Last update: Oct 2026

Cost of Living Comparison Between Richmond, KY and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,150 in Richmond, KY, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Richmond, KY outweigh lower spending on other living expenses.

105

Cost of Living Index in Richmond, KY
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Richmond, KY Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Richmond, KY

🇺🇸 United States

$2,150

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Richmond, KY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Richmond, KY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,150 per month in Richmond, KY vs $1,784 in Montevideo, rent included.

Richmond, KY $2,150
Montevideo $1,784

A couple spends around $3,160 per month in Richmond, KY vs $2,756 in Montevideo, rent included.

Richmond, KY $3,160
Montevideo $2,756

A family of three spends $4,170 per month in Richmond, KY vs $3,728 in Montevideo, rent included.

Richmond, KY $4,170
Montevideo $3,728

Richmond, KY costs about 21% more than Montevideo, and outside of rent the biggest gap is in transport.

Both Richmond, KY and Montevideo sit above the global median – Richmond, KY by 59%, Montevideo by 32%.

Meal at Budget Restaurant

$10.20 $10.20

$14.82 UYU 595

-31.17%

Three-Course Dinner for Two, Mid-Range

$39.35 $39.35

$69.7 UYU 2,797

-43.54%

Fast Food Meal (McDonalds, etc)

$7.79 $7.79

$14.68 UYU 589

-46.93%

Cappuccino

$5.30 $5.30

$4.65 UYU 186

13.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 $2.84

$2.74 UYU 110

3.65%

Water (0.33 liter bottle)

$2.76 $2.76

$2.07 UYU 82.9

33.33%

Local Beer (0.5 liter draught)

$6.33 $6.33

$4.79 UYU 192

32.15%

Imported Beer (0.33 liter bottle)

$6.62 $6.62

$3.63 UYU 146

82.37%

Milk (1 liter)

$1.09 $1.09

$1.39 UYU 55.8

-21.58%

White Bread (500g)

$3.41 $3.41

$2.89 UYU 116

17.99%

Rice (white) (1kg)

$4.73 $4.73

$1.70 UYU 68.1

178.24%

Eggs

$4.33 $4.33

$4.62 UYU 185

-6.28%

Local Cheese (1kg)

$10.16 $10.16

$14.22 UYU 571

-28.55%

Chicken Fillets (1kg)

$9.32 $9.32

$11.62 UYU 466

-19.79%

Beef Round Steak (1kg)

$15.21 $15.21

$12.23 UYU 491

24.37%

Apples (1kg)

$6.75 $6.75

$2.77 UYU 111

143.68%

Banana (1kg)

$1.56 $1.56

$2.85 UYU 114

-45.26%

Oranges (1kg)

$2.75 $2.75

$1.81 UYU 72.5

51.93%

Tomato (1kg)

$5.50 $5.50

$3.20 UYU 129

71.87%

Potato (1kg)

$2.23 $2.23

$1.94 UYU 77.8

14.95%

Onion (1kg)

$4.31 $4.31

$2.16 UYU 86.5

99.54%

Lettuce (1 head)

$2.26 $2.26

$1.43 UYU 57.3

58.04%

Water (1.5 liter bottle)

$2.18 $2.18

$1.94 UYU 77.9

12.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.18 $9.18

$5.47 UYU 219

67.82%

Wine (Bottle)

$14.96 $14.96

$8.95 UYU 359

67.15%

Local Beer (0.5 liter bottle)

$1.93 $1.93

$2.26 UYU 90.8

-14.60%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$2.81 UYU 113

9.96%

One-way Ticket (Public Transport)

$1.03 $1.03

$1.56 UYU 62.6

-33.97%

Public Transport Monthly Pass (Regular Price)

$73.8 UYU 2,962

Taxi Start (Normal Tariff)

$5.06 $5.06

$1.90 UYU 76.2

166.32%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.43 UYU 17.36

265.12%

Taxi 1hour Waiting (Normal Tariff)

$30.11 $30.11

$10.59 UYU 425

184.32%

Gasoline (1 liter)

$0.95 $0.95

$2.12 UYU 85.2

-55.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$26.8K UYU 1.1M

5.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$37.0K UYU 1.5M

-27.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$193 UYU 7,727

12.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.2 $72.2

$20.91 UYU 839

245.19%

Internet (50+ Mbps, Unlimited Data)

$53.9 $53.9

$44.89 UYU 1,802

20.16%

Gym Membership (Monthly)

$35.42 $35.42

$50.8 UYU 2,038

-30.23%

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$13.52 $13.52

$12.30 UYU 494

9.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,227 $1,227

$629 UYU 25.2K

95.22%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$10.9K UYU 437.3K

125.57%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$104 UYU 4,166

-51.33%

Summer Dress (H&M, Zara, etc)

$44.12 $44.12

$57.4 UYU 2,305

-23.19%

Sport Shoes (Adidas, Nike)

$110 $110

$125 UYU 5,010

-11.82%

Men's Leather Business Shoes

$123 $123

$132 UYU 5,315

-6.97%

1-bedroom Apartment, City Center (Monthly)

$1,160 $1,160

$713 UYU 28.6K

62.66%

1-bedroom Apartment, Outside City Center (Monthly)

$963 $963

$575 UYU 23.1K

67.36%

3-bedroom Apartment, City Center (Monthly)

$2,038 $2,038

$1,164 UYU 46.7K

75.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,733 $1,733

$1,033 UYU 41.5K

67.67%

Buy Apartment in City Center (m2)

$1,969 $1,969

$3,418 UYU 137.2K

-42.41%

Buy Apartment Outside City Center (m2)

$1,983 $1,983

$1,760 UYU 70.6K

12.69%

Average Monthly Net Salary (After Tax)

$3,036 $3,036

$1,244 UYU 49.9K

144.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

5.74

15.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Richmond, KY: October 18, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Richmond, KY

$963 44.8%

Montevideo

$575 32.2% 40.2% $388

Groceries & Markets

Richmond, KY

$382 17.8%

Montevideo

$334 18.7% 12.6% $48

Monthly Utilities & Internet

Richmond, KY

$343 15.9%

Montevideo

$258 14.5% 24.6% $84

Eating Out

Richmond, KY

$236 11%

Montevideo

$269 15.1% 14% $33

Clothing & Footwear

Richmond, KY

$148 6.9%

Montevideo

$188 10.6% 27.6% $41

Sport & Entertainment

Richmond, KY

$62 2.9%

Montevideo

$75 4.2% 20.6% $13

Getting Around

Richmond, KY

$17 * 0.8%

Montevideo

$84 4.7% 394% $67

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,160 in Richmond, KY versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 144% higher in Richmond, KY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Richmond, KY versus $70.0 in Montevideo. Groceries tell a different story – $382 in Richmond, KY vs $334 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Richmond, KY

🇺🇾 Montevideo

🕒 Local time

03:37 3:37 AM

04:37 4:37 AM

1 h ahead of Richmond, KY

🌤 Weather

👥 Population

226,610

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 22, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Richmond, KY Montevideo 8,580 km ≈ 11 h nonstop flight

From you

Richmond, KY
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Richmond, KY vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Richmond, KY is pricier by about 21%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,225 per month in Richmond, KY and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Richmond, KY and $70.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Richmond, KY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Richmond, KY at $2,150. In Montevideo it covers expenses comfortably, while in Richmond, KY it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Richmond, KY makes more sense. Both are solid long-term options with distinct trade-offs.