Cost of Living Comparison Between Tbilisi and San Fernando Cost of Living Comparison Between Tbilisi and San Fernando

Monthly Cost of Living

Monthly costs for one person with rent: $1,178 in Tbilisi versus $773 in San Fernando.

Estimated couple costs with rent: $1,848 in Tbilisi versus $1,180 in San Fernando.

Monthly costs for a family of three with rent: $2,518 in Tbilisi versus $1,587 in San Fernando.

Living in Tbilisi is roughly 52% more expensive than San Fernando, driven mainly by Eating Out.

Both cities sit below the global median: Tbilisi 12% lower, San Fernando 42% lower.

Currency
🍽 Eating Out
Tbilisi
San Fernando
Difference
Meal at Budget Restaurant
$11.09 ₾29.35
$3.58 ₱216
209.78%
Three-Course Dinner for Two, Mid-Range
$43.24 ₾114
$13.08 ₱788
230.58%
Fast Food Meal (McDonalds, etc)
$8.55 ₾22.63
$2.59 ₱156
230.12%
Cappuccino
$2.97 ₾7.86
$1.03 ₱62.3
188.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 ₾2.01
$0.46 ₱27.43
65.22%
Water (0.33 liter bottle)
$0.46 ₾1.22
$0.36 ₱21.94
27.78%
Local Beer (0.5 liter draught)
$2.22 ₾5.88
$1.37 ₱82.4
62.04%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.73
$1.40 ₱84.6
108.57%
🛒 Groceries & Markets
Tbilisi
San Fernando
Difference
Milk (1 liter)
$1.97 ₾5.21
$1.91 ₱115
3.14%
White Bread (500g)
$0.73 ₾1.94
$1.24 ₱74.9
-41.13%
Rice (white) (1kg)
$1.82 ₾4.81
$0.97 ₱58.4
87.63%
Eggs
$2.49 ₾6.60
$2.29 ₱138
8.73%
Local Cheese (1kg)
$7.66 ₾20.27
$9.44 ₱569
-18.86%
Chicken Fillets (1kg)
$6.27 ₾16.59
$3.90 ₱235
60.77%
Beef Round Steak (1kg)
$9.50 ₾25.14
$7.94 ₱478
19.65%
Apples (1kg)
$1.23 ₾3.24
$2.71 ₱163
-54.61%
Banana (1kg)
$1.64 ₾4.33
$1.80 ₱108
-8.89%
Oranges (1kg)
$1.87 ₾4.95
$2.34 ₱141
-20.09%
Tomato (1kg)
$2.27 ₾6.02
$1.16 ₱69.6
95.69%
Potato (1kg)
$0.67 ₾1.77
$1.83 ₱110
-63.39%
Onion (1kg)
$0.67 ₾1.79
$2.17 ₱131
-69.12%
Lettuce (1 head)
$1.22 ₾3.23
$0.67 ₱40.54
82.09%
Water (1.5 liter bottle)
$0.70 ₾1.85
$0.59 ₱35.49
18.64%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₾7.73
$3.22 ₱194
-9.32%
Wine (Bottle)
$7.72 ₾20.42
$8.88 ₱535
-13.06%
Local Beer (0.5 liter bottle)
$1.55 ₾4.09
$1.04 ₱62.5
49.04%
Imported Beer (0.33 liter bottle)
$2.22 ₾5.86
$1.49 ₱89.6
48.99%
🚌 Getting Around
Tbilisi
San Fernando
Difference
One-way Ticket (Public Transport)
$0.39 ₾1.02
$0.28 ₱16.91
39.29%
Public Transport Monthly Pass (Regular Price)
$14.67 ₾38.81
$20.85 ₱1,256
-29.64%
Taxi Start (Normal Tariff)
$1.44 ₾3.82
$0.69 ₱41.60
108.70%
Taxi (Normal Tariff) (1km)
$0.69 ₾1.81
$0.24 ₱14.48
187.50%
Taxi 1hour Waiting (Normal Tariff)
$7.37 ₾19.52
$1.05 ₱63.2
601.90%
Gasoline (1 liter)
$1.14 ₾3.03
$1.12 ₱67.2
1.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2K ₾48.1K
$28.2K ₱1.7M
-35.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K ₾54.1K
$23.9K ₱1.4M
-14.37%
🧾 Monthly Utilities & Internet
Tbilisi
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.6 ₾195
$105 ₱6,346
-30.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.80
$17.45 ₱1,051
-33.30%
Internet (50+ Mbps, Unlimited Data)
$17.63 ₾46.65
$26.20 ₱1,578
-32.71%
🎉 Sport & Entertainment
Tbilisi
San Fernando
Difference
Gym Membership (Monthly)
$61.4 ₾162
$31.38 ₱1,890
95.54%
Tennis Court (1 Hour on Weekend)
$16.85 ₾44.59
$4.42 ₱266
281.22%
Cinema Ticket
$6.69 ₾17.71
$4.38 ₱264
52.74%
🧸 Childcare & Education
Tbilisi
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 ₾699
$61.1 ₱3,681
332.08%
International Primary School, 1 Child (Yearly)
$5,169 ₾13.7K
$1,952 ₱117.6K
164.74%
👕👟 Clothing & Footwear
Tbilisi
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$75.1 ₾199
$34.53 ₱2,080
117.52%
Summer Dress (H&M, Zara, etc)
$43.26 ₾114
$15.66 ₱943
176.25%
Sport Shoes (Adidas, Nike)
$118 ₾311
$54.1 ₱3,261
117.14%
Men's Leather Business Shoes
$111 ₾295
$46.61 ₱2,807
139.18%
🏠 Accommodation & Living
Tbilisi
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$706 ₾1,868
$357 ₱21.5K
97.50%
1-bedroom Apartment, Outside City Center (Monthly)
$461 ₾1,221
$244 ₱14.7K
89.09%
3-bedroom Apartment, City Center (Monthly)
$1,318 ₾3,488
$597 ₱35.9K
120.90%
3-bedroom Apartment, Outside City Center (Monthly)
$781 ₾2,066
$494 ₱29.8K
57.86%
Buy Apartment in City Center (m2)
$2,463 ₾6,517
$2,203 ₱132.7K
11.77%
Buy Apartment Outside City Center (m2)
$1,409 ₾3,727
$1,080 ₱65.1K
30.39%
💵 Salaries & Financials
Tbilisi
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$672 ₾1,779
$353 ₱21.2K
90.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
5.5
116.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 14, 2026

Last update for San Fernando: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $706 in Tbilisi and $357 in San Fernando. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Tbilisi vs $13.00 in San Fernando for a mid-range dinner for two. Groceries echo the gap at $206 vs $201 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs San Fernando: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tbilisi and San Fernando?
Tbilisi and San Fernando differ by about 52% in total monthly costs ($1,178 vs $773 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Tbilisi or San Fernando?
Tbilisi pays 91% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Tbilisi and San Fernando?
Rent for a central apartment: $706 in Tbilisi versus $357 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Tbilisi and San Fernando?
Childcare runs $264 in Tbilisi versus $61.1 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 2% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $773 in San Fernando versus $1,178 in Tbilisi, a $2,000 budget is realistic in San Fernando but tight or insufficient in Tbilisi. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.
How does quality of life compare between Tbilisi and San Fernando?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tbilisi or San Fernando safer for residents?
Safety-wise, Tbilisi and San Fernando are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tbilisi or San Fernando?
Expats usually find San Fernando gentler on the wallet – expenses run 52% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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