Cost of Living Comparison Between Santa Cruz, Laguna and Baguio Cost of Living Comparison Between Santa Cruz, Laguna and Baguio

🙂 Solo nomad: Santa Cruz, Laguna is 3.8% cheaper than Baguio without rent, and 3.3% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 0.1% cheaper than Baguio without rent, and 1.8% more expensive with rent.

Meal at Budget Restaurant

$1.75 ₱104

$3.64 ₱216

-51.92%

Three-Course Dinner for Two, Mid-Range

$9.06 ₱538

$13.09 ₱778

-30.79%

Fast Food Meal (McDonalds, etc)

$3.06 ₱182

$2.67 ₱159

14.61%

Cappuccino

$2.08 ₱123

$2.43 ₱145

-14.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱25.34

$0.64 ₱37.91

-32.81%

Water (0.33 liter bottle)

$0.28 ₱16.84

$0.41 ₱24.19

-31.71%

Local Beer (0.5 liter draught)

$1.22 ₱72.5

$1.45 ₱86.4

-15.86%

Imported Beer (0.33 liter bottle)

$1.08 ₱64.4

$1.93 ₱115

-44.04%

Milk (1 liter)

$1.77 ₱105

$1.84 ₱110

-3.80%

White Bread (500g)

$1.21 ₱72.1

$1.19 ₱70.6

1.68%

Rice (white) (1kg)

$1.08 ₱64.4

$1.08 ₱64.2

Eggs

$1.74 ₱104

$2.18 ₱130

-20.18%

Local Cheese (1kg)

$5.19 ₱308

$9.39 ₱558

-44.73%

Chicken Fillets (1kg)

$4.32 ₱257

$3.92 ₱233

10.20%

Beef Round Steak (1kg)

$7.02 ₱417

$8.51 ₱506

-17.51%

Apples (1kg)

$1.57 ₱93.1

$2.72 ₱162

-42.28%

Banana (1kg)

$0.56 ₱33.00

$1.80 ₱107

-68.89%

Oranges (1kg)

$1.65 ₱97.9

$2.35 ₱140

-29.79%

Tomato (1kg)

$1.69 ₱101

$1.16 ₱68.8

45.69%

Potato (1kg)

$2.76 ₱164

$1.82 ₱108

51.65%

Onion (1kg)

$4.05 ₱241

$2.30 ₱137

76.09%

Lettuce (1 head)

$1.57 ₱93.5

$0.68 ₱40.61

130.88%

Water (1.5 liter bottle)

$1.04 ₱62.0

$0.75 ₱44.59

38.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₱192

$3.26 ₱193

-0.92%

Wine (Bottle)

$7.46 ₱444

$9.54 ₱567

-21.80%

Local Beer (0.5 liter bottle)

$1.62 ₱96.0

$1.02 ₱60.6

58.82%

Imported Beer (0.33 liter bottle)

$2.01 ₱120

$2.33 ₱138

-13.73%

One-way Ticket (Public Transport)

$0.28 ₱16.71

$0.28 ₱16.82

Public Transport Monthly Pass (Regular Price)

$10.54 ₱626

Taxi Start (Normal Tariff)

$0.77 ₱45.63

$0.92 ₱54.9

-16.30%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.05

$0.22 ₱13.04

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₱125

$2.34 ₱139

-10.26%

Gasoline (1 liter)

$1.14 ₱67.7

$1.11 ₱65.7

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$31.4K ₱1.9M

-16.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$20.3K ₱1.2M

-0.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 ₱5,576

$149 ₱8,876

-37.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.54 ₱1,993

$34.01 ₱2,021

-1.38%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$26.10 ₱1,551

13.87%

Gym Membership (Monthly)

$34.55 ₱2,053

$21.62 ₱1,285

59.81%

Tennis Court (1 Hour on Weekend)

$4.49 ₱267

$4.06 ₱241

10.59%

Cinema Ticket

$7.07 ₱420

$5.60 ₱333

26.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 ₱4,877

$149 ₱8,838

-44.82%

International Primary School, 1 Child (Yearly)

$2,769 ₱164.6K

$4,715 ₱280.2K

-41.28%

Jeans (Levis 501 Or Similar)

$31.34 ₱1,863

$48.65 ₱2,891

-35.58%

Summer Dress (H&M, Zara, etc)

$29.91 ₱1,777

$27.89 ₱1,658

7.24%

Sport Shoes (Adidas, Nike)

$99.3 ₱5,899

$75.8 ₱4,505

30.92%

Men's Leather Business Shoes

$95.2 ₱5,660

$46.85 ₱2,784

103.29%

1-bedroom Apartment, City Center (Monthly)

$262 ₱15.6K

$345 ₱20.5K

-24.17%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱10.4K

$141 ₱8,375

24.59%

3-bedroom Apartment, City Center (Monthly)

$597 ₱35.5K

$554 ₱32.9K

7.90%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.5K

$271 ₱16.1K

46.14%

Buy Apartment in City Center (m2)

$1,751 ₱104.1K

$2,502 ₱148.7K

-30.01%

Buy Apartment Outside City Center (m2)

$804 ₱47.8K

$992 ₱58.9K

-18.88%

Average Monthly Net Salary (After Tax)

$223 ₱13.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

4.5

80.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: January 10, 2026

Last update for Baguio: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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