🙂Monthly costs for one person with rent: $497 in Sahiwal versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $722 in Sahiwal versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $947 in Sahiwal versus $3,275 in Ubud, Bali.
🌍Living in Sahiwal costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sahiwal is 64% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Sahiwal
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.56PKR 709
$3.33Rp 58.7K
-23.12%
Three-Course Dinner for Two, Mid-Range
$14.38PKR 3,985
$35.82Rp 630.7K
-59.85%
Fast Food Meal(McDonalds, etc)
$5.53PKR 1,531
$5.63Rp 99.1K
-1.78%
Local Non-Alcoholic Beer(0.5 liter draught)
$3.54PKR 981
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$5.38PKR 1,492
-
-
Cappuccino
$2.57PKR 711
$2.82Rp 49.7K
-8.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.42PKR 118
$1.75Rp 30.8K
-76.00%
Water(0.33 liter bottle)
$0.26PKR 72.3
$0.80Rp 14.0K
-67.50%
Local Beer(0.5 liter draught)
-
$3.04Rp 53.6K
-
Imported Beer(0.33 liter bottle)
-
$4.30Rp 75.7K
-
🛒 Groceries & Markets
Sahiwal
Ubud, Bali
Difference
Milk(1 liter)
$0.91PKR 251
$1.61Rp 28.3K
-43.48%
White Bread(500g)
$0.66PKR 183
$2.27Rp 39.9K
-70.93%
Rice(white)(1kg)
$1.21PKR 336
$1.17Rp 20.6K
3.42%
Eggs
$1.23PKR 341
$2.17Rp 38.2K
-43.32%
Local Cheese(1kg)
$6.47PKR 1,794
$17.63Rp 310.5K
-63.30%
Chicken Fillets(1kg)
$2.45PKR 679
$4.05Rp 71.4K
-39.51%
Beef Round Steak(1kg)
$4.93PKR 1,365
$12.18Rp 214.5K
-59.52%
Apples(1kg)
$1.21PKR 335
$3.62Rp 63.7K
-66.57%
Banana(1kg)
$0.66PKR 184
$1.64Rp 28.8K
-59.76%
Oranges(1kg)
$0.83PKR 229
$2.31Rp 40.6K
-64.07%
Tomato(1kg)
$0.64PKR 178
$1.96Rp 34.5K
-67.35%
Potato(1kg)
$0.30PKR 83.5
$1.84Rp 32.5K
-83.70%
Onion(1kg)
$0.32PKR 89.8
$2.37Rp 41.7K
-86.50%
Lettuce(1 head)
$0.45PKR 126
$1.05Rp 18.5K
-57.14%
Water(1.5 liter bottle)
$0.34PKR 92.9
$0.54Rp 9,560
-37.04%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.10PKR 305
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.61PKR 169
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.72PKR 477
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.10PKR 583
$2.30Rp 40.6K
-8.70%
Wine(Bottle)
-
$23.08Rp 406.4K
-
Local Beer(0.5 liter bottle)
-
$2.34Rp 41.2K
-
Imported Beer(0.33 liter bottle)
-
$3.07Rp 54.0K
-
🚌 Getting Around
Sahiwal
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.17PKR 47.60
$0.25Rp 4,365
-32.00%
Public Transport Monthly Pass(Regular Price)
$9.75PKR 2,701
$9.42Rp 165.9K
3.50%
Taxi Start(Normal Tariff)
$0.93PKR 257
$0.49Rp 8,631
89.80%
Taxi(Normal Tariff)(1km)
$0.70PKR 193
$0.47Rp 8,349
48.94%
Taxi 1hour Waiting(Normal Tariff)
$1.77PKR 491
$5.60Rp 98.6K
-68.39%
Gasoline(1 liter)
$1.33PKR 369
$0.81Rp 14.2K
64.20%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8KPKR 4.9M
$25.0KRp 440.3M
-28.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0KPKR 7.2M
$31.1KRp 547.0M
-16.46%
🧾 Monthly Utilities & Internet
Sahiwal
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124PKR 34.4K
$82.7Rp 1.5M
50.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.20PKR 1,441
$6.49Rp 114.2K
-19.88%
Internet(50+ Mbps, Unlimited Data)
$16.26PKR 4,504
$18.79Rp 330.8K
-13.46%
🎉 Sport & Entertainment
Sahiwal
Ubud, Bali
Difference
Gym Membership(Monthly)
$15.02PKR 4,161
$55.2Rp 972.6K
-72.81%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
$4.41PKR 1,221
$4.30Rp 75.7K
2.56%
🧸 Childcare & Education
Sahiwal
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$44.39PKR 12.3K
$494Rp 8.7M
-91.02%
International Primary School, 1 Child(Yearly)
$2,010PKR 556.9K
$5,917Rp 104.2M
-66.03%
👕👟 Clothing & Footwear
Sahiwal
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$16.73PKR 4,634
$46.28Rp 814.8K
-63.85%
Summer Dress(H&M, Zara, etc)
$24.95PKR 6,913
$36.44Rp 641.6K
-31.53%
Sport Shoes(Adidas, Nike)
$73.2PKR 20.3K
$80.7Rp 1.4M
-9.32%
Men's Leather Business Shoes
$29.87PKR 8,274
$78.8Rp 1.4M
-62.09%
🏠 Accommodation & Living
Sahiwal
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$127PKR 35.1K
$1,114Rp 19.6M
-88.63%
1-bedroom Apartment, Outside City Center(Monthly)
$77.4PKR 21.4K
$693Rp 12.2M
-88.84%
3-bedroom Apartment, City Center(Monthly)
$252PKR 69.9K
$3,639Rp 64.1M
-93.06%
3-bedroom Apartment, Outside City Center(Monthly)
$151PKR 41.8K
$1,712Rp 30.1M
-91.20%
Buy Apartment in City Center(m2)
$909PKR 251.9K
$2,761Rp 48.6M
-67.06%
Buy Apartment Outside City Center(m2)
$511PKR 141.5K
$2,293Rp 40.4M
-77.72%
💵 Salaries & Financials
Sahiwal
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
14.22
13.78
3.19%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sahiwal: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $127 in Sahiwal and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Sahiwal vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $96.0 vs $294 per month, with Sahiwal cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sahiwal vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sahiwal?
Sahiwal is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 177% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $745 in Sahiwal and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sahiwal and Ubud, Bali?
Rent for a central apartment: $127 in Sahiwal versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Sahiwal and in Ubud, Bali?
Supermarket bills run roughly 206% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Sahiwal or in Ubud, Bali?
Dining out is cheaper in Sahiwal – a meal for two runs $14.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Sahiwal or in Ubud, Bali?
At $497 in Sahiwal versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.
Is Sahiwal or Ubud, Bali more family-friendly?
For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sahiwal or Ubud, Bali?
Safety-wise, Sahiwal and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sahiwal gentler on the wallet – expenses run 177% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.