Last update: Oct 2026

Cost of Living Comparison Between San Fernando, La Union and Mexico City

For one person, living is cheaper in San Fernando, La Union: $719 a month against $1,567 in Mexico City, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

San Fernando, La Union
🇵🇭 Philippines
$719
/mo nomad
Mexico City
🇲🇽 Mexico
$1,567
/mo nomad
Monthly Cost of Living

How much you'll spend in San Fernando, La Union and in Mexico City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando, La Union and in Mexico City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $719 in San Fernando, La Union versus $1,567 in Mexico City.

  • San Fernando, La Union $719
  • Mexico City $1,567

Estimated couple costs with rent: $1,102 in San Fernando, La Union versus $2,450 in Mexico City.

  • San Fernando, La Union $1,102
  • Mexico City $2,450

Monthly costs for a family of three with rent: $1,485 in San Fernando, La Union versus $3,333 in Mexico City.

  • San Fernando, La Union $1,485
  • Mexico City $3,333

Living in San Fernando, La Union costs roughly 54% less than in Mexico City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: San Fernando, La Union is 47% below, Mexico City is 16% above.

Currency
🍽 Eating Out
San Fernando, La Union
Mexico City
Difference
Meal at Budget Restaurant
$3.93 ₱248
$10.75 MX$199
-63.44%
Three-Course Dinner for Two, Mid-Range
$14.86 ₱936
$50.3 MX$929
-70.43%
Fast Food Meal (McDonalds, etc)
$2.45 ₱154
$11.10 MX$205
-77.93%
Cappuccino
$1.92 ₱121
$3.68 MX$68.1
-47.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.63 ₱39.53
$1.65 MX$30.42
-61.82%
Water (0.33 liter bottle)
$0.30 ₱18.67
$1.30 MX$24.08
-76.92%
Local Beer (0.5 liter draught)
$1.15 ₱72.3
$3.32 MX$61.3
-65.36%
Imported Beer (0.33 liter bottle)
$1.78 ₱112
$5.54 MX$102
-67.87%
🛒 Groceries & Markets
San Fernando, La Union
Mexico City
Difference
Milk (1 liter)
$1.68 ₱106
$1.77 MX$32.68
-5.08%
White Bread (500g)
$1.08 ₱67.7
$3.05 MX$56.4
-64.59%
Rice (white) (1kg)
$1.03 ₱65.0
$2.01 MX$37.20
-48.76%
Eggs
$1.93 ₱122
$2.77 MX$51.1
-30.32%
Local Cheese (1kg)
$6.38 ₱402
$11.91 MX$220
-46.43%
Chicken Fillets (1kg)
$3.77 ₱238
$9.33 MX$172
-59.59%
Beef Round Steak (1kg)
$7.48 ₱471
$15.02 MX$278
-50.20%
Apples (1kg)
$2.38 ₱150
$3.08 MX$56.8
-22.73%
Banana (1kg)
$1.60 ₱101
$1.95 MX$35.97
-17.95%
Oranges (1kg)
$2.71 ₱170
$2.03 MX$37.54
33.50%
Tomato (1kg)
$1.21 ₱76.1
$2.21 MX$40.92
-45.25%
Potato (1kg)
$2.26 ₱142
$2.02 MX$37.41
11.88%
Onion (1kg)
$2.07 ₱131
$1.82 MX$33.67
13.74%
Lettuce (1 head)
$1.00 ₱62.8
$1.52 MX$28.07
-34.21%
Water (1.5 liter bottle)
$0.58 ₱36.41
$1.28 MX$23.65
-54.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₱187
$5.27 MX$97.4
-43.64%
Wine (Bottle)
$7.16 ₱451
$16.12 MX$298
-55.58%
Local Beer (0.5 liter bottle)
$1.11 ₱70.0
$1.95 MX$36.05
-43.08%
Imported Beer (0.33 liter bottle)
$1.63 ₱103
$4.25 MX$78.6
-61.65%
🚌 Getting Around
San Fernando, La Union
Mexico City
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.89
$0.31 MX$5.82
-19.35%
Public Transport Monthly Pass (Regular Price)
$10.92 ₱687
$19.85 MX$367
-44.99%
Taxi Start (Normal Tariff)
$0.81 ₱51.2
$2.00 MX$36.93
-59.50%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.52
$0.53 MX$9.86
-60.38%
Taxi 1hour Waiting (Normal Tariff)
$1.77 ₱111
$5.62 MX$104
-68.51%
Gasoline (1 liter)
$1.02 ₱64.5
$1.52 MX$28.07
-32.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$21.0K MX$388.7K
-0.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.3K ₱1.1M
$25.2K MX$465.3K
-27.46%
🧾 Monthly Utilities & Internet
San Fernando, La Union
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₱6,863
$62.5 MX$1,155
74.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.96 ₱1,068
$28.77 MX$532
-41.05%
Internet (50+ Mbps, Unlimited Data)
$27.32 ₱1,720
$34.45 MX$637
-20.70%
🎉 Sport & Entertainment
San Fernando, La Union
Mexico City
Difference
Gym Membership (Monthly)
$32.83 ₱2,067
$57.1 MX$1,055
-42.50%
Tennis Court (1 Hour on Weekend)
$4.60 ₱290
$24.81 MX$458
-81.46%
Cinema Ticket
$5.76 ₱363
$6.67 MX$123
-13.64%
🧸 Childcare & Education
San Fernando, La Union
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$114 ₱7,179
$431 MX$7,964
-73.54%
International Primary School, 1 Child (Yearly)
$9,119 ₱574.1K
$11.7K MX$216.9K
-22.33%
👕👟 Clothing & Footwear
San Fernando, La Union
Mexico City
Difference
Jeans (Levis 501 Or Similar)
$33.24 ₱2,093
$70.8 MX$1,308
-53.04%
Summer Dress (H&M, Zara, etc)
$17.66 ₱1,112
$51.8 MX$958
-65.93%
Sport Shoes (Adidas, Nike)
$71.9 ₱4,524
$109 MX$2,011
-33.99%
Men's Leather Business Shoes
$55.6 ₱3,503
$112 MX$2,076
-50.47%
🏠 Accommodation & Living
San Fernando, La Union
Mexico City
Difference
1-bedroom Apartment, City Center (Monthly)
$262 ₱16.5K
$1,051 MX$19.4K
-75.07%
1-bedroom Apartment, Outside City Center (Monthly)
$169 ₱10.7K
$665 MX$12.3K
-74.53%
3-bedroom Apartment, City Center (Monthly)
$521 ₱32.8K
$2,346 MX$43.3K
-77.80%
3-bedroom Apartment, Outside City Center (Monthly)
$361 ₱22.7K
$1,227 MX$22.7K
-70.58%
Buy Apartment in City Center (m2)
$2,558 ₱161.1K
$3,554 MX$65.7K
-28.01%
Buy Apartment Outside City Center (m2)
$1,037 ₱65.3K
$1,977 MX$36.5K
-47.56%
💵 Salaries & Financials
San Fernando, La Union
Mexico City
Difference
Average Monthly Net Salary (After Tax)
-
$975 MX$18.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
11.3
-39.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: October 11, 2026

Last update for Mexico City: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
San Fernando, La Union
$183
Mexico City
$323 76.1% $139
Accommodation & Living
San Fernando, La Union
$169
Mexico City
$665 293% $496
Monthly Utilities & Internet
San Fernando, La Union
$153
Mexico City
$126 18% $28
Clothing & Footwear
San Fernando, La Union
$80
Mexico City
$155 92.7% $74
Eating Out
San Fernando, La Union
$75
Mexico City
$203 171% $128
Sport & Entertainment
San Fernando, La Union
$44
Mexico City
$70 58.8% $26
Getting Around
San Fernando, La Union
$14
Mexico City
$26 86.5% $12

Cost Breakdown

A one-bedroom apartment in the center runs $262 in San Fernando, La Union and $1,051 in Mexico City. Housing cost is often the main lever when comparing two cities.

Dining out: $15.00 in San Fernando, La Union vs $50.0 in Mexico City for a mid-range dinner for two. Groceries echo the gap at $183 vs $323 per month, with San Fernando, La Union cheaper across the board.

Good to know
🇵🇭 San Fernando, La Union
🇲🇽 Mexico City
🕒 Local time
08:16 8:16 AM
18:16 6:16 PM
14 h behind San Fernando, La Union
🌤 Weather
👥 Population
83,003
9,209,944 Capital
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • San Fernando, La Union Mexico City 14,130 km ≈ 18 h nonstop flight
From you
  • San Fernando, La Union
  • Mexico City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Fernando, La Union vs Mexico City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in San Fernando, La Union and in Mexico City?
San Fernando, La Union and Mexico City differ by about 118% in total monthly costs ($719 vs $1,567 including rent). San Fernando, La Union is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in San Fernando, La Union compared to Mexico City?
You'd need roughly $1,079 in San Fernando, La Union and $2,351 in Mexico City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in San Fernando, La Union and in Mexico City?
Rent for a central apartment: $262 in San Fernando, La Union versus $1,051 in Mexico City. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in San Fernando, La Union and in Mexico City?
A monthly transit pass in San Fernando, La Union runs roughly 82% less than in Mexico City. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between San Fernando, La Union and Mexico City?
Childcare runs $114 in San Fernando, La Union versus $431 in Mexico City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,500 per month?
At $719 in San Fernando, La Union versus $1,567 in Mexico City, a $1,500 budget is realistic in San Fernando, La Union but tight or insufficient in Mexico City. The gap between the two cities makes San Fernando, La Union the clear choice for anyone on this budget.
How does quality of life compare between San Fernando, La Union and Mexico City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is San Fernando, La Union or Mexico City safer for residents?
Safety-wise, San Fernando, La Union and Mexico City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: San Fernando, La Union or Mexico City?
Expats usually find San Fernando, La Union gentler on the wallet – expenses run 118% less than in Mexico City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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