Cost of Living Comparison Between Cebu and San Fernando Cost of Living Comparison Between Cebu and San Fernando

😐 Solo nomad: Cebu is 14.8% more expensive than San Fernando without rent, and 10.5% more expensive with rent.

😐 Family of 3: Cebu is 17.4% more expensive than San Fernando without rent, and 13.6% more expensive with rent.

Meal at Budget Restaurant

$4.37 ₱262

$3.59 ₱215

21.73%

Three-Course Dinner for Two, Mid-Range

$24.24 ₱1,452

$13.31 ₱798

82.12%

Fast Food Meal (McDonalds, etc)

$4.48 ₱269

$2.68 ₱160

67.16%

Cappuccino

$2.56 ₱153

$1.03 ₱61.6

148.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₱51.1

$0.42 ₱25.22

102.38%

Water (0.33 liter bottle)

$0.43 ₱25.55

$0.36 ₱21.68

19.44%

Local Beer (0.5 liter draught)

$1.53 ₱91.7

$1.37 ₱82.1

11.68%

Imported Beer (0.33 liter bottle)

$2.09 ₱125

$1.41 ₱84.3

48.23%

Milk (1 liter)

$2.31 ₱139

$1.91 ₱114

20.94%

White Bread (500g)

$1.52 ₱91.3

$1.20 ₱71.9

26.67%

Rice (white) (1kg)

$1.17 ₱69.8

$0.94 ₱56.5

24.47%

Eggs

$2.38 ₱142

$2.29 ₱137

3.93%

Local Cheese (1kg)

$12.82 ₱768

$9.04 ₱541

41.81%

Chicken Fillets (1kg)

$5.35 ₱321

$3.80 ₱227

40.79%

Beef Round Steak (1kg)

$7.52 ₱450

$7.93 ₱475

-5.17%

Apples (1kg)

$3.46 ₱208

$2.64 ₱158

31.06%

Banana (1kg)

$1.46 ₱87.6

$1.79 ₱108

-18.44%

Oranges (1kg)

$3.26 ₱195

$2.37 ₱142

37.55%

Tomato (1kg)

$2.25 ₱135

$1.17 ₱70.4

92.31%

Potato (1kg)

$2.56 ₱154

$1.90 ₱114

34.74%

Onion (1kg)

$2.57 ₱154

$2.07 ₱124

24.15%

Lettuce (1 head)

$0.97 ₱58.2

$0.72 ₱42.88

34.72%

Water (1.5 liter bottle)

$0.77 ₱46.23

$0.60 ₱35.81

28.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱196

$3.31 ₱198

-1.21%

Wine (Bottle)

$6.84 ₱410

$8.79 ₱526

-22.18%

Local Beer (0.5 liter bottle)

$1.16 ₱69.3

$1.07 ₱63.9

8.41%

Imported Beer (0.33 liter bottle)

$2.33 ₱139

$1.50 ₱90.0

55.33%

One-way Ticket (Public Transport)

$0.26 ₱15.49

$0.28 ₱16.87

-7.14%

Public Transport Monthly Pass (Regular Price)

$15.33 ₱919

$21.06 ₱1,262

-27.21%

Taxi Start (Normal Tariff)

$0.87 ₱52.4

$0.74 ₱44.63

17.57%

Taxi (Normal Tariff) (1km)

$0.23 ₱13.67

$0.24 ₱14.38

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.71 ₱162

$1.08 ₱64.9

150.93%

Gasoline (1 liter)

$1.15 ₱68.7

$1.15 ₱69.0

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₱1.8M

$28.1K ₱1.7M

9.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.6M

$24.3K ₱1.5M

11.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ₱5,776

$105 ₱6,316

-8.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.40 ₱2,061

$17.78 ₱1,065

93.48%

Internet (50+ Mbps, Unlimited Data)

$29.34 ₱1,758

$26.13 ₱1,566

12.28%

Gym Membership (Monthly)

$33.83 ₱2,027

$31.43 ₱1,883

7.64%

Tennis Court (1 Hour on Weekend)

$8.29 ₱497

$4.49 ₱269

84.63%

Cinema Ticket

$5.78 ₱346

$4.41 ₱264

31.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 ₱14.0K

$62.4 ₱3,736

274.63%

International Primary School, 1 Child (Yearly)

$3,897 ₱233.5K

$1,945 ₱116.5K

100.38%

Jeans (Levis 501 Or Similar)

$53.6 ₱3,208

$34.50 ₱2,067

55.22%

Summer Dress (H&M, Zara, etc)

$22.90 ₱1,372

$16.03 ₱960

42.86%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,587

$52.5 ₱3,145

45.88%

Men's Leather Business Shoes

$56.2 ₱3,368

$46.30 ₱2,774

21.43%

1-bedroom Apartment, City Center (Monthly)

$510 ₱30.5K

$357 ₱21.4K

42.83%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱13.0K

$241 ₱14.4K

-9.92%

3-bedroom Apartment, City Center (Monthly)

$803 ₱48.1K

$599 ₱35.9K

34.18%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₱23.2K

$488 ₱29.3K

-20.62%

Buy Apartment in City Center (m2)

$3,082 ₱184.7K

$2,363 ₱141.6K

30.46%

Buy Apartment Outside City Center (m2)

$1,952 ₱116.9K

Average Monthly Net Salary (After Tax)

$382 ₱22.9K

$341 ₱20.4K

12.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

45.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for San Fernando: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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