Last update: Nov 2026

Cost of Living Comparison Between Ratchaburi and Ubud, Bali

For one person, living is cheaper in Ratchaburi: $1,006 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Ratchaburi
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Ratchaburi Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ratchaburi

🇹🇭 Thailand

$1,006

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratchaburi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratchaburi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Ratchaburi versus $1,331 in Ubud, Bali.

Ratchaburi $1,006
Ubud, Bali $1,331

Estimated couple costs with rent: $1,533 in Ratchaburi versus $2,255 in Ubud, Bali.

Ratchaburi $1,533
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,061 in Ratchaburi versus $3,180 in Ubud, Bali.

Ratchaburi $2,061
Ubud, Bali $3,180

Living in Ratchaburi costs roughly 24% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ratchaburi 26% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.01 ฿102

$3.38 Rp 61.3K

-10.95%

Three-Course Dinner for Two, Mid-Range

$27.13 ฿915

$34.65 Rp 628.8K

-21.70%

Fast Food Meal (McDonalds, etc)

$8.75 ฿295

$5.57 Rp 101.2K

57.09%

Cappuccino

$1.99 ฿67.1

$2.62 Rp 47.5K

-24.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿22.07

$1.54 Rp 27.9K

-57.79%

Water (0.33 liter bottle)

$0.25 ฿8.35

$0.64 Rp 11.6K

-60.94%

Local Beer (0.5 liter draught)

$2.43 ฿82.0

$2.67 Rp 48.4K

-8.99%

Imported Beer (0.33 liter bottle)

$2.61 ฿88.1

$4.26 Rp 77.4K

-38.73%

Milk (1 liter)

$1.63 ฿54.9

$1.46 Rp 26.5K

11.64%

White Bread (500g)

$1.47 ฿49.52

$2.29 Rp 41.6K

-35.81%

Rice (white) (1kg)

$1.40 ฿47.11

$1.11 Rp 20.1K

26.13%

Eggs

$2.19 ฿73.7

$2.10 Rp 38.1K

4.29%

Local Cheese (1kg)

$15.19 ฿512

$15.94 Rp 289.3K

-4.71%

Chicken Fillets (1kg)

$2.57 ฿86.8

$3.88 Rp 70.5K

-33.76%

Beef Round Steak (1kg)

$10.19 ฿344

$11.40 Rp 206.9K

-10.61%

Apples (1kg)

$3.43 ฿116

$3.55 Rp 64.5K

-3.38%

Banana (1kg)

$1.25 ฿42.04

$1.54 Rp 27.9K

-18.83%

Oranges (1kg)

$1.92 ฿64.7

$2.23 Rp 40.5K

-13.90%

Tomato (1kg)

$1.94 ฿65.6

$1.97 Rp 35.8K

-1.52%

Potato (1kg)

$1.19 ฿40.23

$1.86 Rp 33.7K

-36.02%

Onion (1kg)

$1.07 ฿36.23

$2.42 Rp 43.9K

-55.79%

Lettuce (1 head)

$1.22 ฿41.31

$1.02 Rp 18.6K

19.61%

Water (1.5 liter bottle)

$0.40 ฿13.46

$0.52 Rp 9,479

-23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.39 ฿148

$2.20 Rp 39.9K

99.55%

Wine (Bottle)

$17.51 ฿591

$21.79 Rp 395.4K

-19.64%

Local Beer (0.5 liter bottle)

$1.65 ฿55.8

$2.33 Rp 42.2K

-29.18%

Imported Beer (0.33 liter bottle)

$2.95 ฿99.7

$2.97 Rp 53.9K

-0.67%

One-way Ticket (Public Transport)

$0.99 ฿33.25

$0.25 Rp 4,544

296.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.17 ฿39.61

$0.44 Rp 7,944

165.91%

Taxi (Normal Tariff) (1km)

$1.07 ฿36.24

$0.47 Rp 8,493

127.66%

Taxi 1hour Waiting (Normal Tariff)

$3.62 ฿122

$5.60 Rp 101.6K

-35.36%

Gasoline (1 liter)

$1.50 ฿50.6

$0.83 Rp 15.0K

80.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.1K ฿1.6M

$24.4K Rp 443.7M

88.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K ฿884.8K

$31.7K Rp 575.2M

-17.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.0 ฿3,070

$77.5 Rp 1.4M

17.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.63 ฿392

$6.14 Rp 111.5K

89.41%

Internet (50+ Mbps, Unlimited Data)

$18.72 ฿631

$18.92 Rp 343.3K

-1.06%

Gym Membership (Monthly)

$53.7 ฿1,810

$51.0 Rp 925.4K

5.26%

Tennis Court (1 Hour on Weekend)

$13.50 ฿455

$18.25 Rp 331.2K

-26.03%

Cinema Ticket

$7.59 ฿256

$4.38 Rp 79.5K

73.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$630 ฿21.2K

$492 Rp 8.9M

27.93%

International Primary School, 1 Child (Yearly)

$20.7K ฿697.2K

$12.2K Rp 221.8M

69.13%

Jeans (Levis 501 Or Similar)

$50.1 ฿1,690

$45.16 Rp 819.6K

10.92%

Summer Dress (H&M, Zara, etc)

$29.01 ฿979

$34.89 Rp 633.2K

-16.85%

Sport Shoes (Adidas, Nike)

$95.5 ฿3,221

$78.3 Rp 1.4M

21.94%

Men's Leather Business Shoes

$75.5 ฿2,545

$77.9 Rp 1.4M

-3.09%

1-bedroom Apartment, City Center (Monthly)

$497 ฿16.8K

$1,078 Rp 19.6M

-53.85%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ฿12.0K

$665 Rp 12.1M

-46.33%

3-bedroom Apartment, City Center (Monthly)

$1,266 ฿42.7K

$3,510 Rp 63.7M

-63.95%

3-bedroom Apartment, Outside City Center (Monthly)

$645 ฿21.7K

$1,671 Rp 30.3M

-61.43%

Buy Apartment in City Center (m2)

$2,210 ฿74.5K

$2,340 Rp 42.5M

-5.58%

Buy Apartment Outside City Center (m2)

$1,851 ฿62.4K

$2,236 Rp 40.6M

-17.21%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

13.78

-56.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratchaburi: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ratchaburi

$357 35.5%

Ubud, Bali

$665 50% 86.3% $308

Groceries & Markets

Ratchaburi

$241 23.9%

Ubud, Bali

$279 21% 16% $39

Monthly Utilities & Internet

Ratchaburi

$121 12.1%

Ubud, Bali

$103 7.7% 15.5% $19

Clothing & Footwear

Ratchaburi

$113 11.2%

Ubud, Bali

$106 8% 5.5% $6.2

Eating Out

Ratchaburi

$95 9.5%

Ubud, Bali

$106 8% 11.1% $11

Sport & Entertainment

Ratchaburi

$69 6.8%

Ubud, Bali

$60 4.5% 13.2% $9.1

Getting Around

Ratchaburi

$10 * 1%

Ubud, Bali

$12 0.9% 13.9% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $497 in Ratchaburi and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $27 in Ratchaburi vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $241 vs $279 per month, with Ratchaburi cheaper across the board.

Good to know

🇹🇭 Ratchaburi

🇮🇩 Ubud, Bali

🕒 Local time

17:43 5:43 PM

18:43 6:43 PM

1 h ahead of Ratchaburi

🌤 Weather

👥 Population

38,208

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.64 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Ratchaburi Ubud, Bali 2,990 km ≈ 4 h 15 min nonstop flight

From you

Ratchaburi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratchaburi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ratchaburi wins on cost – living expenses run 24% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.

You’d need roughly $1,509 in Ratchaburi and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $497 in Ratchaburi versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,006 per month in Ratchaburi versus $1,331 in Ubud, Bali – Ratchaburi is about 24% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ratchaburi is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ratchaburi and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.