Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint-Louis

For one person, living is cheaper in Saint-Louis: $837 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Saint-Louis
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Saint-Louis Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Saint-Louis

🇸🇳 Senegal

$837

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint-Louis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint-Louis actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $837 in Saint-Louis, rent included.

Ubud, Bali $1,353
Saint-Louis $837

A couple spends around $2,297 per month in Ubud, Bali vs $1,315 in Saint-Louis, rent included.

Ubud, Bali $2,297
Saint-Louis $1,315

A family of three spends $3,241 per month in Ubud, Bali vs $1,792 in Saint-Louis, rent included.

Ubud, Bali $3,241
Saint-Louis $1,792

Ubud, Bali costs about 62% more than Saint-Louis, and outside of rent the biggest gap is in leisure.

Ubud, Bali sits 0% above the global median, while Saint-Louis is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.45 F CFA 2,009

-6.38%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$53.3 F CFA 31.1K

-34.50%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.12 F CFA 6,484

-48.74%

Cappuccino

$2.62 Rp 47.1K

$3.34 F CFA 1,950

-21.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.24 F CFA 725

38.71%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.91 F CFA 529

-10.99%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.68 F CFA 982

57.74%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.37 F CFA 2,545

Milk (1 liter)

$1.57 Rp 28.3K

$2.59 F CFA 1,509

-39.38%

White Bread (500g)

$2.19 Rp 39.5K

$0.27 F CFA 158

711.11%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.65 F CFA 963

-28.48%

Eggs

$2.16 Rp 38.8K

$2.40 F CFA 1,399

-10.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$17.50 F CFA 10.2K

0.86%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.12 F CFA 5,315

-58.55%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.94 F CFA 6,378

9.23%

Apples (1kg)

$3.60 Rp 64.8K

$3.24 F CFA 1,888

11.11%

Banana (1kg)

$1.59 Rp 28.6K

$1.85 F CFA 1,079

-14.05%

Oranges (1kg)

$2.31 Rp 41.6K

$2.97 F CFA 1,729

-22.22%

Tomato (1kg)

$1.91 Rp 34.3K

$1.79 F CFA 1,042

6.70%

Potato (1kg)

$1.78 Rp 32.1K

$1.36 F CFA 791

30.88%

Onion (1kg)

$2.33 Rp 41.9K

$0.92 F CFA 535

153.26%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.09 F CFA 636

-8.26%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.68 F CFA 397

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.18 F CFA 1,272

5.05%

Wine (Bottle)

$22.07 Rp 397.3K

$17.00 F CFA 9,911

29.82%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.53 F CFA 891

53.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.33 F CFA 1,942

-10.51%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.86 F CFA 502

-45.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.19 F CFA 1,279

-80.37%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$16.98 F CFA 9,899

-67.79%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.61 F CFA 939

-48.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$50.3K F CFA 29.3M

-52.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$47.3K F CFA 27.6M

-30.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$204 F CFA 118.8K

-60.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$11.80 F CFA 6,883

-44.41%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$45.79 F CFA 26.7K

-59.38%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$8.37 F CFA 4,882

-49.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$326 F CFA 189.9K

51.33%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$10.2K F CFA 6.0M

-45.19%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$59.2 F CFA 34.5K

-23.06%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$46.50 F CFA 27.1K

-24.82%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$84.5 F CFA 49.3K

-8.05%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$98.7 F CFA 57.6K

-20.45%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$433 F CFA 252.2K

161.57%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.75

57.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Saint-Louis: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Saint-Louis

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Saint-Louis

$290 34.7% 1.2% $3.3

Clothing & Footwear

Ubud, Bali

$107 7.9%

Saint-Louis

$130 15.5% 22% $23

Eating Out

Ubud, Bali

$106 7.9%

Saint-Louis

$127 15.1% 19.1% $20

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Saint-Louis

$261 31.2% 149% $156

Sport & Entertainment

Ubud, Bali

$63 4.6%

Saint-Louis

$17 * 2% 73.3% $46

Getting Around

Ubud, Bali

$12 0.9%

Saint-Louis

$12 * 1.4% 4.8% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $433 in Saint-Louis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $53.0 in Saint-Louis. Monthly groceries follow the same trend: $287 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇸🇳 Saint-Louis

🕒 Local time

19:40 7:40 PM

11:40 11:40 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

176,000

💱 Currency

Indonesian Rupiah IDR Rp

West African CFA Franc XOF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

West African CFA Franc exchange rates as of October 20, 2026: 1 USD = 583 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint-Louis 14,720 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Saint-Louis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint-Louis: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 62% more than Saint-Louis, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,256 in Saint-Louis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint-Louis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $837 in Saint-Louis. That's a gap of about 62%.

Kindergarten costs $493 per month in Ubud, Bali and $326 in Saint-Louis. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Saint-Louis, where all-in costs run around $837, than in Ubud, Bali at $1,353. In Saint-Louis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saint-Louis costs $837 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saint-Louis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.