Cost of Living Comparison Between Ubud, Bali and Ratchaburi Cost of Living Comparison Between Ubud, Bali and Ratchaburi

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $832 in Ratchaburi.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,391 in Ratchaburi.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,949 in Ratchaburi.

Living in Ubud, Bali is roughly 67% more expensive than in Ratchaburi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ratchaburi is 37% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.73 ฿124

-4.29%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$31.01 ฿1,035

4.22%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.05 ฿202

-17.19%

Cappuccino

$2.82 Rp 51.0K

$1.06 ฿35.48

166.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.30 ฿9.93

350.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.32 ฿10.72

128.13%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.36 ฿78.8

24.15%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.14 ฿71.5

84.11%

Milk (1 liter)

$1.78 Rp 32.1K

$1.74 ฿58.0

2.30%

White Bread (500g)

$2.45 Rp 44.2K

$1.15 ฿38.49

113.04%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.60 ฿20.02

91.67%

Eggs

$2.41 Rp 43.6K

$2.29 ฿76.5

5.24%

Local Cheese (1kg)

$14.33 Rp 258.7K

$15.46 ฿516

-7.31%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.39 ฿79.8

75.31%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$6.94 ฿231

73.78%

Apples (1kg)

$3.64 Rp 65.7K

$3.15 ฿105

15.56%

Banana (1kg)

$1.57 Rp 28.3K

$0.64 ฿21.49

145.31%

Oranges (1kg)

$2.79 Rp 50.3K

$1.20 ฿40.02

132.50%

Tomato (1kg)

$2.24 Rp 40.5K

$0.45 ฿14.97

397.78%

Potato (1kg)

$1.98 Rp 35.7K

$0.96 ฿32.12

106.25%

Onion (1kg)

$2.28 Rp 41.1K

$0.84 ฿28.03

171.43%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.60 ฿20.08

75.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.52 ฿17.51

51.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.40 ฿113

-6.18%

Wine (Bottle)

$23.49 Rp 424.1K

$17.75 ฿592

32.34%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.75 ฿58.3

65.71%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.19 ฿73.2

26.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.89 ฿29.56

-69.66%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$31.31 ฿1,044

-73.27%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.06 ฿35.28

-57.55%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.46 ฿15.33

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$3.30 ฿110

83.94%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.97 ฿32.43

-11.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.5K ฿950.6K

-6.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.3K ฿710.4K

52.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$62.3 ฿2,077

26.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$13.80 ฿461

-70.36%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$10.92 ฿364

118.41%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$48.40 ฿1,615

104.09%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$12.03 ฿401

-47.22%

Cinema Ticket

$4.01 Rp 72.3K

$4.09 ฿136

-1.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$296 ฿9,889

0.27%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$9,407 ฿313.8K

-29.82%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$30.00 ฿1,001

78.10%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$19.60 ฿654

94.44%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$100 ฿3,340

-11.45%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$43.36 ฿1,446

76.71%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$421 ฿14.0K

142.13%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$280 ฿9,349

142.74%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$797 ฿26.6K

335.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$662 ฿22.1K

215.85%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,865 ฿62.2K

46.35%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,390 ฿46.4K

65.17%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ratchaburi: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $421 in Ratchaburi. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $31.00 in Ratchaburi for a mid-range dinner for two. Groceries echo the gap at $298 vs $208 per month, with Ratchaburi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratchaburi: Cost of Living - Frequently Asked Questions

Ratchaburi wins on cost – living expenses run 67% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $1,248 in Ratchaburi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $421 in Ratchaburi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ratchaburi – a meal for two runs $31.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $832 in Ratchaburi versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Ratchaburi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratchaburi the clear choice for anyone on this budget.

Both work as nomad bases, but Ratchaburi delivers better value – similar infrastructure at $832 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ratchaburi hard to pass up.

Safety-wise, Ubud, Bali and Ratchaburi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratchaburi gentler on the wallet – expenses run 67% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.