Cost of Living Comparison Between Toronto and Regina Cost of Living Comparison Between Toronto and Regina

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $2,115 in Regina, rent included.

A couple spends around $3,848 per month in Toronto vs $3,242 in Regina, rent included.

A family of three spends $5,067 per month in Toronto vs $4,368 in Regina, rent included.

Toronto costs about 24% more than Regina, driven mainly by Getting Around.

Both Toronto and Regina sit above the global median – Toronto by 91%, Regina by 54%.

Meal at Budget Restaurant

$17.88 CA$24.85

$21.24 CA$29.52

-15.82%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$69.3 CA$96.3

26.79%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.19

$10.99 CA$15.28

-0.55%

Cappuccino

$4.06 CA$5.64

$4.51 CA$6.27

-9.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$2.43 CA$3.37

-10.29%

Water (0.33 liter bottle)

$1.70 CA$2.36

$1.75 CA$2.44

-2.86%

Local Beer (0.5 liter draught)

$6.69 CA$9.29

$6.78 CA$9.43

-1.33%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.21

$6.22 CA$8.64

18.17%

Milk (1 liter)

$2.78 CA$3.86

$1.58 CA$2.20

75.95%

White Bread (500g)

$2.89 CA$4.02

$2.28 CA$3.17

26.75%

Rice (white) (1kg)

$2.56 CA$3.56

$3.02 CA$4.19

-15.23%

Eggs

$3.79 CA$5.26

$3.34 CA$4.65

13.47%

Local Cheese (1kg)

$10.17 CA$14.13

$13.67 CA$19.00

-25.60%

Chicken Fillets (1kg)

$11.95 CA$16.60

$11.77 CA$16.35

1.53%

Beef Round Steak (1kg)

$16.12 CA$22.40

$16.79 CA$23.32

-3.99%

Apples (1kg)

$3.89 CA$5.41

$4.34 CA$6.04

-10.37%

Banana (1kg)

$1.27 CA$1.77

$1.49 CA$2.06

-14.77%

Oranges (1kg)

$3.88 CA$5.39

$3.97 CA$5.51

-2.27%

Tomato (1kg)

$4.33 CA$6.02

$3.83 CA$5.32

13.05%

Potato (1kg)

$1.83 CA$2.54

$2.30 CA$3.20

-20.43%

Onion (1kg)

$1.50 CA$2.08

$2.32 CA$3.23

-35.34%

Lettuce (1 head)

$2.28 CA$3.16

$2.62 CA$3.64

-12.98%

Water (1.5 liter bottle)

$1.44 CA$2.00

$1.95 CA$2.71

-26.15%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.73

$14.94 CA$20.76

-4.95%

Wine (Bottle)

$14.24 CA$19.79

$13.48 CA$18.73

5.64%

Local Beer (0.5 liter bottle)

$2.25 CA$3.12

$3.56 CA$4.94

-36.80%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.52

$3.43 CA$4.77

-26.24%

One-way Ticket (Public Transport)

$2.47 CA$3.43

$2.39 CA$3.32

3.35%

Public Transport Monthly Pass (Regular Price)

$112 CA$156

$63.5 CA$88.3

76.29%

Taxi Start (Normal Tariff)

$3.05 CA$4.24

$3.75 CA$5.21

-18.67%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.72

$0.77 CA$1.07

61.04%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.18

$21.88 CA$30.40

2.56%

Gasoline (1 liter)

$1.24 CA$1.72

$1.14 CA$1.59

8.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.2K

$28.1K CA$39.1K

-2.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.4K

$20.7K CA$28.7K

2.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$181 CA$251

-29.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.95

$53.7 CA$74.6

-37.08%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.4

$57.3 CA$79.6

-13.97%

Gym Membership (Monthly)

$40.93 CA$56.9

$37.59 CA$52.2

8.89%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.21

$16.54 CA$22.98

48.85%

Cinema Ticket

$13.16 CA$18.29

$9.92 CA$13.79

32.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,101

$474 CA$659

67.05%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.5K

$10.9K CA$15.2K

120.53%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.8

$53.2 CA$74.0

2.44%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.9

$39.17 CA$54.4

10.06%

Sport Shoes (Adidas, Nike)

$102 CA$141

$94.7 CA$132

7.14%

Men's Leather Business Shoes

$123 CA$171

$111 CA$154

11.31%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,297

$1,078 CA$1,498

53.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,017

$849 CA$1,180

70.94%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,744

$1,788 CA$2,485

50.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,987

$1,585 CA$2,202

35.64%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$2,135 CA$2,967

290.93%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,471

$2,104 CA$2,924

223.92%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,022

$2,662 CA$3,700

35.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.58

-1.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Regina: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $1,078 in Regina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $69.0 in Regina. Groceries tell a different story – $365 in Toronto vs $377 in Regina – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Regina: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 24%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,942 per month in Toronto and $3,173 in Regina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Regina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 3% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $88.0 in Toronto and $69.0 in Regina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Regina, where all-in costs run around $2,115, than in Toronto at $2,628. In Regina it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Regina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Regina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.