Cost of Living Comparison Between San Pablo and Pagadian Cost of Living Comparison Between San Pablo and Pagadian

Monthly Cost of Living

Monthly costs for one person with rent: $830 in San Pablo versus $775 in Pagadian.

Estimated couple costs with rent: $1,268 in San Pablo versus $1,096 in Pagadian.

Monthly costs for a family of three with rent: $1,706 in San Pablo versus $1,417 in Pagadian.

Living in San Pablo is roughly 7% more expensive than in Pagadian, driven mainly by Groceries & Markets.

Both cities sit below the global median: San Pablo 38% lower, Pagadian 42% lower.

Meal at Budget Restaurant

$4.71 ₱289

$3.45 ₱212

36.52%

Three-Course Dinner for Two, Mid-Range

$13.91 ₱854

$18.04 ₱1,108

-22.89%

Fast Food Meal (McDonalds, etc)

$3.16 ₱194

$3.25 ₱199

-2.77%

Cappuccino

$2.89 ₱178

$2.84 ₱174

1.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₱27.72

$1.00 ₱61.6

-55.00%

Water (0.33 liter bottle)

$0.26 ₱15.83

$0.46 ₱28.27

-43.48%

Local Beer (0.5 liter draught)

$0.72 ₱44.24

$1.04 ₱63.6

-30.77%

Imported Beer (0.33 liter bottle)

$2.16 ₱133

$1.81 ₱111

19.34%

Milk (1 liter)

$1.71 ₱105

$1.72 ₱106

-0.58%

White Bread (500g)

$0.83 ₱50.8

$1.05 ₱64.3

-20.95%

Rice (white) (1kg)

$0.69 ₱42.44

$0.97 ₱59.8

-28.87%

Eggs

$2.04 ₱125

$2.01 ₱124

1.49%

Local Cheese (1kg)

$5.27 ₱323

$7.87 ₱483

-33.04%

Chicken Fillets (1kg)

$3.85 ₱236

$4.87 ₱299

-20.94%

Beef Round Steak (1kg)

$7.11 ₱437

$5.68 ₱349

25.18%

Apples (1kg)

$4.47 ₱275

$3.62 ₱222

23.48%

Banana (1kg)

$1.04 ₱64.2

$1.16 ₱71.5

-10.34%

Oranges (1kg)

$2.24 ₱138

$3.28 ₱202

-31.71%

Tomato (1kg)

$1.70 ₱105

$1.32 ₱81.2

28.79%

Potato (1kg)

$1.44 ₱88.6

$2.64 ₱162

-45.45%

Onion (1kg)

$1.07 ₱65.9

$3.42 ₱210

-68.71%

Lettuce (1 head)

$0.90 ₱55.3

$1.11 ₱68.4

-18.92%

Water (1.5 liter bottle)

$0.65 ₱39.94

$0.76 ₱46.45

-14.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 ₱155

$2.68 ₱165

-5.97%

Wine (Bottle)

$6.51 ₱400

$8.05 ₱494

-19.13%

Local Beer (0.5 liter bottle)

$1.13 ₱69.4

$1.09 ₱66.9

3.67%

Imported Beer (0.33 liter bottle)

$2.04 ₱125

$1.50 ₱91.9

36.00%

One-way Ticket (Public Transport)

$0.28 ₱17.33

$0.28 ₱17.30

Public Transport Monthly Pass (Regular Price)

$6.91 ₱424

Taxi Start (Normal Tariff)

$0.81 ₱49.78

$0.83 ₱50.8

-2.41%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.49

$0.24 ₱14.82

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.16 ₱132

$2.17 ₱133

-0.46%

Gasoline (1 liter)

$1.09 ₱66.9

$1.19 ₱73.0

-8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K ₱1.6M

$26.6K ₱1.6M

-4.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₱1.3M

$20.3K ₱1.2M

2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 ₱9,985

$93.4 ₱5,732

74.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.62 ₱2,003

$32.93 ₱2,022

-0.94%

Internet (50+ Mbps, Unlimited Data)

$29.77 ₱1,828

$27.25 ₱1,673

9.25%

Gym Membership (Monthly)

$33.82 ₱2,077

$33.86 ₱2,079

-0.12%

Tennis Court (1 Hour on Weekend)

$4.52 ₱278

Cinema Ticket

$7.24 ₱445

$5.83 ₱358

24.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 ₱5,039

$150 ₱9,185

-45.14%

International Primary School, 1 Child (Yearly)

$2,743 ₱168.4K

$4,364 ₱267.9K

-37.15%

Jeans (Levis 501 Or Similar)

$17.81 ₱1,094

$46.11 ₱2,831

-61.37%

Summer Dress (H&M, Zara, etc)

$30.21 ₱1,855

$26.99 ₱1,657

11.93%

Sport Shoes (Adidas, Nike)

$96.8 ₱5,941

$74.5 ₱4,574

29.88%

Men's Leather Business Shoes

$94.6 ₱5,809

$53.7 ₱3,298

76.15%

1-bedroom Apartment, City Center (Monthly)

$126 ₱7,761

$111 ₱6,838

13.51%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱10.9K

$174 ₱10.7K

2.54%

3-bedroom Apartment, City Center (Monthly)

$598 ₱36.7K

$249 ₱15.3K

140.28%

3-bedroom Apartment, Outside City Center (Monthly)

$402 ₱24.7K

$152 ₱9,346

163.86%

Buy Apartment in City Center (m2)

$2,094 ₱128.6K

Buy Apartment Outside City Center (m2)

$984 ₱60.4K

Average Monthly Net Salary (After Tax)

$292 ₱17.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

6.67

21.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: July 26, 2026

Last update for Pagadian: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $126 in San Pablo and $111 in Pagadian. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in San Pablo vs $18.00 in Pagadian for a mid-range dinner for two. Groceries echo the gap at $179 vs $202 per month, with San Pablo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Pagadian: Cost of Living - Frequently Asked Questions

San Pablo and Pagadian differ by about 7% in total monthly costs ($830 vs $775 including rent). Pagadian is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,244 in San Pablo and $1,163 in Pagadian to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $126 in San Pablo versus $111 in Pagadian. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in San Pablo pay roughly 13% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $830 per month in San Pablo versus $775 in Pagadian – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Pagadian gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Pagadian are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pagadian gentler on the wallet – expenses run 7% less than in San Pablo. Beyond cost, consider language, visa policies, and how big the international community is in each city.