Cost of Living Comparison Between San Fernando and Cebu Cost of Living Comparison Between San Fernando and Cebu

šŸ™‚ Solo nomad: San Fernando is 29.8% cheaper than Cebu without rent, and 7.6% cheaper with rent.
šŸ™‚ Family of 3: San Fernando is 30% cheaper than Cebu without rent, and 13.7% cheaper with rent.
Currency
šŸ½ Eating Out
San Fernando
Cebu
Difference
Meal at Budget Restaurant
$3.61 ā‚±201
$4.46 ā‚±248
-19.06%
Three-Course Dinner for Two, Mid-Range
$13.46 ā‚±749
$23.59 ā‚±1,313
-42.94%
Fast Food Meal (McDonalds, etc)
$2.7 ā‚±150
$4.54 ā‚±253
-40.53%
Cappuccino
$1.08 ā‚±60
$2.65 ā‚±148
-59.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 ā‚±25.52
$0.84 ā‚±46.77
-45.24%
Water (0.33 liter bottle)
$0.36 ā‚±20.05
$0.45 ā‚±25.1
-20.00%
Local Beer (0.5 liter draught)
$1.3 ā‚±72.6
$1.52 ā‚±84.9
-14.47%
Imported Beer (0.33 liter bottle)
$1.39 ā‚±77.4
$2.09 ā‚±116
-33.49%
šŸ›’ Groceries & Markets
San Fernando
Cebu
Difference
Milk (1 liter)
$1.85 ā‚±103
$2.31 ā‚±129
-19.91%
White Bread (500g)
$1.23 ā‚±68.5
$1.57 ā‚±87.3
-21.66%
Rice (white) (1kg)
$0.96 ā‚±53.3
$1.13 ā‚±62.9
-15.04%
Eggs
$2.19 ā‚±122
$2.36 ā‚±131
-7.20%
Local Cheese (1kg)
$9.27 ā‚±516
$12.95 ā‚±721
-28.42%
Chicken Fillets (1kg)
$3.75 ā‚±209
$5.12 ā‚±285
-26.76%
Beef Round Steak (1kg)
$7.77 ā‚±433
$7.61 ā‚±424
2.10%
Apples (1kg)
$2.62 ā‚±146
$3.63 ā‚±202
-27.82%
Banana (1kg)
$1.8 ā‚±99.9
$1.47 ā‚±82
22.45%
Oranges (1kg)
$2.33 ā‚±130
$3.43 ā‚±191
-32.07%
Tomato (1kg)
$1.17 ā‚±65.1
$2.25 ā‚±125
-48.00%
Potato (1kg)
$1.89 ā‚±105
$2.53 ā‚±141
-25.30%
Onion (1kg)
$2.16 ā‚±120
$2.47 ā‚±137
-12.55%
Lettuce (1 head)
$0.68 ā‚±37.9
$1 ā‚±55.8
-32.00%
Water (1.5 liter bottle)
$0.63 ā‚±35.34
$0.82 ā‚±45.9
-23.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.34 ā‚±186
$3.25 ā‚±181
2.77%
Wine (Bottle)
$8.78 ā‚±489
$6.68 ā‚±372
31.44%
Local Beer (0.5 liter bottle)
$1.07 ā‚±59.7
$1.17 ā‚±64.9
-8.55%
Imported Beer (0.33 liter bottle)
$1.43 ā‚±79.6
$2.26 ā‚±126
-36.73%
šŸšŒ Getting Around
San Fernando
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 ā‚±15.7
$0.26 ā‚±14.34
7.69%
Public Transport Monthly Pass (Regular Price)
$21.28 ā‚±1,185
$15.28 ā‚±851
39.27%
Taxi Start (Normal Tariff)
$0.73 ā‚±40.45
$0.81 ā‚±45.31
-9.88%
Taxi (Normal Tariff) (1km)
$0.24 ā‚±13.38
$0.25 ā‚±14
-4.00%
Taxi 1hour Waiting (Normal Tariff)
$1.08 ā‚±60.1
$2.72 ā‚±151
-60.29%
Gasoline (1 liter)
$1.16 ā‚±64.4
$1.13 ā‚±63.2
2.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K ā‚±1.6M
$29.6K ā‚±1.6M
-2.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K ā‚±1.3M
$27.3K ā‚±1.5M
-11.35%
šŸ§¾ Monthly Utilities & Internet
San Fernando
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$105 ā‚±5,819
$99 ā‚±5,512
5.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 ā‚±990
$35 ā‚±1,949
-49.23%
Internet (50+ Mbps, Unlimited Data)
$25.71 ā‚±1,432
$29.45 ā‚±1,640
-12.70%
šŸŽ‰ Sport & Entertainment
San Fernando
Cebu
Difference
Gym Membership (Monthly)
$30.53 ā‚±1,700
$33.3 ā‚±1,854
-8.32%
Tennis Court (1 Hour on Weekend)
$7.27 ā‚±405
$8.33 ā‚±464
-12.73%
Cinema Ticket
$4.3 ā‚±239
$5.97 ā‚±332
-27.97%
šŸ§ø Childcare & Education
San Fernando
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$62.5 ā‚±3,477
$228 ā‚±12.7K
-72.61%
International Primary School, 1 Child (Yearly)
$1,912 ā‚±106.5K
$3,917 ā‚±218.1K
-51.18%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
San Fernando
Cebu
Difference
Jeans (Levis 501 Or Similar)
$35.32 ā‚±1,966
$51.8 ā‚±2,884
-31.81%
Summer Dress (H&M, Zara, etc)
$15.94 ā‚±887
$22.69 ā‚±1,263
-29.75%
Sport Shoes (Adidas, Nike)
$52.7 ā‚±2,931
$74.8 ā‚±4,163
-29.57%
Men's Leather Business Shoes
$45.81 ā‚±2,550
$54.8 ā‚±3,049
-16.34%
šŸ  Accommodation & Living
San Fernando
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$353 ā‚±19.7K
$501 ā‚±27.9K
-29.45%
1-bedroom Apartment, Outside City Center (Monthly)
$236 ā‚±13.2K
$214 ā‚±11.9K
10.41%
3-bedroom Apartment, City Center (Monthly)
$576 ā‚±32.1K
$795 ā‚±44.3K
-27.53%
3-bedroom Apartment, Outside City Center (Monthly)
$483 ā‚±26.9K
$391 ā‚±21.8K
23.41%
Buy Apartment in City Center (m2)
$2,440 ā‚±135.9K
$2,957 ā‚±164.6K
-17.47%
Buy Apartment Outside City Center (m2)
-
$1,052 ā‚±58.6K
-
šŸ’µ Salaries & Financials
San Fernando
Cebu
Difference
Average Monthly Net Salary (After Tax)
$344 ā‚±19.2K
$375 ā‚±20.9K
-8.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
8
-31.25%

Citycost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for San Fernando: October 28, 2025

Last update for Cebu: October 29, 2025

Similar cities

Join the CityCost newsletter ā€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.