Cost of Living Comparison Between Saint Charles, MO and Austin, TX Cost of Living Comparison Between Saint Charles, MO and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $1,877 in Saint Charles, MO versus $2,719 in Austin, TX.

Estimated couple costs with rent: $3,007 in Saint Charles, MO versus $4,117 in Austin, TX.

Monthly costs for a family of three with rent: $4,138 in Saint Charles, MO versus $5,515 in Austin, TX.

Living in Saint Charles, MO costs roughly 31% less than in Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Saint Charles, MO 40% above, Austin, TX 103% above.

Meal at Budget Restaurant

$14.81 $14.81

$19.99 $19.99

-25.91%

Three-Course Dinner for Two, Mid-Range

$50.9 $50.9

$76.2 $76.2

-33.18%

Fast Food Meal (McDonalds, etc)

$10.94 $10.94

$10.13 $10.13

8.00%

Cappuccino

$3.98 $3.98

$5.49 $5.49

-27.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$2.72 $2.72

-16.91%

Water (0.33 liter bottle)

$1.46 $1.46

$2.14 $2.14

-31.78%

Local Beer (0.5 liter draught)

$5.55 $5.55

$6.07 $6.07

-8.57%

Imported Beer (0.33 liter bottle)

$5.91 $5.91

$8.04 $8.04

-26.49%

Milk (1 liter)

$0.75 $0.75

$1.09 $1.09

-31.19%

White Bread (500g)

$2.25 $2.25

$3.34 $3.34

-32.63%

Rice (white) (1kg)

$2.66 $2.66

$3.42 $3.42

-22.22%

Eggs

$2.68 $2.68

$4.32 $4.32

-37.96%

Local Cheese (1kg)

$11.25 $11.25

$11.80 $11.80

-4.66%

Chicken Fillets (1kg)

$6.16 $6.16

$10.68 $10.68

-42.32%

Beef Round Steak (1kg)

$13.66 $13.66

$14.50 $14.50

-5.79%

Apples (1kg)

$3.27 $3.27

$4.79 $4.79

-31.73%

Banana (1kg)

$1.60 $1.60

$1.50 $1.50

6.67%

Oranges (1kg)

$3.41 $3.41

$4.51 $4.51

-24.39%

Tomato (1kg)

$3.40 $3.40

$4.04 $4.04

-15.84%

Potato (1kg)

$1.05 $1.05

$2.76 $2.76

-61.96%

Onion (1kg)

$2.48 $2.48

$2.79 $2.79

-11.11%

Lettuce (1 head)

$1.48 $1.48

$2.04 $2.04

-27.45%

Water (1.5 liter bottle)

$1.45 $1.45

$2.15 $2.15

-32.56%

Cigarettes 20 Pack (Marlboro, Camel)

$10.21 $10.21

$9.23 $9.23

10.62%

Wine (Bottle)

$15.19 $15.19

$14.81 $14.81

2.57%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$2.29 $2.29

-6.99%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$3.53 $3.53

13.03%

One-way Ticket (Public Transport)

$4.91 $4.91

$1.52 $1.52

223.03%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$3.45 $3.45

$4.29 $4.29

-19.58%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.82 $1.82

-16.48%

Taxi 1hour Waiting (Normal Tariff)

$49.81 $49.81

$35.52 $35.52

40.23%

Gasoline (1 liter)

$0.93 $0.93

$0.77 $0.77

20.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$25.6K $25.6K

16.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K $22.9K

$26.3K $26.3K

-12.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$172 $172

25.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.08 $42.08

$60.3 $60.3

-30.22%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$67.2 $67.2

-7.56%

Gym Membership (Monthly)

$49.18 $49.18

$62.8 $62.8

-21.74%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$12.12 $12.12

$14.73 $14.73

-17.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,000 $1,000

$1,398 $1,398

-28.50%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$21.8K $21.8K

9.22%

Jeans (Levis 501 Or Similar)

$44.18 $44.18

$55.1 $55.1

-19.86%

Summer Dress (H&M, Zara, etc)

$39.22 $39.22

$45.66 $45.66

-14.10%

Sport Shoes (Adidas, Nike)

$85.8 $85.8

$86.8 $86.8

-1.15%

Men's Leather Business Shoes

$99.1 $99.1

$115 $115

-14.16%

1-bedroom Apartment, City Center (Monthly)

$1,502 $1,502

$2,245 $2,245

-33.11%

1-bedroom Apartment, Outside City Center (Monthly)

$804 $804

$1,401 $1,401

-42.63%

3-bedroom Apartment, City Center (Monthly)

$1,735 $1,735

$3,782 $3,782

-54.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,866 $1,866

$2,708 $2,708

-31.08%

Buy Apartment in City Center (m2)

$7,304 $7,304

Buy Apartment Outside City Center (m2)

$3,331 $3,331

Average Monthly Net Salary (After Tax)

$4,338 $4,338

$4,910 $4,910

-11.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.45

1.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Charles, MO: April 19, 2026

Last update for Austin, TX: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,502 in Saint Charles, MO and $2,245 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51 in Saint Charles, MO vs $76 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $294 vs $375 per month, with Saint Charles, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Charles, MO vs Austin, TX: Cost of Living - Frequently Asked Questions

Saint Charles, MO wins on cost – living expenses run 45% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Saint Charles, MO the obvious pick if budget is a priority.

On paper, Austin, TX earns 13% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,502 in Saint Charles, MO versus $2,245 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,000 in Saint Charles, MO versus $1,398 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Charles, MO – a meal for two runs $51.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,877 in Saint Charles, MO versus $2,719 in Austin, TX, a $3,000 budget is realistic in Saint Charles, MO but tight or insufficient in Austin, TX. The gap between the two cities makes Saint Charles, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Charles, MO and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Charles, MO gentler on the wallet – expenses run 45% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.