Cost of Living Comparison Between Montevideo and Richmond, KY Cost of Living Comparison Between Montevideo and Richmond, KY

Monthly Cost of Living

A single person spends $1,806 per month in Montevideo vs $2,142 in Richmond, KY, rent included.

A couple spends around $2,668 per month in Montevideo vs $3,212 in Richmond, KY, rent included.

A family of three spends $3,530 per month in Montevideo vs $4,282 in Richmond, KY, rent included.

Montevideo is about 16% cheaper than Richmond, KY, driven mainly by Getting Around.

Both Montevideo and Richmond, KY sit above the global median – Montevideo by 31%, Richmond, KY by 56%.

Currency
🍽 Eating Out
Montevideo
Richmond, KY
Difference
Meal at Budget Restaurant
$15.05 UYU 605
$10.06 $10.06
49.60%
Three-Course Dinner for Two, Mid-Range
$63.1 UYU 2,541
$40.51 $40.51
55.86%
Fast Food Meal (McDonalds, etc)
$13.11 UYU 527
$8.06 $8.06
62.66%
Cappuccino
$4.56 UYU 183
$5.48 $5.48
-16.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 UYU 108
$2.83 $2.83
-4.95%
Water (0.33 liter bottle)
$1.96 UYU 78.7
$2.66 $2.66
-26.32%
Local Beer (0.5 liter draught)
$4.63 UYU 186
$6.69 $6.69
-30.79%
Imported Beer (0.33 liter bottle)
$3.65 UYU 147
$6.74 $6.74
-45.85%
🛒 Groceries & Markets
Montevideo
Richmond, KY
Difference
Milk (1 liter)
$1.34 UYU 54.0
$1.04 $1.04
28.85%
White Bread (500g)
$2.87 UYU 115
$3.47 $3.47
-17.29%
Rice (white) (1kg)
$1.75 UYU 70.6
$4.62 $4.62
-62.12%
Eggs
$4.79 UYU 193
$4.42 $4.42
8.37%
Local Cheese (1kg)
$14.40 UYU 579
$9.94 $9.94
44.87%
Chicken Fillets (1kg)
$11.94 UYU 480
$9.30 $9.30
28.39%
Beef Round Steak (1kg)
$11.57 UYU 465
$15.12 $15.12
-23.48%
Apples (1kg)
$2.83 UYU 114
$6.99 $6.99
-59.51%
Banana (1kg)
$2.78 UYU 112
$1.54 $1.54
80.52%
Oranges (1kg)
$1.76 UYU 71.0
$2.73 $2.73
-35.53%
Tomato (1kg)
$3.00 UYU 121
$5.28 $5.28
-43.18%
Potato (1kg)
$2.14 UYU 86.1
$2.27 $2.27
-5.73%
Onion (1kg)
$2.17 UYU 87.4
$4.27 $4.27
-49.18%
Lettuce (1 head)
$1.46 UYU 58.6
$2.26 $2.26
-35.40%
Water (1.5 liter bottle)
$1.98 UYU 79.6
$2.15 $2.15
-7.91%
Cigarettes 20 Pack (Marlboro, Camel)
$5.55 UYU 223
$9.91 $9.91
-44.00%
Wine (Bottle)
$8.31 UYU 334
$15.10 $15.10
-44.97%
Local Beer (0.5 liter bottle)
$2.24 UYU 90.2
$2.00 $2.00
12.00%
Imported Beer (0.33 liter bottle)
$2.89 UYU 116
$3.17 $3.17
-8.83%
🚌 Getting Around
Montevideo
Richmond, KY
Difference
One-way Ticket (Public Transport)
$1.55 UYU 62.3
$1.02 $1.02
51.96%
Public Transport Monthly Pass (Regular Price)
$75.6 UYU 3,042
-
-
Taxi Start (Normal Tariff)
$1.81 UYU 72.7
$5.04 $5.04
-64.09%
Taxi (Normal Tariff) (1km)
$0.41 UYU 16.34
$1.59 $1.59
-74.21%
Taxi 1hour Waiting (Normal Tariff)
$10.35 UYU 417
$30.55 $30.55
-66.12%
Gasoline (1 liter)
$2.09 UYU 84.2
$0.96 $0.96
117.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K UYU 1.1M
$37.1K $37.1K
-26.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.6K UYU 1.5M
$27.0K $27.0K
39.13%
🧾 Monthly Utilities & Internet
Montevideo
Richmond, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 UYU 7,548
$220 $220
-14.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.86 UYU 678
$74.4 $74.4
-77.34%
Internet (50+ Mbps, Unlimited Data)
$45.26 UYU 1,821
$53.7 $53.7
-15.65%
🎉 Sport & Entertainment
Montevideo
Richmond, KY
Difference
Gym Membership (Monthly)
$48.88 UYU 1,967
$35.02 $35.02
39.58%
Tennis Court (1 Hour on Weekend)
$18.99 UYU 764
-
-
Cinema Ticket
$12.33 UYU 496
$13.88 $13.88
-11.17%
🧸 Childcare & Education
Montevideo
Richmond, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$640 UYU 25.8K
$1,206 $1,206
-46.87%
International Primary School, 1 Child (Yearly)
$10.8K UYU 433.7K
$24.5K $24.5K
-55.97%
👕👟 Clothing & Footwear
Montevideo
Richmond, KY
Difference
Jeans (Levis 501 Or Similar)
$94.5 UYU 3,804
$50.9 $50.9
85.70%
Summer Dress (H&M, Zara, etc)
$56.7 UYU 2,281
$44.17 $44.17
28.35%
Sport Shoes (Adidas, Nike)
$123 UYU 4,952
$109 $109
12.66%
Men's Leather Business Shoes
$132 UYU 5,296
$122 $122
8.06%
🏠 Accommodation & Living
Montevideo
Richmond, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$760 UYU 30.6K
$1,184 $1,184
-35.86%
1-bedroom Apartment, Outside City Center (Monthly)
$602 UYU 24.2K
$994 $994
-39.47%
3-bedroom Apartment, City Center (Monthly)
$1,193 UYU 48.0K
$2,075 $2,075
-42.50%
3-bedroom Apartment, Outside City Center (Monthly)
$980 UYU 39.4K
$1,773 $1,773
-44.75%
Buy Apartment in City Center (m2)
$3,484 UYU 140.2K
$1,892 $1,892
84.09%
Buy Apartment Outside City Center (m2)
$1,865 UYU 75.0K
$1,943 $1,943
-4.02%
💵 Salaries & Financials
Montevideo
Richmond, KY
Difference
Average Monthly Net Salary (After Tax)
$1,211 UYU 48.7K
$3,052 $3,052
-60.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.49
6.08
-9.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: August 31, 2026

Last update for Richmond, KY: August 31, 2026

Cost Breakdown

A central one-bedroom costs $760 in Montevideo versus $1,184 in Richmond, KY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Richmond, KY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Montevideo versus $41.00 in Richmond, KY. Groceries tell a different story – $333 in Montevideo vs $381 in Richmond, KY – so Montevideo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Richmond, KY: Cost of Living - Frequently Asked Questions
Is Richmond, KY cheaper than Montevideo?
Yes – Richmond, KY is pricier by about 19%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,709 per month in Montevideo and $3,213 in Richmond, KY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Montevideo or in Richmond, KY?
A mid-range dinner for two costs $63.0 in Montevideo and $41.00 in Richmond, KY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Montevideo and in Richmond, KY?
Groceries cost about 15% more in Richmond, KY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Montevideo or in Richmond, KY?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,806, than in Richmond, KY at $2,142. In Montevideo it covers expenses comfortably, while in Richmond, KY it requires careful planning or may not stretch far enough.
Is Montevideo or Richmond, KY more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Montevideo or Richmond, KY?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Richmond, KY makes more sense. Both are solid long-term options with distinct trade-offs.

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