Last update: Oct 2026

Cost of Living Comparison Between Saint-Louis and Ubud, Bali

For one person, living is cheaper in Saint-Louis: $840 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

41

Cost of Living Index in Saint-Louis
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Saint-Louis Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint-Louis

🇸🇳 Senegal

$840

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint-Louis and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint-Louis and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $840 per month in Saint-Louis vs $1,368 in Ubud, Bali, rent included.

Saint-Louis $840
Ubud, Bali $1,368

A couple spends around $1,316 per month in Saint-Louis vs $2,314 in Ubud, Bali, rent included.

Saint-Louis $1,316
Ubud, Bali $2,314

A family of three spends $1,791 per month in Saint-Louis vs $3,260 in Ubud, Bali, rent included.

Saint-Louis $1,791
Ubud, Bali $3,260

Saint-Louis is about 39% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Saint-Louis sits 38% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.35 F CFA 1,954

$3.33 Rp 59.9K

0.60%

Three-Course Dinner for Two, Mid-Range

$52.6 F CFA 30.7K

$35.18 Rp 633.2K

49.63%

Fast Food Meal (McDonalds, etc)

$11.00 F CFA 6,413

$5.80 Rp 104.5K

89.66%

Cappuccino

$3.34 F CFA 1,948

$2.73 Rp 49.1K

22.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 F CFA 727

$1.64 Rp 29.5K

-23.78%

Water (0.33 liter bottle)

$0.91 F CFA 531

$0.83 Rp 15.0K

9.64%

Local Beer (0.5 liter draught)

$1.66 F CFA 971

$2.70 Rp 48.6K

-38.52%

Imported Beer (0.33 liter bottle)

$4.17 F CFA 2,433

$4.30 Rp 77.4K

-3.02%

Milk (1 liter)

$2.57 F CFA 1,500

$1.50 Rp 27.1K

71.33%

White Bread (500g)

$0.25 F CFA 145

$2.30 Rp 41.4K

-89.13%

Rice (white) (1kg)

$1.73 F CFA 1,011

$1.18 Rp 21.2K

46.61%

Eggs

$2.49 F CFA 1,451

$2.14 Rp 38.6K

16.36%

Local Cheese (1kg)

$17.54 F CFA 10.2K

$17.48 Rp 314.6K

0.34%

Chicken Fillets (1kg)

$9.19 F CFA 5,361

$4.03 Rp 72.5K

128.04%

Beef Round Steak (1kg)

$10.94 F CFA 6,380

$12.23 Rp 220.1K

-10.55%

Apples (1kg)

$3.18 F CFA 1,852

$3.55 Rp 63.9K

-10.42%

Banana (1kg)

$1.94 F CFA 1,129

$1.57 Rp 28.3K

23.57%

Oranges (1kg)

$2.88 F CFA 1,681

$2.24 Rp 40.2K

28.57%

Tomato (1kg)

$1.79 F CFA 1,045

$1.93 Rp 34.7K

-7.25%

Potato (1kg)

$1.40 F CFA 815

$1.88 Rp 33.9K

-25.53%

Onion (1kg)

$0.97 F CFA 563

$2.29 Rp 41.3K

-57.64%

Lettuce (1 head)

$1.12 F CFA 654

$0.99 Rp 17.9K

13.13%

Water (1.5 liter bottle)

$0.70 F CFA 406

$0.53 Rp 9,475

32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.10 F CFA 1,222

$2.28 Rp 41.1K

-7.89%

Wine (Bottle)

$17.20 F CFA 10.0K

$23.01 Rp 414.2K

-25.25%

Local Beer (0.5 liter bottle)

$1.54 F CFA 896

$2.34 Rp 42.2K

-34.19%

Imported Beer (0.33 liter bottle)

$3.38 F CFA 1,972

$2.91 Rp 52.4K

16.15%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.83 F CFA 485

$0.48 Rp 8,684

72.92%

Taxi (Normal Tariff) (1km)

$2.17 F CFA 1,264

$0.46 Rp 8,233

371.74%

Taxi 1hour Waiting (Normal Tariff)

$17.08 F CFA 9,961

$5.45 Rp 98.2K

213.39%

Gasoline (1 liter)

$1.67 F CFA 975

$0.88 Rp 15.9K

89.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.1K F CFA 29.2M

$24.6K Rp 442.2M

103.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$47.9K F CFA 27.9M

$31.2K Rp 561.4M

53.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 F CFA 121.0K

$83.0 Rp 1.5M

149.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.57 F CFA 6,747

$6.45 Rp 116.0K

79.38%

Internet (50+ Mbps, Unlimited Data)

$46.11 F CFA 26.9K

$18.57 Rp 334.2K

148.30%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$8.78 F CFA 5,118

$4.38 Rp 78.9K

100.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 F CFA 184.3K

$493 Rp 8.9M

-35.90%

International Primary School, 1 Child (Yearly)

$10.3K F CFA 6.0M

$5,754 Rp 103.6M

78.38%

Jeans (Levis 501 Or Similar)

$57.3 F CFA 33.4K

$46.19 Rp 831.4K

24.03%

Summer Dress (H&M, Zara, etc)

$45.50 F CFA 26.5K

$35.33 Rp 636.0K

28.79%

Sport Shoes (Adidas, Nike)

$86.2 F CFA 50.2K

$79.1 Rp 1.4M

8.95%

Men's Leather Business Shoes

$96.2 F CFA 56.1K

$78.4 Rp 1.4M

22.77%

1-bedroom Apartment, City Center (Monthly)

$435 F CFA 253.7K

$1,142 Rp 20.6M

-61.92%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.75

13.78

-36.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Louis: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint-Louis

$292 34.8%

Ubud, Bali

$290 21.2% 0.6% $1.9

Monthly Utilities & Internet

Saint-Louis

$265 31.6%

Ubud, Bali

$108 7.9% 59.3% $157

Clothing & Footwear

Saint-Louis

$128 15.3%

Ubud, Bali

$108 7.9% 16.2% $21

Eating Out

Saint-Louis

$125 14.9%

Ubud, Bali

$109 8% 13.1% $16

Sport & Entertainment

Saint-Louis

$18 * 2.1%

Ubud, Bali

$65 4.7% 268% $47

Getting Around

Saint-Louis

$12 * 1.4%

Ubud, Bali

$13 0.9% 7.5% $0.9

Accommodation & Living

Saint-Louis

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $435 in Saint-Louis versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $53.0 in Saint-Louis versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $292 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇸🇳 Saint-Louis

🇮🇩 Ubud, Bali

🕒 Local time

08:32 8:32 AM

16:32 4:32 PM

8 h ahead of Saint-Louis

🌤 Weather

👥 Population

176,000

74,800

💱 Currency

West African CFA Franc XOF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 20, 2026: 1 USD = 583 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to XOF in detail →

On the map

Lowest

Highest

Between locations

Saint-Louis Ubud, Bali 14,720 km ≈ 19 h nonstop flight

From you

Saint-Louis
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Louis vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 63% more than Saint-Louis, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,260 per month in Saint-Louis and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Louis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $840 in Saint-Louis and $1,368 in Ubud, Bali. That's a gap of about 63%.

Kindergarten costs $316 per month in Saint-Louis and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Saint-Louis, where all-in costs run around $840, than in Ubud, Bali at $1,368. In Saint-Louis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saint-Louis costs $840 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saint-Louis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.