Last update: Nov 2026

Cost of Living Comparison Between Montreal and San Fernando, Trinidad And Tobago

For one person, living is cheaper in San Fernando: $1,268 a month against $2,067 in Montreal, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index
60

Cost of Living Index in San Fernando
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San Fernando Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

San Fernando

🇹🇹 Trinidad And Tobago

$1,268

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in San Fernando actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $1,268 in San Fernando, rent included.

Montreal $2,067
San Fernando $1,268

A couple spends around $3,179 per month in Montreal vs $2,050 in San Fernando, rent included.

Montreal $3,179
San Fernando $2,050

A family of three spends $4,291 per month in Montreal vs $2,832 in San Fernando, rent included.

Montreal $4,291
San Fernando $2,832

Montreal costs about 63% more than San Fernando, and outside of rent the biggest gap is in eating out.

Montreal sits 53% above the global median, while San Fernando is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.57

$10.30 TTD 68.5

83.40%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$59.5 TTD 396

21.87%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.18

$8.02 TTD 53.3

34.54%

Cappuccino

$3.98 CA$5.60

$3.77 TTD 25.03

5.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.84

$1.04 TTD 6.91

94.23%

Water (0.33 liter bottle)

$1.63 CA$2.29

$0.76 TTD 5.05

114.47%

Local Beer (0.5 liter draught)

$6.32 CA$8.89

$1.90 TTD 12.64

232.63%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.93

$2.71 TTD 17.97

160.52%

Milk (1 liter)

$2.33 CA$3.28

$2.00 TTD 13.27

16.50%

White Bread (500g)

$3.25 CA$4.57

$2.36 TTD 15.65

37.71%

Rice (white) (1kg)

$3.26 CA$4.59

$2.83 TTD 18.81

15.19%

Eggs

$3.48 CA$4.89

$3.88 TTD 25.79

-10.31%

Local Cheese (1kg)

$13.73 CA$19.31

$6.63 TTD 44.01

107.09%

Chicken Fillets (1kg)

$11.48 CA$16.14

$10.22 TTD 67.9

12.33%

Beef Round Steak (1kg)

$14.26 CA$20.05

$9.03 TTD 60.0

57.92%

Apples (1kg)

$3.52 CA$4.95

$5.37 TTD 35.65

-34.45%

Banana (1kg)

$1.46 CA$2.05

$2.56 TTD 17.03

-42.97%

Oranges (1kg)

$3.41 CA$4.80

$3.60 TTD 23.91

-5.28%

Tomato (1kg)

$3.20 CA$4.50

$4.35 TTD 28.91

-26.44%

Potato (1kg)

$1.94 CA$2.72

$0.72 TTD 4.78

169.44%

Onion (1kg)

$1.78 CA$2.50

$0.73 TTD 4.83

143.84%

Lettuce (1 head)

$2.52 CA$3.54

$1.46 TTD 9.70

72.60%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.15 TTD 7.66

37.39%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.18

$5.76 TTD 38.23

99.83%

Wine (Bottle)

$10.57 CA$14.87

$17.49 TTD 116

-39.57%

Local Beer (0.5 liter bottle)

$2.35 CA$3.30

$1.56 TTD 10.38

50.64%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.07

$3.12 TTD 20.71

-7.05%

One-way Ticket (Public Transport)

$2.61 CA$3.68

$0.46 TTD 3.02

467.39%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

$43.79 TTD 291

79.15%

Taxi Start (Normal Tariff)

$3.17 CA$4.46

$0.92 TTD 6.14

244.57%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

$0.87 TTD 5.76

71.26%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.10

$14.69 TTD 97.6

127.98%

Gasoline (1 liter)

$1.36 CA$1.92

$1.18 TTD 7.84

15.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.4K

$36.3K TTD 241.0K

-22.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.7K

$41.6K TTD 276.6K

-49.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$44.25 TTD 294

75.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.1

$42.92 TTD 285

-16.99%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.5

$45.83 TTD 304

-4.58%

Gym Membership (Monthly)

$30.07 CA$42.29

$51.1 TTD 340

-41.20%

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.08

$22.25 TTD 148

-10.25%

Cinema Ticket

$11.27 CA$15.85

$8.91 TTD 59.2

26.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$734

$396 TTD 2,631

31.81%

International Primary School, 1 Child (Yearly)

$17.8K CA$25.0K

$16.5K TTD 109.4K

8.06%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.9

$55.0 TTD 365

7.32%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.9

$37.07 TTD 246

5.23%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$90.0 TTD 598

10.85%

Men's Leather Business Shoes

$110 CA$154

$87.2 TTD 579

25.74%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,826

$520 TTD 3,456

149.55%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,365

$401 TTD 2,666

141.79%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,267

$917 TTD 6,089

153.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,376

$745 TTD 4,946

126.85%

Buy Apartment in City Center (m2)

$5,004 CA$7,037

$2,014 TTD 13.4K

148.39%

Buy Apartment Outside City Center (m2)

$3,736 CA$5,255

$1,504 TTD 9,993

148.35%

Average Monthly Net Salary (After Tax)

$2,943 CA$4,139

$1,051 TTD 6,981

180.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

5.75

-21.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for San Fernando: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

San Fernando

$401 31.6% 58.6% $569

Groceries & Markets

Montreal

$357 17.3%

San Fernando

$319 25.2% 10.7% $38

Eating Out

Montreal

$292 14.1%

San Fernando

$174 13.7% 40.4% $118

Monthly Utilities & Internet

Montreal

$157 7.6%

San Fernando

$133 10.5% 15.3% $24

Clothing & Footwear

Montreal

$138 6.7%

San Fernando

$121 9.6% 12.4% $17

Getting Around

Montreal

$100 4.8%

San Fernando

$51 4% 48.9% $49

Sport & Entertainment

Montreal

$53 2.6%

San Fernando

$69 5.4% 31% $16

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $520 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montreal are about 2.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $60 in San Fernando. Monthly groceries follow the same trend: $357 vs $319 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇹🇹 San Fernando

🕒 Local time

08:36 8:36 AM

09:36 9:36 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

55,419

💱 Currency

Canadian Dollar CAD $

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1 TTD = 0.151 USD

1 TTD = 0.134 EUR

Exchange rates and currency converter

TTD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

Trinidad and Tobago Dollar exchange rates as of November 6, 2026: 1 USD = 6.64 TTD (1 TTD = 0.151 USD). 1 EUR = 7.46 TTD (1 TTD = 0.134 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal San Fernando 4,080 km ≈ 6 h nonstop flight

From you

Montreal
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs San Fernando: Cost of Living - Frequently Asked Questions

Montreal costs about 63% more than San Fernando, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $1,902 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments: a one-bedroom in the center costs $520 there versus $1,298 in Montreal.

Groceries cost about 12% more in Montreal, though the gap depends on what you buy.

A mid-range dinner for two costs $73 in Montreal and $60 in San Fernando. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,268, than in Montreal at $2,067. In San Fernando it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.