🙂Monthly costs for one person with rent: $370 in Sahiwal versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $565 in Sahiwal versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $761 in Sahiwal versus $3,723 in Ubud, Bali.
🌍Living in Sahiwal costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sahiwal is 72% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Sahiwal
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.73PKR 481
$3.57Rp 64.6K
-51.54%
Three-Course Dinner for Two, Mid-Range
$10.78PKR 2,991
$32.32Rp 584.4K
-66.65%
Fast Food Meal(McDonalds, etc)
$4.20PKR 1,164
$5.01Rp 90.5K
-16.17%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.41PKR 669
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.69PKR 1,024
-
-
Cappuccino
$1.73PKR 481
$2.82Rp 51.1K
-38.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.35PKR 97.8
$1.35Rp 24.4K
-74.07%
Water(0.33 liter bottle)
$0.19PKR 52.2
$0.73Rp 13.2K
-73.97%
Local Beer(0.5 liter draught)
-
$2.93Rp 53.0K
-
Imported Beer(0.33 liter bottle)
-
$3.94Rp 71.2K
-
🛒 Groceries & Markets
Sahiwal
Ubud, Bali
Difference
Milk(1 liter)
$0.61PKR 168
$1.78Rp 32.2K
-65.73%
White Bread(500g)
$0.43PKR 120
$2.45Rp 44.3K
-82.45%
Rice(white)(1kg)
$1.13PKR 315
$1.15Rp 20.8K
-1.74%
Eggs
$1.15PKR 320
$2.41Rp 43.7K
-52.28%
Local Cheese(1kg)
$5.89PKR 1,635
$14.33Rp 259.1K
-58.90%
Chicken Fillets(1kg)
$2.90PKR 806
$4.19Rp 75.7K
-30.79%
Beef Round Steak(1kg)
$4.63PKR 1,286
$12.06Rp 218.1K
-61.61%
Apples(1kg)
$1.02PKR 282
$3.64Rp 65.8K
-71.98%
Banana(1kg)
$0.61PKR 169
$1.57Rp 28.3K
-61.15%
Oranges(1kg)
$0.36PKR 100
$2.79Rp 50.4K
-87.10%
Tomato(1kg)
$0.46PKR 128
$2.24Rp 40.5K
-79.46%
Potato(1kg)
$0.33PKR 90.9
$1.98Rp 35.8K
-83.33%
Onion(1kg)
$0.51PKR 142
$2.28Rp 41.2K
-77.63%
Lettuce(1 head)
$0.47PKR 131
$1.05Rp 19.1K
-55.24%
Water(1.5 liter bottle)
$0.34PKR 94.0
$0.79Rp 14.2K
-56.96%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.11PKR 308
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.54PKR 150
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.12PKR 311
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.90PKR 526
$3.19Rp 57.7K
-40.44%
Wine(Bottle)
-
$23.49Rp 424.8K
-
Local Beer(0.5 liter bottle)
-
$2.90Rp 52.4K
-
Imported Beer(0.33 liter bottle)
-
$2.76Rp 49.8K
-
🚌 Getting Around
Sahiwal
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.19PKR 53.9
$0.27Rp 4,821
-29.63%
Public Transport Monthly Pass(Regular Price)
$7.00PKR 1,943
$8.37Rp 151.3K
-16.37%
Taxi Start(Normal Tariff)
$0.74PKR 207
$0.45Rp 8,180
64.44%
Taxi(Normal Tariff)(1km)
$0.52PKR 144
$0.46Rp 8,311
13.04%
Taxi 1hour Waiting(Normal Tariff)
$1.81PKR 502
$6.07Rp 109.7K
-70.18%
Gasoline(1 liter)
$0.94PKR 262
$0.86Rp 15.6K
9.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.7KPKR 4.9M
$26.6KRp 480.7M
-33.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.2KPKR 6.4M
$32.5KRp 588.6M
-28.69%
🧾 Monthly Utilities & Internet
Sahiwal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$71.4PKR 19.8K
$79.0Rp 1.4M
-9.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.34PKR 1,482
$4.09Rp 74.0K
30.56%
Internet(50+ Mbps, Unlimited Data)
$17.57PKR 4,876
$23.85Rp 431.2K
-26.33%
🎉 Sport & Entertainment
Sahiwal
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.55PKR 3,484
$98.8Rp 1.8M
-87.29%
Tennis Court(1 Hour on Weekend)
$5.91PKR 1,640
$6.35Rp 114.9K
-6.93%
Cinema Ticket
$3.62PKR 1,005
$4.01Rp 72.5K
-9.73%
🧸 Childcare & Education
Sahiwal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$17.38PKR 4,824
$297Rp 5.4M
-94.15%
International Primary School, 1 Child(Yearly)
$1,216PKR 337.4K
$6,602Rp 119.4M
-81.59%
👕👟 Clothing & Footwear
Sahiwal
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$14.30PKR 3,968
$53.4Rp 966.0K
-73.24%
Summer Dress(H&M, Zara, etc)
$12.31PKR 3,417
$38.11Rp 689.2K
-67.70%
Sport Shoes(Adidas, Nike)
$72.7PKR 20.2K
$88.7Rp 1.6M
-17.99%
Men's Leather Business Shoes
$28.09PKR 7,795
$76.6Rp 1.4M
-63.34%
🏠 Accommodation & Living
Sahiwal
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$74.3PKR 20.6K
$1,020Rp 18.4M
-92.72%
1-bedroom Apartment, Outside City Center(Monthly)
$50.9PKR 14.1K
$680Rp 12.3M
-92.52%
3-bedroom Apartment, City Center(Monthly)
$167PKR 46.2K
$3,469Rp 62.7M
-95.20%
3-bedroom Apartment, Outside City Center(Monthly)
$108PKR 30.0K
$2,090Rp 37.8M
-94.83%
Buy Apartment in City Center(m2)
$874PKR 242.6K
$2,729Rp 49.3M
-67.96%
Buy Apartment Outside City Center(m2)
$531PKR 147.3K
$2,295Rp 41.5M
-76.87%
💵 Salaries & Financials
Sahiwal
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
13.28
49.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sahiwal: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $74.3 in Sahiwal and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $11.00 in Sahiwal vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $86.0 vs $298 per month, with Sahiwal cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sahiwal?
Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 276% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $555 in Sahiwal and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sahiwal and Ubud, Bali?
Rent for a central apartment: $74.3 in Sahiwal versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sahiwal and in Ubud, Bali?
Supermarket bills run roughly 246% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Sahiwal or in Ubud, Bali?
Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Sahiwal or in Ubud, Bali?
At $370 in Sahiwal versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.
Is Sahiwal or Ubud, Bali more family-friendly?
For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sahiwal or Ubud, Bali?
Safety-wise, Sahiwal and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sahiwal gentler on the wallet – expenses run 276% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.