Cost of Living Comparison Between San Fernando, La Union and Cebu Cost of Living Comparison Between San Fernando, La Union and Cebu

🙂 Solo nomad: San Fernando, La Union is 14.1% cheaper than Cebu without rent, and 22% cheaper with rent.
🙂 Family of 3: San Fernando, La Union is 23.6% cheaper than Cebu without rent, and 23.5% cheaper with rent.
Currency
🍽 Eating Out
San Fernando, La Union
Cebu
Difference
Meal at Budget Restaurant
$3.54 ₱212
$4.37 ₱262
-18.99%
Three-Course Dinner for Two, Mid-Range
$17.64 ₱1,057
$24.24 ₱1,452
-27.23%
Fast Food Meal (McDonalds, etc)
$3.22 ₱193
$4.48 ₱269
-28.13%
Cappuccino
$2.40 ₱144
$2.56 ₱153
-6.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.83 ₱49.92
$0.85 ₱51.1
-2.35%
Water (0.33 liter bottle)
$0.39 ₱23.65
$0.43 ₱25.55
-9.30%
Local Beer (0.5 liter draught)
$1.35 ₱80.8
$1.53 ₱91.7
-11.76%
Imported Beer (0.33 liter bottle)
$2.07 ₱124
$2.09 ₱125
-0.96%
🛒 Groceries & Markets
San Fernando, La Union
Cebu
Difference
Milk (1 liter)
$3.04 ₱182
$2.31 ₱139
31.60%
White Bread (500g)
$1.20 ₱72.1
$1.52 ₱91.3
-21.05%
Rice (white) (1kg)
$0.94 ₱56.6
$1.17 ₱69.8
-19.66%
Eggs
$2.09 ₱125
$2.38 ₱142
-12.18%
Local Cheese (1kg)
$7.98 ₱478
$12.82 ₱768
-37.75%
Chicken Fillets (1kg)
$4.29 ₱257
$5.35 ₱321
-19.81%
Beef Round Steak (1kg)
$7.56 ₱453
$7.52 ₱450
0.53%
Apples (1kg)
$2.96 ₱178
$3.46 ₱208
-14.45%
Banana (1kg)
$1.59 ₱95.4
$1.46 ₱87.6
8.90%
Oranges (1kg)
$2.68 ₱161
$3.26 ₱195
-17.79%
Tomato (1kg)
$1.55 ₱93.0
$2.25 ₱135
-31.11%
Potato (1kg)
$2.22 ₱133
$2.56 ₱154
-13.28%
Onion (1kg)
$2.61 ₱157
$2.57 ₱154
1.56%
Lettuce (1 head)
$1.12 ₱66.9
$0.97 ₱58.2
15.46%
Water (1.5 liter bottle)
$0.72 ₱43.22
$0.77 ₱46.23
-6.49%
Cigarettes 20 Pack (Marlboro, Camel)
$2.86 ₱172
$3.27 ₱196
-12.54%
Wine (Bottle)
$7.94 ₱476
$6.84 ₱410
16.08%
Local Beer (0.5 liter bottle)
$1.20 ₱72.0
$1.16 ₱69.3
3.45%
Imported Beer (0.33 liter bottle)
$2.00 ₱120
$2.33 ₱139
-14.16%
🚌 Getting Around
San Fernando, La Union
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.98
$0.26 ₱15.49
7.69%
Public Transport Monthly Pass (Regular Price)
-
$15.33 ₱919
-
Taxi Start (Normal Tariff)
$0.77 ₱45.88
$0.87 ₱52.4
-11.49%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.47
$0.23 ₱13.67
4.35%
Taxi 1hour Waiting (Normal Tariff)
$2.10 ₱126
$2.71 ₱162
-22.51%
Gasoline (1 liter)
$1.18 ₱70.8
$1.15 ₱68.7
2.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K ₱1.6M
$30.7K ₱1.8M
-12.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K ₱1.2M
$27.0K ₱1.6M
-23.17%
🧾 Monthly Utilities & Internet
San Fernando, La Union
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 ₱6,790
$96.4 ₱5,776
17.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.17 ₱1,987
$34.40 ₱2,061
-3.58%
Internet (50+ Mbps, Unlimited Data)
$27.53 ₱1,649
$29.34 ₱1,758
-6.17%
🎉 Sport & Entertainment
San Fernando, La Union
Cebu
Difference
Gym Membership (Monthly)
$13.20 ₱791
$33.83 ₱2,027
-60.98%
Tennis Court (1 Hour on Weekend)
$4.37 ₱262
$8.29 ₱497
-47.29%
Cinema Ticket
$5.86 ₱351
$5.78 ₱346
1.38%
🧸 Childcare & Education
San Fernando, La Union
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 ₱9,114
$234 ₱14.0K
-34.87%
International Primary School, 1 Child (Yearly)
$5,744 ₱344.1K
$3,897 ₱233.5K
47.38%
👕👟 Clothing & Footwear
San Fernando, La Union
Cebu
Difference
Jeans (Levis 501 Or Similar)
$45.64 ₱2,734
$53.6 ₱3,208
-14.77%
Summer Dress (H&M, Zara, etc)
$26.57 ₱1,592
$22.90 ₱1,372
16.03%
Sport Shoes (Adidas, Nike)
$35.97 ₱2,155
$76.6 ₱4,587
-53.02%
Men's Leather Business Shoes
$40.40 ₱2,420
$56.2 ₱3,368
-28.14%
🏠 Accommodation & Living
San Fernando, La Union
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$133 ₱7,984
$510 ₱30.5K
-73.85%
1-bedroom Apartment, Outside City Center (Monthly)
$126 ₱7,541
$217 ₱13.0K
-41.95%
3-bedroom Apartment, City Center (Monthly)
$246 ₱14.7K
$803 ₱48.1K
-69.43%
3-bedroom Apartment, Outside City Center (Monthly)
$212 ₱12.7K
$388 ₱23.2K
-45.23%
Buy Apartment in City Center (m2)
$2,343 ₱140.3K
$3,082 ₱184.7K
-24.00%
Buy Apartment Outside City Center (m2)
-
$1,952 ₱116.9K
-
💵 Salaries & Financials
San Fernando, La Union
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$382 ₱22.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: April 12, 2026

Last update for Cebu: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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