Cost of Living Comparison Between Ratchaburi and Ubud, Bali Cost of Living Comparison Between Ratchaburi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $964 in Ratchaburi versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,608 in Ratchaburi versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,252 in Ratchaburi versus $3,327 in Ubud, Bali.

Living in Ratchaburi costs roughly 30% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ratchaburi is 30% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Ratchaburi
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.30 ฿110
$3.44 Rp 60.9K
-4.07%
Three-Course Dinner for Two, Mid-Range
$37.24 ฿1,243
$36.31 Rp 643.0K
2.56%
Fast Food Meal (McDonalds, etc)
$8.88 ฿296
$5.71 Rp 101.0K
55.52%
Cappuccino
$2.16 ฿71.9
$2.67 Rp 47.3K
-19.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 ฿22.95
$1.75 Rp 31.0K
-60.57%
Water (0.33 liter bottle)
$0.32 ฿10.78
$0.87 Rp 15.4K
-63.22%
Local Beer (0.5 liter draught)
$2.42 ฿80.8
$2.95 Rp 52.3K
-17.97%
Imported Beer (0.33 liter bottle)
$2.80 ฿93.4
$4.52 Rp 80.0K
-38.05%
🛒 Groceries & Markets
Ratchaburi
Ubud, Bali
Difference
Milk (1 liter)
$1.85 ฿61.6
$1.62 Rp 28.7K
14.20%
White Bread (500g)
$1.47 ฿48.96
$2.33 Rp 41.3K
-36.91%
Rice (white) (1kg)
$1.41 ฿47.11
$1.11 Rp 19.6K
27.03%
Eggs
$2.25 ฿74.9
$2.20 Rp 39.0K
2.27%
Local Cheese (1kg)
$15.68 ฿523
$17.69 Rp 313.3K
-11.36%
Chicken Fillets (1kg)
$2.70 ฿90.1
$4.10 Rp 72.5K
-34.15%
Beef Round Steak (1kg)
$10.39 ฿347
$12.18 Rp 215.6K
-14.70%
Apples (1kg)
$3.49 ฿117
$3.71 Rp 65.6K
-5.93%
Banana (1kg)
$1.30 ฿43.55
$1.59 Rp 28.1K
-18.24%
Oranges (1kg)
$1.96 ฿65.5
$2.28 Rp 40.4K
-14.04%
Tomato (1kg)
$1.93 ฿64.4
$1.95 Rp 34.6K
-1.03%
Potato (1kg)
$1.27 ฿42.45
$1.91 Rp 33.7K
-33.51%
Onion (1kg)
$1.06 ฿35.42
$2.33 Rp 41.3K
-54.51%
Lettuce (1 head)
$1.30 ฿43.42
$1.01 Rp 17.8K
28.71%
Water (1.5 liter bottle)
$0.46 ฿15.30
$0.55 Rp 9,773
-16.36%
Cigarettes 20 Pack (Marlboro, Camel)
$4.33 ฿145
$2.23 Rp 39.5K
94.17%
Wine (Bottle)
$18.05 ฿602
$23.07 Rp 408.6K
-21.76%
Local Beer (0.5 liter bottle)
$1.74 ฿58.1
$2.42 Rp 42.8K
-28.10%
Imported Beer (0.33 liter bottle)
$2.92 ฿97.6
$3.00 Rp 53.1K
-2.67%
🚌 Getting Around
Ratchaburi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.92 ฿30.80
$0.27 Rp 4,814
240.74%
Public Transport Monthly Pass (Regular Price)
-
$8.98 Rp 159.1K
-
Taxi Start (Normal Tariff)
$1.33 ฿44.46
$0.48 Rp 8,566
177.08%
Taxi (Normal Tariff) (1km)
$1.10 ฿36.63
$0.43 Rp 7,679
155.81%
Taxi 1hour Waiting (Normal Tariff)
$3.57 ฿119
$5.64 Rp 99.9K
-36.70%
Gasoline (1 liter)
$1.46 ฿48.67
$0.80 Rp 14.2K
82.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.5K ฿1.6M
$24.9K Rp 441.7M
90.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K ฿925.5K
$31.7K Rp 561.5M
-12.57%
🧾 Monthly Utilities & Internet
Ratchaburi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.1 ฿3,141
$81.5 Rp 1.4M
15.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.78 ฿393
$6.49 Rp 115.0K
81.51%
Internet (50+ Mbps, Unlimited Data)
$19.21 ฿641
$18.77 Rp 332.4K
2.34%
🎉 Sport & Entertainment
Ratchaburi
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.70 ฿1,625
$56.9 Rp 1.0M
-14.37%
Tennis Court (1 Hour on Weekend)
$14.01 ฿468
$18.73 Rp 331.7K
-25.20%
Cinema Ticket
$7.64 ฿255
$4.54 Rp 80.4K
68.28%
🧸 Childcare & Education
Ratchaburi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$639 ฿21.3K
$481 Rp 8.5M
32.93%
International Primary School, 1 Child (Yearly)
$14.8K ฿495.2K
$5,711 Rp 101.1M
159.75%
👕👟 Clothing & Footwear
Ratchaburi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.9 ฿1,733
$45.52 Rp 806.0K
14.08%
Summer Dress (H&M, Zara, etc)
$30.42 ฿1,016
$35.88 Rp 635.4K
-15.22%
Sport Shoes (Adidas, Nike)
$96.8 ฿3,229
$80.4 Rp 1.4M
20.35%
Men's Leather Business Shoes
$78.4 ฿2,616
$78.7 Rp 1.4M
-0.37%
🏠 Accommodation & Living
Ratchaburi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$450 ฿15.0K
$1,115 Rp 19.7M
-59.59%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.3K
$698 Rp 12.4M
-55.78%
3-bedroom Apartment, City Center (Monthly)
$1,403 ฿46.8K
$3,637 Rp 64.4M
-61.42%
3-bedroom Apartment, Outside City Center (Monthly)
$741 ฿24.7K
$1,737 Rp 30.8M
-57.34%
Buy Apartment in City Center (m2)
$2,019 ฿67.4K
$2,784 Rp 49.3M
-27.48%
Buy Apartment Outside City Center (m2)
$1,592 ฿53.1K
$2,290 Rp 40.5M
-30.49%
💵 Salaries & Financials
Ratchaburi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$168 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.96
13.78
-56.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratchaburi: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $450 in Ratchaburi and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Ratchaburi vs $36.00 in Ubud, Bali. Groceries flip the comparison at $250 vs $295, with Ratchaburi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ratchaburi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ratchaburi or Ubud, Bali?
Ratchaburi wins on cost – living expenses run 42% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ratchaburi and in Ubud, Bali?
You'd need roughly $1,446 in Ratchaburi and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ratchaburi compared to Ubud, Bali?
Rent for a central apartment: $450 in Ratchaburi versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ratchaburi or in Ubud, Bali?
Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ratchaburi compared to Ubud, Bali?
All in, you'll spend $964 per month in Ratchaburi versus $1,368 in Ubud, Bali – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ratchaburi or in Ubud, Bali?
At $964 in Ratchaburi versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Ratchaburi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratchaburi the clear choice for anyone on this budget.
Which city is better for digital nomads, Ratchaburi or Ubud, Bali?
Both work as nomad bases, but Ratchaburi delivers better value – similar infrastructure at $964 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ratchaburi hard to pass up.
How safe is Ratchaburi compared to Ubud, Bali?
Safety-wise, Ratchaburi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ratchaburi gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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