Cost of Living Comparison Between Santa Cruz, Laguna and Baguio Cost of Living Comparison Between Santa Cruz, Laguna and Baguio

🙂 Solo nomad: Santa Cruz, Laguna is 0.1% cheaper than Baguio without rent, and 2.7% cheaper with rent.

😐 Family of 3: Santa Cruz, Laguna is 4.6% more expensive than Baguio without rent, and 2.4% more expensive with rent.

Meal at Budget Restaurant

$1.79 ₱99.7

$3.45 ₱192

-48.12%

Three-Course Dinner for Two, Mid-Range

$9.05 ₱504

$13.35 ₱743

-32.21%

Fast Food Meal (McDonalds, etc)

$3.02 ₱168

$2.68 ₱149

12.69%

Cappuccino

$2.07 ₱115

$2.37 ₱132

-12.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱23.55

$0.64 ₱35.77

-34.38%

Water (0.33 liter bottle)

$0.28 ₱15.76

$0.37 ₱20.77

-24.32%

Local Beer (0.5 liter draught)

$1.27 ₱70.7

$1.45 ₱81

-12.41%

Imported Beer (0.33 liter bottle)

$1.08 ₱59.9

$1.92 ₱107

-43.75%

Milk (1 liter)

$1.74 ₱96.8

$1.84 ₱102

-5.43%

White Bread (500g)

$1.26 ₱70

$1.19 ₱66

5.88%

Rice (white) (1kg)

$1.04 ₱58.1

$1.11 ₱61.8

-6.31%

Eggs

$1.73 ₱96.2

$2.24 ₱125

-22.77%

Local Cheese (1kg)

$5.41 ₱301

$9.06 ₱505

-40.29%

Chicken Fillets (1kg)

$4.23 ₱235

$3.91 ₱218

8.18%

Beef Round Steak (1kg)

$7.08 ₱394

$8.79 ₱490

-19.45%

Apples (1kg)

$1.56 ₱87.1

$2.75 ₱153

-43.27%

Banana (1kg)

$0.52 ₱28.75

$1.8 ₱100

-71.11%

Oranges (1kg)

$1.62 ₱90

$2.28 ₱127

-28.95%

Tomato (1kg)

$1.65 ₱91.9

$1.21 ₱67.1

36.36%

Potato (1kg)

$2.75 ₱153

$1.87 ₱104

47.06%

Onion (1kg)

$4.13 ₱230

$2.19 ₱122

88.58%

Lettuce (1 head)

$1.62 ₱90.2

$0.69 ₱38.26

134.78%

Water (1.5 liter bottle)

$1.05 ₱58.3

$0.72 ₱40.05

45.83%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ₱179

$3.27 ₱182

-1.83%

Wine (Bottle)

$7.84 ₱437

$9.34 ₱520

-16.06%

Local Beer (0.5 liter bottle)

$1.57 ₱87.2

$1.02 ₱57

53.92%

Imported Beer (0.33 liter bottle)

$1.97 ₱110

$2.33 ₱129

-15.45%

One-way Ticket (Public Transport)

$0.26 ₱14.39

$0.28 ₱15.6

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.56 ₱588

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.9 ₱50.3

-10.00%

Taxi (Normal Tariff) (1km)

$0.24 ₱13.39

$0.22 ₱12.24

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱116

$2.32 ₱129

-10.78%

Gasoline (1 liter)

$1.1 ₱61.1

$1.15 ₱64.1

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.4M

$32.3K ₱1.8M

-21.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.2M

$20.2K ₱1.1M

2.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ₱5,434

$145 ₱8,085

-32.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ₱1,841

$34.36 ₱1,913

-3.78%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,699

$26.4 ₱1,470

15.57%

Gym Membership (Monthly)

$34.57 ₱1,925

$21.99 ₱1,224

57.21%

Tennis Court (1 Hour on Weekend)

$4.08 ₱227

Cinema Ticket

$6.98 ₱389

$5.66 ₱315

23.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱4,562

$150 ₱8,347

-45.35%

International Primary School, 1 Child (Yearly)

$2,807 ₱156.3K

$4,703 ₱261.8K

-40.30%

Jeans (Levis 501 Or Similar)

$32.27 ₱1,797

$49.42 ₱2,752

-34.70%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,658

$27.83 ₱1,550

7.01%

Sport Shoes (Adidas, Nike)

$98.7 ₱5,495

$74.6 ₱4,152

32.35%

Men's Leather Business Shoes

$92.3 ₱5,138

$45.89 ₱2,555

101.11%

1-bedroom Apartment, City Center (Monthly)

$262 ₱14.6K

$342 ₱19K

-23.18%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱9,700

$143 ₱7,980

21.54%

3-bedroom Apartment, City Center (Monthly)

$599 ₱33.3K

$544 ₱30.3K

10.14%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱22.2K

$270 ₱15K

47.49%

Buy Apartment in City Center (m2)

$2,238 ₱124.6K

$2,593 ₱144.4K

-13.67%

Buy Apartment Outside City Center (m2)

$1,416 ₱78.8K

Average Monthly Net Salary (After Tax)

$261 ₱14.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

4.5

80.67%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 29, 2025

Last update for Baguio: October 29, 2025

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