Cost of Living Comparison Between Ubud, Bali and Sahiwal Cost of Living Comparison Between Ubud, Bali and Sahiwal

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $372 in Sahiwal.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $566 in Sahiwal.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $759 in Sahiwal.

Living in Ubud, Bali is roughly 275% more expensive than Sahiwal, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sahiwal is 72% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$1.74 PKR 483

95.40%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$10.52 PKR 2,924

207.79%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.18 PKR 1,161

19.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.41 PKR 670

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.68 PKR 1,022

Cappuccino

$2.82 Rp 50.0K

$1.72 PKR 479

63.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.33 PKR 91.6

318.18%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.19 PKR 52.5

284.21%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

Milk (1 liter)

$1.79 Rp 31.8K

$0.65 PKR 180

175.38%

White Bread (500g)

$2.46 Rp 43.7K

$0.43 PKR 120

472.09%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.13 PKR 313

6.19%

Eggs

$2.39 Rp 42.3K

$1.21 PKR 337

97.52%

Local Cheese (1kg)

$14.40 Rp 255.1K

$5.98 PKR 1,662

140.80%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$3.00 PKR 835

42.67%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$4.56 PKR 1,267

159.21%

Apples (1kg)

$3.78 Rp 67.0K

$1.06 PKR 295

256.60%

Banana (1kg)

$1.63 Rp 28.9K

$0.61 PKR 169

167.21%

Oranges (1kg)

$2.80 Rp 49.6K

$0.34 PKR 94.2

723.53%

Tomato (1kg)

$2.26 Rp 40.0K

$0.43 PKR 118

425.58%

Potato (1kg)

$2.00 Rp 35.3K

$0.32 PKR 90.1

525.00%

Onion (1kg)

$2.21 Rp 39.2K

$0.52 PKR 145

325.00%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.47 PKR 131

127.66%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.36 PKR 101

111.11%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.87 PKR 241

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 144

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.11 PKR 309

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$1.91 PKR 532

63.87%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.20 PKR 55.8

35.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$7.26 PKR 2,020

15.29%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.68 PKR 188

-33.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.49 PKR 137

-12.24%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$1.82 PKR 505

228.57%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.96 PKR 266

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$17.7K PKR 4.9M

46.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$23.2K PKR 6.5M

36.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$70.8 PKR 19.7K

14.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$5.59 PKR 1,554

-25.94%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$17.52 PKR 4,872

37.67%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$12.60 PKR 3,502

675.79%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$6.06 PKR 1,684

9.57%

Cinema Ticket

$4.04 Rp 71.5K

$3.44 PKR 957

17.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$17.67 PKR 4,912

1580.98%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$1,234 PKR 343.2K

433.83%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$14.35 PKR 3,989

284.25%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$12.19 PKR 3,389

215.91%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$73.7 PKR 20.5K

16.95%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$28.15 PKR 7,826

176.91%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$75.1 PKR 20.9K

1212.24%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$52.8 PKR 14.7K

1158.81%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$167 PKR 46.5K

1961.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$104 PKR 29.0K

1858.26%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$904 PKR 251.3K

212.99%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$428 PKR 119.1K

432.69%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Sahiwal: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $75.1 in Sahiwal. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Sahiwal for a mid-range dinner for two. Groceries echo the gap at $299 vs $87.0 per month, with Sahiwal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sahiwal: Cost of Living - Frequently Asked Questions

Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 275% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,091 in Ubud, Bali and $558 in Sahiwal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $75.1 in Sahiwal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 242% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $372 in Sahiwal versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.

For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sahiwal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sahiwal gentler on the wallet – expenses run 275% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.