Cost of Living Comparison Between Ubud, Bali and Ratchaburi Cost of Living Comparison Between Ubud, Bali and Ratchaburi

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $964 in Ratchaburi.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,608 in Ratchaburi.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,252 in Ratchaburi.

Living in Ubud, Bali is roughly 42% more expensive than in Ratchaburi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Ratchaburi is 30% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.30 ฿110

4.24%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$37.24 ฿1,243

-2.50%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$8.88 ฿296

-35.70%

Cappuccino

$2.67 Rp 47.3K

$2.16 ฿71.9

23.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.69 ฿22.95

153.62%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.32 ฿10.78

171.88%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.42 ฿80.8

21.90%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.80 ฿93.4

61.43%

Milk (1 liter)

$1.62 Rp 28.7K

$1.85 ฿61.6

-12.43%

White Bread (500g)

$2.33 Rp 41.3K

$1.47 ฿48.96

58.50%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.41 ฿47.11

-21.28%

Eggs

$2.20 Rp 39.0K

$2.25 ฿74.9

-2.22%

Local Cheese (1kg)

$17.69 Rp 313.3K

$15.68 ฿523

12.82%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.70 ฿90.1

51.85%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.39 ฿347

17.23%

Apples (1kg)

$3.71 Rp 65.6K

$3.49 ฿117

6.30%

Banana (1kg)

$1.59 Rp 28.1K

$1.30 ฿43.55

22.31%

Oranges (1kg)

$2.28 Rp 40.4K

$1.96 ฿65.5

16.33%

Tomato (1kg)

$1.95 Rp 34.6K

$1.93 ฿64.4

1.04%

Potato (1kg)

$1.91 Rp 33.7K

$1.27 ฿42.45

50.39%

Onion (1kg)

$2.33 Rp 41.3K

$1.06 ฿35.42

119.81%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.30 ฿43.42

-22.31%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.46 ฿15.30

19.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.33 ฿145

-48.50%

Wine (Bottle)

$23.07 Rp 408.6K

$18.05 ฿602

27.81%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.74 ฿58.1

39.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.92 ฿97.6

2.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.92 ฿30.80

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.33 ฿44.46

-63.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.10 ฿36.63

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.57 ฿119

57.98%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.46 ฿48.67

-45.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$47.5K ฿1.6M

-47.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$27.7K ฿925.5K

14.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$94.1 ฿3,141

-13.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$11.78 ฿393

-44.91%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$19.21 ฿641

-2.29%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$48.70 ฿1,625

16.78%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.01 ฿468

33.69%

Cinema Ticket

$4.54 Rp 80.4K

$7.64 ฿255

-40.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$639 ฿21.3K

-24.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$14.8K ฿495.2K

-61.50%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$51.9 ฿1,733

-12.34%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$30.42 ฿1,016

17.95%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$96.8 ฿3,229

-16.91%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$78.4 ฿2,616

0.37%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$450 ฿15.0K

147.46%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$309 ฿10.3K

126.13%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,403 ฿46.8K

159.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$741 ฿24.7K

134.43%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,019 ฿67.4K

37.89%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,592 ฿53.1K

43.87%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.96

131.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ratchaburi: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $450 in Ratchaburi. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $37.00 in Ratchaburi. Groceries flip the comparison at $295 vs $250, with Ratchaburi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratchaburi: Cost of Living - Frequently Asked Questions

Ratchaburi wins on cost – living expenses run 42% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,446 in Ratchaburi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $450 in Ratchaburi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $964 in Ratchaburi – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

At $964 in Ratchaburi versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Ratchaburi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratchaburi the clear choice for anyone on this budget.

Both work as nomad bases, but Ratchaburi delivers better value – similar infrastructure at $964 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ratchaburi hard to pass up.

Safety-wise, Ubud, Bali and Ratchaburi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratchaburi gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.