🙂Monthly costs for one person with rent: $364 in Sahiwal versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $557 in Sahiwal versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $749 in Sahiwal versus $3,694 in Ubud, Bali.
🙂Living in Sahiwal costs roughly 74% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sahiwal is 73% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Sahiwal
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.81PKR 503
$3.57Rp 64.0K
-49.30%
Three-Course Dinner for Two, Mid-Range
$10.51PKR 2,923
$32.50Rp 582.3K
-67.66%
Fast Food Meal(McDonalds, etc)
$4.19PKR 1,166
$4.86Rp 87.1K
-13.79%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.55PKR 710
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.77PKR 1,047
-
-
Cappuccino
$1.73PKR 481
$2.75Rp 49.2K
-37.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 91.6
$1.32Rp 23.7K
-75.00%
Water(0.33 liter bottle)
$0.19PKR 54.1
$0.70Rp 12.6K
-72.86%
Local Beer(0.5 liter draught)
-
$2.91Rp 52.2K
-
Imported Beer(0.33 liter bottle)
-
$3.79Rp 68.0K
-
🛒 Groceries & Markets
Sahiwal
Ubud, Bali
Difference
Milk(1 liter)
$0.63PKR 176
$1.71Rp 30.6K
-63.16%
White Bread(500g)
$0.41PKR 114
$2.47Rp 44.3K
-83.40%
Rice(white)(1kg)
$1.12PKR 311
$1.20Rp 21.5K
-6.67%
Eggs
$1.15PKR 321
$2.44Rp 43.8K
-52.87%
Local Cheese(1kg)
$6.09PKR 1,692
$14.38Rp 257.7K
-57.65%
Chicken Fillets(1kg)
$3.05PKR 847
$4.31Rp 77.1K
-29.23%
Beef Round Steak(1kg)
$4.39PKR 1,222
$12.21Rp 218.7K
-64.05%
Apples(1kg)
$1.03PKR 286
$3.68Rp 66.0K
-72.01%
Banana(1kg)
$0.64PKR 178
$1.55Rp 27.8K
-58.71%
Oranges(1kg)
$0.36PKR 101
$2.79Rp 49.9K
-87.10%
Tomato(1kg)
$0.45PKR 125
$2.33Rp 41.8K
-80.69%
Potato(1kg)
$0.32PKR 90.1
$1.97Rp 35.3K
-83.76%
Onion(1kg)
$0.49PKR 136
$2.31Rp 41.4K
-78.79%
Lettuce(1 head)
$0.47PKR 131
$1.06Rp 19.1K
-55.66%
Water(1.5 liter bottle)
$0.33PKR 93.0
$0.73Rp 13.1K
-54.79%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.93PKR 259
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.54PKR 151
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.12PKR 310
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.93PKR 537
$3.28Rp 58.8K
-41.16%
Wine(Bottle)
-
$22.79Rp 408.4K
-
Local Beer(0.5 liter bottle)
-
$2.81Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.78Rp 49.9K
-
🚌 Getting Around
Sahiwal
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.18PKR 50.7
$0.29Rp 5,217
-37.93%
Public Transport Monthly Pass(Regular Price)
$7.05PKR 1,959
$8.06Rp 144.4K
-12.53%
Taxi Start(Normal Tariff)
$0.74PKR 207
$0.45Rp 8,047
64.44%
Taxi(Normal Tariff)(1km)
$0.49PKR 136
$0.45Rp 8,094
8.89%
Taxi 1hour Waiting(Normal Tariff)
$1.73PKR 482
$6.24Rp 111.7K
-72.28%
Gasoline(1 liter)
$0.90PKR 251
$0.85Rp 15.2K
5.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8KPKR 5.0M
$26.0KRp 465.4M
-31.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KPKR 6.5M
$31.7KRp 567.2M
-26.26%
🧾 Monthly Utilities & Internet
Sahiwal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$71.4PKR 19.8K
$80.8Rp 1.4M
-11.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.47PKR 1,520
$4.06Rp 72.7K
34.73%
Internet(50+ Mbps, Unlimited Data)
$17.54PKR 4,877
$24.42Rp 437.6K
-28.17%
🎉 Sport & Entertainment
Sahiwal
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.32PKR 3,426
$97.7Rp 1.7M
-87.39%
Tennis Court(1 Hour on Weekend)
$5.81PKR 1,616
$6.45Rp 115.5K
-9.92%
Cinema Ticket
$3.55PKR 988
$4.04Rp 72.4K
-12.13%
🧸 Childcare & Education
Sahiwal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$17.89PKR 4,974
$304Rp 5.4M
-94.12%
International Primary School, 1 Child(Yearly)
$1,244PKR 345.9K
$6,621Rp 118.6M
-81.21%
👕👟 Clothing & Footwear
Sahiwal
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$13.90PKR 3,864
$54.2Rp 971.7K
-74.37%
Summer Dress(H&M, Zara, etc)
$12.25PKR 3,407
$38.78Rp 694.7K
-68.41%
Sport Shoes(Adidas, Nike)
$73.5PKR 20.4K
$86.1Rp 1.5M
-14.65%
Men's Leather Business Shoes
$28.62PKR 7,958
$76.7Rp 1.4M
-62.67%
🏠 Accommodation & Living
Sahiwal
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$74.6PKR 20.7K
$986Rp 17.7M
-92.43%
1-bedroom Apartment, Outside City Center(Monthly)
$51.3PKR 14.3K
$658Rp 11.8M
-92.21%
3-bedroom Apartment, City Center(Monthly)
$166PKR 46.2K
$3,369Rp 60.4M
-95.07%
3-bedroom Apartment, Outside City Center(Monthly)
$107PKR 29.7K
$2,066Rp 37.0M
-94.83%
Buy Apartment in City Center(m2)
$816PKR 227.0K
$2,741Rp 49.1M
-70.22%
Buy Apartment Outside City Center(m2)
$511PKR 142.1K
$2,228Rp 39.9M
-77.06%
💵 Salaries & Financials
Sahiwal
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
13.28
49.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sahiwal: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $74.6 in Sahiwal and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $11.00 in Sahiwal vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $297 per month, with Sahiwal cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sahiwal?
Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 286% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $546 in Sahiwal and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sahiwal and Ubud, Bali?
Rent for a central apartment: $74.6 in Sahiwal versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sahiwal and Ubud, Bali?
Supermarket bills run roughly 242% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Sahiwal or Ubud, Bali?
Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Sahiwal or Ubud, Bali?
At $364 in Sahiwal versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.
Is Sahiwal or Ubud, Bali more family-friendly?
For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sahiwal or Ubud, Bali?
Safety-wise, Sahiwal and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sahiwal gentler on the wallet – expenses run 286% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.