Last update: Oct 2026

Cost of Living Comparison Between Saint Charles, MO and Bilbao

For one person, living costs are similar in Saint Charles, MO and in Bilbao: $2,184 and $2,101 a month, rent and utilities included.

106

Cost of Living Index in Saint Charles, MO
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Saint Charles, MO Living Index
103

Cost of Living Index in Bilbao
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Bilbao Living Index

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Saint Charles, MO

🇺🇸 United States

$2,184

/mo nomad

Bilbao

🇪🇸 Spain

$2,101

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Charles, MO and in Bilbao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Charles, MO and in Bilbao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,184 in Saint Charles, MO versus $2,101 in Bilbao.

Saint Charles, MO $2,184
Bilbao $2,101

Estimated couple costs with rent: $3,474 in Saint Charles, MO versus $3,158 in Bilbao.

Saint Charles, MO $3,474
Bilbao $3,158

Monthly costs for a family of three with rent: $4,763 in Saint Charles, MO versus $4,215 in Bilbao.

Saint Charles, MO $4,763
Bilbao $4,215

Living in Saint Charles, MO is roughly 4% more expensive than in Bilbao, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint Charles, MO 61% above, Bilbao 55% above.

Meal at Budget Restaurant

$14.80 $14.80

$22.59 €20.10

-34.48%

Three-Course Dinner for Two, Mid-Range

$60.0 $60.0

$73.6 €65.4

-18.39%

Fast Food Meal (McDonalds, etc)

$11.83 $11.83

$12.16 €10.82

-2.71%

Cappuccino

$4.84 $4.84

$2.56 €2.28

89.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$3.17 €2.82

-17.67%

Water (0.33 liter bottle)

$1.85 $1.85

$1.91 €1.70

-3.14%

Local Beer (0.5 liter draught)

$5.06 $5.06

$3.31 €2.94

52.87%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$3.43 €3.05

79.30%

Milk (1 liter)

$0.75 $0.75

$1.34 €1.19

-44.03%

White Bread (500g)

$2.60 $2.60

$1.61 €1.43

61.49%

Rice (white) (1kg)

$6.27 $6.27

$1.47 €1.31

326.53%

Eggs

$3.12 $3.12

$3.35 €2.98

-6.87%

Local Cheese (1kg)

$9.38 $9.38

$15.44 €13.74

-39.25%

Chicken Fillets (1kg)

$6.51 $6.51

$8.25 €7.34

-21.09%

Beef Round Steak (1kg)

$24.11 $24.11

$14.39 €12.80

67.55%

Apples (1kg)

$3.71 $3.71

$2.90 €2.58

27.93%

Banana (1kg)

$2.16 $2.16

$2.15 €1.91

0.47%

Oranges (1kg)

$10.18 $10.18

$2.66 €2.37

282.71%

Tomato (1kg)

$5.12 $5.12

$2.64 €2.35

93.94%

Potato (1kg)

$3.62 $3.62

$1.64 €1.45

120.73%

Onion (1kg)

$3.71 $3.71

$2.54 €2.26

46.06%

Lettuce (1 head)

$2.11 $2.11

$1.28 €1.14

64.84%

Water (1.5 liter bottle)

$2.16 $2.16

$0.94 €0.83

129.79%

Cigarettes 20 Pack (Marlboro, Camel)

$11.14 $11.14

$6.65 €5.91

67.52%

Wine (Bottle)

$12.02 $12.02

$7.77 €6.91

54.70%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$1.48 €1.31

27.70%

Imported Beer (0.33 liter bottle)

$2.57 $2.57

$2.58 €2.29

-0.39%

One-way Ticket (Public Transport)

$4.90 $4.90

$1.77 €1.58

176.84%

Public Transport Monthly Pass (Regular Price)

$51.4 €45.76

Taxi Start (Normal Tariff)

$3.05 $3.05

$5.66 €5.03

-46.11%

Taxi (Normal Tariff) (1km)

$1.69 $1.69

$1.00 €0.89

69.00%

Taxi 1hour Waiting (Normal Tariff)

$49.89 $49.89

$32.88 €29.24

51.73%

Gasoline (1 liter)

$0.91 $0.91

$1.80 €1.60

-49.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$33.7K €29.9K

-18.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$32.0K €28.4K

-16.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$334 $334

$141 €126

136.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$20.30 €18.06

200.54%

Internet (50+ Mbps, Unlimited Data)

$75.5 $75.5

$30.31 €26.96

149.16%

Gym Membership (Monthly)

$49.26 $49.26

$55.4 €49.29

-11.10%

Tennis Court (1 Hour on Weekend)

$15.19 €13.51

Cinema Ticket

$11.93 $11.93

$10.22 €9.09

16.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$980 $980

$526 €468

86.41%

International Primary School, 1 Child (Yearly)

$11.4K €10.2K

Jeans (Levis 501 Or Similar)

$68.9 $68.9

$104 €92.4

-33.72%

Summer Dress (H&M, Zara, etc)

$42.64 $42.64

$37.05 €32.95

15.09%

Sport Shoes (Adidas, Nike)

$78.6 $78.6

$74.5 €66.3

5.52%

Men's Leather Business Shoes

$160 $160

$143 €127

12.04%

1-bedroom Apartment, City Center (Monthly)

$1,479 $1,479

$1,267 €1,127

16.76%

1-bedroom Apartment, Outside City Center (Monthly)

$790 $790

$1,026 €913

-22.99%

3-bedroom Apartment, City Center (Monthly)

$1,970 $1,970

$2,414 €2,147

-18.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,917 $1,917

$1,694 €1,507

13.16%

Buy Apartment in City Center (m2)

$5,882 €5,232

Buy Apartment Outside City Center (m2)

$3,700 €3,291

Average Monthly Net Salary (After Tax)

$4,223 $4,223

$2,424 €2,156

74.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.58

2.98

120.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Charles, MO: October 18, 2026

Last update for Bilbao: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Charles, MO

$790 36.2%

Bilbao

$1K 48.9% 29.9% $236

Monthly Utilities & Internet

Saint Charles, MO

$471 21.6%

Bilbao

$192 9.1% 59.3% $279

Groceries & Markets

Saint Charles, MO

$393 18%

Bilbao

$285 13.6% 27.5% $108

Eating Out

Saint Charles, MO

$267 12.3%

Bilbao

$292 13.9% 9% $24

Clothing & Footwear

Saint Charles, MO

$158 7.2%

Bilbao

$161 7.7% 2.3% $3.7

Sport & Entertainment

Saint Charles, MO

$73 3.4%

Bilbao

$76 3.6% 3.7% $2.7

Getting Around

Saint Charles, MO

$31 * 1.4%

Bilbao

$69 3.3% 122% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,479 in Saint Charles, MO and $1,267 in Bilbao. Housing cost is often the main lever when comparing two cities.

Saint Charles, MO pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Saint Charles, MO vs $74.0 in Bilbao. Groceries flip the comparison at $393 vs $285, with Bilbao cheaper for home cooking.

Good to know

🇺🇸 Saint Charles, MO

🇪🇸 Bilbao

🕒 Local time

17:51 5:51 PM

00:51 12:51 AM

7 h ahead of Saint Charles, MO

🌤 Weather

👥 Population

70,329

346,096

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Saint Charles, MO Bilbao 7,010 km ≈ 9 h nonstop flight

From you

Saint Charles, MO
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Charles, MO vs Bilbao: Cost of Living - Frequently Asked Questions

Saint Charles, MO and Bilbao differ by about 4% in total monthly costs ($2,184 vs $2,101 including rent). Bilbao is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 74% higher in Saint Charles, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,479 in Saint Charles, MO versus $1,267 in Bilbao. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Saint Charles, MO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,184 per month in Saint Charles, MO versus $2,101 in Bilbao – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,101 in Bilbao versus $2,184 in Saint Charles, MO, a $3,000 budget is realistic in Bilbao but tight or insufficient in Saint Charles, MO. The gap between the two cities makes Bilbao the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Charles, MO and Bilbao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bilbao gentler on the wallet – expenses run 4% less than in Saint Charles, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.