Cost of Living Comparison Between San Fernando and Baguio Cost of Living Comparison Between San Fernando and Baguio

šŸ™‚ Solo nomad: San Fernando is 18.9% cheaper than Baguio without rent, and 1.5% more expensive with rent.
šŸ™‚ Family of 3: San Fernando is 14.1% cheaper than Baguio without rent, and 5.4% more expensive with rent.
Currency
šŸ½ Eating Out
San Fernando
Baguio
Difference
Meal at Budget Restaurant
$3.61 ₱201
$3.45 ₱192
4.64%
Three-Course Dinner for Two, Mid-Range
$13.46 ₱749
$13.35 ₱743
0.82%
Fast Food Meal (McDonalds, etc)
$2.7 ₱150
$2.68 ₱149
0.75%
Cappuccino
$1.08 ₱60
$2.37 ₱132
-54.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 ₱25.52
$0.64 ₱35.77
-28.13%
Water (0.33 liter bottle)
$0.36 ₱20.05
$0.37 ₱20.77
-2.70%
Local Beer (0.5 liter draught)
$1.3 ₱72.6
$1.45 ₱81
-10.34%
Imported Beer (0.33 liter bottle)
$1.39 ₱77.4
$1.92 ₱107
-27.60%
šŸ›’ Groceries & Markets
San Fernando
Baguio
Difference
Milk (1 liter)
$1.85 ₱103
$1.84 ₱102
0.54%
White Bread (500g)
$1.23 ₱68.5
$1.19 ₱66
3.36%
Rice (white) (1kg)
$0.96 ₱53.3
$1.11 ₱61.8
-13.51%
Eggs
$2.19 ₱122
$2.24 ₱125
-2.23%
Local Cheese (1kg)
$9.27 ₱516
$9.06 ₱505
2.32%
Chicken Fillets (1kg)
$3.75 ₱209
$3.91 ₱218
-4.09%
Beef Round Steak (1kg)
$7.77 ₱433
$8.79 ₱490
-11.60%
Apples (1kg)
$2.62 ₱146
$2.75 ₱153
-4.73%
Banana (1kg)
$1.8 ₱99.9
$1.8 ₱100
-
Oranges (1kg)
$2.33 ₱130
$2.28 ₱127
2.19%
Tomato (1kg)
$1.17 ₱65.1
$1.21 ₱67.1
-3.31%
Potato (1kg)
$1.89 ₱105
$1.87 ₱104
1.07%
Onion (1kg)
$2.16 ₱120
$2.19 ₱122
-1.37%
Lettuce (1 head)
$0.68 ₱37.9
$0.69 ₱38.26
-1.45%
Water (1.5 liter bottle)
$0.63 ₱35.34
$0.72 ₱40.05
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.34 ₱186
$3.27 ₱182
2.14%
Wine (Bottle)
$8.78 ₱489
$9.34 ₱520
-6.00%
Local Beer (0.5 liter bottle)
$1.07 ₱59.7
$1.02 ₱57
4.90%
Imported Beer (0.33 liter bottle)
$1.43 ₱79.6
$2.33 ₱129
-38.63%
🚌 Getting Around
San Fernando
Baguio
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.7
$0.28 ₱15.6
-
Public Transport Monthly Pass (Regular Price)
$21.28 ₱1,185
$10.56 ₱588
101.52%
Taxi Start (Normal Tariff)
$0.73 ₱40.45
$0.9 ₱50.3
-18.89%
Taxi (Normal Tariff) (1km)
$0.24 ₱13.38
$0.22 ₱12.24
9.09%
Taxi 1hour Waiting (Normal Tariff)
$1.08 ₱60.1
$2.32 ₱129
-53.45%
Gasoline (1 liter)
$1.16 ₱64.4
$1.15 ₱64.1
0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K ₱1.6M
$32.3K ₱1.8M
-10.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K ₱1.3M
$20.2K ₱1.1M
19.52%
🧾 Monthly Utilities & Internet
San Fernando
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$105 ₱5,819
$145 ₱8,085
-28.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 ₱990
$34.36 ₱1,913
-48.28%
Internet (50+ Mbps, Unlimited Data)
$25.71 ₱1,432
$26.4 ₱1,470
-2.61%
šŸŽ‰ Sport & Entertainment
San Fernando
Baguio
Difference
Gym Membership (Monthly)
$30.53 ₱1,700
$21.99 ₱1,224
38.84%
Tennis Court (1 Hour on Weekend)
$7.27 ₱405
$4.08 ₱227
78.19%
Cinema Ticket
$4.3 ₱239
$5.66 ₱315
-24.03%
🧸 Childcare & Education
San Fernando
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$62.5 ₱3,477
$150 ₱8,347
-58.34%
International Primary School, 1 Child (Yearly)
$1,912 ₱106.5K
$4,703 ₱261.8K
-59.33%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
San Fernando
Baguio
Difference
Jeans (Levis 501 Or Similar)
$35.32 ₱1,966
$49.42 ₱2,752
-28.53%
Summer Dress (H&M, Zara, etc)
$15.94 ₱887
$27.83 ₱1,550
-42.72%
Sport Shoes (Adidas, Nike)
$52.7 ₱2,931
$74.6 ₱4,152
-29.40%
Men's Leather Business Shoes
$45.81 ₱2,550
$45.89 ₱2,555
-0.17%
šŸ  Accommodation & Living
San Fernando
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$353 ₱19.7K
$342 ₱19K
3.44%
1-bedroom Apartment, Outside City Center (Monthly)
$236 ₱13.2K
$143 ₱7,980
64.80%
3-bedroom Apartment, City Center (Monthly)
$576 ₱32.1K
$544 ₱30.3K
6.01%
3-bedroom Apartment, Outside City Center (Monthly)
$483 ₱26.9K
$270 ₱15K
78.71%
Buy Apartment in City Center (m2)
$2,440 ₱135.9K
$2,593 ₱144.4K
-5.89%
Buy Apartment Outside City Center (m2)
-
$1,416 ₱78.8K
-
šŸ’µ Salaries & Financials
San Fernando
Baguio
Difference
Average Monthly Net Salary (After Tax)
$344 ₱19.2K
$261 ₱14.5K
32.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
4.5
22.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 28, 2025

Last update for Baguio: October 29, 2025

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