Cost of Living Comparison Between Ubud, Bali and Sahiwal Cost of Living Comparison Between Ubud, Bali and Sahiwal

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $508 in Sahiwal.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $739 in Sahiwal.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $970 in Sahiwal.

Living in Ubud, Bali is roughly 169% more expensive than in Sahiwal, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Sahiwal is 63% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$2.58 PKR 716

33.33%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$14.50 PKR 4,015

150.41%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.43 PKR 1,503

5.16%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,024

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.36 PKR 1,486

Cappuccino

$2.67 Rp 47.4K

$2.66 PKR 737

0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.43 PKR 118

306.98%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.24 PKR 66.3

262.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$0.88 PKR 243

84.09%

White Bread (500g)

$2.33 Rp 41.3K

$0.67 PKR 184

247.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.21 PKR 334

-8.26%

Eggs

$2.20 Rp 39.0K

$1.21 PKR 334

81.82%

Local Cheese (1kg)

$17.69 Rp 313.9K

$6.40 PKR 1,773

176.41%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.56 PKR 710

60.16%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$4.96 PKR 1,375

145.56%

Apples (1kg)

$3.71 Rp 65.8K

$1.17 PKR 324

217.09%

Banana (1kg)

$1.59 Rp 28.2K

$0.64 PKR 177

148.44%

Oranges (1kg)

$2.28 Rp 40.5K

$0.84 PKR 232

171.43%

Tomato (1kg)

$1.95 Rp 34.7K

$0.67 PKR 186

191.04%

Potato (1kg)

$1.91 Rp 33.8K

$0.30 PKR 84.1

536.67%

Onion (1kg)

$2.33 Rp 41.4K

$0.32 PKR 89.6

628.13%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.50 PKR 139

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.34 PKR 93.4

61.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 294

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.65 PKR 180

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.73 PKR 480

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.23 PKR 619

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.17 PKR 45.74

58.82%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$9.89 PKR 2,741

-9.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.94 PKR 259

-48.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.68 PKR 190

-36.76%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.82 PKR 504

209.89%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.31 PKR 364

-38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$17.7K PKR 4.9M

41.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$26.4K PKR 7.3M

20.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$130 PKR 36.0K

-37.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.29 PKR 1,466

22.68%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$16.48 PKR 4,565

13.90%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$15.78 PKR 4,370

260.39%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.23 PKR 1,173

7.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$46.55 PKR 12.9K

932.59%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$1,968 PKR 545.1K

190.21%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$17.31 PKR 4,795

162.97%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$27.13 PKR 7,513

32.25%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$75.7 PKR 21.0K

6.18%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$31.91 PKR 8,839

146.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$140 PKR 38.7K

697.97%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$67.0 PKR 18.6K

940.65%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$241 PKR 66.8K

1408.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$168 PKR 46.5K

934.07%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$800 PKR 221.5K

248.13%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$512 PKR 141.8K

347.20%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.28

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Sahiwal: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $140 in Sahiwal. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $14.00 in Sahiwal for a mid-range dinner for two. Groceries echo the gap at $295 vs $96.0 per month, with Sahiwal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sahiwal: Cost of Living - Frequently Asked Questions

Sahiwal is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 169% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $761 in Sahiwal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $140 in Sahiwal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 207% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sahiwal – a meal for two runs $14.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $508 in Sahiwal versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Sahiwal but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sahiwal the clear choice for anyone on this budget.

For families, Sahiwal is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sahiwal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sahiwal gentler on the wallet – expenses run 169% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.