🙂Monthly costs for one person with rent: $705 in San Jose del Monte versus $1,237 in Makati.
🙂Estimated couple costs with rent: $1,083 in San Jose del Monte versus $2,035 in Makati.
🙂Monthly costs for a family of three with rent: $1,461 in San Jose del Monte versus $2,833 in Makati.
🌍Living in San Jose del Monte costs roughly 43% less than in Makati, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: San Jose del Monte49% lower, Makati10% lower.
Currency
🍽 Eating Out
San Jose del Monte
Makati
Difference
Meal at Budget Restaurant
$3.89₱244
$6.43₱403
-39.50%
Three-Course Dinner for Two, Mid-Range
$16.51₱1,035
$40.02₱2,509
-58.75%
Fast Food Meal(McDonalds, etc)
$2.76₱173
$4.58₱287
-39.74%
Cappuccino
$1.87₱117
$2.60₱163
-28.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.59₱37.09
$1.13₱70.6
-47.79%
Water(0.33 liter bottle)
$0.34₱21.38
$0.48₱30.10
-29.17%
Local Beer(0.5 liter draught)
$1.02₱64.1
$2.41₱151
-57.68%
Imported Beer(0.33 liter bottle)
$1.64₱103
$3.25₱204
-49.54%
🛒 Groceries & Markets
San Jose del Monte
Makati
Difference
Milk(1 liter)
$1.63₱102
$1.94₱121
-15.98%
White Bread(500g)
$1.11₱69.5
$1.23₱76.9
-9.76%
Rice(white)(1kg)
$1.02₱63.7
$1.07₱66.9
-4.67%
Eggs
$2.00₱125
$2.47₱155
-19.03%
Local Cheese(1kg)
$5.25₱329
$7.28₱457
-27.88%
Chicken Fillets(1kg)
$3.50₱220
$4.85₱304
-27.84%
Beef Round Steak(1kg)
$6.81₱427
$6.91₱433
-1.45%
Apples(1kg)
$2.26₱141
$3.98₱250
-43.22%
Banana(1kg)
$1.55₱97.1
$2.00₱125
-22.50%
Oranges(1kg)
$2.36₱148
$3.22₱202
-26.71%
Tomato(1kg)
$1.05₱65.6
$2.37₱148
-55.70%
Potato(1kg)
$1.70₱107
$3.45₱216
-50.72%
Onion(1kg)
$1.81₱113
$3.42₱215
-47.08%
Lettuce(1 head)
$0.63₱39.49
$1.11₱69.6
-43.24%
Water(1.5 liter bottle)
$0.53₱33.03
$1.16₱72.7
-54.31%
Cigarettes 20 Pack(Marlboro, Camel)
$2.91₱183
$2.57₱161
13.23%
Wine(Bottle)
$8.79₱551
$8.08₱506
8.79%
Local Beer(0.5 liter bottle)
$0.97₱60.7
$1.35₱84.4
-28.15%
Imported Beer(0.33 liter bottle)
$2.11₱132
$2.05₱129
2.93%
🚌 Getting Around
San Jose del Monte
Makati
Difference
One-way Ticket(Public Transport)
$0.27₱17.10
$0.98₱61.6
-72.45%
Public Transport Monthly Pass(Regular Price)
$11.34₱711
$57.9₱3,628
-80.41%
Taxi Start(Normal Tariff)
$0.83₱51.9
$0.61₱38.53
36.07%
Taxi(Normal Tariff)(1km)
$0.23₱14.46
$0.23₱14.43
-
Taxi 1hour Waiting(Normal Tariff)
$1.96₱123
$1.86₱116
5.38%
Gasoline(1 liter)
$1.16₱73.0
$1.18₱74.0
-1.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K₱1.3M
$21.7K₱1.4M
-2.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K₱1.2M
$19.4K₱1.2M
-0.94%
🧾 Monthly Utilities & Internet
San Jose del Monte
Makati
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$126₱7,888
$154₱9,681
-18.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.27₱957
$16.28₱1,021
-6.20%
Internet(50+ Mbps, Unlimited Data)
$23.90₱1,498
$31.31₱1,963
-23.67%
🎉 Sport & Entertainment
San Jose del Monte
Makati
Difference
Gym Membership(Monthly)
$31.49₱1,974
$54.0₱3,383
-41.65%
Tennis Court(1 Hour on Weekend)
$4.73₱296
$14.31₱897
-66.95%
Cinema Ticket
$5.15₱323
$7.10₱445
-27.46%
🧸 Childcare & Education
San Jose del Monte
Makati
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$134₱8,380
$783₱49.1K
-82.93%
International Primary School, 1 Child(Yearly)
$9,002₱564.3K
$7,374₱462.3K
22.08%
👕👟 Clothing & Footwear
San Jose del Monte
Makati
Difference
Jeans(Levis 501 Or Similar)
$29.14₱1,826
$60.3₱3,780
-51.67%
Summer Dress(H&M, Zara, etc)
$19.99₱1,253
$37.61₱2,358
-46.85%
Sport Shoes(Adidas, Nike)
$72.7₱4,557
$82.2₱5,151
-11.54%
Men's Leather Business Shoes
$55.7₱3,492
$104₱6,550
-46.70%
🏠 Accommodation & Living
San Jose del Monte
Makati
Difference
1-bedroom Apartment, City Center(Monthly)
$270₱16.9K
$755₱47.3K
-64.25%
1-bedroom Apartment, Outside City Center(Monthly)
$171₱10.7K
$429₱26.9K
-60.05%
3-bedroom Apartment, City Center(Monthly)
$499₱31.3K
$2,337₱146.5K
-78.66%
3-bedroom Apartment, Outside City Center(Monthly)
$348₱21.8K
$1,072₱67.2K
-67.52%
Buy Apartment in City Center(m2)
$2,557₱160.3K
$5,941₱372.4K
-56.96%
Buy Apartment Outside City Center(m2)
$1,023₱64.1K
$3,816₱239.2K
-73.20%
💵 Salaries & Financials
San Jose del Monte
Makati
Difference
Average Monthly Net Salary(After Tax)
-
$606₱38.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
7.5
-10.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Jose del Monte: September 7, 2026
Last update for Makati: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $270 in San Jose del Monte and $755 in Makati. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $17.00 in San Jose del Monte vs $40.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $173 vs $232 per month, with San Jose del Monte cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Jose del Monte vs Makati: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Jose del Monte or Makati?
San Jose del Monte wins on cost – living expenses run 75% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making San Jose del Monte the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in San Jose del Monte and in Makati?
You'd need roughly $1,057 in San Jose del Monte and $1,855 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in San Jose del Monte compared to Makati?
Rent for a central apartment: $270 in San Jose del Monte versus $755 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in San Jose del Monte compared to Makati?
All in, you'll spend $705 per month in San Jose del Monte versus $1,237 in Makati – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in San Jose del Monte compared to Makati?
A monthly transit pass in San Jose del Monte runs roughly 410% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in San Jose del Monte or in Makati?
At $705 in San Jose del Monte versus $1,237 in Makati, a $1,000 budget is realistic in San Jose del Monte but tight or insufficient in Makati. The gap between the two cities makes San Jose del Monte the clear choice for anyone on this budget.
Which city is better for digital nomads, San Jose del Monte or Makati?
Both work as nomad bases, but San Jose del Monte delivers better value – similar infrastructure at $705 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes San Jose del Monte hard to pass up.
How safe is San Jose del Monte compared to Makati?
Safety-wise, San Jose del Monte and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find San Jose del Monte gentler on the wallet – expenses run 75% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.
San Jose del Monte vs other spots: cost of living compared