Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ratchaburi

For one person, living is cheaper in Ratchaburi: $1,006 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Ratchaburi
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Ratchaburi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ratchaburi

🇹🇭 Thailand

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ratchaburi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ratchaburi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,006 in Ratchaburi.

Ubud, Bali $1,331
Ratchaburi $1,006

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,533 in Ratchaburi.

Ubud, Bali $2,255
Ratchaburi $1,533

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,061 in Ratchaburi.

Ubud, Bali $3,180
Ratchaburi $2,061

Living in Ubud, Bali is roughly 32% more expensive than in Ratchaburi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Ratchaburi 26% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.01 ฿102

12.29%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$27.13 ฿915

27.72%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.75 ฿295

-36.34%

Cappuccino

$2.62 Rp 47.5K

$1.99 ฿67.1

31.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.65 ฿22.07

136.92%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.25 ฿8.35

156.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.43 ฿82.0

9.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.61 ฿88.1

63.22%

Milk (1 liter)

$1.46 Rp 26.5K

$1.63 ฿54.9

-10.43%

White Bread (500g)

$2.29 Rp 41.6K

$1.47 ฿49.52

55.78%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.40 ฿47.11

-20.71%

Eggs

$2.10 Rp 38.1K

$2.19 ฿73.7

-4.11%

Local Cheese (1kg)

$15.94 Rp 289.3K

$15.19 ฿512

4.94%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.57 ฿86.8

50.97%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$10.19 ฿344

11.87%

Apples (1kg)

$3.55 Rp 64.5K

$3.43 ฿116

3.50%

Banana (1kg)

$1.54 Rp 27.9K

$1.25 ฿42.04

23.20%

Oranges (1kg)

$2.23 Rp 40.5K

$1.92 ฿64.7

16.15%

Tomato (1kg)

$1.97 Rp 35.8K

$1.94 ฿65.6

1.55%

Potato (1kg)

$1.86 Rp 33.7K

$1.19 ฿40.23

56.30%

Onion (1kg)

$2.42 Rp 43.9K

$1.07 ฿36.23

126.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.22 ฿41.31

-16.39%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.40 ฿13.46

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.39 ฿148

-49.89%

Wine (Bottle)

$21.79 Rp 395.4K

$17.51 ฿591

24.44%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.65 ฿55.8

41.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.95 ฿99.7

0.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.99 ฿33.25

-74.75%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.17 ฿39.61

-62.39%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.07 ฿36.24

-56.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$3.62 ฿122

54.70%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.50 ฿50.6

-44.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$46.1K ฿1.6M

-47.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$26.2K ฿884.8K

20.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$91.0 ฿3,070

-14.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$11.63 ฿392

-47.21%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$18.72 ฿631

1.07%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$53.7 ฿1,810

-4.99%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$13.50 ฿455

35.19%

Cinema Ticket

$4.38 Rp 79.5K

$7.59 ฿256

-42.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$630 ฿21.2K

-21.83%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$20.7K ฿697.2K

-40.88%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$50.1 ฿1,690

-9.84%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$29.01 ฿979

20.27%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.5 ฿3,221

-17.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$75.5 ฿2,545

3.19%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$497 ฿16.8K

116.69%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$357 ฿12.0K

86.31%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,266 ฿42.7K

177.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$645 ฿21.7K

159.25%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,210 ฿74.5K

5.90%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,851 ฿62.4K

20.79%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.96

131.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ratchaburi: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ratchaburi

$357 35.5% 46.3% $308

Groceries & Markets

Ubud, Bali

$279 21%

Ratchaburi

$241 23.9% 13.8% $39

Clothing & Footwear

Ubud, Bali

$106 8%

Ratchaburi

$113 11.2% 5.9% $6.2

Eating Out

Ubud, Bali

$106 8%

Ratchaburi

$95 9.5% 10% $11

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ratchaburi

$121 12.1% 18.4% $19

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ratchaburi

$69 6.8% 15.2% $9.1

Getting Around

Ubud, Bali

$12 0.9%

Ratchaburi

$10 * 1% 12.2% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $497 in Ratchaburi. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $27 in Ratchaburi for a mid-range dinner for two. Groceries echo the gap at $279 vs $241 per month, with Ratchaburi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Ratchaburi

🕒 Local time

18:56 6:56 PM

17:56 5:56 PM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,208

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 THB = 2.96 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ratchaburi 2,990 km ≈ 4 h 15 min nonstop flight

From you

Ubud, Bali
Ratchaburi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratchaburi: Cost of Living - Frequently Asked Questions

Ratchaburi wins on cost – living expenses run 24% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,509 in Ratchaburi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $497 in Ratchaburi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,006 in Ratchaburi – Ratchaburi is about 24% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ratchaburi is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ratchaburi are both considered safe, so it’s unlikely to be the deciding factor between them.