Cost of Living Comparison Between Toronto and Regina Cost of Living Comparison Between Toronto and Regina

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,078 in Regina, rent included.

A couple spends around $4,130 per month in Toronto vs $3,237 in Regina, rent included.

A family of three spends $5,449 per month in Toronto vs $4,395 in Regina, rent included.

Toronto costs about 35% more than Regina, driven mainly by Getting Around.

Both Toronto and Regina sit above the global median – Toronto by 110%, Regina by 55%.

Meal at Budget Restaurant

$18.71 CA$25.99

$22.43 CA$31.16

-16.58%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$73.9 CA$103

10.73%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$9.51 CA$13.22

13.88%

Cappuccino

$3.89 CA$5.40

$4.21 CA$5.85

-7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.25 CA$3.12

-1.33%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.83 CA$2.54

-9.84%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$6.06 CA$8.42

-0.17%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.95 CA$8.27

10.59%

Milk (1 liter)

$2.73 CA$3.79

$1.83 CA$2.54

49.18%

White Bread (500g)

$2.72 CA$3.77

$1.95 CA$2.71

39.49%

Rice (white) (1kg)

$3.54 CA$4.91

$3.16 CA$4.39

12.03%

Eggs

$3.50 CA$4.86

$3.25 CA$4.51

7.69%

Local Cheese (1kg)

$13.53 CA$18.80

$11.57 CA$16.07

16.94%

Chicken Fillets (1kg)

$13.09 CA$18.19

$11.93 CA$16.58

9.72%

Beef Round Steak (1kg)

$16.96 CA$23.57

$17.46 CA$24.26

-2.86%

Apples (1kg)

$4.16 CA$5.78

$3.74 CA$5.19

11.23%

Banana (1kg)

$1.18 CA$1.64

$1.59 CA$2.21

-25.79%

Oranges (1kg)

$3.25 CA$4.51

$4.26 CA$5.92

-23.71%

Tomato (1kg)

$4.12 CA$5.72

$3.55 CA$4.94

16.06%

Potato (1kg)

$2.50 CA$3.48

$3.27 CA$4.54

-23.55%

Onion (1kg)

$2.88 CA$4.00

$2.75 CA$3.82

4.73%

Lettuce (1 head)

$2.35 CA$3.26

$2.60 CA$3.62

-9.62%

Water (1.5 liter bottle)

$2.00 CA$2.78

$2.36 CA$3.27

-15.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$14.85 CA$20.63

-1.82%

Wine (Bottle)

$14.18 CA$19.70

$13.69 CA$19.02

3.58%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.79 CA$5.27

-26.12%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$2.91 CA$4.04

11.68%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.41 CA$3.35

-0.41%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$64.1 CA$89.1

77.84%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.23 CA$4.49

16.41%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$0.67 CA$0.93

110.45%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$30.02 CA$41.70

-14.96%

Gasoline (1 liter)

$1.10 CA$1.53

$1.07 CA$1.49

2.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.2K CA$28.1K

4.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$163 CA$226

-26.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$51.0 CA$70.8

-26.33%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$51.7 CA$71.8

5.45%

Gym Membership (Monthly)

$55.5 CA$77.1

$38.05 CA$52.9

45.89%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

$16.93 CA$23.53

24.93%

Cinema Ticket

$11.56 CA$16.06

$9.35 CA$12.99

23.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$491 CA$682

130.20%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.0K CA$15.3K

62.96%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$61.0 CA$84.8

-6.67%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$33.29 CA$46.26

20.04%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$84.9 CA$118

5.66%

Men's Leather Business Shoes

$114 CA$159

$113 CA$156

1.50%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$923 CA$1,283

100.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$850 CA$1,181

83.55%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,363 CA$1,893

114.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,548 CA$2,151

59.55%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$2,195 CA$3,050

313.83%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$2,096 CA$2,912

235.68%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$2,716 CA$3,774

31.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Regina: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $923 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $74.0 in Regina. Monthly groceries follow the same trend: $396 vs $379 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Regina: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 35%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,118 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $82.0 in Toronto and $74.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,078, than in Toronto at $2,811. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.