Last update: Oct 2026

Cost of Living Comparison Between Toronto and Regina

For one person, living is cheaper in Regina: $2,049 a month against $2,561 in Toronto, rent and utilities included – about $6,100 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
100

Cost of Living Index in Regina
Learn more

Regina Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Regina

🇨🇦 Canada

$2,049

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Regina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Regina actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,049 in Regina, rent included.

Toronto $2,561
Regina $2,049

A couple spends around $3,694 per month in Toronto vs $3,139 in Regina, rent included.

Toronto $3,694
Regina $3,139

A family of three spends $4,826 per month in Toronto vs $4,229 in Regina, rent included.

Toronto $4,826
Regina $4,229

Toronto costs about 25% more than Regina, and outside of rent the biggest gap is in transport.

Both Toronto and Regina sit above the global median – Toronto by 90%, Regina by 52%.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.59 CA$29.11

-16.56%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$66.3 CA$93.7

14.67%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.67 CA$15.09

-1.22%

Cappuccino

$4.02 CA$5.68

$4.34 CA$6.13

-7.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.23 CA$3.15

-4.93%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.75 CA$2.47

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.50 CA$9.19

-4.00%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.07 CA$8.59

16.80%

Milk (1 liter)

$2.44 CA$3.45

$1.48 CA$2.09

64.86%

White Bread (500g)

$2.68 CA$3.78

$2.23 CA$3.15

20.18%

Rice (white) (1kg)

$2.24 CA$3.17

$2.94 CA$4.16

-23.81%

Eggs

$3.56 CA$5.03

$3.26 CA$4.61

9.20%

Local Cheese (1kg)

$9.09 CA$12.85

$13.38 CA$18.92

-32.06%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.22 CA$15.86

0.98%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.22 CA$22.93

-10.42%

Apples (1kg)

$3.62 CA$5.12

$4.15 CA$5.86

-12.77%

Banana (1kg)

$1.21 CA$1.72

$1.42 CA$2.01

-14.79%

Oranges (1kg)

$3.60 CA$5.09

$3.74 CA$5.29

-3.74%

Tomato (1kg)

$4.21 CA$5.96

$3.60 CA$5.09

16.94%

Potato (1kg)

$1.79 CA$2.53

$2.17 CA$3.06

-17.51%

Onion (1kg)

$1.59 CA$2.25

$2.25 CA$3.18

-29.33%

Lettuce (1 head)

$2.27 CA$3.21

$2.61 CA$3.69

-13.03%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.96 CA$2.78

-36.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$14.65 CA$20.71

-5.67%

Wine (Bottle)

$14.27 CA$20.18

$12.96 CA$18.32

10.11%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$3.51 CA$4.97

-37.32%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.41 CA$4.82

-28.74%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.30 CA$3.25

3.91%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$61.8 CA$87.4

79.44%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.50 CA$4.94

-16.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.74 CA$1.04

62.16%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$20.83 CA$29.45

2.64%

Gasoline (1 liter)

$1.21 CA$1.71

$1.19 CA$1.69

1.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$28.2K CA$39.9K

-0.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.8K CA$28.1K

2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$174 CA$246

-30.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$50.2 CA$70.9

-35.67%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$56.3 CA$79.6

-14.82%

Gym Membership (Monthly)

$38.48 CA$54.4

$36.74 CA$51.9

4.74%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$16.01 CA$22.64

43.41%

Cinema Ticket

$12.38 CA$17.50

$9.43 CA$13.33

31.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$468 CA$662

77.30%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$10.4K CA$14.7K

122.30%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$51.5 CA$72.7

-1.44%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$37.19 CA$52.6

7.61%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$90.9 CA$129

7.74%

Men's Leather Business Shoes

$121 CA$171

$104 CA$147

15.93%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,044 CA$1,475

52.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$833 CA$1,178

69.23%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,773 CA$2,506

50.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,540 CA$2,177

39.75%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,100 CA$2,969

278.34%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,032 CA$2,873

221.92%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,586 CA$3,656

44.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.58

-2.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Regina: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Regina

$833 40.7% 40.9% $577

Groceries & Markets

Toronto

$340 13.3%

Regina

$364 17.8% 7.2% $25

Eating Out

Toronto

$278 10.9%

Regina

$309 15.1% 11.2% $31

Monthly Utilities & Internet

Toronto

$201 7.8%

Regina

$281 13.7% 39.9% $80

Clothing & Footwear

Toronto

$139 5.4%

Regina

$128 6.2% 8.3% $12

Getting Around

Toronto

$129 5.1%

Regina

$78 3.8% 39.6% $51

Sport & Entertainment

Toronto

$63 2.5%

Regina

$56 2.7% 12.1% $7.6

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,044 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $66.0 in Regina. Groceries tell a different story – $340 in Toronto vs $364 in Regina – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Regina

🕒 Local time

12:56 12:56 PM

10:56 10:56 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

215,106

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto Regina 2,040 km ≈ 3 h nonstop flight

From you

Toronto
Regina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Regina: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 25%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,074 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 7% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $76.0 in Toronto and $66.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,049, than in Toronto at $2,561. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.