Cost of Living Comparison Between Saint George and Pembroke Cost of Living Comparison Between Saint George and Pembroke

Monthly Cost of Living

Monthly costs for one person with rent: $4,430 in Saint George versus $2,356 in Pembroke.

Estimated couple costs with rent: $6,697 in Saint George versus $3,897 in Pembroke.

Monthly costs for a family of three with rent: $8,964 in Saint George versus $5,439 in Pembroke.

Living in Saint George is roughly 88% more expensive than Pembroke, driven mainly by Getting Around.

Both cities are pricier than the global median: Saint George 231% above, Pembroke 76% above.

Currency
🍽 Eating Out
Saint George
Pembroke
Difference
Meal at Budget Restaurant
$59.5 BMDΒ 59.5
$60.1 BMDΒ 60.1
-1.00%
Three-Course Dinner for Two, Mid-Range
$179 BMDΒ 179
$152 BMDΒ 152
17.96%
Fast Food Meal (McDonalds, etc)
$15.02 BMDΒ 15.02
$14.72 BMDΒ 14.72
2.04%
Cappuccino
$6.32 BMDΒ 6.32
$4.54 BMDΒ 4.54
39.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.50 BMDΒ 3.50
$3.51 BMDΒ 3.51
-0.28%
Water (0.33 liter bottle)
$2.86 BMDΒ 2.86
$2.97 BMDΒ 2.97
-3.70%
Local Beer (0.5 liter draught)
$9.80 BMDΒ 9.80
$8.22 BMDΒ 8.22
19.22%
Imported Beer (0.33 liter bottle)
$8.74 BMDΒ 8.74
$8.73 BMDΒ 8.73
0.11%
πŸ›’ Groceries & Markets
Saint George
Pembroke
Difference
Milk (1 liter)
$4.54 BMDΒ 4.54
$4.34 BMDΒ 4.34
4.61%
White Bread (500g)
$8.53 BMDΒ 8.53
$8.66 BMDΒ 8.66
-1.50%
Rice (white) (1kg)
$3.89 BMDΒ 3.89
$5.61 BMDΒ 5.61
-30.66%
Eggs
$7.49 BMDΒ 7.49
$7.39 BMDΒ 7.39
1.35%
Local Cheese (1kg)
$7.65 BMDΒ 7.65
$11.75 BMDΒ 11.75
-34.89%
Chicken Fillets (1kg)
$24.35 BMDΒ 24.35
$24.61 BMDΒ 24.61
-1.06%
Beef Round Steak (1kg)
$25.52 BMDΒ 25.52
$32.66 BMDΒ 32.66
-21.86%
Apples (1kg)
$10.21 BMDΒ 10.21
$10.52 BMDΒ 10.52
-2.95%
Banana (1kg)
$6.20 BMDΒ 6.20
$6.32 BMDΒ 6.32
-1.90%
Oranges (1kg)
$8.99 BMDΒ 8.99
$12.69 BMDΒ 12.69
-29.16%
Tomato (1kg)
$9.20 BMDΒ 9.20
$11.37 BMDΒ 11.37
-19.09%
Potato (1kg)
$8.42 BMDΒ 8.42
$8.44 BMDΒ 8.44
-0.24%
Onion (1kg)
$5.03 BMDΒ 5.03
$5.17 BMDΒ 5.17
-2.71%
Lettuce (1 head)
$5.88 BMDΒ 5.88
$5.87 BMDΒ 5.87
0.17%
Water (1.5 liter bottle)
$3.29 BMDΒ 3.29
$3.27 BMDΒ 3.27
0.61%
Cigarettes 20 Pack (Marlboro, Camel)
$17.76 BMDΒ 17.76
$17.65 BMDΒ 17.65
0.62%
Wine (Bottle)
$25.25 BMDΒ 25.25
$24.90 BMDΒ 24.90
1.41%
Local Beer (0.5 liter bottle)
$5.46 BMDΒ 5.46
$5.33 BMDΒ 5.33
2.44%
Imported Beer (0.33 liter bottle)
$4.53 BMDΒ 4.53
$4.37 BMDΒ 4.37
3.66%
🚌 Getting Around
Saint George
Pembroke
Difference
One-way Ticket (Public Transport)
-
$3.89 BMDΒ 3.89
-
Public Transport Monthly Pass (Regular Price)
-
$69.0 BMDΒ 69.0
-
Taxi Start (Normal Tariff)
$6.24 BMDΒ 6.24
$6.13 BMDΒ 6.13
1.79%
Taxi 1hour Waiting (Normal Tariff)
$53.6 BMDΒ 53.6
$53.2 BMDΒ 53.2
0.66%
Gasoline (1 liter)
$2.30 BMDΒ 2.30
$2.39 BMDΒ 2.39
-3.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K BMDΒ 35.5K
$35.0K BMDΒ 35.0K
1.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K BMDΒ 39.6K
$39.1K BMDΒ 39.1K
1.05%
🧾 Monthly Utilities & Internet
Saint George
Pembroke
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$238 BMDΒ 238
$235 BMDΒ 235
1.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$120 BMDΒ 120
$117 BMDΒ 117
2.51%
Internet (50+ Mbps, Unlimited Data)
$153 BMDΒ 153
$159 BMDΒ 159
-3.48%
πŸŽ‰ Sport & Entertainment
Saint George
Pembroke
Difference
Gym Membership (Monthly)
$99.6 BMDΒ 99.6
$80.7 BMDΒ 80.7
23.37%
Tennis Court (1 Hour on Weekend)
$76.3 BMDΒ 76.3
-
-
Cinema Ticket
$13.36 BMDΒ 13.36
$13.70 BMDΒ 13.70
-2.48%
🧸 Childcare & Education
Saint George
Pembroke
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,338 BMDΒ 1,338
$1,333 BMDΒ 1,333
0.37%
International Primary School, 1 Child (Yearly)
$24.4K BMDΒ 24.4K
$24.0K BMDΒ 24.0K
1.37%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Saint George
Pembroke
Difference
Jeans (Levis 501 Or Similar)
$30.17 BMDΒ 30.17
$80.6 BMDΒ 80.6
-62.55%
Summer Dress (H&M, Zara, etc)
$61.1 BMDΒ 61.1
$58.8 BMDΒ 58.8
3.82%
Sport Shoes (Adidas, Nike)
$136 BMDΒ 136
$136 BMDΒ 136
-0.09%
Men's Leather Business Shoes
$125 BMDΒ 125
$128 BMDΒ 128
-2.02%
🏠 Accommodation & Living
Saint George
Pembroke
Difference
1-bedroom Apartment, City Center (Monthly)
$2,513 BMDΒ 2,513
$3,708 BMDΒ 3,708
-32.22%
1-bedroom Apartment, Outside City Center (Monthly)
$2,160 BMDΒ 2,160
-
-
3-bedroom Apartment, City Center (Monthly)
$3,778 BMDΒ 3,778
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$3,492 BMDΒ 3,492
-
-
Buy Apartment in City Center (m2)
-
$5,624 BMDΒ 5,624
-
πŸ’΅ Salaries & Financials
Saint George
Pembroke
Difference
Average Monthly Net Salary (After Tax)
-
$7,856 BMDΒ 7,856
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
7.22
-9.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: May 31, 2026

Last update for Pembroke: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,513 in Saint George and $3,708 in Pembroke. Housing cost is often the main lever when comparing two cities.

Dining out: $179 in Saint George vs $152 in Pembroke. Groceries flip the comparison at $753 vs $820, with Saint George cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint George vs Pembroke: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saint George or Pembroke?
Pembroke wins on cost – living expenses run 88% lower than in Saint George. Housing and daily spending are where you'll feel the difference most, making Pembroke the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Saint George vs Pembroke?
You'd need roughly $6,646 in Saint George and $3,533 in Pembroke to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Saint George vs Pembroke?
Rent for a central apartment: $2,513 in Saint George versus $3,708 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Saint George or Pembroke?
Shoppers in Saint George pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Saint George compared to Pembroke?
All in, you'll spend $4,430 per month in Saint George versus $2,356 in Pembroke – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Saint George or Pembroke?
Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Saint George or Pembroke?
Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,356 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.
How safe is Saint George compared to Pembroke?
Safety-wise, Saint George and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Pembroke gentler on the wallet – expenses run 88% less than in Saint George. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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