Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Sahiwal

For one person, living is cheaper in Sahiwal: $507 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Sahiwal
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Sahiwal Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Sahiwal

🇵🇰 Pakistan

$507

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sahiwal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sahiwal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $507 in Sahiwal.

Ubud, Bali $1,331
Sahiwal $507

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $761 in Sahiwal.

Ubud, Bali $2,255
Sahiwal $761

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,015 in Sahiwal.

Ubud, Bali $3,180
Sahiwal $1,015

Living in Ubud, Bali is roughly 162% more expensive than in Sahiwal, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Sahiwal 62% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$2.54 PKR 703

33.07%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$14.22 PKR 3,929

143.67%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.61 PKR 1,551

-0.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.63 PKR 1,004

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.53 PKR 1,529

Cappuccino

$2.62 Rp 47.5K

$2.52 PKR 697

3.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.40 PKR 111

285.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.24 PKR 65.8

166.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.46 Rp 26.5K

$0.98 PKR 271

48.98%

White Bread (500g)

$2.29 Rp 41.6K

$0.78 PKR 217

193.59%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.18 PKR 327

-5.93%

Eggs

$2.10 Rp 38.1K

$1.16 PKR 320

81.03%

Local Cheese (1kg)

$15.94 Rp 289.2K

$6.41 PKR 1,771

148.67%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$2.56 PKR 707

51.56%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$4.98 PKR 1,377

128.92%

Apples (1kg)

$3.55 Rp 64.4K

$1.18 PKR 327

200.85%

Banana (1kg)

$1.54 Rp 27.9K

$0.66 PKR 181

133.33%

Oranges (1kg)

$2.23 Rp 40.5K

$0.91 PKR 252

145.05%

Tomato (1kg)

$1.97 Rp 35.8K

$0.59 PKR 162

233.90%

Potato (1kg)

$1.86 Rp 33.7K

$0.29 PKR 79.4

541.38%

Onion (1kg)

$2.42 Rp 43.9K

$0.39 PKR 107

520.51%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.45 PKR 124

126.67%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.34 PKR 94.9

52.94%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 292

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.61 PKR 170

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.65 PKR 456

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.23 PKR 617

-1.35%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.20 PKR 56.3

25.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$10.00 PKR 2,764

-18.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.87 PKR 240

-49.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.69 PKR 190

-31.88%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.76 PKR 488

218.18%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.40 PKR 386

-40.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$18.2K PKR 5.0M

34.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$23.8K PKR 6.6M

33.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$124 PKR 34.4K

-37.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$5.52 PKR 1,525

11.23%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$16.08 PKR 4,445

17.66%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$15.10 PKR 4,174

237.68%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$8.13 PKR 2,248

124.48%

Cinema Ticket

$4.38 Rp 79.5K

$4.26 PKR 1,178

2.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$75.4 PKR 20.8K

552.90%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$2,016 PKR 557.3K

506.08%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$17.94 PKR 4,958

151.73%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$27.74 PKR 7,667

25.78%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$72.4 PKR 20.0K

8.16%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.68 PKR 9,032

138.28%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$134 PKR 37.2K

701.38%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$86.9 PKR 24.0K

665.56%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$272 PKR 75.3K

1188.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$181 PKR 49.9K

825.15%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$824 PKR 227.8K

183.87%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$494 PKR 136.6K

352.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.05

-1.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Sahiwal: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Sahiwal

$87 17.1% 86.9% $578

Groceries & Markets

Ubud, Bali

$279 21%

Sahiwal

$98 19.3% 65% $182

Clothing & Footwear

Ubud, Bali

$106 8%

Sahiwal

$68 13.4% 36.2% $38

Eating Out

Ubud, Bali

$106 8%

Sahiwal

$70 13.8% 33.8% $36

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Sahiwal

$146 28.8% 42.4% $43

Sport & Entertainment

Ubud, Bali

$60 4.5%

Sahiwal

$24 4.7% 60.5% $36

Getting Around

Ubud, Bali

$12 0.9%

Sahiwal

$15 3% 26.5% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $134 in Sahiwal. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $14 in Sahiwal for a mid-range dinner for two. Groceries echo the gap at $279 vs $98 per month, with Sahiwal cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Sahiwal

🕒 Local time

10:46 10:46 AM

07:46 7:46 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

389,605

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sahiwal 6,260 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Sahiwal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sahiwal: Cost of Living - Frequently Asked Questions

Sahiwal is about 62% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $761 in Sahiwal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $134 in Sahiwal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 185% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sahiwal – a meal for two runs $14 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $507 in Sahiwal versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.