Last update: Oct 2026

Cost of Living Comparison Between Sahiwal and Ubud, Bali

For one person, living is cheaper in Sahiwal: $498 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Sahiwal
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Sahiwal Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sahiwal

🇵🇰 Pakistan

$498

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sahiwal and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sahiwal and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $498 in Sahiwal versus $1,349 in Ubud, Bali.

Sahiwal $498
Ubud, Bali $1,349

Estimated couple costs with rent: $755 in Sahiwal versus $2,305 in Ubud, Bali.

Sahiwal $755
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,013 in Sahiwal versus $3,261 in Ubud, Bali.

Sahiwal $1,013
Ubud, Bali $3,261

Living in Sahiwal costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.57 PKR 711

$3.32 Rp 60.4K

-22.59%

Three-Course Dinner for Two, Mid-Range

$14.34 PKR 3,963

$35.64 Rp 648.1K

-59.76%

Fast Food Meal (McDonalds, etc)

$5.67 PKR 1,568

$5.53 Rp 100.6K

2.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.58 PKR 989

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.36 PKR 1,483

Cappuccino

$2.62 PKR 724

$2.72 Rp 49.4K

-3.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 103

$1.70 Rp 30.9K

-78.24%

Water (0.33 liter bottle)

$0.26 PKR 72.1

$0.76 Rp 13.8K

-65.79%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$0.97 PKR 268

$1.49 Rp 27.1K

-34.90%

White Bread (500g)

$0.73 PKR 201

$2.28 Rp 41.4K

-67.98%

Rice (white) (1kg)

$1.24 PKR 342

$1.19 Rp 21.6K

4.20%

Eggs

$1.20 PKR 332

$2.04 Rp 37.0K

-41.18%

Local Cheese (1kg)

$6.40 PKR 1,768

$17.70 Rp 321.9K

-63.84%

Chicken Fillets (1kg)

$2.49 PKR 688

$3.96 Rp 72.1K

-37.12%

Beef Round Steak (1kg)

$4.97 PKR 1,375

$12.19 Rp 221.7K

-59.23%

Apples (1kg)

$1.18 PKR 326

$3.66 Rp 66.5K

-67.76%

Banana (1kg)

$0.70 PKR 192

$1.52 Rp 27.6K

-53.95%

Oranges (1kg)

$0.83 PKR 230

$2.23 Rp 40.5K

-62.78%

Tomato (1kg)

$0.60 PKR 165

$1.97 Rp 35.9K

-69.54%

Potato (1kg)

$0.31 PKR 86.1

$1.85 Rp 33.6K

-83.24%

Onion (1kg)

$0.36 PKR 99.5

$2.42 Rp 44.1K

-85.12%

Lettuce (1 head)

$0.48 PKR 131

$0.99 Rp 18.0K

-51.52%

Water (1.5 liter bottle)

$0.35 PKR 96.2

$0.51 Rp 9,336

-31.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.07 PKR 295

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.60 PKR 166

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.72 PKR 476

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 PKR 588

$2.22 Rp 40.4K

-4.05%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.18 PKR 50.8

$0.25 Rp 4,564

-28.00%

Public Transport Monthly Pass (Regular Price)

$11.05 PKR 3,056

$7.82 Rp 142.3K

41.30%

Taxi Start (Normal Tariff)

$0.88 PKR 242

$0.44 Rp 7,992

100.00%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$0.43 Rp 7,821

72.09%

Taxi 1hour Waiting (Normal Tariff)

$1.83 PKR 506

$5.41 Rp 98.4K

-66.17%

Gasoline (1 liter)

$1.34 PKR 371

$0.82 Rp 15.0K

63.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$23.8K Rp 433.5M

-24.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K PKR 6.6M

$31.7K Rp 577.3M

-25.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 PKR 34.6K

$79.1 Rp 1.4M

58.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.74 PKR 1,587

$6.45 Rp 117.2K

-11.01%

Internet (50+ Mbps, Unlimited Data)

$16.23 PKR 4,487

$18.58 Rp 337.8K

-12.65%

Gym Membership (Monthly)

$12.76 PKR 3,527

$49.48 Rp 899.8K

-74.21%

Tennis Court (1 Hour on Weekend)

$7.53 PKR 2,083

$17.65 Rp 320.9K

-57.34%

Cinema Ticket

$4.40 PKR 1,217

$4.27 Rp 77.7K

3.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$75.0 PKR 20.7K

$491 Rp 8.9M

-84.71%

International Primary School, 1 Child (Yearly)

$2,068 PKR 571.7K

$5,674 Rp 103.2M

-63.55%

Jeans (Levis 501 Or Similar)

$17.74 PKR 4,904

$44.64 Rp 811.7K

-60.26%

Summer Dress (H&M, Zara, etc)

$27.98 PKR 7,735

$34.95 Rp 635.6K

-19.94%

Sport Shoes (Adidas, Nike)

$72.6 PKR 20.1K

$79.9 Rp 1.5M

-9.17%

Men's Leather Business Shoes

$32.21 PKR 8,906

$79.4 Rp 1.4M

-59.44%

1-bedroom Apartment, City Center (Monthly)

$125 PKR 34.6K

$1,125 Rp 20.5M

-88.87%

1-bedroom Apartment, Outside City Center (Monthly)

$76.5 PKR 21.1K

$671 Rp 12.2M

-88.61%

3-bedroom Apartment, City Center (Monthly)

$307 PKR 84.9K

$3,565 Rp 64.8M

-91.38%

3-bedroom Apartment, Outside City Center (Monthly)

$177 PKR 49.0K

$1,723 Rp 31.3M

-89.72%

Buy Apartment in City Center (m2)

$696 PKR 192.5K

$2,732 Rp 49.7M

-74.51%

Buy Apartment Outside City Center (m2)

$471 PKR 130.1K

$2,284 Rp 41.5M

-79.39%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.05

13.78

1.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sahiwal: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sahiwal

$147 29.5%

Ubud, Bali

$104 7.7% 29.2% $43

Groceries & Markets

Sahiwal

$97 19.6%

Ubud, Bali

$288 21.4% 196% $191

Accommodation & Living

Sahiwal

$77 15.4%

Ubud, Bali

$672 49.8% 778% $595

Eating Out

Sahiwal

$72 14.4%

Ubud, Bali

$108 8% 50.5% $36

Clothing & Footwear

Sahiwal

$68 13.6%

Ubud, Bali

$108 8% 58.7% $40

Sport & Entertainment

Sahiwal

$22 4.3%

Ubud, Bali

$58 4.3% 169% $36

Getting Around

Sahiwal

$16 3.3%

Ubud, Bali

$11 0.9% 30.2% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Sahiwal and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $14 in Sahiwal vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97 vs $288 per month, with Sahiwal cheaper across the board.

Good to know

🇵🇰 Sahiwal

🇮🇩 Ubud, Bali

🕒 Local time

09:04 9:04 AM

12:04 12:04 PM

3 h ahead of Sahiwal

🌤 Weather

👥 Population

389,605

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.25 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 29, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 308 PKR (1,000 PKR = 3.25 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Sahiwal Ubud, Bali 6,260 km ≈ 8 h nonstop flight

From you

Sahiwal
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sahiwal is about 63% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $747 in Sahiwal and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $125 in Sahiwal versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 196% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sahiwal – a meal for two runs $14 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $498 in Sahiwal versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.