Cost of Living Comparison Between Ubud, Bali and Sahiwal Cost of Living Comparison Between Ubud, Bali and Sahiwal

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $370 in Sahiwal.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $565 in Sahiwal.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $761 in Sahiwal.

Living in Ubud, Bali is roughly 276% more expensive than in Sahiwal, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sahiwal is 72% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.73 PKR 481

106.36%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$10.78 PKR 2,991

199.81%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.20 PKR 1,164

19.29%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.41 PKR 669

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.69 PKR 1,024

Cappuccino

$2.82 Rp 51.0K

$1.73 PKR 481

63.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.35 PKR 97.7

285.71%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.19 PKR 52.2

284.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.61 PKR 168

191.80%

White Bread (500g)

$2.45 Rp 44.2K

$0.43 PKR 120

469.77%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.13 PKR 315

1.77%

Eggs

$2.41 Rp 43.6K

$1.15 PKR 320

109.57%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.89 PKR 1,635

143.29%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.90 PKR 806

44.48%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.63 PKR 1,286

160.48%

Apples (1kg)

$3.64 Rp 65.7K

$1.02 PKR 282

256.86%

Banana (1kg)

$1.57 Rp 28.3K

$0.61 PKR 169

157.38%

Oranges (1kg)

$2.79 Rp 50.3K

$0.36 PKR 100

675.00%

Tomato (1kg)

$2.24 Rp 40.5K

$0.46 PKR 128

386.96%

Potato (1kg)

$1.98 Rp 35.7K

$0.33 PKR 90.9

500.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.51 PKR 142

347.06%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.47 PKR 131

123.40%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.34 PKR 94.0

132.35%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.11 PKR 308

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 PKR 150

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.12 PKR 311

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.90 PKR 526

67.89%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.19 PKR 53.9

42.11%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$7.00 PKR 1,943

19.57%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.74 PKR 207

-39.19%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.52 PKR 144

-11.54%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.81 PKR 502

235.36%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.94 PKR 262

-8.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.7K PKR 4.9M

50.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$23.2K PKR 6.4M

40.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$71.4 PKR 19.8K

10.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$5.34 PKR 1,482

-23.41%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$17.57 PKR 4,876

35.74%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$12.55 PKR 3,483

687.09%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$5.91 PKR 1,639

7.45%

Cinema Ticket

$4.01 Rp 72.3K

$3.62 PKR 1,005

10.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$17.38 PKR 4,824

1610.24%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,216 PKR 337.4K

443.04%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$14.30 PKR 3,968

273.64%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$12.31 PKR 3,417

209.59%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$72.7 PKR 20.2K

21.94%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$28.09 PKR 7,795

172.77%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$74.3 PKR 20.6K

1272.85%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$50.9 PKR 14.1K

1236.99%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$167 PKR 46.2K

1983.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$108 PKR 30.0K

1834.44%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$874 PKR 242.6K

212.13%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$531 PKR 147.3K

332.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Sahiwal: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $74.3 in Sahiwal. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Sahiwal for a mid-range dinner for two. Groceries echo the gap at $298 vs $86.0 per month, with Sahiwal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sahiwal: Cost of Living - Frequently Asked Questions

Sahiwal is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 276% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $555 in Sahiwal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $74.3 in Sahiwal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 246% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sahiwal – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $370 in Sahiwal versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.

For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sahiwal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sahiwal gentler on the wallet – expenses run 276% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.