Last update: Oct 2026

Cost of Living Comparison Between San Fernando, La Union and Delhi

For one person, living is cheaper in Delhi: $522 a month against $719 in San Fernando, La Union, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in San Fernando, La Union
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San Fernando, La Union Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

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San Fernando, La Union

🇵🇭 Philippines

$719

/mo nomad

Delhi

🇮🇳 India

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando, La Union and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando, La Union and in Delhi actually costs, broken down by who's living it.

A single person spends $719 per month in San Fernando, La Union vs $522 in Delhi, rent included.

San Fernando, La Union $719
Delhi $522

A couple spends around $1,102 per month in San Fernando, La Union vs $872 in Delhi, rent included.

San Fernando, La Union $1,102
Delhi $872

A family of three spends $1,485 per month in San Fernando, La Union vs $1,222 in Delhi, rent included.

San Fernando, La Union $1,485
Delhi $1,222

San Fernando, La Union costs about 38% more than Delhi, and outside of rent the biggest gap is in groceries.

Both San Fernando, La Union and Delhi are more affordable than the global median – San Fernando, La Union 47% lower, Delhi 61% lower.

Meal at Budget Restaurant

$3.93 ₱248

$3.70 ₹351

6.22%

Three-Course Dinner for Two, Mid-Range

$14.86 ₱936

$21.05 ₹1,999

-29.41%

Fast Food Meal (McDonalds, etc)

$2.45 ₱154

$3.73 ₹354

-34.32%

Cappuccino

$1.92 ₱121

$2.35 ₹223

-18.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 ₱39.53

$0.37 ₹35.21

70.27%

Water (0.33 liter bottle)

$0.30 ₱18.67

$0.15 ₹13.93

100.00%

Local Beer (0.5 liter draught)

$1.15 ₱72.3

$2.14 ₹203

-46.26%

Imported Beer (0.33 liter bottle)

$1.78 ₱112

$3.06 ₹291

-41.83%

Milk (1 liter)

$1.68 ₱106

$0.69 ₹65.1

143.48%

White Bread (500g)

$1.08 ₱67.7

$0.53 ₹50.0

103.77%

Rice (white) (1kg)

$1.03 ₱65.0

$0.77 ₹73.1

33.77%

Eggs

$1.93 ₱122

$1.11 ₹105

73.87%

Local Cheese (1kg)

$6.38 ₱402

$4.63 ₹440

37.80%

Chicken Fillets (1kg)

$3.77 ₱238

$3.52 ₹334

7.10%

Beef Round Steak (1kg)

$7.48 ₱471

Apples (1kg)

$2.38 ₱150

$2.00 ₹190

19.00%

Banana (1kg)

$1.60 ₱101

$0.74 ₹70.5

116.22%

Oranges (1kg)

$2.71 ₱170

$0.97 ₹92.6

179.38%

Tomato (1kg)

$1.21 ₱76.1

$0.53 ₹49.92

128.30%

Potato (1kg)

$2.26 ₱142

$0.30 ₹28.61

653.33%

Onion (1kg)

$2.07 ₱131

$0.40 ₹37.82

417.50%

Lettuce (1 head)

$1.00 ₱62.8

$0.42 ₹39.62

138.10%

Water (1.5 liter bottle)

$0.58 ₱36.41

$0.31 ₹29.81

87.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$4.94 ₹469

-39.88%

Wine (Bottle)

$7.16 ₱451

$8.21 ₹779

-12.79%

Local Beer (0.5 liter bottle)

$1.11 ₱70.0

$1.58 ₹150

-29.75%

Imported Beer (0.33 liter bottle)

$1.63 ₱103

$2.69 ₹255

-39.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.25 ₱15.89

$0.46 ₹43.46

-45.65%

Public Transport Monthly Pass (Regular Price)

$10.92 ₱687

$15.78 ₹1,498

-30.80%

Taxi Start (Normal Tariff)

$0.81 ₱51.2

$1.07 ₹102

-24.30%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.52

$0.27 ₹25.66

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$1.77 ₱111

$1.58 ₹150

12.03%

Gasoline (1 liter)

$1.02 ₱64.5

$1.07 ₹101

-4.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$10.7K ₹1.0M

97.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₱1.1M

$18.9K ₹1.8M

-3.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₱6,863

$42.37 ₹4,024

157.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.96 ₱1,068

$4.03 ₹383

320.84%

Internet (50+ Mbps, Unlimited Data)

$27.32 ₱1,720

$6.95 ₹660

293.09%

Gym Membership (Monthly)

$32.83 ₱2,067

$19.18 ₹1,821

71.17%

Tennis Court (1 Hour on Weekend)

$4.60 ₱290

$7.92 ₹752

-41.92%

Cinema Ticket

$5.76 ₱363

$5.27 ₹500

9.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 ₱7,179

$100 ₹9,525

13.69%

International Primary School, 1 Child (Yearly)

$9,119 ₱574.1K

$2,247 ₹213.4K

305.83%

Jeans (Levis 501 Or Similar)

$33.24 ₱2,093

$24.11 ₹2,290

37.87%

Summer Dress (H&M, Zara, etc)

$17.66 ₱1,112

$27.85 ₹2,645

-36.59%

Sport Shoes (Adidas, Nike)

$71.9 ₱4,524

$52.4 ₹4,977

37.09%

Men's Leather Business Shoes

$55.6 ₱3,503

$42.90 ₹4,074

29.67%

1-bedroom Apartment, City Center (Monthly)

$262 ₱16.5K

$267 ₹25.4K

-1.99%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.7K

$156 ₹14.8K

8.64%

3-bedroom Apartment, City Center (Monthly)

$521 ₱32.8K

$734 ₹69.7K

-29.08%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ₱22.7K

$394 ₹37.5K

-8.54%

Buy Apartment in City Center (m2)

$2,558 ₱161.1K

$2,507 ₹238.0K

2.05%

Buy Apartment Outside City Center (m2)

$1,037 ₱65.3K

$1,020 ₹96.8K

1.66%

Average Monthly Net Salary (After Tax)

$608 ₹57.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

8.33

-18.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: October 11, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

San Fernando, La Union

$183 25.5%

Delhi

$109 20.9% 40.5% $74

Accommodation & Living

San Fernando, La Union

$169 23.6%

Delhi

$156 29.9% 7.9% $13

Monthly Utilities & Internet

San Fernando, La Union

$153 21.3%

Delhi

$53 10.2% 65.2% $100

Clothing & Footwear

San Fernando, La Union

$80 11.2%

Delhi

$66 12.7% 17.4% $14

Eating Out

San Fernando, La Union

$75 10.4%

Delhi

$88 16.8% 17.5% $13

Sport & Entertainment

San Fernando, La Union

$44 6.2%

Delhi

$30 5.7% 33% $15

Getting Around

San Fernando, La Union

$14 1.9%

Delhi

$20 3.8% 44.9% $6.2

Cost Breakdown

A central one-bedroom costs $262 in San Fernando, La Union versus $267 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15.00 in San Fernando, La Union versus $21.00 in Delhi. Groceries tell a different story – $183 in San Fernando, La Union vs $109 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 San Fernando, La Union

🇮🇳 Delhi

🕒 Local time

12:10 12:10 PM

09:40 9:40 AM

2 h 30 min behind San Fernando, La Union

🌤 Weather

👥 Population

83,003

16,787,941 Capital

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

San Fernando, La Union Delhi 4,590 km ≈ 6 h nonstop flight

From you

San Fernando, La Union
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando, La Union vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $719 in San Fernando, La Union, $522 in Delhi – roughly 38% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,079 per month in San Fernando, La Union and $783 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $15.00 in San Fernando, La Union and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $719 in San Fernando, La Union and $522 in Delhi. That's a gap of about 38%.

$1,200 covers both cities comfortably – all-in costs are $719 in San Fernando, La Union and $522 in Delhi, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Fernando, La Union makes more sense. Both are solid long-term options with distinct trade-offs.