₱551
-25.57%
Local Beer (0.5 liter bottle)
$1.16 ₱69.3
$1.59 ₱95.4
-27.04%
Imported Beer (0.33 liter bottle)
$2.33 ₱139
$1.97 ₱118
18.27%
🚌 Getting Around
Cebu
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.49
$0.26 ₱15.43
-
Public Transport Monthly Pass (Regular Price)
$15.33 ₱919
-
-
Taxi Start (Normal Tariff)
$0.87 ₱52.4
$0.83 ₱49.88
4.82%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.67
$0.24 ₱14.41
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.71 ₱162
$2.08 ₱124
30.29%
Gasoline (1 liter)
$1.15 ₱68.7
$1.11 ₱66.4
3.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₱1.8M
$26.2K ₱1.6M
17.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.6M
$20.2K ₱1.2M
33.67%
🧾 Monthly Utilities & Internet
Cebu
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ₱5,776
$96.3 ₱5,769
0.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.40 ₱2,061
$33.02 ₱1,978
4.18%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,758
$29.42 ₱1,763
-0.27%
🎉 Sport & Entertainment
Cebu
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$33.83 ₱2,027
$34.33 ₱2,057
-1.46%
Tennis Court (1 Hour on Weekend)
$8.29 ₱497
$4.30 ₱258
92.79%
Cinema Ticket
$5.78 ₱346
$7.12 ₱426
-18.82%
🧸 Childcare & Education
Cebu
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 ₱14.0K
$80.6 ₱4,827
189.87%
International Primary School, 1 Child (Yearly)
$3,897 ₱233.5K
$2,764 ₱165.6K
40.99%
👕👟 Clothing & Footwear
Cebu
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$53.6 ₱3,208
$32.10 ₱1,923
66.82%
Summer Dress (H&M, Zara, etc)
$22.90 ₱1,372
$30.04 ₱1,799
-23.77%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,587
$99.2 ₱5,941
-22.79%
Men's Leather Business Shoes
$56.2 ₱3,368
$92.3 ₱5,529
-39.08%
🏠 Accommodation & Living
Cebu
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$510 ₱30.5K
$262 ₱15.7K
94.60%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱13.0K
$174 ₱10.4K
24.84%
3-bedroom Apartment, City Center (Monthly)
$803 ₱48.1K
$599 ₱35.9K
34.10%
3-bedroom Apartment, Outside City Center (Monthly)
$388 ₱23.2K
$395 ₱23.7K
-1.98%
Buy Apartment in City Center (m2)
$3,082 ₱184.7K
$2,207 ₱132.2K
39.67%
Buy Apartment Outside City Center (m2)
$1,952 ₱116.9K
-
-
💵 Salaries & Financials
Cebu
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$382 ₱22.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
8.13
-1.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for Santa Cruz, Laguna: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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