🙂Monthly costs for one person with rent: $374 in Sahiwal versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $564 in Sahiwal versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $753 in Sahiwal versus $3,732 in Ubud, Bali.
🙂Living in Sahiwal costs roughly 74% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sahiwal is 72% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Sahiwal
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.74PKR 484
$3.57Rp 61.9K
-51.26%
Three-Course Dinner for Two, Mid-Range
$10.63PKR 2,962
$32.58Rp 564.7K
-67.37%
Fast Food Meal(McDonalds, etc)
$4.15PKR 1,158
$5.07Rp 87.8K
-18.15%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.55PKR 710
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.64PKR 1,016
-
-
Cappuccino
$1.75PKR 487
$2.83Rp 49.0K
-38.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 91.2
$1.34Rp 23.2K
-75.37%
Water(0.33 liter bottle)
$0.17PKR 46.89
$0.69Rp 12.0K
-75.36%
Local Beer(0.5 liter draught)
-
$2.99Rp 51.8K
-
Imported Beer(0.33 liter bottle)
-
$3.85Rp 66.7K
-
🛒 Groceries & Markets
Sahiwal
Ubud, Bali
Difference
Milk(1 liter)
$0.64PKR 179
$1.74Rp 30.2K
-63.22%
White Bread(500g)
$0.44PKR 123
$2.54Rp 44.0K
-82.68%
Rice(white)(1kg)
$1.17PKR 327
$1.19Rp 20.6K
-1.68%
Eggs
$1.17PKR 326
$2.43Rp 42.0K
-51.85%
Local Cheese(1kg)
$5.89PKR 1,643
$14.66Rp 254.1K
-59.82%
Chicken Fillets(1kg)
$2.92PKR 814
$4.18Rp 72.4K
-30.14%
Beef Round Steak(1kg)
$4.43PKR 1,235
$11.94Rp 206.9K
-62.90%
Apples(1kg)
$1.05PKR 293
$3.69Rp 63.9K
-71.54%
Banana(1kg)
$0.60PKR 169
$1.61Rp 27.8K
-62.73%
Oranges(1kg)
$0.33PKR 93.2
$2.69Rp 46.5K
-87.73%
Tomato(1kg)
$0.46PKR 128
$2.33Rp 40.4K
-80.26%
Potato(1kg)
$0.36PKR 99.2
$1.91Rp 33.0K
-81.15%
Onion(1kg)
$0.48PKR 133
$2.19Rp 37.9K
-78.08%
Lettuce(1 head)
$0.45PKR 124
$1.06Rp 18.3K
-57.55%
Water(1.5 liter bottle)
$0.37PKR 102
$0.72Rp 12.5K
-48.61%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.70PKR 196
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.51PKR 141
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.06PKR 297
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.99PKR 554
$3.13Rp 54.3K
-36.42%
Wine(Bottle)
-
$23.49Rp 407.1K
-
Local Beer(0.5 liter bottle)
-
$2.74Rp 47.5K
-
Imported Beer(0.33 liter bottle)
-
$2.88Rp 49.9K
-
🚌 Getting Around
Sahiwal
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.16PKR 43.22
$0.29Rp 5,029
-44.83%
Public Transport Monthly Pass(Regular Price)
$6.97PKR 1,944
$8.17Rp 141.6K
-14.69%
Taxi Start(Normal Tariff)
$0.73PKR 203
$0.45Rp 7,863
62.22%
Taxi(Normal Tariff)(1km)
$0.50PKR 139
$0.42Rp 7,305
19.05%
Taxi 1hour Waiting(Normal Tariff)
$1.80PKR 502
$6.16Rp 106.7K
-70.78%
Gasoline(1 liter)
$0.89PKR 249
$0.84Rp 14.6K
5.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.9KPKR 5.0M
$26.2KRp 454.9M
-31.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0KPKR 6.4M
$32.5KRp 562.9M
-29.10%
🧾 Monthly Utilities & Internet
Sahiwal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.0PKR 19.5K
$78.4Rp 1.4M
-10.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.48PKR 1,528
$3.95Rp 68.5K
38.73%
Internet(50+ Mbps, Unlimited Data)
$17.48PKR 4,872
$24.40Rp 423.0K
-28.36%
🎉 Sport & Entertainment
Sahiwal
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.16PKR 3,389
$96.5Rp 1.7M
-87.40%
Tennis Court(1 Hour on Weekend)
$5.85PKR 1,631
$6.35Rp 110.0K
-7.87%
Cinema Ticket
$3.58PKR 998
$4.04Rp 70.0K
-11.39%
🧸 Childcare & Education
Sahiwal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$17.83PKR 4,970
$303Rp 5.2M
-94.11%
International Primary School, 1 Child(Yearly)
$1,243PKR 346.6K
$6,523Rp 113.1M
-80.94%
👕👟 Clothing & Footwear
Sahiwal
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$14.12PKR 3,936
$53.8Rp 933.1K
-73.77%
Summer Dress(H&M, Zara, etc)
$12.28PKR 3,424
$37.98Rp 658.3K
-67.67%
Sport Shoes(Adidas, Nike)
$74.0PKR 20.6K
$86.8Rp 1.5M
-14.75%
Men's Leather Business Shoes
$28.15PKR 7,848
$78.9Rp 1.4M
-64.30%
🏠 Accommodation & Living
Sahiwal
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$73.9PKR 20.6K
$1,012Rp 17.5M
-92.70%
1-bedroom Apartment, Outside City Center(Monthly)
$51.5PKR 14.3K
$674Rp 11.7M
-92.37%
3-bedroom Apartment, City Center(Monthly)
$168PKR 46.8K
$3,390Rp 58.8M
-95.04%
3-bedroom Apartment, Outside City Center(Monthly)
$106PKR 29.4K
$2,098Rp 36.4M
-94.97%
Buy Apartment in City Center(m2)
$743PKR 207.1K
$2,985Rp 51.7M
-75.11%
Buy Apartment Outside City Center(m2)
$560PKR 156.2K
$2,339Rp 40.5M
-76.05%
💵 Salaries & Financials
Sahiwal
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
13.28
49.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sahiwal: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $73.9 in Sahiwal and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $11.00 in Sahiwal vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $86.0 vs $298 per month, with Sahiwal cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sahiwal?
Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 285% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $561 in Sahiwal and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sahiwal and Ubud, Bali?
Rent for a central apartment: $73.9 in Sahiwal versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sahiwal and Ubud, Bali?
Supermarket bills run roughly 244% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Sahiwal or Ubud, Bali?
Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Sahiwal or Ubud, Bali?
At $374 in Sahiwal versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.
Is Sahiwal or Ubud, Bali more family-friendly?
For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sahiwal or Ubud, Bali?
Safety-wise, Sahiwal and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sahiwal gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.