Cost of Living Comparison Between Sahiwal and Ubud, Bali Cost of Living Comparison Between Sahiwal and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $364 in Sahiwal versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $557 in Sahiwal versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $749 in Sahiwal versus $3,694 in Ubud, Bali.

Living in Sahiwal costs roughly 74% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sahiwal is 73% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Sahiwal
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.81 PKR 503
$3.57 Rp 64.0K
-49.30%
Three-Course Dinner for Two, Mid-Range
$10.51 PKR 2,923
$32.50 Rp 582.3K
-67.66%
Fast Food Meal (McDonalds, etc)
$4.19 PKR 1,166
$4.86 Rp 87.1K
-13.79%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.55 PKR 710
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.77 PKR 1,047
-
-
Cappuccino
$1.73 PKR 481
$2.75 Rp 49.2K
-37.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 PKR 91.6
$1.32 Rp 23.7K
-75.00%
Water (0.33 liter bottle)
$0.19 PKR 54.1
$0.70 Rp 12.6K
-72.86%
Local Beer (0.5 liter draught)
-
$2.91 Rp 52.2K
-
Imported Beer (0.33 liter bottle)
-
$3.79 Rp 68.0K
-
🛒 Groceries & Markets
Sahiwal
Ubud, Bali
Difference
Milk (1 liter)
$0.63 PKR 176
$1.71 Rp 30.6K
-63.16%
White Bread (500g)
$0.41 PKR 114
$2.47 Rp 44.3K
-83.40%
Rice (white) (1kg)
$1.12 PKR 311
$1.20 Rp 21.5K
-6.67%
Eggs
$1.15 PKR 321
$2.44 Rp 43.8K
-52.87%
Local Cheese (1kg)
$6.09 PKR 1,692
$14.38 Rp 257.7K
-57.65%
Chicken Fillets (1kg)
$3.05 PKR 847
$4.31 Rp 77.1K
-29.23%
Beef Round Steak (1kg)
$4.39 PKR 1,222
$12.21 Rp 218.7K
-64.05%
Apples (1kg)
$1.03 PKR 286
$3.68 Rp 66.0K
-72.01%
Banana (1kg)
$0.64 PKR 178
$1.55 Rp 27.8K
-58.71%
Oranges (1kg)
$0.36 PKR 101
$2.79 Rp 49.9K
-87.10%
Tomato (1kg)
$0.45 PKR 125
$2.33 Rp 41.8K
-80.69%
Potato (1kg)
$0.32 PKR 90.1
$1.97 Rp 35.3K
-83.76%
Onion (1kg)
$0.49 PKR 136
$2.31 Rp 41.4K
-78.79%
Lettuce (1 head)
$0.47 PKR 131
$1.06 Rp 19.1K
-55.66%
Water (1.5 liter bottle)
$0.33 PKR 93.0
$0.73 Rp 13.1K
-54.79%
Bottle of Non-Alcoholic Wine (Mid-Range)
$0.93 PKR 259
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.54 PKR 151
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.12 PKR 310
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.93 PKR 537
$3.28 Rp 58.8K
-41.16%
Wine (Bottle)
-
$22.79 Rp 408.4K
-
Local Beer (0.5 liter bottle)
-
$2.81 Rp 50.3K
-
Imported Beer (0.33 liter bottle)
-
$2.78 Rp 49.9K
-
🚌 Getting Around
Sahiwal
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.18 PKR 50.7
$0.29 Rp 5,217
-37.93%
Public Transport Monthly Pass (Regular Price)
$7.05 PKR 1,959
$8.06 Rp 144.4K
-12.53%
Taxi Start (Normal Tariff)
$0.74 PKR 207
$0.45 Rp 8,047
64.44%
Taxi (Normal Tariff) (1km)
$0.49 PKR 136
$0.45 Rp 8,094
8.89%
Taxi 1hour Waiting (Normal Tariff)
$1.73 PKR 482
$6.24 Rp 111.7K
-72.28%
Gasoline (1 liter)
$0.90 PKR 251
$0.85 Rp 15.2K
5.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8K PKR 5.0M
$26.0K Rp 465.4M
-31.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K PKR 6.5M
$31.7K Rp 567.2M
-26.26%
🧾 Monthly Utilities & Internet
Sahiwal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.4 PKR 19.8K
$80.8 Rp 1.4M
-11.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.47 PKR 1,520
$4.06 Rp 72.7K
34.73%
Internet (50+ Mbps, Unlimited Data)
$17.54 PKR 4,877
$24.42 Rp 437.6K
-28.17%
🎉 Sport & Entertainment
Sahiwal
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.32 PKR 3,426
$97.7 Rp 1.7M
-87.39%
Tennis Court (1 Hour on Weekend)
$5.81 PKR 1,616
$6.45 Rp 115.5K
-9.92%
Cinema Ticket
$3.55 PKR 988
$4.04 Rp 72.4K
-12.13%
🧸 Childcare & Education
Sahiwal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$17.89 PKR 4,974
$304 Rp 5.4M
-94.12%
International Primary School, 1 Child (Yearly)
$1,244 PKR 345.9K
$6,621 Rp 118.6M
-81.21%
👕👟 Clothing & Footwear
Sahiwal
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$13.90 PKR 3,864
$54.2 Rp 971.7K
-74.37%
Summer Dress (H&M, Zara, etc)
$12.25 PKR 3,407
$38.78 Rp 694.7K
-68.41%
Sport Shoes (Adidas, Nike)
$73.5 PKR 20.4K
$86.1 Rp 1.5M
-14.65%
Men's Leather Business Shoes
$28.62 PKR 7,958
$76.7 Rp 1.4M
-62.67%
🏠 Accommodation & Living
Sahiwal
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$74.6 PKR 20.7K
$986 Rp 17.7M
-92.43%
1-bedroom Apartment, Outside City Center (Monthly)
$51.3 PKR 14.3K
$658 Rp 11.8M
-92.21%
3-bedroom Apartment, City Center (Monthly)
$166 PKR 46.2K
$3,369 Rp 60.4M
-95.07%
3-bedroom Apartment, Outside City Center (Monthly)
$107 PKR 29.7K
$2,066 Rp 37.0M
-94.83%
Buy Apartment in City Center (m2)
$816 PKR 227.0K
$2,741 Rp 49.1M
-70.22%
Buy Apartment Outside City Center (m2)
$511 PKR 142.1K
$2,228 Rp 39.9M
-77.06%
💵 Salaries & Financials
Sahiwal
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
19.88
13.28
49.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sahiwal: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $74.6 in Sahiwal and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in Sahiwal vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $297 per month, with Sahiwal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sahiwal?
Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 286% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $546 in Sahiwal and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sahiwal and Ubud, Bali?
Rent for a central apartment: $74.6 in Sahiwal versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sahiwal and Ubud, Bali?
Supermarket bills run roughly 242% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Sahiwal or Ubud, Bali?
Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Sahiwal or Ubud, Bali?
At $364 in Sahiwal versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.
Is Sahiwal or Ubud, Bali more family-friendly?
For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sahiwal or Ubud, Bali?
Safety-wise, Sahiwal and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sahiwal gentler on the wallet – expenses run 286% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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