Cost of Living Comparison Between Montevideo and Richmond, KY Cost of Living Comparison Between Montevideo and Richmond, KY

Monthly Cost of Living

A single person spends $1,661 per month in Montevideo vs $2,574 in Richmond, KY, rent included.

A couple spends around $2,471 per month in Montevideo vs $3,654 in Richmond, KY, rent included.

A family of three spends $3,281 per month in Montevideo vs $4,733 in Richmond, KY, rent included.

Montevideo is about 35% cheaper than Richmond, KY, driven mainly by Getting Around.

Both Montevideo and Richmond, KY sit above the global median – Montevideo by 24%, Richmond, KY by 93%.

Currency
🍽 Eating Out
Montevideo
Richmond, KY
Difference
Meal at Budget Restaurant
$16.41 UYU 659
$9.92 $9.92
65.42%
Three-Course Dinner for Two, Mid-Range
$54.5 UYU 2,187
$40.32 $40.32
35.09%
Fast Food Meal (McDonalds, etc)
$12.00 UYU 482
$8.06 $8.06
48.88%
Cappuccino
$4.13 UYU 166
$5.79 $5.79
-28.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.24 UYU 89.8
$2.54 $2.54
-11.81%
Water (0.33 liter bottle)
$1.77 UYU 70.9
$2.47 $2.47
-28.34%
Local Beer (0.5 liter draught)
$4.42 UYU 177
$6.66 $6.66
-33.63%
Imported Beer (0.33 liter bottle)
$3.77 UYU 151
$6.41 $6.41
-41.19%
🛒 Groceries & Markets
Montevideo
Richmond, KY
Difference
Milk (1 liter)
$1.23 UYU 49.31
$1.02 $1.02
20.59%
White Bread (500g)
$2.87 UYU 115
$3.62 $3.62
-20.72%
Rice (white) (1kg)
$1.59 UYU 63.9
$3.90 $3.90
-59.23%
Eggs
$4.91 UYU 197
$3.80 $3.80
29.21%
Local Cheese (1kg)
$13.33 UYU 535
$10.13 $10.13
31.59%
Chicken Fillets (1kg)
$10.90 UYU 438
$8.58 $8.58
27.04%
Beef Round Steak (1kg)
$11.12 UYU 446
$15.93 $15.93
-30.19%
Apples (1kg)
$3.01 UYU 121
$6.22 $6.22
-51.61%
Banana (1kg)
$2.47 UYU 99.3
$1.38 $1.38
78.99%
Oranges (1kg)
$1.49 UYU 59.6
$2.59 $2.59
-42.47%
Tomato (1kg)
$3.73 UYU 150
$5.24 $5.24
-28.82%
Potato (1kg)
$2.10 UYU 84.3
$2.23 $2.23
-5.83%
Onion (1kg)
$1.87 UYU 75.1
$4.56 $4.56
-58.99%
Lettuce (1 head)
$1.37 UYU 55.0
$2.33 $2.33
-41.20%
Water (1.5 liter bottle)
$1.65 UYU 66.4
$2.15 $2.15
-23.26%
Cigarettes 20 Pack (Marlboro, Camel)
$5.11 UYU 205
$8.65 $8.65
-40.92%
Wine (Bottle)
$8.74 UYU 351
$15.10 $15.10
-42.12%
Local Beer (0.5 liter bottle)
$2.27 UYU 91.1
$1.82 $1.82
24.73%
Imported Beer (0.33 liter bottle)
$2.99 UYU 120
$2.85 $2.85
4.91%
🚌 Getting Around
Montevideo
Richmond, KY
Difference
One-way Ticket (Public Transport)
$1.29 UYU 51.9
$1.99 $1.99
-35.18%
Public Transport Monthly Pass (Regular Price)
$56.3 UYU 2,259
-
-
Taxi Start (Normal Tariff)
$1.57 UYU 62.8
$4.94 $4.94
-68.22%
Taxi (Normal Tariff) (1km)
$3.45 UYU 139
$1.60 $1.60
115.63%
Taxi 1hour Waiting (Normal Tariff)
$12.40 UYU 498
$29.65 $29.65
-58.18%
Gasoline (1 liter)
$1.88 UYU 75.7
$0.78 $0.78
141.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K UYU 1.4M
$30.0K $30.0K
15.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.8K UYU 1.5M
$25.9K $25.9K
42.44%
🧾 Monthly Utilities & Internet
Montevideo
Richmond, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 UYU 6,835
$237 $237
-28.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.69 UYU 670
$54.7 $54.7
-69.50%
Internet (50+ Mbps, Unlimited Data)
$48.56 UYU 1,949
$66.7 $66.7
-27.17%
🎉 Sport & Entertainment
Montevideo
Richmond, KY
Difference
Gym Membership (Monthly)
$61.2 UYU 2,455
$43.36 $43.36
41.05%
Tennis Court (1 Hour on Weekend)
$17.22 UYU 691
-
-
Cinema Ticket
$10.35 UYU 416
$14.68 $14.68
-29.50%
🧸 Childcare & Education
Montevideo
Richmond, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 UYU 19.2K
$1,129 $1,129
-57.62%
International Primary School, 1 Child (Yearly)
$9,037 UYU 362.8K
$21.3K $21.3K
-57.49%
👕👟 Clothing & Footwear
Montevideo
Richmond, KY
Difference
Jeans (Levis 501 Or Similar)
$94.2 UYU 3,782
$55.4 $55.4
70.15%
Summer Dress (H&M, Zara, etc)
$47.87 UYU 1,921
$59.8 $59.8
-19.96%
Sport Shoes (Adidas, Nike)
$113 UYU 4,517
$108 $108
3.93%
Men's Leather Business Shoes
$125 UYU 5,034
$123 $123
2.03%
🏠 Accommodation & Living
Montevideo
Richmond, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$615 UYU 24.7K
$1,618 $1,618
-62.00%
1-bedroom Apartment, Outside City Center (Monthly)
$483 UYU 19.4K
$1,376 $1,376
-64.90%
3-bedroom Apartment, City Center (Monthly)
$1,080 UYU 43.3K
$2,613 $2,613
-58.68%
3-bedroom Apartment, Outside City Center (Monthly)
$824 UYU 33.1K
$2,206 $2,206
-62.66%
Buy Apartment in City Center (m2)
$3,631 UYU 145.7K
$1,890 $1,890
92.10%
Buy Apartment Outside City Center (m2)
$2,309 UYU 92.7K
$1,898 $1,898
21.64%
💵 Salaries & Financials
Montevideo
Richmond, KY
Difference
Average Monthly Net Salary (After Tax)
$1,318 UYU 52.9K
$2,969 $2,969
-55.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.68
6.59
-13.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: July 22, 2026

Last update for Richmond, KY: July 21, 2026

Cost Breakdown

A central one-bedroom costs $615 in Montevideo versus $1,618 in Richmond, KY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 125% higher in Richmond, KY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $54.0 in Montevideo versus $40.00 in Richmond, KY. Groceries tell a different story – $320 in Montevideo vs $370 in Richmond, KY – so Montevideo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Richmond, KY: Cost of Living - Frequently Asked Questions
Is Richmond, KY cheaper than Montevideo?
Yes – Richmond, KY is pricier by about 55%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,491 per month in Montevideo and $3,861 in Richmond, KY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Montevideo or in Richmond, KY?
A mid-range dinner for two costs $54.0 in Montevideo and $40.00 in Richmond, KY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Montevideo and in Richmond, KY?
Groceries cost about 16% more in Richmond, KY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Montevideo or in Richmond, KY?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,661, than in Richmond, KY at $2,574. In Montevideo it covers expenses comfortably, while in Richmond, KY it requires careful planning or may not stretch far enough.
Is Montevideo or Richmond, KY more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Montevideo or Richmond, KY?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Richmond, KY makes more sense. Both are solid long-term options with distinct trade-offs.

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