Last update: Nov 2026

Cost of Living Comparison Between San Fernando, Trinidad And Tobago and Montreal

For one person, living is cheaper in San Fernando: $1,268 a month against $2,067 in Montreal, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in San Fernando
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San Fernando Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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San Fernando

🇹🇹 Trinidad And Tobago

$1,268

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Montreal actually costs, broken down by who's living it.

A single person spends $1,268 per month in San Fernando vs $2,067 in Montreal, rent included.

San Fernando $1,268
Montreal $2,067

A couple spends around $2,050 per month in San Fernando vs $3,179 in Montreal, rent included.

San Fernando $2,050
Montreal $3,179

A family of three spends $2,832 per month in San Fernando vs $4,291 in Montreal, rent included.

San Fernando $2,832
Montreal $4,291

San Fernando is about 39% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

San Fernando sits 6% below the global median, while Montreal is 53% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.30 TTD 68.5

$18.89 CA$26.57

-45.47%

Three-Course Dinner for Two, Mid-Range

$59.5 TTD 396

$72.6 CA$102

-17.94%

Fast Food Meal (McDonalds, etc)

$8.02 TTD 53.3

$10.79 CA$15.18

-25.67%

Cappuccino

$3.77 TTD 25.03

$3.98 CA$5.60

-5.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 TTD 6.91

$2.02 CA$2.84

-48.51%

Water (0.33 liter bottle)

$0.76 TTD 5.05

$1.63 CA$2.29

-53.37%

Local Beer (0.5 liter draught)

$1.90 TTD 12.64

$6.32 CA$8.89

-69.94%

Imported Beer (0.33 liter bottle)

$2.71 TTD 17.97

$7.06 CA$9.93

-61.61%

Milk (1 liter)

$2.00 TTD 13.27

$2.33 CA$3.28

-14.16%

White Bread (500g)

$2.36 TTD 15.65

$3.25 CA$4.57

-27.38%

Rice (white) (1kg)

$2.83 TTD 18.81

$3.26 CA$4.59

-13.19%

Eggs

$3.88 TTD 25.79

$3.48 CA$4.89

11.49%

Local Cheese (1kg)

$6.63 TTD 44.01

$13.73 CA$19.31

-51.71%

Chicken Fillets (1kg)

$10.22 TTD 67.9

$11.48 CA$16.14

-10.98%

Beef Round Steak (1kg)

$9.03 TTD 60.0

$14.26 CA$20.05

-36.68%

Apples (1kg)

$5.37 TTD 35.65

$3.52 CA$4.95

52.56%

Banana (1kg)

$2.56 TTD 17.03

$1.46 CA$2.05

75.34%

Oranges (1kg)

$3.60 TTD 23.91

$3.41 CA$4.80

5.57%

Tomato (1kg)

$4.35 TTD 28.91

$3.20 CA$4.50

35.94%

Potato (1kg)

$0.72 TTD 4.78

$1.94 CA$2.72

-62.89%

Onion (1kg)

$0.73 TTD 4.83

$1.78 CA$2.50

-58.99%

Lettuce (1 head)

$1.46 TTD 9.70

$2.52 CA$3.54

-42.06%

Water (1.5 liter bottle)

$1.15 TTD 7.66

$1.58 CA$2.22

-27.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 TTD 38.23

$11.51 CA$16.18

-49.96%

Wine (Bottle)

$17.49 TTD 116

$10.57 CA$14.87

65.47%

Local Beer (0.5 liter bottle)

$1.56 TTD 10.38

$2.35 CA$3.30

-33.62%

Imported Beer (0.33 liter bottle)

$3.12 TTD 20.71

$2.90 CA$4.07

7.59%

One-way Ticket (Public Transport)

$0.46 TTD 3.02

$2.61 CA$3.68

-82.38%

Public Transport Monthly Pass (Regular Price)

$43.79 TTD 291

$78.5 CA$110

-44.18%

Taxi Start (Normal Tariff)

$0.92 TTD 6.14

$3.17 CA$4.46

-70.98%

Taxi (Normal Tariff) (1km)

$0.87 TTD 5.76

$1.49 CA$2.10

-41.61%

Taxi 1hour Waiting (Normal Tariff)

$14.69 TTD 97.6

$33.49 CA$47.10

-56.14%

Gasoline (1 liter)

$1.18 TTD 7.84

$1.36 CA$1.92

-13.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K TTD 241.0K

$28.0K CA$39.4K

29.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K TTD 276.6K

$21.1K CA$29.7K

96.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.25 TTD 294

$77.6 CA$109

-42.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.92 TTD 285

$35.63 CA$50.1

20.46%

Internet (50+ Mbps, Unlimited Data)

$45.83 TTD 304

$43.73 CA$61.5

4.80%

Gym Membership (Monthly)

$51.1 TTD 340

$30.07 CA$42.29

70.07%

Tennis Court (1 Hour on Weekend)

$22.25 TTD 148

$19.97 CA$28.08

11.42%

Cinema Ticket

$8.91 TTD 59.2

$11.27 CA$15.85

-20.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$396 TTD 2,631

$522 CA$734

-24.13%

International Primary School, 1 Child (Yearly)

$16.5K TTD 109.4K

$17.8K CA$25.0K

-7.46%

Jeans (Levis 501 Or Similar)

$55.0 TTD 365

$59.0 CA$82.9

-6.82%

Summer Dress (H&M, Zara, etc)

$37.07 TTD 246

$39.01 CA$54.9

-4.97%

Sport Shoes (Adidas, Nike)

$90.0 TTD 598

$99.8 CA$140

-9.79%

Men's Leather Business Shoes

$87.2 TTD 579

$110 CA$154

-20.47%

1-bedroom Apartment, City Center (Monthly)

$520 TTD 3,456

$1,298 CA$1,826

-59.93%

1-bedroom Apartment, Outside City Center (Monthly)

$401 TTD 2,666

$970 CA$1,365

-58.64%

3-bedroom Apartment, City Center (Monthly)

$917 TTD 6,089

$2,323 CA$3,267

-60.54%

3-bedroom Apartment, Outside City Center (Monthly)

$745 TTD 4,946

$1,689 CA$2,376

-55.92%

Buy Apartment in City Center (m2)

$2,014 TTD 13.4K

$5,004 CA$7,037

-59.74%

Buy Apartment Outside City Center (m2)

$1,504 TTD 9,993

$3,736 CA$5,255

-59.73%

Average Monthly Net Salary (After Tax)

$1,051 TTD 6,981

$2,943 CA$4,139

-64.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

4.51

27.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$401 31.6%

Montreal

$970 47% 142% $569

Groceries & Markets

San Fernando

$319 25.2%

Montreal

$357 17.3% 11.9% $38

Eating Out

San Fernando

$174 13.7%

Montreal

$292 14.1% 67.7% $118

Monthly Utilities & Internet

San Fernando

$133 10.5%

Montreal

$157 7.6% 18% $24

Clothing & Footwear

San Fernando

$121 9.6%

Montreal

$138 6.7% 14.2% $17

Sport & Entertainment

San Fernando

$69 5.4%

Montreal

$53 2.6% 23.7% $16

Getting Around

San Fernando

$51 4%

Montreal

$100 4.8% 95.7% $49

Cost Breakdown

A central one-bedroom costs $520 in San Fernando versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montreal are about 2.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in San Fernando versus $73 in Montreal. Monthly groceries follow the same trend: $319 vs $357 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇹🇹 San Fernando

🇨🇦 Montreal

🕒 Local time

09:36 9:36 AM

08:36 8:36 AM

1 h behind San Fernando

🌤 Weather

👥 Population

55,419

1,762,949

💱 Currency

Trinidad and Tobago Dollar TTD $

Canadian Dollar CAD $

📈 Exchange rate

1 TTD = 0.151 USD

1 TTD = 0.134 EUR

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

Exchange rates and currency converter

CAD, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇹 Trinidad and Tobago Dollar ($)

Trinidad and Tobago Dollar exchange rates as of November 6, 2026: 1 USD = 6.64 TTD (1 TTD = 0.151 USD). 1 EUR = 7.46 TTD (1 TTD = 0.134 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

USD to TTD in detail →

On the map

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Between locations

San Fernando Montreal 4,080 km ≈ 6 h nonstop flight

From you

San Fernando
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 63% more than San Fernando, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,902 per month in San Fernando and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments: a one-bedroom in the center costs $520 there versus $1,298 in Montreal.

Groceries cost about 12% more in Montreal, though the gap depends on what you buy.

A mid-range dinner for two costs $60 in San Fernando and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,268, than in Montreal at $2,067. In San Fernando it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.