📌Living costs for one person come to about $1,936 monthly including rent, or $825 excluding housing.
📌Estimated monthly costs for a couple: $2,844 with rent, or $1,554 without housing.
📌Monthly costs for a family of three come to about $3,753 including rent, or $2,284 for daily expenses alone.
📊Bilbao sits 32–45% above the global median across household types. Within Europe, costs are slightly above average (7%) – still relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K€32.8K
$32.1K€27.5K
$38.3K€32.8K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K€27.3K
$30.0K€25.7K
$34.6K€29.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$153€132
$111€95.1
$209€179
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.12€18.96
$11.79€10.11
$34.21€29.33
Internet(50+ Mbps, Unlimited Data)
$35.03€30.03
$23.35€20.02
$46.70€40.03
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$55.8€47.86
$45.42€38.93
$68.1€58.4
Tennis Court(1 Hour on Weekend)
$9.90€8.48
$5.71€4.90
$17.13€14.68
Cinema Ticket
$10.07€8.63
$9.21€7.89
$17.26€14.80
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$545€467
$516€442
$573€491
International Primary School, 1 Child(Yearly)
$9,141€7,836
$7,077€6,067
$10.6K€9,100
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$84.3€72.3
$46.50€39.87
$128€110
Summer Dress(H&M, Zara, etc)
$35.41€30.36
$32.69€28.02
$40.86€35.03
Sport Shoes(Adidas, Nike)
$81.5€69.8
$69.0€59.1
$103€88.7
Men's Leather Business Shoes
$114€98.0
$75.8€65.0
$163€140
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,105€948
$996€854
$1,172€1,005
1-bedroom Apartment, Outside City Center(Monthly)
$930€797
$854€732
$1,025€879
3-bedroom Apartment, City Center(Monthly)
$1,845€1,581
$1,646€1,411
$2,117€1,815
3-bedroom Apartment, Outside City Center(Monthly)
$1,352€1,159
$1,173€1,006
$1,643€1,408
Buy Apartment in City Center(m2)
$5,991€5,136
$5,896€5,054
$6,182€5,300
Buy Apartment Outside City Center(m2)
$3,813€3,269
$3,322€2,848
$4,059€3,480
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,496€2,139
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.38
2.8
3.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: May 10, 2026
Cost Breakdown
🏠Expect to pay about $1,105 for a central one-bedroom, or $930 outside the center. At 44% of the average salary ($2,496), housing is the biggest financial pressure.
💰Average take-home pay sits at $2,496, while typical expenses reach $1,936. This leaves some room for savings, though a comfortable buffer starts closer to $2,904.
🛒Expect to spend about $283 monthly on groceries. Dining out at a mid-range restaurant costs roughly $69.0 for two – broadly in line with the European average.
🚌Public transport is priced at around $48.59 per month – roughly in line with the European average of $48.00.
Cost Highlights
⭐Bilbao is more expensive than 64% of cities worldwide and 65% within Europe.
Bilbao Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Bilbao - Frequently Asked Questions
How does Bilbao compare for affordability and value for travelers, expats, and digital nomads?
Bilbao offers a pleasing balance of value and quality for travelers, expats, and digital nomads. In general, everyday needs feel accessible, with comfortable apartments in well-connected neighborhoods and a vibrant food scene that won't overwhelm a budget. The city benefits from a compact center, reliable public transit, and a range of coworking spaces that suit different work styles. The Cost of Living in Bilbao, Spain tends to be reasonable, especially if you choose neighborhoods a short ride from Abando or Casco Viejo where many essentials are within easy reach. Tip: Start with a month-by-month budgeting plan to map rent, groceries, and transit.
What is daily life like in Bilbao in terms of housing search, food options, transport, and errands?
Daily life in Bilbao is approachable for newcomers. Housing searches tend to cluster around central districts such as Indautxu, Casco Viejo, and Santutxu, with options ranging from compact flats to larger apartments for families. For food, you will find markets, pintxos bars, and lunchtime menus that feel reasonable without sacrificing quality. Getting around is easy: reliable metro, tram, buses, and pedestrian-friendly streets in the compact core. Co-working spaces cluster near the old town and Abando. The Bilbao, Spain living cost varies by neighborhood, so budget for a mix of rent and transit rather than relying on one price. Tip: Map a weekly routine to balance work, errands, and exploration.
What about quality of life, budgeting frameworks, and neighborhoods in Bilbao? Which fits your style and seasonality?
Quality of life in Bilbao comes from a compact city feel, strong culture, and a waterfront vibe. To budget with intention, use a simple category approach: housing, groceries, transport, and leisure. Favor neighborhoods that fit your vibe – Casco Viejo for history, Abando for central access, or Bilbao La Vieja for a creative scene. Seasonal rhythm matters: mild winters and lively festival periods can shift crowds and prices, so plan ahead for peak times. Practical tips include cooking at home, riding transit passes, and joining local groups to swap tips. Tip: choose a long-term stay near a transit hub to save daily commute time and keep weekends flexible for exploring nearby coast.
Is the cost of living in Bilbao reasonable?
At around $1,936 monthly all-in, Bilbao offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Bilbao affordable on an average income?
Everyday life in Bilbao is moderately priced at about $1,936 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What income level supports a comfortable lifestyle in Bilbao?
Earning $2,904 monthly in Bilbao means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Bilbao?
Rents for a 1-bedroom flat in Bilbao range from $930 to $1,105, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Bilbao?
A monthly transit pass in Bilbao runs about $48.59, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Bilbao?
At about $283 monthly, food costs in Bilbao sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $1,000 cover living expenses in Bilbao?
Living on $1,000 in Bilbao means careful planning, since monthly costs average $1,936. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Bilbao?
Bilbao offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, vibrant nightlife, and at around $1,936 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Bilbao?
Monthly expenses in Bilbao run around $1,936, so putting money aside takes more than $2,904 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.