Cost of Living Comparison Between Toronto and Regina Cost of Living Comparison Between Toronto and Regina

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $2,037 in Regina, rent included.

A couple spends around $4,110 per month in Toronto vs $3,142 in Regina, rent included.

A family of three spends $5,432 per month in Toronto vs $4,247 in Regina, rent included.

Toronto costs about 37% more than Regina, driven mainly by Getting Around.

Both Toronto and Regina sit above the global median – Toronto by 109%, Regina by 52%.

Meal at Budget Restaurant

$18.51 CA$25.96

$21.66 CA$30.37

-14.54%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$74.8 CA$105

12.00%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$9.42 CA$13.20

16.45%

Cappuccino

$3.99 CA$5.59

$4.25 CA$5.96

-6.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.35 CA$3.29

-10.21%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.92 CA$2.69

-11.98%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.74 CA$8.04

3.14%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.98 CA$8.39

8.36%

Milk (1 liter)

$2.71 CA$3.80

$1.87 CA$2.62

44.92%

White Bread (500g)

$2.85 CA$4.00

$2.02 CA$2.84

41.09%

Rice (white) (1kg)

$3.56 CA$4.99

$3.08 CA$4.31

15.58%

Eggs

$3.54 CA$4.96

$3.09 CA$4.33

14.56%

Local Cheese (1kg)

$13.26 CA$18.59

$11.36 CA$15.93

16.73%

Chicken Fillets (1kg)

$13.05 CA$18.29

$11.80 CA$16.55

10.59%

Beef Round Steak (1kg)

$16.77 CA$23.51

$17.77 CA$24.91

-5.63%

Apples (1kg)

$4.11 CA$5.77

$3.65 CA$5.12

12.60%

Banana (1kg)

$1.14 CA$1.60

$1.67 CA$2.34

-31.74%

Oranges (1kg)

$3.40 CA$4.76

$4.39 CA$6.16

-22.55%

Tomato (1kg)

$4.02 CA$5.64

$3.54 CA$4.97

13.56%

Potato (1kg)

$2.43 CA$3.41

$3.19 CA$4.48

-23.82%

Onion (1kg)

$2.94 CA$4.12

$2.70 CA$3.78

8.89%

Lettuce (1 head)

$2.47 CA$3.47

$2.63 CA$3.68

-6.08%

Water (1.5 liter bottle)

$1.92 CA$2.69

$2.26 CA$3.17

-15.04%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$14.69 CA$20.60

2.04%

Wine (Bottle)

$14.34 CA$20.10

$13.25 CA$18.57

8.23%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$3.71 CA$5.20

-26.95%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$2.94 CA$4.12

6.12%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.36 CA$3.31

3.81%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$63.9 CA$89.5

76.71%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.39 CA$4.75

7.08%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$0.66 CA$0.93

103.03%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$29.26 CA$41.02

-12.68%

Gasoline (1 liter)

$1.11 CA$1.55

$1.07 CA$1.50

3.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.8K CA$34.8K

1.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$20.0K CA$28.0K

8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$164 CA$230

-28.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$50.9 CA$71.3

-26.10%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$51.4 CA$72.1

4.39%

Gym Membership (Monthly)

$57.1 CA$80.1

$38.19 CA$53.5

49.52%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

$16.97 CA$23.79

22.92%

Cinema Ticket

$11.56 CA$16.20

$9.15 CA$12.83

26.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$497 CA$697

126.26%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$11.1K CA$15.6K

65.79%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$61.9 CA$86.8

-7.43%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$32.86 CA$46.07

18.84%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$84.8 CA$119

3.30%

Men's Leather Business Shoes

$114 CA$159

$110 CA$154

3.35%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$916 CA$1,285

100.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$854 CA$1,197

79.35%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,383 CA$1,939

111.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,551 CA$2,175

61.30%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$2,161 CA$3,030

303.75%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$2,056 CA$2,883

233.96%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$2,656 CA$3,723

30.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Regina: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $916 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $75.0 in Regina. Monthly groceries follow the same trend: $395 vs $377 – making Regina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Regina: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 37%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,181 per month in Toronto and $3,055 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $84.0 in Toronto and $75.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,037, than in Toronto at $2,788. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.