Last update: Nov 2026

Cost of Living Comparison Between San Fernando, Philippines and Tbilisi

For one person, living is cheaper in San Fernando: $807 a month against $1,278 in Tbilisi, rent and utilities included – about $5,700 less a year. Other living expenses account for most of the difference.

39

Cost of Living Index in San Fernando
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San Fernando Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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San Fernando

🇵🇭 Philippines

$807

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $807 in San Fernando versus $1,278 in Tbilisi.

San Fernando $807
Tbilisi $1,278

Estimated couple costs with rent: $1,271 in San Fernando versus $2,017 in Tbilisi.

San Fernando $1,271
Tbilisi $2,017

Monthly costs for a family of three with rent: $1,735 in San Fernando versus $2,755 in Tbilisi.

San Fernando $1,735
Tbilisi $2,755

Living in San Fernando costs roughly 37% less than in Tbilisi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: San Fernando 40% lower, Tbilisi 5% lower.

Meal at Budget Restaurant

$3.07 ₱195

$11.62 ₾30.07

-73.58%

Three-Course Dinner for Two, Mid-Range

$23.84 ₱1,516

$38.41 ₾99.4

-37.93%

Fast Food Meal (McDonalds, etc)

$2.82 ₱179

$9.74 ₾25.20

-71.05%

Cappuccino

$1.71 ₱109

$3.56 ₾9.21

-51.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱40.43

$1.08 ₾2.80

-40.74%

Water (0.33 liter bottle)

$0.38 ₱24.23

$0.56 ₾1.46

-32.14%

Local Beer (0.5 liter draught)

$1.09 ₱69.3

$2.73 ₾7.05

-60.07%

Imported Beer (0.33 liter bottle)

$1.95 ₱124

$3.13 ₾8.09

-37.70%

Milk (1 liter)

$1.76 ₱112

$2.14 ₾5.55

-17.76%

White Bread (500g)

$0.87 ₱55.0

$0.75 ₾1.95

16.00%

Rice (white) (1kg)

$0.96 ₱61.1

$1.80 ₾4.66

-46.67%

Eggs

$1.90 ₱121

$2.80 ₾7.25

-32.14%

Local Cheese (1kg)

$4.60 ₱293

$9.43 ₾24.41

-51.22%

Chicken Fillets (1kg)

$3.31 ₱210

$7.00 ₾18.10

-52.71%

Beef Round Steak (1kg)

$7.04 ₱448

$12.69 ₾32.83

-44.52%

Apples (1kg)

$2.58 ₱164

$1.63 ₾4.22

58.28%

Banana (1kg)

$2.06 ₱131

$1.84 ₾4.77

11.96%

Oranges (1kg)

$2.75 ₱175

$1.97 ₾5.09

39.59%

Tomato (1kg)

$0.92 ₱58.2

$2.47 ₾6.39

-62.75%

Potato (1kg)

$1.38 ₱88.0

$0.75 ₾1.95

84.00%

Onion (1kg)

$1.32 ₱83.8

$0.67 ₾1.74

97.01%

Lettuce (1 head)

$0.65 ₱41.09

$1.41 ₾3.66

-53.90%

Water (1.5 liter bottle)

$0.35 ₱22.37

$0.72 ₾1.86

-51.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 ₱172

$3.51 ₾9.08

-22.79%

Wine (Bottle)

$6.96 ₱442

$7.89 ₾20.40

-11.79%

Local Beer (0.5 liter bottle)

$0.75 ₱47.73

$1.70 ₾4.41

-55.88%

Imported Beer (0.33 liter bottle)

$2.95 ₱187

$2.37 ₾6.12

24.47%

One-way Ticket (Public Transport)

$0.25 ₱15.80

$0.38 ₾0.98

-34.21%

Public Transport Monthly Pass (Regular Price)

$13.59 ₱864

$15.29 ₾39.56

-11.12%

Taxi Start (Normal Tariff)

$1.00 ₱63.7

$1.19 ₾3.08

-15.97%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.70

$0.74 ₾1.91

-72.97%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱123

$11.89 ₾30.76

-83.68%

Gasoline (1 liter)

$1.27 ₱80.7

$1.46 ₾3.77

-13.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$25.0K ₾64.6K

-15.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.8K ₾59.1K

-16.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.3 ₱6,121

$88.1 ₾228

9.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.18 ₱1,092

$12.71 ₾32.87

35.17%

Internet (50+ Mbps, Unlimited Data)

$30.29 ₱1,926

$19.79 ₾51.2

53.06%

Gym Membership (Monthly)

$31.66 ₱2,013

$64.3 ₾166

-50.76%

Tennis Court (1 Hour on Weekend)

$15.57 ₱990

$19.17 ₾49.59

-18.78%

Cinema Ticket

$4.66 ₱296

$6.65 ₾17.20

-29.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 ₱17.0K

$371 ₾961

-28.00%

International Primary School, 1 Child (Yearly)

$13.5K ₱855.9K

$9,163 ₾23.7K

46.91%

Jeans (Levis 501 Or Similar)

$49.06 ₱3,119

$102 ₾264

-52.00%

Summer Dress (H&M, Zara, etc)

$37.73 ₱2,399

$39.65 ₾103

-4.84%

Sport Shoes (Adidas, Nike)

$71.4 ₱4,542

$118 ₾306

-39.51%

Men's Leather Business Shoes

$78.4 ₱4,982

$120 ₾310

-34.53%

1-bedroom Apartment, City Center (Monthly)

$402 ₱25.6K

$690 ₾1,784

-41.65%

1-bedroom Apartment, Outside City Center (Monthly)

$266 ₱16.9K

$461 ₾1,193

-42.42%

3-bedroom Apartment, City Center (Monthly)

$724 ₱46.0K

$1,362 ₾3,523

-46.83%

3-bedroom Apartment, Outside City Center (Monthly)

$560 ₱35.6K

$897 ₾2,321

-37.63%

Buy Apartment in City Center (m2)

$4,249 ₱270.2K

$2,277 ₾5,891

86.59%

Buy Apartment Outside City Center (m2)

$2,385 ₱151.6K

$1,378 ₾3,564

73.09%

Average Monthly Net Salary (After Tax)

$710 ₾1,836

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

-44.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: November 1, 2026

Last update for Tbilisi: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$266 32.9%

Tbilisi

$461 36.1% 73.7% $196

Groceries & Markets

San Fernando

$167 20.7%

Tbilisi

$235 18.4% 40.6% $68

Monthly Utilities & Internet

San Fernando

$144 17.8%

Tbilisi

$121 9.4% 16.1% $23

Clothing & Footwear

San Fernando

$106 13.2%

Tbilisi

$171 13.4% 60.5% $64

Eating Out

San Fernando

$67 8.3%

Tbilisi

$191 15% 186% $124

Sport & Entertainment

San Fernando

$41 5.1%

Tbilisi

$78 6.1% 89.4% $37

Getting Around

San Fernando

$17 2.1%

Tbilisi

$22 1.7% 30.8% $5.1

Cost Breakdown

A one-bedroom apartment in the center runs $402 in San Fernando and $690 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in San Fernando vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $167 vs $235 per month, with San Fernando cheaper across the board.

Good to know

🇵🇭 San Fernando

🇬🇪 Tbilisi

🕒 Local time

04:39 4:39 AM

00:39 12:39 AM

4 h behind San Fernando

🌤 Weather

👥 Population

354,666

1,241,700 Capital

💱 Currency

Philippine Peso PHP ₱

Georgian Lari GEL ₾

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

1 GEL = 0.387 USD

1 GEL = 0.343 EUR

Exchange rates and currency converter

GEL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

Georgian Lari exchange rates as of November 4, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.91 GEL (1 GEL = 0.343 EUR).

USD to PHP in detail →

On the map

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Between locations

San Fernando Tbilisi 7,740 km ≈ 10 h nonstop flight

From you

San Fernando
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Tbilisi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $807 in San Fernando and $1,278 in Tbilisi, so San Fernando is about 37% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,211 in San Fernando and $1,918 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $402 in San Fernando versus $690 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $267 in San Fernando versus $371 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 41% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $807 in San Fernando versus $1,278 in Tbilisi, a $1,200 budget is realistic in San Fernando but tight or insufficient in Tbilisi. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Fernando gentler on the wallet – expenses run 37% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.