Last update: Oct 2026

Cost of Living Comparison Between Saint George and Pembroke

For one person, living is cheaper in Pembroke: $2,374 a month against $4,895 in Saint George, rent and utilities included – about $30,300 less a year. Higher rent and utilities in Saint George outweigh lower spending on other living expenses.

235

Cost of Living Index in Saint George
Learn more

Saint George Living Index
115

Cost of Living Index in Pembroke
Learn more

Pembroke Living Index

Jump to prices

Saint George

🇧🇲 Bermuda

$4,895

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,895 in Saint George versus $2,374 in Pembroke.

Saint George $4,895
Pembroke $2,374

Estimated couple costs with rent: $6,939 in Saint George versus $3,871 in Pembroke.

Saint George $6,939
Pembroke $3,871

Monthly costs for a family of three with rent: $8,983 in Saint George versus $5,368 in Pembroke.

Saint George $8,983
Pembroke $5,368

Living in Saint George is roughly 106% more expensive than in Pembroke, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saint George 261% above, Pembroke 75% above.

Meal at Budget Restaurant

$50.2 BMD 50.2

$49.04 BMD 49.04

2.39%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$152 BMD 152

-2.05%

Fast Food Meal (McDonalds, etc)

$16.96 BMD 16.96

$16.78 BMD 16.78

1.07%

Cappuccino

$6.09 BMD 6.09

$4.38 BMD 4.38

39.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$3.02 BMD 3.02

1.66%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$3.05 BMD 3.05

4.59%

Local Beer (0.5 liter draught)

$7.60 BMD 7.60

$7.63 BMD 7.63

-0.39%

Imported Beer (0.33 liter bottle)

$8.78 BMD 8.78

$8.86 BMD 8.86

-0.90%

Milk (1 liter)

$4.88 BMD 4.88

$4.80 BMD 4.80

1.67%

White Bread (500g)

$8.18 BMD 8.18

$8.14 BMD 8.14

0.49%

Rice (white) (1kg)

$4.07 BMD 4.07

$5.40 BMD 5.40

-24.63%

Eggs

$7.33 BMD 7.33

$7.07 BMD 7.07

3.68%

Local Cheese (1kg)

$7.70 BMD 7.70

$23.42 BMD 23.42

-67.12%

Chicken Fillets (1kg)

$21.32 BMD 21.32

$21.37 BMD 21.37

-0.23%

Beef Round Steak (1kg)

$19.58 BMD 19.58

$19.80 BMD 19.80

-1.11%

Apples (1kg)

$9.21 BMD 9.21

$8.94 BMD 8.94

3.02%

Banana (1kg)

$6.78 BMD 6.78

$6.75 BMD 6.75

0.44%

Oranges (1kg)

$9.15 BMD 9.15

$7.25 BMD 7.25

26.21%

Tomato (1kg)

$9.16 BMD 9.16

$8.46 BMD 8.46

8.27%

Potato (1kg)

$8.65 BMD 8.65

$5.78 BMD 5.78

49.65%

Onion (1kg)

$4.04 BMD 4.04

$4.05 BMD 4.05

-0.25%

Lettuce (1 head)

$6.32 BMD 6.32

$6.34 BMD 6.34

-0.32%

Water (1.5 liter bottle)

$3.50 BMD 3.50

Cigarettes 20 Pack (Marlboro, Camel)

$18.32 BMD 18.32

$17.99 BMD 17.99

1.83%

Wine (Bottle)

$23.96 BMD 23.96

$24.37 BMD 24.37

-1.68%

Local Beer (0.5 liter bottle)

$5.10 BMD 5.10

$5.17 BMD 5.17

-1.35%

Imported Beer (0.33 liter bottle)

$4.26 BMD 4.26

$4.27 BMD 4.27

-0.23%

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$6.34 BMD 6.34

$6.37 BMD 6.37

-0.47%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$2.54 BMD 2.54

18.90%

Taxi 1hour Waiting (Normal Tariff)

$68.7 BMD 68.7

$70.5 BMD 70.5

-2.44%

Gasoline (1 liter)

$2.43 BMD 2.43

$2.42 BMD 2.42

0.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K BMD 37.2K

$37.3K BMD 37.3K

-0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K BMD 41.8K

$42.9K BMD 42.9K

-2.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$285 BMD 285

$291 BMD 291

-2.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

-0.29%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$160 BMD 160

1.49%

Gym Membership (Monthly)

$78.1 BMD 78.1

Cinema Ticket

$13.71 BMD 13.71

$13.34 BMD 13.34

2.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$1,303 BMD 1,303

0.32%

International Primary School, 1 Child (Yearly)

$24.8K BMD 24.8K

$25.5K BMD 25.5K

-2.72%

Jeans (Levis 501 Or Similar)

$89.3 BMD 89.3

$91.5 BMD 91.5

-2.36%

Summer Dress (H&M, Zara, etc)

$69.7 BMD 69.7

$71.1 BMD 71.1

-1.94%

Sport Shoes (Adidas, Nike)

$141 BMD 141

-0.13%

Men's Leather Business Shoes

$128 BMD 128

$127 BMD 127

0.99%

1-bedroom Apartment, City Center (Monthly)

$3,053 BMD 3,053

$3,811 BMD 3,811

-19.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,733 BMD 2,733

3-bedroom Apartment, City Center (Monthly)

$4,927 BMD 4,927

3-bedroom Apartment, Outside City Center (Monthly)

$4,052 BMD 4,052

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: October 20, 2026

Last update for Pembroke: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George

$2.7K 55.8%

Pembroke

- * 0% 100%

Groceries & Markets

Saint George

$717 14.7%

Pembroke

$748 31.5% 4.3% $31

Eating Out

Saint George

$606 12.4%

Pembroke

$575 24.2% 5.1% $31

Monthly Utilities & Internet

Saint George

$597 12.2%

Pembroke

$601 25.3% 0.7% $4.2

Clothing & Footwear

Saint George

$193 3.9%

Pembroke

$194 8.2% 0.6% $1.1

Sport & Entertainment

Saint George

$27 * 0.6%

Pembroke

$105 4.4% 282% $77

Getting Around

Saint George

$21 * 0.4%

Pembroke

$150 * 6.3% 602% $129

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,053 in Saint George and $3,811 in Pembroke. Housing cost is often the main lever when comparing two cities.

Dining out: $149 in Saint George vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $717 vs $748 per month, with Saint George cheaper across the board.

Good to know

🇧🇲 Saint George

🇧🇲 Pembroke

🕒 Local time

22:07 10:07 PM

Same time as Saint George

🌤 Weather

👥 Population

2,000

11,160

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Saint George Pembroke 13 km

From you

Saint George
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George vs Pembroke: Cost of Living - Frequently Asked Questions

Pembroke wins on cost – living expenses run 106% lower than in Saint George. Housing and daily spending are where you'll feel the difference most, making Pembroke the obvious pick if budget is a priority.

You'd need roughly $7,343 in Saint George and $3,561 in Pembroke to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,053 in Saint George versus $3,811 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Saint George pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $4,895 per month in Saint George versus $2,374 in Pembroke – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Saint George and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 106% less than in Saint George. Beyond cost, consider language, visa policies, and how big the international community is in each city.