Last update: Oct 2026

Cost of Living Comparison Between San Jose del Monte and Makati

For one person, living is cheaper in San Jose del Monte: $731 a month against $1,230 in Makati, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

34

Cost of Living Index in San Jose del Monte
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San Jose del Monte Living Index
59

Cost of Living Index in Makati
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Makati Living Index

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San Jose del Monte

🇵🇭 Philippines

$731

/mo nomad

Makati

🇵🇭 Philippines

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose del Monte and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose del Monte and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $731 in San Jose del Monte versus $1,230 in Makati.

San Jose del Monte $731
Makati $1,230

Estimated couple costs with rent: $1,096 in San Jose del Monte versus $2,137 in Makati.

San Jose del Monte $1,096
Makati $2,137

Monthly costs for a family of three with rent: $1,461 in San Jose del Monte versus $3,044 in Makati.

San Jose del Monte $1,461
Makati $3,044

Living in San Jose del Monte costs roughly 41% less than in Makati, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: San Jose del Monte 46% lower, Makati 10% lower.

Meal at Budget Restaurant

$3.94 ₱252

$6.40 ₱409

-38.44%

Three-Course Dinner for Two, Mid-Range

$16.34 ₱1,044

$38.45 ₱2,457

-57.50%

Fast Food Meal (McDonalds, etc)

$2.73 ₱174

$4.78 ₱306

-42.89%

Cappuccino

$1.74 ₱111

$2.59 ₱166

-32.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₱35.61

$1.09 ₱69.9

-48.62%

Water (0.33 liter bottle)

$0.31 ₱19.71

$0.49 ₱31.39

-36.73%

Local Beer (0.5 liter draught)

$0.94 ₱59.8

$2.39 ₱153

-60.67%

Imported Beer (0.33 liter bottle)

$1.60 ₱102

$3.18 ₱203

-49.69%

Milk (1 liter)

$1.64 ₱105

$1.80 ₱115

-8.89%

White Bread (500g)

$1.14 ₱72.8

$1.26 ₱80.8

-9.52%

Rice (white) (1kg)

$0.94 ₱59.9

$1.03 ₱65.9

-8.74%

Eggs

$2.02 ₱129

$2.37 ₱151

-14.77%

Local Cheese (1kg)

$5.07 ₱324

$6.91 ₱441

-26.63%

Chicken Fillets (1kg)

$3.28 ₱210

$4.93 ₱315

-33.47%

Beef Round Steak (1kg)

$6.92 ₱442

$6.74 ₱431

2.67%

Apples (1kg)

$2.27 ₱145

$4.12 ₱263

-44.90%

Banana (1kg)

$1.57 ₱100

$1.90 ₱122

-17.37%

Oranges (1kg)

$2.37 ₱152

$3.19 ₱204

-25.71%

Tomato (1kg)

$1.02 ₱64.9

$2.25 ₱144

-54.67%

Potato (1kg)

$1.70 ₱109

$3.55 ₱227

-52.11%

Onion (1kg)

$1.69 ₱108

$3.50 ₱223

-51.71%

Lettuce (1 head)

$0.65 ₱41.24

$1.07 ₱68.1

-39.25%

Water (1.5 liter bottle)

$0.48 ₱30.52

$1.13 ₱71.9

-57.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$2.60 ₱166

10.00%

Wine (Bottle)

$8.81 ₱563

$7.85 ₱502

12.23%

Local Beer (0.5 liter bottle)

$0.94 ₱60.1

$1.29 ₱82.6

-27.13%

Imported Beer (0.33 liter bottle)

$1.96 ₱126

$1.93 ₱124

1.55%

One-way Ticket (Public Transport)

$0.21 ₱13.69

$0.88 ₱56.4

-76.14%

Public Transport Monthly Pass (Regular Price)

$12.48 ₱797

$56.3 ₱3,595

-77.82%

Taxi Start (Normal Tariff)

$0.75 ₱48.17

$0.65 ₱41.59

15.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.73

$0.21 ₱13.38

9.52%

Taxi 1hour Waiting (Normal Tariff)

$1.91 ₱122

$1.90 ₱122

0.53%

Gasoline (1 liter)

$1.22 ₱78.2

$1.28 ₱81.6

-4.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$20.8K ₱1.3M

0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₱1.2M

$18.9K ₱1.2M

-0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ₱7,788

$151 ₱9,669

-19.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.32 ₱979

$15.59 ₱996

-1.73%

Internet (50+ Mbps, Unlimited Data)

$23.05 ₱1,472

$31.38 ₱2,005

-26.55%

Gym Membership (Monthly)

$35.72 ₱2,282

$53.3 ₱3,403

-32.95%

Tennis Court (1 Hour on Weekend)

$5.50 ₱351

$14.04 ₱897

-60.83%

Cinema Ticket

$5.22 ₱334

$7.22 ₱461

-27.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 ₱8,244

$776 ₱49.6K

-83.37%

International Primary School, 1 Child (Yearly)

$8,762 ₱559.8K

$7,391 ₱472.2K

18.54%

Jeans (Levis 501 Or Similar)

$28.74 ₱1,836

$59.9 ₱3,826

-52.00%

Summer Dress (H&M, Zara, etc)

$18.98 ₱1,213

$36.96 ₱2,361

-48.65%

Sport Shoes (Adidas, Nike)

$70.5 ₱4,502

$81.0 ₱5,177

-13.04%

Men's Leather Business Shoes

$53.7 ₱3,428

$101 ₱6,446

-46.82%

1-bedroom Apartment, City Center (Monthly)

$230 ₱14.7K

$829 ₱53.0K

-72.20%

1-bedroom Apartment, Outside City Center (Monthly)

$189 ₱12.1K

$429 ₱27.4K

-55.85%

3-bedroom Apartment, City Center (Monthly)

$437 ₱27.9K

$2,151 ₱137.4K

-79.68%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ₱23.1K

$1,308 ₱83.6K

-72.37%

Buy Apartment in City Center (m2)

$2,325 ₱148.6K

$5,714 ₱365.1K

-59.30%

Buy Apartment Outside City Center (m2)

$1,217 ₱77.8K

$3,568 ₱228.0K

-65.89%

Average Monthly Net Salary (After Tax)

$587 ₱37.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

7.5

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose del Monte: October 26, 2026

Last update for Makati: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose del Monte

$189 25.9%

Makati

$429 34.8% 127% $239

Groceries & Markets

San Jose del Monte

$170 23.3%

Makati

$227 18.5% 33.4% $57

Monthly Utilities & Internet

San Jose del Monte

$160 21.9%

Makati

$198 16.1% 23.7% $38

Clothing & Footwear

San Jose del Monte

$77 10.6%

Makati

$125 10.2% 62.2% $48

Eating Out

San Jose del Monte

$72 9.9%

Makati

$121 9.9% 68.6% $49

Sport & Entertainment

San Jose del Monte

$46 6.3%

Makati

$68 5.5% 46.7% $22

Getting Around

San Jose del Monte

$15 2.1%

Makati

$61 5% 304% $46

Cost Breakdown

A one-bedroom apartment in the center runs $230 in San Jose del Monte and $829 in Makati. Housing cost is often the main lever when comparing two cities.

Dining out: $16 in San Jose del Monte vs $38 in Makati for a mid-range dinner for two. Groceries echo the gap at $170 vs $227 per month, with San Jose del Monte cheaper across the board.

Good to know

🇵🇭 San Jose del Monte

🇵🇭 Makati

🕒 Local time

02:06 2:06 AM

Same time as San Jose del Monte

🌤 Weather

👥 Population

651,813

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

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San Jose del Monte Makati 28 km

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San Jose del Monte
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose del Monte vs Makati: Cost of Living - Frequently Asked Questions

San Jose del Monte wins on cost – living expenses run 41% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making San Jose del Monte the obvious pick if budget is a priority.

You’d need roughly $1,096 in San Jose del Monte and $1,845 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $230 in San Jose del Monte versus $829 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $731 per month in San Jose del Monte versus $1,230 in Makati – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Jose del Monte runs roughly 78% less than in Makati. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Jose del Monte gentler on the wallet – expenses run 41% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.