Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Saint George

For one person, living is cheaper in Pembroke: $2,374 a month against $4,895 in Saint George, rent and utilities included – about $30,300 less a year. Higher rent and utilities in Saint George outweigh lower spending on other living expenses.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
235

Cost of Living Index in Saint George
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Saint George Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Saint George

🇧🇲 Bermuda

$4,895

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Saint George actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $4,895 in Saint George.

Pembroke $2,374
Saint George $4,895

Estimated couple costs with rent: $3,871 in Pembroke versus $6,939 in Saint George.

Pembroke $3,871
Saint George $6,939

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $8,983 in Saint George.

Pembroke $5,368
Saint George $8,983

Living in Pembroke costs roughly 52% less than in Saint George, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Pembroke 75% above, Saint George 261% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$50.2 BMD 50.2

-2.33%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$149 BMD 149

2.09%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$16.96 BMD 16.96

-1.06%

Cappuccino

$4.38 BMD 4.38

$6.09 BMD 6.09

-28.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$3.07 BMD 3.07

-1.63%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$3.19 BMD 3.19

-4.39%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$7.60 BMD 7.60

0.39%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$8.78 BMD 8.78

0.91%

Milk (1 liter)

$4.80 BMD 4.80

$4.88 BMD 4.88

-1.64%

White Bread (500g)

$8.14 BMD 8.14

$8.18 BMD 8.18

-0.49%

Rice (white) (1kg)

$5.40 BMD 5.40

$4.07 BMD 4.07

32.68%

Eggs

$7.07 BMD 7.07

$7.33 BMD 7.33

-3.55%

Local Cheese (1kg)

$23.42 BMD 23.42

$7.70 BMD 7.70

204.16%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$21.32 BMD 21.32

0.23%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$19.58 BMD 19.58

1.12%

Apples (1kg)

$8.94 BMD 8.94

$9.21 BMD 9.21

-2.93%

Banana (1kg)

$6.75 BMD 6.75

$6.78 BMD 6.78

-0.44%

Oranges (1kg)

$7.25 BMD 7.25

$9.15 BMD 9.15

-20.77%

Tomato (1kg)

$8.46 BMD 8.46

$9.16 BMD 9.16

-7.64%

Potato (1kg)

$5.78 BMD 5.78

$8.65 BMD 8.65

-33.18%

Onion (1kg)

$4.05 BMD 4.05

$4.04 BMD 4.04

0.25%

Lettuce (1 head)

$6.34 BMD 6.34

$6.32 BMD 6.32

0.32%

Water (1.5 liter bottle)

$3.50 BMD 3.50

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$18.32 BMD 18.32

-1.80%

Wine (Bottle)

$24.37 BMD 24.37

$23.96 BMD 23.96

1.71%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$5.10 BMD 5.10

1.37%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$4.26 BMD 4.26

0.23%

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$6.34 BMD 6.34

0.47%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$3.02 BMD 3.02

-15.89%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$68.7 BMD 68.7

2.50%

Gasoline (1 liter)

$2.42 BMD 2.42

$2.43 BMD 2.43

-0.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$37.2K BMD 37.2K

0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$41.8K BMD 41.8K

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$285 BMD 285

2.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

0.29%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$163 BMD 163

-1.46%

Gym Membership (Monthly)

$78.1 BMD 78.1

Cinema Ticket

$13.34 BMD 13.34

$13.71 BMD 13.71

-2.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$1,307 BMD 1,307

-0.32%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$24.8K BMD 24.8K

2.79%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$89.3 BMD 89.3

2.42%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$69.7 BMD 69.7

1.98%

Sport Shoes (Adidas, Nike)

$141 BMD 141

0.13%

Men's Leather Business Shoes

$127 BMD 127

$128 BMD 128

-0.98%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

$3,053 BMD 3,053

24.81%

1-bedroom Apartment, Outside City Center (Monthly)

$2,733 BMD 2,733

3-bedroom Apartment, City Center (Monthly)

$4,927 BMD 4,927

3-bedroom Apartment, Outside City Center (Monthly)

$4,052 BMD 4,052

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Saint George: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Saint George

$717 14.7% 4.2% $31

Monthly Utilities & Internet

Pembroke

$601 25.3%

Saint George

$597 12.2% 0.7% $4.2

Eating Out

Pembroke

$575 24.2%

Saint George

$606 12.4% 5.4% $31

Clothing & Footwear

Pembroke

$194 8.2%

Saint George

$193 3.9% 0.6% $1.1

Getting Around

Pembroke

$150 * 6.3%

Saint George

$21 * 0.4% 85.8% $129

Sport & Entertainment

Pembroke

$105 4.4%

Saint George

$27 * 0.6% 73.8% $77

Accommodation & Living

Pembroke

- * 0%

Saint George

$2.7K 55.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,811 in Pembroke and $3,053 in Saint George. Housing cost is often the main lever when comparing two cities.

Dining out: $152 in Pembroke vs $149 in Saint George for a mid-range dinner for two. Groceries echo the gap at $748 vs $717 per month, with Saint George cheaper across the board.

Good to know

🇧🇲 Pembroke

🇧🇲 Saint George

🕒 Local time

21:06 9:06 PM

Same time as Pembroke

🌤 Weather

👥 Population

11,160

2,000

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Pembroke Saint George 13 km

From you

Pembroke
Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Saint George: Cost of Living - Frequently Asked Questions

Pembroke wins on cost – living expenses run 106% lower than in Saint George. Housing and daily spending are where you'll feel the difference most, making Pembroke the obvious pick if budget is a priority.

You'd need roughly $3,561 in Pembroke and $7,343 in Saint George to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,811 in Pembroke versus $3,053 in Saint George. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Saint George pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,374 per month in Pembroke versus $4,895 in Saint George – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Saint George are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 106% less than in Saint George. Beyond cost, consider language, visa policies, and how big the international community is in each city.