Cost of Living Comparison Between Ubud, Bali and Ratchaburi Cost of Living Comparison Between Ubud, Bali and Ratchaburi

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $853 in Ratchaburi.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,388 in Ratchaburi.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,923 in Ratchaburi.

Living in Ubud, Bali is roughly 65% more expensive than Ratchaburi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Ratchaburi is 36% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.74 ฿122

-4.55%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$30.22 ฿984

7.54%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.02 ฿196

-19.27%

Cappuccino

$2.75 Rp 49.2K

$1.06 ฿34.40

159.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.30 ฿9.66

340.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.32 ฿10.57

118.75%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.27 ฿73.8

28.19%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.12 ฿69.0

78.77%

Milk (1 liter)

$1.71 Rp 30.6K

$1.76 ฿57.3

-2.84%

White Bread (500g)

$2.47 Rp 44.3K

$1.19 ฿38.80

107.56%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.60 ฿19.57

100.00%

Eggs

$2.44 Rp 43.8K

$2.33 ฿75.7

4.72%

Local Cheese (1kg)

$14.38 Rp 257.7K

$15.71 ฿512

-8.47%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.49 ฿81.1

73.09%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$6.75 ฿220

80.89%

Apples (1kg)

$3.68 Rp 66.0K

$3.02 ฿98.5

21.85%

Banana (1kg)

$1.55 Rp 27.8K

$0.65 ฿21.13

138.46%

Oranges (1kg)

$2.79 Rp 49.9K

$1.25 ฿40.55

123.20%

Tomato (1kg)

$2.33 Rp 41.8K

$0.41 ฿13.39

468.29%

Potato (1kg)

$1.97 Rp 35.3K

$0.96 ฿31.26

105.21%

Onion (1kg)

$2.31 Rp 41.4K

$0.90 ฿29.23

156.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.60 ฿19.53

76.67%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.53 ฿17.20

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.42 ฿112

-4.09%

Wine (Bottle)

$22.79 Rp 408.4K

$16.90 ฿550

34.85%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.81 ฿58.8

55.25%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.10 ฿68.3

32.38%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.89 ฿28.87

-67.42%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$31.32 ฿1,020

-74.27%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.06 ฿34.53

-57.55%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.49 ฿16.05

-8.16%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.42 ฿111

82.46%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.95 ฿30.92

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$28.7K ฿935.8K

-9.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$21.8K ฿711.3K

44.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$60.5 ฿1,971

33.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.64 ฿444

-70.23%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$10.97 ฿357

122.61%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$48.95 ฿1,594

99.53%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$12.22 ฿398

-47.22%

Cinema Ticket

$4.04 Rp 72.4K

$3.92 ฿128

3.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$289 ฿9,396

5.38%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,334 ฿304.0K

-29.07%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$30.00 ฿977

80.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$19.98 ฿651

94.09%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$102 ฿3,320

-15.48%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$43.84 ฿1,428

74.89%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$431 ฿14.1K

128.43%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$284 ฿9,240

131.93%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$809 ฿26.3K

316.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$646 ฿21.0K

219.97%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,942 ฿63.3K

41.16%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,508 ฿49.1K

47.73%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ratchaburi: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $431 in Ratchaburi. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Ratchaburi for a mid-range dinner for two. Groceries echo the gap at $297 vs $208 per month, with Ratchaburi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ratchaburi: Cost of Living - Frequently Asked Questions

Ratchaburi wins on cost – living expenses run 65% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ratchaburi the obvious pick if budget is a priority.

You'd need roughly $2,106 in Ubud, Bali and $1,280 in Ratchaburi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $431 in Ratchaburi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ratchaburi – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $853 in Ratchaburi versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Ratchaburi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ratchaburi the clear choice for anyone on this budget.

Both work as nomad bases, but Ratchaburi delivers better value – similar infrastructure at $853 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ratchaburi hard to pass up.

Safety-wise, Ubud, Bali and Ratchaburi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratchaburi gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.